FEMA Fire Management Assistance Declaration – Oklahoma Buck Horn Fire

FEMA Alert
March 19, 2026

FEMA has issued a Fire Management Assistance Declaration for the state of Oklahoma to supplement state, tribal and local recovery efforts in areas affected by the Buck Horn Fire on March 19, 2026.  The following counties have been approved for assistance:

Public Assistance:

  • Murray

 

Oklahoma Buck Horn Fire (FM-5626-OK)

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

Municipality Plans to Launch Rehab and Repair Program for Some Anchorage Homes

One Community Update
March 10, 2026

Source: Yahoo! News

A new city program could eventually offer cash that low-income homeowners can use to cover pricey home repairs, and incentives to builders wanting to convert vacant or aging properties into new rentals.

While the new residential rehab program is not yet fully developed, city officials say it is intended to help Mayor Suzanne LaFrance meet her target of creating 10,000 homes in 10 years.

The municipality is pursuing new builds and larger housing developments to meet a portion of that goal. The other half of that number must come from existing homes in need of rehabilitation, said Thea Agnew Bemben, a special assistant to the mayor who focuses on housing policy. Much of Anchorage’s housing stock, constructed in the ’80s and ’90s, is aging and needs “significant renovation or repair,” she said.

The housing rehab program addresses the need to preserve existing housing in addition to building new units, often a more costly alternative. The Anchorage Health Department plans to launch the program with $700,000 in reallocated federal funding from the U.S. Department of Housing and Urban Development.

The money comes from projects that either didn’t move forward or came in under budget, Jedediah Drolet, a community systems program manager in the Anchorage Health Department, said during a Housing, Homeless and Neighborhood Development Commission meeting earlier this month.

To shift the money into the new program, the municipality went through a 30-day public comment period that closed March 6, and must receive approval from the Anchorage Assembly. The Assembly is scheduled to review the details at its next meeting on March 24. The hope is to launch the program this summer, Drolet said.

Recent changes to Anchorage’s zoning code have created new opportunities for landowners to add new units to their property, Agnew Bemben said. Some of the adjustments made it easier to build smaller, more affordable kinds of housing, such as mobile homes, multi-family apartments and townhomes and accessory dwelling units.

The “target group” for the new residential rehab program is residents interested in small-scale development who may not have enough money for a project to pencil out, she said. Residents could use funding to convert a vacant home into a rental duplex or add an accessory dwelling unit.

“These folks have some assets, like some land, good intentions and maybe some access to financing, but they don’t necessarily know how to get through this process,” Agnew Bemben said.

Many of the program details, such as the funding structure, remain undecided, Drolet said. The municipality will likely split it into two tiers. The first will offer grants for smaller-scale home renovations, and the second for loans on larger housing projects, he said.

The health department plans to work with the code enforcement team to determine which properties are worth renovating and which are better off demolished, Drolet said. Contractors may help with project assessments and cost estimates. When the program launches, residents can submit applications for possible projects, but municipal staff may also refer properties that may be a good fit for the program, he said.

The health department last month got a call from an Anchorage homeowner in a pinch. After receiving a furnace replacement quote they couldn’t afford, the resident decided to use space heaters to warm the home, Drolet said. It’s a situation the new program could pay for, he said, and the type of repair that may help keep a resident in their home.

 

For full report, please click the source link above.

From Demolition to New Homes: Land Bank Projects Reshape Parts of Albion and Homer

One Community Update
March 10, 2026

Source: Wilcox Newspapers

The Calhoun County Land Bank Authority outlined plans at its Feb. 26 meeting that affect both Albion and the Village of Homer, including the demolition of a fire-damaged downtown building, stabilization of another historic structure and construction of new homes on vacant residential lots.

County land banks were created in Michigan to address tax-foreclosed and abandoned properties. They acquire problem properties, clear unsafe structures, stabilize historic buildings and prepare vacant sites for new development. The Calhoun County Land Bank Authority was established in 2008 and has since overseen demolition, rehabilitation and new housing projects across the county.

The Feb. 26 meeting was held at the Calhoun County Building in Marshall, with board members attending both in person and via Zoom. Two Albion representatives were present. Albion City Council member Lenn Reid attended in person, while Jim Stuart, recently appointed to the Land Bank board, participated virtually.

One of the most visible Albion-related items involved 100 S. Superior St., a downtown building near the corner of Cass Street. The building suffered extensive damage following a fire and an interior structural collapse, with floors falling into the basement. Engineers determined the structure could not be safely stabilized, and the building has been designated for demolition.

Land Bank Executive Director Krista Trout-Edwards, who has served in the role for 15 years, said the Land Bank now has six full-time staff members, including herself. She noted that some buildings deteriorate to a point where rehabilitation is no longer feasible, particularly when public safety becomes a concern. In those cases, demolition is used to clear a site for future productive use.

Another downtown Albion property, 203 N. Superior St., remains a stabilization project. Land Bank staff reported that the building suffered an interior collapse years ago but has already received roof stabilization, with engineers now developing plans for interior demolition and rebuilding of the upper floors.

In addition to downtown activity, the Land Bank outlined plans for new housing construction in Albion and Homer as part of a $1.5 million Community Development Block Grant application. Of that amount, $400,000 is designated for reconstruction, including two new single-family homes planned for 1102 and 1106 N. Eaton St. in Albion. Another $842,960 would fund minor home repair assistance for qualifying households in both Albion and the Village of Homer.

Trout-Edwards confirmed that the Eaton Street homes will be the first houses built directly by the Land Bank in Albion. However, several homes have previously been constructed on lots purchased from the Land Bank, including four homes built by 66 Builders and two homes built by Norfolk Homes.

One Norfolk project included a Michigan State Housing Development Authority modular home built on a lot the City of Albion had purchased from the Land Bank on Fitch Street before acquiring an adjacent parcel for an additional home.

The Eaton Street sites are vacant parcels where older houses were demolished in 2024. The proposed new homes will be barrier-free and designed for income-qualified buyers.  Land Bank staff noted that there is often a limited window between demolition and new construction when infill housing projects can move forward efficiently.

Albion and Homer are paired in the grant application because both communities meet eligibility criteria and face similar housing challenges.  Homer is a village about nine miles south of Albion along M-99, with a population of roughly 1,600 residents compared with Albion’s approximately 7,400.

The Land Bank also reviewed projects in other Calhoun County communities, including Battle Creek, while approving resolutions supporting demolition bids, stabilization work and housing initiatives affecting Albion, Homer and other areas.

Near the end of the meeting, Stuart asked whether there might be an opportunity for additional discussion regarding the proposed demolition at 100 S. Superior Street, citing interest from individuals concerned about historic preservation. Land Bank staff noted that safety considerations and engineering assessments guide demolition decisions while communication with neighboring property owners continues.

The projects discussed at the meeting illustrate the dual role land banks often play in older communities — removing unsafe structures while also preparing sites where new housing can be built.

 

For full report, please click the source link above.

More Than $3M Awarded to Mahoning Valley to Support Workforce Housing

One Community Update
March 6, 2026

Source: wfmj.com

Ohio Governor Mike DeWine announced Friday that more than $9 million in grants would go toward the creation of workforce housing in five counties.

“It’s really a big deal and you know, it just underscores the momentum that we’re seeing in the mahoning valley,” Nico Morgione, Director of Government Affairs with the Youngstown Warren Regional Chamber, said. “We’re continuing to see economic development wins with the likes of Ultium Cells, Kimberly Clark, a Vallourec expansion, the Youngstown Innovation Hub for Aerospace and Defense,” he said.

Among those awarded, Youngstown received $2.5 million and Warren, $850,000.

Youngstown City Spokesman Andy Resnick said in a statement, “This is another example of community partners coming together to continue to grow our city. This specific grant leverages the investment being made in the development with funds that can be utilized for beautification efforts and infrastructure improvements that makes the project more affordable and attractive.”

“Youngstown’s going to be able to build about 220 homes with these funds with a whole slew of other things. Youngstown is looking more at the infill housing aspect of it and the city of Warren is really focused on their Peninsula Project,” Morgione said.

A press release from Governor DeWine and the Ohio Department of Development reads in part:

“The City of Youngstown (Mahoning County) will receive a $2.5 million grant to support the development of up to 220 workforce housing units through an infill housing initiative. Funding will be used to improve roads, sidewalks, lighting, and other public infrastructure, while also connecting new homes to existing water and sewer systems. Many of the homes will be built on vacant lots owned by the city and the Mahoning County Land Bank, helping transform underutilized properties into new residential opportunities. Homebuyers will receive a 100 percent, 15-year property tax abatement and be eligible for down-payment assistance through the city’s At Home program. The project is a collaboration between Youngstown, the Youngstown Neighborhood Development Corporation, Mercy Health Youngstown, and other community partners. This project supports housing demand created by investments from the Ultium Cells facility in Warren and other regional economic development projects.

The City of Warren (Trumbull County) will receive an $851,000 grant to support the Peninsula Project, which will create 306 new housing units, including apartments and townhomes. The funding will be used to modernize water and sewer main lines and upgrade surrounding public infrastructure, enabling higher-density development in the project area. These improvements will support a mix of housing types, including units intended for essential workers earning at or below 80 percent of the Area Median Income. The investment will help prepare the site for construction while advancing Warren’s broader strategy to increase housing availability through infrastructure upgrades and pro-housing policies. This supports housing demand created by investments from Ultium Cells and other regional economic development projects.”

Morgione said it may take some time before we start to see these funds at work coming together, but that he’s excited for the future of the Valley.

 

For full report, please click the source link above.

FEMA Fire Management Assistance Declaration – Nebraska Morrill-cottonwood Fire

FEMA Alert
March 13, 2026

***LAST UPDATE: 5/19/26***

FEMA has issued a Fire Management Assistance Declaration for the state of Nebraska to supplement state, tribal and local recovery efforts in areas affected by the Morrill-cottonwood Fire on March 12, 2026.  The following counties have been approved for assistance:

Public Assistance:

  • Arthur
  • Dawson
  • Garden
  • Grant
  • Keith
  • Lincoln
  • Morrill

 

Nebraska Morrill-cottonwood Fire (FM-5623-NE)

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

FEMA Fire Management Assistance Declaration – South Dakota Qury Fire

FEMA Alert
March 13, 2026

FEMA has issued a Fire Management Assistance Declaration for the state of South Dakota to supplement state, tribal and local recovery efforts in areas affected by the Qury Fire on March 12, 2026.  The following counties have been approved for assistance:

Public Assistance:

  • Custer

 

South Dakota Qury Fire (FM-5622-SD)

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

FEMA Fire Management Assistance Declaration – Texas Corner Pocket Fire

FEMA Alert
March 15, 2026

FEMA has issued a Fire Management Assistance Declaration for the state of Texas to supplement state, tribal and local recovery efforts in areas affected by the Corner Pocket Fire on March 15, 2026.  The following counties have been approved for assistance:

Public Assistance:

  • Donley

 

Texas Corner Pocket Fire (FM-5625-TX)

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

FEMA Fire Management Assistance Declaration – Oklahoma 1170 Road Fire

FEMA Alert
March 15, 2026

FEMA has issued a Fire Management Assistance Declaration for the state of Oklahoma to supplement state, tribal and local recovery efforts in areas affected by the 1170 Road Fire on March 15, 2026.  The following counties have been approved for assistance:

Public Assistance:

  • Beckham

 

Oklahoma 1170 Road Fire (FM-5624-OK)

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

Senate Passes Sweeping Housing Bill, Drawing Mortgage Industry Scrutiny

Industry Update
March 12, 2026

Source: MPA

The US Senate’s lopsided approval of the 21st Century ROAD to Housing Act handed mortgage markets a rare bipartisan plot twist – and opened a new front in the fight over who gets to own America’s single‑family homes.

The 303‑page bill, authored by senators Tim Scott and Elizabeth Warren, would funnel new grants and pilot funding into construction, streamline federal inspections, and coordinate HUD–USDA environmental reviews to speed rural projects.

It would also tighten federal definitions to encourage denser housing and curb bulk single‑family purchases by large investors, answering long‑running complaints from would‑be owner‑occupiers and their lenders.

Homes for families, not funds

One flagship section, pointedly titled “Homes Are For People, Not Corporations,” “prohibits large institutional investors from purchasing certain single-family homes” to “promote homeownership opportunities for American families, not corporations,” according to an official summary.

Scott said the package is about fulfilling president Donald Trump’s affordability agenda by cutting regulatory red tape, lowering costs and expanding housing supply while generating no new spending and expanding homeownership.

Warren framed it as a direct challenge to investors she argued helped push up prices. The bill, she said, is aimed at increasing housing supply and bringing down costs by taking on firms who are buying up homes and increasing prices for individuals and families.

Mortgage industry backs supply push, warns of unintended damage

Mortgage Bankers Association president and CEO Bob Broeksmit said the trade group “supported the underlying House and Senate housing proposals that formed the basis for this bipartisan package and appreciates policymakers’ continued focus on meaningful solutions to address our nation’s housing supply and affordability challenges.”

Broeksmit welcomed provisions to “boost housing supply, streamline federal housing programs, expand access to small-dollar mortgage lending, advance manufactured and modular housing, and improve the efficiency of our nation’s housing finance system,” but warned that several sections could backfire.

“The restrictions on institutional investment in single-family housing would further limit financing for build-for- and built-to-rent housing communities, while the Federal Housing Administration multifamily section would reduce loan limits and constrain capital for new rental housing development,” he said.

MBA urged Senate leaders and the Trump administration to work with the House to revise those provisions before the bill moves forward.

The group said that the goal should be a final package that would boost affordability, lower operating costs, cut red tape, and expand the nation’s housing supply.

CHLA calls for a ‘Moon Shot’ on homeownership

For smaller lenders, the bill marked only a first step. The Community Home Lenders of America hailed it as “the most comprehensive housing bill in more than a decade,” but pointed to a deeper structural problem.

“With the average age of a first-time homebuyer climbing to 40 years old, further action – bold action – is needed,” CHLA said, echoing National Association of Realtors data showing the typical first‑time buyer reached 40 in recent surveys.

“We need a Moon Shot type commitment – to devote resources and program changes to address the real challenges families and individuals in their 20s and 30s face in becoming homeowners,” the group said.

CHLA noted it has been developing a broader plan and promised “a comprehensive set of recommendations in the next month or two.”

Meanwhile, the ROAD Act still faces an uncertain path in the Republican‑controlled House, where Trump’s separate SAVE America voting bill has taken top billing and some conservatives bristled at federal limits on private investment.

 

For full report, please click the source link above.

 

Gradual Annual Rise in Foreclosure Activity Continues in February 2026

Industry Update
March 12, 2026

Source: ATTOM

ATTOM, the leading provider of property data, AI-powered analytics, and real estate intelligence solutions, today released its February 2026 U.S. Foreclosure Market Report, which shows there were a total of 38,840 U.S. properties with foreclosure filings— default notices, scheduled auctions or bank repossessions — down 4 percent from a month ago and up 20 percent from a year ago.

“Foreclosure activity in February marked the twelfth consecutive month of annual increases, extending a gradual upward trend that began early last year,” said Rob Barber, CEO at ATTOM. “While filings dipped slightly from January, both foreclosure starts and completed foreclosures remain higher than a year ago. Even with the continued rise, overall foreclosure levels remain well below historic norms.”

Indiana, South Carolina, and Florida lead the nation in worst foreclosure rates

Across the nation, one in every 3,701 housing units had a foreclosure filing in February 2026. States with the worst foreclosure rates were Indiana (one in every 1,597 housing units with a foreclosure filing); South Carolina (one in every 2,217 housing units); Florida (one in every 2,277 housing units); Delaware (one in every 2,443 housing units); and Illinois (one in every 2,590 housing units).

Among metro areas with populations of 200,000 or more, Lakeland, FL recorded the worst foreclosure rate in February 2026, with one filing for every 1,075 housing units.  Following Lakeland were Punta Gorda, FL (one in every 1,211 housing units); Indianapolis, IN (one in every 1,249); Evansville, IN (one in every 1,316); and Columbia, SC (one in every 1,433).

Texas, Florida, and California recorded the most foreclosure starts nationwide

Lenders started the foreclosure process on 25,928 U.S. properties in February 2026, down 2 percent from last month but up 14 percent from a year ago.

States that had the greatest number of foreclosure starts in January 2026 included: Texas (3,390 foreclosure starts); Florida (3,250 foreclosure starts); California (2,440 foreclosure starts); Georgia (1,331 foreclosure starts); and Indiana (1,197 foreclosure starts).

Contrary to the national numbers, those major metropolitan areas with a population greater than 1 million that had the largest year-over-year decreases in the number of foreclosure starts in February 2026 included: Tucson, AZ (decrease from 115 foreclosure starts in February 2025 to 24 in February 2026); New Orleans, LA (decrease from 146 to 55 foreclosure starts); Buffalo, NY (decrease from 88 to 57 foreclosure starts); Philadelphia, PA (decrease from 743 to 482 foreclosure starts); and Minneapolis, MN (decrease from 218 to 143 foreclosure starts).

Annual increase in completed foreclosures continues

In February 2026, Lenders repossessed 4,077 U.S. properties through completed foreclosures (REOs), a decrease of 14 percent from last month and an increase of 35 percent from last year.

States that had the greatest number of REOs in February 2026, included: Texas (453 REOs); Michigan (432 REOs); Florida (364 REOs); California (335 REOs); and Pennsylvania (234 REOs).

Contrary to the national trend, those major metropolitan statistical areas (MSAs) with a population greater than 1 million and at least 20 REO’s that saw the greatest annual decline in the number of REOs in February 2026 included: St. Louis (decrease from 91 REO’s in February 2025 to 53 in February 2026); Baltimore, MD (decrease from 74 to 59 REO’s); Chicago, IL (decrease from 154 to 132 REO’s); Riverside, CA (decrease from 58 to 53 REO’s); and New Orleans, LA (decrease from 39 to 36 REO’s).

Key highlights from the February 2026 foreclosure data

ATTOM’s February 2026 U.S. Foreclosure Market Report shows 38,840 U.S. properties with a foreclosure filing, down 4 percent from January but up 20 percent from a year ago, marking the twelfth consecutive month of annual increases.  Foreclosure starts rose 14 percent year over year to 25,928, while completed foreclosures increased 35 percent annually to 4,077, reflecting a continued gradual normalization of foreclosure activity in early 2026.

 

For full report, please click the source link above.