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FEMA Emergency Management Declaration – West Virginia Severe Winter Storm

Posted on January 27, 2026January 27, 2026 by Safeguard
FEMA Emergency Management Declaration – West Virginia Severe Winter Storm

FEMA Alert
January 24, 2026

FEMA has issued an Emergency Management Declaration for the state of West Virginia to supplement state, tribal and local recovery efforts in areas affected by a severe storm beginning January 23, 2026 and continuing.  The following counties have been approved for assistance:

Public Assistance:

  • Barbour (County)
  • Berkeley (County)
  • Boone (County)
  • Braxton (County)
  • Brooke (County)
  • Cabell (County)
  • Calhoun (County)
  • Clay (County)
  • Doddridge (County)
  • Fayette (County)
  • Gilmer (County)
  • Grant (County)
  • Greenbrier (County)
  • Hampshire (County)
  • Hancock (County)
  • Hardy (County)
  • Harrison (County)
  • Jackson (County)
  • Jefferson (County)
  • Kanawha (County)
  • Lewis (County)
  • Lincoln (County)
  • Logan (County)
  • Marion (County)
  • Marshall (County)
  • Mason (County)
  • McDowell (County)
  • Mercer (County)
  • Mineral (County)
  • Mingo (County)
  • Monongalia (County)
  • Monroe (County)
  • Morgan (County)
  • Nicholas (County)
  • Ohio (County)
  • Pendleton (County)
  • Pleasants (County)
  • Pocahontas (County)
  • Preston (County)
  • Putnam (County)
  • Raleigh (County)
  • Randolph (County)
  • Ritchie (County)
  • Roane (County)
  • Summers (County)
  • Taylor (County)
  • Tucker (County)
  • Tyler (County)
  • Upshur (County)
  • Wayne (County)
  • Webster (County)
  • Wetzel (County)
  • Wirt (County)
  • Wood (County)
  • Wyoming (County)

 

West Virginia Severe Winter Storm (EM-3639-WV)

President Donald J. Trump Approves Emergency Declaration for West Virginia

Map of Affected Areas

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

Posted in FEMA Alerts, Featured ResourcesTagged FEMA, West Virginia, FEMA Alert, Emergency Management, EM-3639

FEMA Emergency Management Declaration – Tennessee Severe Winter Storm

Posted on January 27, 2026 by Safeguard
FEMA Emergency Management Declaration – Tennessee Severe Winter Storm

FEMA Alert
January 24, 2026

FEMA has issued an Emergency Management Declaration for the state of Tennessee to supplement state, tribal and local recovery efforts in areas affected by a severe storm beginning January 22, 2026 and continuing.  The following counties have been approved for assistance:

Public Assistance:

  • Anderson (County)
  • Bedford (County)
  • Benton (County)
  • Bledsoe (County)
  • Blount (County)
  • Bradley (County)
  • Campbell (County)
  • Cannon (County)
  • Carroll (County)
  • Carter (County)
  • Cheatham (County)
  • Chester (County)
  • Claiborne (County)
  • Clay (County)
  • Cocke (County)
  • Coffee (County)
  • Crockett (County)
  • Cumberland (County)
  • Davidson (County)
  • DeKalb (County)
  • Decatur (County)
  • Dickson (County)
  • Dyer (County)
  • Fayette (County)
  • Fentress (County)
  • Franklin (County)
  • Gibson (County)
  • Giles (County)
  • Grainger (County)
  • Greene (County)
  • Grundy (County)
  • Hamblen (County)
  • Hamilton (County)
  • Hancock (County)
  • Hardeman (County)
  • Hardin (County)
  • Hawkins (County)
  • Haywood (County)
  • Henderson (County)
  • Henry (County)
  • Hickman (County)
  • Houston (County)
  • Humphreys (County)
  • Jackson (County)
  • Jefferson (County)
  • Johnson (County)
  • Knox (County)
  • Lake (County)
  • Lauderdale (County)
  • Lawrence (County)
  • Lewis (County)
  • Lincoln (County)
  • Loudon (County)
  • Macon (County)
  • Madison (County)
  • Marion (County)
  • Marshall (County)
  • Maury (County)
  • McMinn (County)
  • McNairy (County)
  • Meigs (County)
  • Monroe (County)
  • Montgomery (County)
  • Moore (County)
  • Morgan (County)
  • Obion (County)
  • Overton (County)
  • Perry (County)
  • Pickett (County)
  • Polk (County)
  • Putnam (County)
  • Rhea (County)
  • Roane (County)
  • Robertson (County)
  • Rutherford (County)
  • Scott (County)
  • Sequatchie (County)
  • Sevier (County)
  • Shelby (County)
  • Smith (County)
  • Stewart (County)
  • Sullivan (County)
  • Sumner (County)
  • Tipton (County)
  • Trousdale (County)
  • Unicoi (County)
  • Union (County)
  • Van Buren (County)
  • Warren (County)
  • Washington (County)
  • Wayne (County)
  • Weakley (County)
  • White (County)
  • Williamson (County)
  • Wilson (County)

 

Tennessee Severe Winter Storm (EM-3635-TN)

President Donald J. Trump Approves Emergency Declaration for Tennessee

Map of Affected Areas

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

Posted in FEMA Alerts, Featured ResourcesTagged FEMA, Tennessee, FEMA Alert, Emergency Management, EM-3635

FEMA Emergency Management Declaration – Kentucky Severe Winter Storm

Posted on January 27, 2026 by Safeguard
FEMA Emergency Management Declaration – Kentucky Severe Winter Storm

FEMA Alert
January 24, 2026

FEMA has issued an Emergency Management Declaration for the state of Kentucky to supplement state, tribal and local recovery efforts in areas affected by a severe storm beginning January 23, 2026 and continuing.  The following counties have been approved for assistance:

Public Assistance:

  • Adair (County)
  • Allen (County)
  • Anderson (County)
  • Ballard (County)
  • Barren (County)
  • Bath (County)
  • Bell (County)
  • Boone (County)
  • Bourbon (County)
  • Boyd (County)
  • Boyle (County)
  • Bracken (County)
  • Breathitt (County)
  • Breckinridge (County)
  • Bullitt (County)
  • Butler (County)
  • Caldwell (County)
  • Calloway (County)
  • Campbell (County)
  • Carlisle (County)
  • Carroll (County)
  • Carter (County)
  • Casey (County)
  • Christian (County)
  • Clark (County)
  • Clay (County)
  • Clinton (County)
  • Crittenden (County)
  • Cumberland (County)
  • Daviess (County)
  • Edmonson (County)
  • Elliott (County)
  • Estill (County)
  • Fayette (County)
  • Fleming (County)
  • Floyd (County)
  • Franklin (County)
  • Fulton (County)
  • Gallatin (County)
  • Garrard (County)
  • Grant (County)
  • Graves (County)
  • Grayson (County)
  • Green (County)
  • Greenup (County)
  • Hancock (County)
  • Hardin (County)
  • Harlan (County)
  • Harrison (County)
  • Hart (County)
  • Henderson (County)
  • Henry (County)
  • Hickman (County)
  • Hopkins (County)
  • Jackson (County)
  • Jefferson (County)
  • Jessamine (County)
  • Johnson (County)
  • Kenton (County)
  • Knott (County)
  • Knox (County)
  • Larue (County)
  • Laurel (County)
  • Lawrence (County)
  • Lee (County)
  • Leslie (County)
  • Letcher (County)
  • Lewis (County)
  • Lincoln (County)
  • Livingston (County)
  • Logan (County)
  • Lyon (County)
  • Madison (County)
  • Magoffin (County)
  • Marion (County)
  • Marshall (County)
  • Martin (County)
  • Mason (County)
  • McCracken (County)
  • McCreary (County)
  • McLean (County)
  • Meade (County)
  • Menifee (County)
  • Mercer (County)
  • Metcalfe (County)
  • Monroe (County)
  • Montgomery (County)
  • Morgan (County)
  • Muhlenberg (County)
  • Nelson (County)
  • Nicholas (County)
  • Ohio (County)
  • Oldham (County)
  • Owen (County)
  • Owsley (County)
  • Pendleton (County)
  • Perry (County)
  • Pike (County)
  • Powell (County)
  • Pulaski (County)
  • Robertson (County)
  • Rockcastle (County)
  • Rowan (County)
  • Russell (County)
  • Scott (County)
  • Shelby (County)
  • Simpson (County)
  • Spencer (County)
  • Taylor (County)
  • Todd (County)
  • Trigg (County)
  • Trimble (County)
  • Union (County)
  • Warren (County)
  • Washington (County)
  • Wayne (County)
  • Webster (County)
  • Whitley (County)
  • Wolfe (County)
  • Woodford (County)

 

Kentucky Severe Winter Storm (EM-3633-KY)

President Donald J. Trump Approves Emergency Declaration for Kentucky

Map of Affected Areas

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

Posted in FEMA Alerts, Featured ResourcesTagged FEMA, Kentucky, FEMA Alert, Emergency Management, EM-3633

FEMA Emergency Management Declaration – North Carolina Severe Winter Storm

Posted on January 27, 2026 by Safeguard
FEMA Emergency Management Declaration – North Carolina Severe Winter Storm

FEMA Alert
January 24, 2026

FEMA has issued an Emergency Management Declaration for the state of North Carolina to supplement state, tribal and local recovery efforts in areas affected by a severe storm beginning January 21, 2026 and continuing.  The following counties have been approved for assistance:

Public Assistance:

  • Alamance (County)
  • Alexander (County)
  • Alleghany (County)
  • Anson (County)
  • Ashe (County)
  • Avery (County)
  • Beaufort (County)
  • Bertie (County)
  • Bladen (County)
  • Brunswick (County)
  • Buncombe (County)
  • Burke (County)
  • Cabarrus (County)
  • Caldwell (County)
  • Camden (County)
  • Carteret (County)
  • Caswell (County)
  • Catawba (County)
  • Chatham (County)
  • Cherokee (County)
  • Chowan (County)
  • Clay (County)
  • Cleveland (County)
  • Columbus (County)
  • Craven (County)
  • Cumberland (County)
  • Currituck (County)
  • Dare (County)
  • Davidson (County)
  • Davie (County)
  • Duplin (County)
  • Durham (County)
  • Eastern Band of Cherokee Indians of North Carolina
  • Edgecombe (County)
  • Forsyth (County)
  • Franklin (County)
  • Gaston (County)
  • Gates (County)
  • Graham (County)
  • Granville (County)
  • Greene (County)
  • Guilford (County)
  • Halifax (County)
  • Harnett (County)
  • Haywood (County)
  • Henderson (County)
  • Hertford (County)
  • Hoke (County)
  • Hyde (County)
  • Iredell (County)
  • Jackson (County)
  • Johnston (County)
  • Jones (County)
  • Lee (County)
  • Lenoir (County)
  • Lincoln (County)
  • Lumbee (TDSA)
  • Macon (County)
  • Madison (County)
  • Martin (County)
  • McDowell (County)
  • Mecklenburg (County)
  • Mitchell (County)
  • Montgomery (County)
  • Moore (County)
  • Nash (County)
  • New Hanover (County)
  • Northampton (County)
  • Onslow (County)
  • Orange (County)
  • Pamlico (County)
  • Pasquotank (County)
  • Pender (County)
  • Perquimans (County)
  • Person (County)
  • Pitt (County)
  • Polk (County)
  • Randolph (County)
  • Richmond (County)
  • Robeson (County)
  • Rockingham (County)
  • Rowan (County)
  • Rutherford (County)
  • Sampson (County)
  • Scotland (County)
  • Stanly (County)
  • Stokes (County)
  • Surry (County)
  • Swain (County)
  • Transylvania (County)
  • Tyrrell (County)
  • Union (County)
  • Vance (County)
  • Wake (County)
  • Warren (County)
  • Washington (County)
  • Watauga (County)
  • Wayne (County)
  • Wilkes (County)
  • Wilson (County)
  • Yadkin (County)
  • Yancey (County

 

North Carolina Severe Winter Storm (EM-3637-NC)

President Donald J. Trump Approves Emergency Declaration for North Carolina

Map of Affected Areas

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

Posted in FEMA Alerts, Featured ResourcesTagged FEMA, North Carolina, FEMA Alert, Emergency Management, EM-3637

FEMA Emergency Management Declaration – Maryland Severe Winter Storm

Posted on January 27, 2026 by Safeguard
FEMA Emergency Management Declaration – Maryland Severe Winter Storm

FEMA Alert
January 24, 2026

FEMA has issued an Emergency Management Declaration for the state of Maryland to supplement state, tribal and local recovery efforts in areas affected by a severe storm beginning January 23, 2026 and continuing.  The following counties have been approved for assistance:

Public Assistance:

  • Allegany (County)
  • Anne Arundel (County)
  • Baltimore
  • Baltimore (County)
  • Calvert (County)
  • Caroline (County)
  • Carroll (County)
  • Cecil (County)
  • Charles (County)
  • Dorchester (County)
  • Frederick (County)
  • Garrett (County)
  • Harford (County)
  • Howard (County)
  • Kent (County)
  • Montgomery (County)
  • Prince George’s (County)
  • Queen Anne’s (County)
  • Somerset (County)
  • St. Mary’s (County)
  • Talbot (County)
  • Washington (County)
  • Wicomico (County)
  • Worcester (County)

 

Maryland Severe Winter Storm (EM-3634-MD)

President Donald J. Trump Approves Emergency Declaration for Maryland

Map of Affected Areas

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

Posted in FEMA Alerts, Featured ResourcesTagged FEMA, Maryland, FEMA Alert, Emergency Management, EM-3634

FEMA Emergency Management Declaration – Mississippi Severe Winter Storm

Posted on January 27, 2026 by Safeguard
FEMA Emergency Management Declaration – Mississippi Severe Winter Storm

FEMA Alert
January 24, 2026

FEMA has issued an Emergency Management Declaration for the state of Mississippi to supplement state, tribal and local recovery efforts in areas affected by a severe storm beginning January 23, 2026 and continuing.  The following counties have been approved for assistance:

Public Assistance:

  • Adams (County)
  • Alcorn (County)
  • Amite (County)
  • Attala (County)
  • Benton (County)
  • Bolivar (County)
  • Calhoun (County)
  • Carroll (County)
  • Chickasaw (County)
  • Choctaw (County)
  • Claiborne (County)
  • Clarke (County)
  • Clay (County)
  • Coahoma (County)
  • Copiah (County)
  • Covington (County)
  • DeSoto (County)
  • Forrest (County)
  • Franklin (County)
  • George (County)
  • Greene (County)
  • Grenada (County)
  • Hancock (County)
  • Harrison (County)
  • Hinds (County)
  • Holmes (County)
  • Humphreys (County)
  • Issaquena (County)
  • Itawamba (County)
  • Jackson (County)
  • Jasper (County)
  • Jefferson (County)
  • Jefferson Davis (County)
  • Jones (County)
  • Kemper (County)
  • Lafayette (County)
  • Lamar (County)
  • Lauderdale (County)
  • Lawrence (County)
  • Leake (County)
  • Lee (County)
  • Leflore (County)
  • Lincoln (County)
  • Lowndes (County)
  • Madison (County)
  • Marion (County)
  • Marshall (County)
  • Mississippi Choctaw Indian Reservation
  • Monroe (County)
  • Montgomery (County)
  • Neshoba (County)
  • Newton (County)
  • Noxubee (County)
  • Oktibbeha (County)
  • Panola (County)
  • Pearl River (County)
  • Perry (County)
  • Pike (County)
  • Pontotoc (County)
  • Prentiss (County)
  • Quitman (County)
  • Rankin (County)
  • Scott (County)
  • Sharkey (County)
  • Simpson (County)
  • Smith (County)
  • Stone (County)
  • Sunflower (County)
  • Tallahatchie (County)
  • Tate (County)
  • Tippah (County)
  • Tishomingo (County)
  • Tunica (County)
  • Union (County)
  • Walthall (County)
  • Warren (County)
  • Washington (County)
  • Wayne (County)
  • Webster (County)
  • Wilkinson (County)
  • Winston (County)
  • Yalobusha (County)
  • Yazoo (County)

 

Mississippi Severe Winter Storm (EM-3640-MS)

President Donald J. Trump Approves Emergency Declaration for Mississippi

Map of Affected Areas

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

Posted in FEMA Alerts, Featured ResourcesTagged Mississippi, FEMA Alert, Emergency Management, EM-3640, FEMA

FEMA Emergency Management Declaration – Georgia Severe Winter Storm

Posted on January 27, 2026 by Safeguard
FEMA Emergency Management Declaration – Georgia Severe Winter Storm

FEMA Alert
January 24, 2026

FEMA has issued an Emergency Management Declaration for the state of Georgia to supplement state, tribal and local recovery efforts in areas affected by a severe storm beginning January 22, 2026 and continuing.  The following counties have been approved for assistance:

Public Assistance:

  • Baldwin (County)
  • Banks (County)
  • Barrow (County)
  • Bartow (County)
  • Bibb (County)
  • Bleckley (County)
  • Bulloch (County)
  • Burke (County)
  • Butts (County)
  • Candler (County)
  • Carroll (County)
  • Catoosa (County)
  • Chattahoochee (County)
  • Chattooga (County)
  • Cherokee (County)
  • Clarke (County)
  • Clayton (County)
  • Cobb (County)
  • Columbia (County)
  • Coweta (County)
  • Crawford (County)
  • Dade (County)
  • Dawson (County)
  • DeKalb (County)
  • Dodge (County)
  • Dooly (County)
  • Douglas (County)
  • Elbert (County)
  • Emanuel (County)
  • Evans (County)
  • Fannin (County)
  • Fayette (County)
  • Floyd (County)
  • Forsyth (County)
  • Franklin (County)
  • Fulton (County)
  • Gilmer (County)
  • Glascock (County)
  • Gordon (County)
  • Greene (County)
  • Gwinnett (County)
  • Habersham (County)
  • Hall (County)
  • Hancock (County)
  • Haralson (County)
  • Harris (County)
  • Hart (County)
  • Heard (County)
  • Henry (County)
  • Houston (County)
  • Jackson (County)
  • Jasper (County)
  • Jefferson (County)
  • Jenkins (County)
  • Johnson (County)
  • Jones (County)
  • Lamar (County)
  • Laurens (County)
  • Lincoln (County)
  • Lumpkin (County)
  • Macon (County)
  • Madison (County)
  • Marion (County)
  • McDuffie (County)
  • Meriwether (County)
  • Monroe (County)
  • Montgomery (County)
  • Morgan (County)
  • Murray (County)
  • Muscogee (County)
  • Newton (County)
  • Oconee (County)
  • Oglethorpe (County)
  • Paulding (County)
  • Peach (County)
  • Pickens (County)
  • Pike (County)
  • Polk (County)
  • Pulaski (County)
  • Putnam (County)
  • Rabun (County)
  • Richmond (County)
  • Rockdale (County)
  • Schley (County)
  • Screven (County)
  • Spalding (County)
  • Stephens (County)
  • Stewart (County)
  • Sumter (County)
  • Talbot (County)
  • Taliaferro (County)
  • Tattnall (County)
  • Taylor (County)
  • Telfair (County)
  • Toombs (County)
  • Towns (County)
  • Treutlen (County)
  • Troup (County)
  • Twiggs (County)
  • Union (County)
  • Upson (County)
  • Walker (County)
  • Walton (County)
  • Warren (County)
  • Washington (County)
  • Webster (County)
  • Wheeler (County)
  • White (County)
  • Whitfield (County)
  • Wilcox (County)
  • Wilkes (County)
  • Wilkinson (County)

 

Georgia Severe Winter Storm (EM-3642-GA)

President Donald J. Trump Approves Emergency Declaration for Georgia

Map of Affected Areas

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

Posted in FEMA Alerts, Featured ResourcesTagged FEMA, Georgia, FEMA Alert, Emergency Management, EM-3642

FEMA Emergency Management Declaration – Virginia Severe Winter Storm

Posted on January 27, 2026 by Ashley Shepherd
FEMA Emergency Management Declaration – Virginia Severe Winter Storm

FEMA Alert
January 23, 2026

FEMA has issued an Emergency Management Declaration for the state of Virginia to supplement state, tribal and local recovery efforts in areas affected by a severe storm beginning January 22, 2026 and continuing.  The following counties have been approved for assistance:

Public Assistance:

  • Accomack
  • Albemarle
  • Alexandria
  • Alleghany
  • Amelia
  • Amherst
  • Appomattox
  • Arlington
  • Augusta
  • Bath
  • Bedford
  • Bedford (County)
  • Bland
  • Botetourt
  • Bristol
  • Brunswick
  • Buchanan
  • Buckingham
  • Buena Vista
  • Campbell
  • Caroline
  • Carroll
  • Charles City
  • Charlottesville
  • Chesapeake
  • Chesterfield
  • Clarke
  • Colonial Heights
  • Covington
  • Craig
  • Culpeper
  • Cumberland
  • Danville
  • Dickenson
  • Dinwiddie
  • Emporia
  • Essex
  • Fairfax
  • Fairfax (County)
  • Falls Church
  • Fauquier
  • Floyd
  • Fluvanna
  • Franklin
  • Franklin (County)
  • Frederick
  • Fredericksburg
  • Galax
  • Giles
  • Gloucester
  • Goochland
  • Grayson
  • Greene
  • Greensville
  • Halifax
  • Hampton
  • Hanover
  • Harrisonburg
  • Henrico
  • Henry
  • Highland
  • Hopewell
  • Isle of Wright
  • James City
  • King George
  • King William
  • King and Queen
  • Lancaster
  • Lee
  • Lexington
  • Loudoun
  • Louisa
  • Lunenburg
  • Lynchburg
  • Madison
  • Manassas
  • Manassas Park
  • Martinsville
  • Mathews
  • Middlesex
  • Montgomery
  • Nelson
  • New Kent
  • Newport News
  • Norfolk
  • Northampton
  • Norton
  • Nottoway
  • Orange
  • Page
  • Patrick
  • Petersburg
  • Pittsylvania
  • Poquoson
  • Portsmouth
  • Powhatan
  • Prince Edward
  • Prince William
  • Pulaski
  • Radford
  • Rappahannock
  • Richmond
  • Richmond (County)
  • Roanoke
  • Roanoke (County)
  • Rockbridge
  • Rockingham
  • Salem
  • Scott
  • Shenandoah
  • Smyth
  • Southampton
  • Spotsylvania
  • Stafford
  • Staunton
  • Suffolk
  • Surry
  • Sussex
  • Tazewell
  • Virginia Beach
  • Warren
  • Washington
  • Waynesboro
  • Westmoreland
  • Williamsburg
  • Winchester
  • Wise
  • Wythe
  • York

 

Virginia Severe Winter Storm (EM-3631-VA)

President Donald J. Trump Approves Emergency Declaration for Virginia

Map of Affected Areas

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

Posted in FEMA Alerts, Featured ResourcesTagged FEMA, Virginia, FEMA Alert, Emergency Management, EM-3631

FEMA Emergency Management Declaration – South Carolina Severe Winter Storm

Posted on January 27, 2026January 27, 2026 by Safeguard
FEMA Emergency Management Declaration – South Carolina Severe Winter Storm

FEMA Alert
January 23, 2026

FEMA has issued an Emergency Management Declaration for the state of South Carolina to supplement state, tribal and local recovery efforts in areas affected by a severe storm beginning January 21, 2026 and continuing.  The following counties have been approved for assistance:

Public Assistance:

  • Abbeville
  • Aiken
  • Allendale
  • Anderson
  • Bamberg
  • Barnwell
  • Beaufort
  • Berkeley
  • Calhoun
  • Catawba Indian Reservation
  • Charleston
  • Cherokee
  • Chester
  • Chesterfield
  • Clarendon
  • Colleton
  • Darlington
  • Dillon
  • Dorchester
  • Edgefield
  • Fairfield
  • Florence
  • Georgetown
  • Greenville
  • Greenwood
  • Hampton
  • Horry
  • Jasper
  • Kershaw
  • Lancaster
  • Laurens
  • Lee
  • Lexington
  • Marion
  • Marlboro
  • McCormick
  • Newberry
  • Oconee
  • Orangeburg
  • Pickens
  • Richland
  • Saluda
  • Spartanburg
  • Sumter
  • Union
  • Williamsburg
  • York

 

South Carolina Severe Winter Storm (EM-3632-SC)

President Donald J. Trump Approves Emergency Declaration for South Carolina

Map of Affected Areas

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

Posted in FEMA Alerts, Featured ResourcesTagged FEMA, EM-3632, Emergency Management, FEMA Alert, South Carolina

Foreclosure Prevention, Refinance, and Federal Property Manager’s Report – October 2025

Posted on January 23, 2026January 28, 2026 by Safeguard
Foreclosure Prevention, Refinance, and Federal Property Manager’s Report – October 2025

Industry Update
January 22, 2026

Source: Federal Housing Finance Agency

October 2025 Highlights – Foreclosure Prevention

The Enterprises’ Foreclosure Prevention Actions:

The Enterprises completed 17,032 foreclosure prevention actions in October 2025, bringing the total to 7,280,932 since the start of the conservatorships in September 2008. Approximately 39 percent of these actions have been permanent loan modifications.

There were 7,210 permanent loan modifications in October 2025, bringing the total to 2,816,885 since the conservatorships began in September 2008.

Approximately 36 percent of loan modifications in October involved extend term only. Modifications with principal forbearance accounted for 64 percent of all loan modifications during the month.

The number of borrowers who received payment deferrals after completing a forbearance plan increased from 5,616 in September to 6,208 in October 2025.

Initiated forbearance plans rose from 7,863 in September to 17,075 in October 2025. The total number of loans in forbearance also increased from 33,360 at the end of September to 42,112 at the end of October 2025, representing approximately 0.14 percent of the total loans serviced and 8.0 percent of the total delinquent loans.

The Enterprises’ Mortgage Performance:

The 30-59-day delinquency rate decreased to 0.93 percent while the serious delinquency rate remained steady at 0.55 percent at the end of October 2025.

The Enterprises’ Foreclosures:

Third-party and foreclosure sales rose 13 percent to 1,317 while foreclosure starts increased 3 percent to 9,255 in October 2025.

October 2025 Highlights – Refinance Activities

Total refinance volume rose in October 2025, driven by relatively lower mortgage rates in September compared to August. Mortgage rates continued to ease in October, with the average interest rate on a 30-year fixed rate mortgage falling to 6.25 percent from 6.35 percent in September.

Cash-out refinances as a percentage of total refinances decreased from 55 percent in September to 38 percent in October 2025 after rising as high as 82 percent over the last three years.

 

For full report, please click the source link above.

 
Posted in Industry Updates, Featured ResourcesTagged foreclosure prevention, October 2025, Federal Housing Finance Agency, Industry Alert, Industry UpdateLeave a Comment on Foreclosure Prevention, Refinance, and Federal Property Manager’s Report – October 2025

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