Safeguard Properties

FEMA Major Disaster Declaration – Colorado Wildfires and Straight-line Winds

Posted on by Safeguard

FEMA Alert
December 31, 2021

FEMA has issued a Major Disaster Declaration for the state of Colorado to supplement state and local recovery efforts in areas affected by wildfires and straight line winds from December 30, 2021 and continuing.  The following counties have been approved for assistance:

Individual Assistance:

  • Boulder

 

Public Assistance:

  • Boulder

 

Colorado Wildfires and Straight-line Winds (DR-4634-CO)

President Joseph R. Biden, Jr. Approves Major Disaster Declaration for Colorado

Map of Affected Areas

Zip Codes of Affected Areas

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

FEMA Declared Fire Management Assistance – Colorado Marshall Fire

Posted on by Safeguard

FEMA Alert
December 30, 2021

FEMA issued a Fire Management Assistance Declaration for areas of Colorado affected by wildfires on December 30, 2021.  The following counties have been approved for assistance:

Public Assistance:

  • Boulder

 

Colorado Marshall Fire (FM-5423-CO)

List of Affected Zip Codes

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

FEMA Major Disaster Declaration – Arkansas Severe Storms and Tornadoes

Posted on by Safeguard

FEMA Alert
December 24, 2021

FEMA has issued a Major Disaster Declaration for the state of Arkansas to supplement state and local recovery efforts in areas affected by severe storms and tornadoes from December 10-11, 2021.  The following counties have been approved for assistance:

Individual Assistance:

  • Craighead
  • Jackson
  • Mississippi
  • Poinsett
  • Woodruff

 

Arkansas Severe Storms and Tornadoes (DR-4633-AR)

President Joseph R. Biden, Jr. Approves Major Disaster Declaration for Arkansas

Northeast Arkansas Tornado and Storm Survivors May Apply for FEMA Assistance

Zip Codes of Affected Areas

Map of Affected Areas

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

More People are Skipping Housing Payments Now that Protections are Over

Posted on by Safeguard

Industry Update
December 20, 2021

Source: Nasdaq

Early in the COVID-19 pandemic, protections were put into place to help homeowners and tenants who couldn’t keep up with their mortgage and rent payments. Homeowners were allowed to put their mortgages into forbearance and pause payments for up to 18 months, while eviction bans protected tenants who couldn’t pay rent due to job loss or another financial hardship.

But at this point, those protections have largely run out. Some mortgage borrowers may have a little time left on the forbearance clock, but those who paused their loan payments at the start of the COVID-19 crisis may have reached the end of that reprieve.

For full report, please click the source link above.

 

 

 

 

 

 

 

 

 

 

 

Forbearances Drop Below 1 Million, Exits Slow

Posted on by Safeguard

Industry Update
December 21, 2021

Source: Mortgage News Daily

The first monthly report on the status of the COVID-19 related forbearance programs was released by the Mortgage Bankers Association (MBA) on Monday. MBA ceased weekly reporting on program participants effective October 31 at which time there were an estimated 1 million homeowners remaining in the program.

During the month of November, the forborne share of the 36.5 million mortgages in servicer portfolios declined by 39 basis points to 1.67 percent. This would leave approximately 835,000 loans in forbearance as of November 30. Of those loans, 18.3 percent are in their initial forbearance plan stage, while 68.4 percent are in an extension. The remaining 13.3 percent are re-entries to the program, including re-entries with extensions.

For full report, please click the source link above.

 

 

 

 

 

 

 

 

 

 

 

FEMA Major Disaster Declaration – Confederated Tribes of the Colville Reservation Wildfires

Posted on by Safeguard

FEMA Alert
December 21, 2021

FEMA issued a Major Disaster Declaration for areas of Washington affected by wildfires from July 12 – August 8, 2021.  The following areas have been approved for assistance:

Public Assistance:

  • Colville Indian Reservation

 

Confederated Tribes of the Colville Reservation Wildfires (DR-4631-WA)

Zip Codes of Affected Areas

Map of Affected Areas

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies-WA

FEMA Major Disaster Declaration – Alabama Severe Storms and Flooding

Posted on by Safeguard

FEMA Alert
December 21, 2021

FEMA has issued a Major Disaster Declaration for the state of Alabama to supplement state and local recovery efforts in areas affected by severe storms and flooding from October 6-7, 2021.  The following counties have been approved for assistance:

Individual Assistance:

  • Jefferson
  • Shelby

 

Alabama Severe Storms and Flooding (DR-4632-AL)

President Joseph R. Biden, Jr. Approves Major Disaster Declaration for Alabama

Zip Codes of Affected Areas

Map of Affected Areas

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

Six More Kentucky Counties Eligible for FEMA Assistance

Posted on by Safeguard

Industry Update
December 16, 2021

Source: FEMA Press Release

Six additional counties are now eligible for FEMA assistance after the Dec. 10, 2021 storms and tornadoes.

Individual Assistance:

  • Christian
  • Hart
  • Hickman
  • Logan
  • Lyon
  • Ohio

Public Assistance:

  • Christian
  • Hart
  • Hickman
  • Logan
  • Lyon
  • Ohio

These counties join Caldwell, Fulton, Graves, Hopkins, Marshall, Muhlenberg, Taylor and Warren counties, which were previously approved for both Individual Assistance and Public Assistance.

For full report, please click the source link above.

 Kentucky Severe Storms, Straight-line Winds, Flooding, Tornadoes (4630-DR-KY)Zip Code List for all Affected Counties

Map of All Affected Counties

 

 

 

 

 

 

 

 

 

 

Six More Kentucky Counties Eligible for FEMA Assistance

Posted on by Safeguard

FEMA Alert
December 16, 2021

Source: FEMA Press Release

Six additional counties are now eligible for FEMA assistance after the Dec. 10, 2021 storms and tornadoes.

Individual Assistance:

  • Christian
  • Hart
  • Hickman
  • Logan
  • Lyon
  • Ohio

Public Assistance:

  • Christian
  • Hart
  • Hickman
  • Logan
  • Lyon
  • Ohio

These counties join Caldwell, Fulton, Graves, Hopkins, Marshall, Muhlenberg, Taylor and Warren counties, which were previously approved for both Individual Assistance and Public Assistance.

For full report, please click the source link above.

Kentucky Severe Storms, Straight-line Winds, Flooding, Tornadoes (4630-DR-KY)

Zip Code List for all Affected Counties

Map of All Affected Counties

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

FEMA Declared Fire Management Assistance – Texas North 207 Fire

Posted on by Safeguard

FEMA Alert
December 15, 2021

FEMA issued a Fire Management Assistance Declaration for areas of Texas affected by wildfires on December 15, 2021 and continuing.  The following counties have been approved for assistance:

Public Assistance:

  • Carson

 

Texas North 207 Fire (FM-5422-TX)

List of Affected Zip Codes

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

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CEO

Alan Jaffa

Alan Jaffa is the Chief Executive Officer for Safeguard Properties, steering the company as the mortgage field services industry leader. He also serves on the board of advisors for SCG Partners, a middle-market private equity fund focused on diversifying and expanding Safeguard Properties’ business model into complimentary markets.

Alan joined Safeguard in 1995, learning the business from the ground up. He was promoted to Chief Operating Officer in 2002, and was named CEO in May 2010. His hands-on experience has given him unique insights as a leader to innovate, improve and strengthen Safeguard’s processes to assure that the company adheres to the highest standards of quality and customer service.

Under Alan’s leadership, Safeguard has grown significantly with strategies that have included new and expanded services, technology investments that deliver higher quality and greater efficiency to clients, and strategic acquisitions. He takes a team approach to process improvement, involving staff at all levels of the organization to address issues, brainstorm solutions, and identify new and better ways to serve clients.

In 2008, Alan was recognized by Crain’s Cleveland Business in its annual “40-Under-40” profile of young leaders. He also was named a NEO Ernst & Young Entrepreneur Of The Year® Award finalist in 2013.

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Esq., General Counsel and EVP

Linda Erkkila

Linda Erkkila is the General Counsel and Executive Vice President for Safeguard Properties, with oversight of legal, human resources, training, and compliance. Linda’s broad scope of oversight covers regulatory issues that impact Safeguard’s operations, risk mitigation, strategic planning, human resources and training initiatives, compliance, insurance, litigation and claims management, and counsel related to mergers, acquisition and joint ventures.

Linda assures that Safeguard’s strategic initiatives align with its resources, leverage opportunities across the company, and contemplate compliance mandates. She has practiced law for 25 years and her experience, both as outside and in-house counsel, covers a wide range of corporate matters, including regulatory disclosure, corporate governance compliance, risk assessment, compensation and benefits, litigation management, and mergers and acquisitions.

Linda earned her JD at Cleveland-Marshall College of Law. She holds a degree in economics from Miami University and an MBA. Linda was previously named as both a “Woman of Influence” by HousingWire and as a “Leading Lady” by MReport.

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COO

Michael Greenbaum

Michael Greenbaum is the Chief Operating Officer of Safeguard Properties, where he has played a pivotal role since joining the company in July 2010. Initially brought on as Vice President of REO, Mike’s exceptional leadership and strategic vision quickly propelled him to Vice President of Operations in 2013, and ultimately to COO in 2015. Over his 14-year tenure at Safeguard, Mike has been instrumental in driving change and fostering innovation within the Property Preservation sector, consistently delivering excellence and becoming a trusted partner to clients and investors.

A distinguished graduate of the United States Military Academy at West Point, Mike earned a degree in Quantitative Economics. Following his graduation, he served in the U.S. Army’s Ordnance Branch, where he specialized in supply chain management. Before his tenure at Safeguard, Mike honed his expertise by managing global supply chains for 13 years, leveraging his military and civilian experience to lead with precision and efficacy.

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CFO

Joe Iafigliola

Joe Iafigliola is the Chief Financial Officer for Safeguard Properties. Joe is responsible for the Control, Quality Assurance, Business Development, Marketing, Accounting, and Information Security departments. At the core of his responsibilities is the drive to ensure that Safeguard’s focus remains rooted in Customer Service = Resolution. Through his executive leadership role, he actively supports SGPNOW.com, an on-demand service geared towards real estate and property management professionals as well as individual home owners in need of inspection and property preservation services. Joe is also an integral force behind Compliance Connections, a branch of Safeguard Properties that allows code enforcement professionals to report violations at properties that can then be addressed by the Safeguard vendor network. Compliance Connections also researches and shares vacant property ordinance information with Safeguard clients.

Joe has an MBA from The Weatherhead School of Management at Case Western Reserve University, is a Certified Management Accountant (CMA), and holds a bachelor’s degree from The Ohio State University’s Honors Accounting program.

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Business Development

Carrie Tackett

Business Development Safeguard Properties