Safeguard Properties

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VA Circular 26-15-16 Change 1 Auction Service for the Termination of VA Loans

The U.S. Department of Veterans Affairs (VA) released a revised version of Circular 26-15-16. The circular extends the rescission date of the basic circular to reflect that the VA continues to authorize mortgage servicers and holders to employ an auction service in lieu of completing a traditional foreclosure sale, where feasible.

14 Jul 2016

VA Servicer Handbook M26-4 Property Preservation Requirements and Fees Update

On July 1, the VA issued an announcement containing updates to Servicer Handbook M26-4. Specifically, a change has been made to Appendix H: Property Preservation Requirements and Fees. According to the updated appendix, properties that have been determined by the loan servicer to require boarding may now utilize polycarbonate/clearboard for windows, doors and other openings (french doors and sliding doors).

14 Jul 2016

Petrarca Measure to Help Land Banks Rehabilitate Blighted Properties Passes

The office of Pennsylvania State Representative Joseph Petrarca issued a news release announcing the passage of HB 1198, a bill that would exempt land banks from the state realty transfer tax.

13 Jul 2016

Fannie Mae Servicing Guide Announcement SVC-2016-06 Servicing Guide Updates

Fannie Mae released an announcement containing several updates to the Servicing Guide, including post-foreclosure bankruptcy clarification and short sale offer acknowledgement.

13 Jul 2016

FHA INFO #16-44: Mortgagee Letter 2016-10

On July 13, The U.S. Department of Housing and Urban Development (HUD) released single family housing and news updates in FHA INFO #16-44.

13 Jul 2016

FHLMC Guide Bulletin 2016-13 Servicing Updates

Freddie Mac issued a release announcing simplified processes and the addition of details to a number of topics.

13 Jul 2016

HUD Oral Testimony of Julian Castro

The U.S. Department of Housing and Urban Development (HUD) issued a press release containing the oral testimony of Julian Castro at the U.S. House Committee on Financial Services Hearing on “HUD Accountability” (Distressed Asset Stabilization Program).

13 Jul 2016

Menendez Announces Legislation to Address NJ?s Worst-in-the-Nation Foreclosure Crisis

U.S. Senator Bob Menendez (D-NJ) has officially introduced the “Preventing Abandoned Foreclosures and Preserving Communities Act of 2016” (S.3146). The bill has been referred to the Committee on Banking, Housing and Urban Affairs.

12 Jul 2016

Community Provides Mixed Input on Greene County Land Bank

The Fairborn Daily Herald published an article outlining a public meeting held to discuss the possibility of establishing a land bank for Green County, OH.

12 Jul 2016

Pitcairn Council Approves Borough Joining Land Bank

Trib Live released an article discussing the decision of Pitcairn, PA to join a multi-municipality land bank.

12 Jul 2016

FHFA Launches Map of Potentially Eligible Borrowers for Principal Reduction Modification

The Federal Housing Finance Agency (FHFA) posted a blog announcing the launch of an interactive map on FHFA.gov.

11 Jul 2016

Freddie Mac: Lessons Learned from the Crisis

DS News published an article discussing a post authored by Freddie Mac Vice President of Single-Family Servicer Performance Management Yvette Gilmore.

11 Jul 2016

Connecticut a Gentler Place to be Evicted

The Hour published an article discussing legislation that provides possession storage for evicted tenants in Connecticut.

8 Jul 2016

Fannie Mae: AMN/HSSN 22.0 Release Notes

Fannie Mae issued release notes describing updates to the Asset Management Network (AMN)/HomeSaver Solutions Network (HSSN), which has been scheduled for the weekend of July 23.

6 Jul 2016

OCC Appoints Deputy Comptroller for Compliance Supervision

DS News published an article discussing the appointment of Beverly F. Cole as the Deputy Comptroller for Compliance Supervision by the Office of the Comptroller of the Currency (OCC).

6 Jul 2016

Land Banking Legislation Introduced in New Jersey

NJ S2373, a bill that aims to permit municipal land banking in conjunction with an online property database, has been introduced in the Senate and referred to the Senate Community and Urban Affairs Committee.

5 Jul 2016

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CEO

Alan Jaffa

Alan Jaffa is the Chief Executive Officer for Safeguard Properties, steering the company as the mortgage field services industry leader. He also serves on the board of advisors for SCG Partners, a middle-market private equity fund focused on diversifying and expanding Safeguard Properties’ business model into complimentary markets.

Alan joined Safeguard in 1995, learning the business from the ground up. He was promoted to Chief Operating Officer in 2002, and was named CEO in May 2010. His hands-on experience has given him unique insights as a leader to innovate, improve and strengthen Safeguard’s processes to assure that the company adheres to the highest standards of quality and customer service.

Under Alan’s leadership, Safeguard has grown significantly with strategies that have included new and expanded services, technology investments that deliver higher quality and greater efficiency to clients, and strategic acquisitions. He takes a team approach to process improvement, involving staff at all levels of the organization to address issues, brainstorm solutions, and identify new and better ways to serve clients.

In 2008, Alan was recognized by Crain’s Cleveland Business in its annual “40-Under-40” profile of young leaders. He also was named a NEO Ernst & Young Entrepreneur Of The Year® Award finalist in 2013.

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Esq., General Counsel and EVP

Linda Erkkila

Linda Erkkila is the General Counsel and Executive Vice President for Safeguard Properties, with oversight of legal, human resources, training, and compliance. Linda’s broad scope of oversight covers regulatory issues that impact Safeguard’s operations, risk mitigation, strategic planning, human resources and training initiatives, compliance, insurance, litigation and claims management, and counsel related to mergers, acquisition and joint ventures.

Linda assures that Safeguard’s strategic initiatives align with its resources, leverage opportunities across the company, and contemplate compliance mandates. She has practiced law for 25 years and her experience, both as outside and in-house counsel, covers a wide range of corporate matters, including regulatory disclosure, corporate governance compliance, risk assessment, compensation and benefits, litigation management, and mergers and acquisitions.

Linda earned her JD at Cleveland-Marshall College of Law. She holds a degree in economics from Miami University and an MBA. Linda was previously named as both a “Woman of Influence” by HousingWire and as a “Leading Lady” by MReport.

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COO

Michael Greenbaum

Michael Greenbaum is the Chief Operating Officer of Safeguard Properties, where he has played a pivotal role since joining the company in July 2010. Initially brought on as Vice President of REO, Mike’s exceptional leadership and strategic vision quickly propelled him to Vice President of Operations in 2013, and ultimately to COO in 2015. Over his 14-year tenure at Safeguard, Mike has been instrumental in driving change and fostering innovation within the Property Preservation sector, consistently delivering excellence and becoming a trusted partner to clients and investors.

A distinguished graduate of the United States Military Academy at West Point, Mike earned a degree in Quantitative Economics. Following his graduation, he served in the U.S. Army’s Ordnance Branch, where he specialized in supply chain management. Before his tenure at Safeguard, Mike honed his expertise by managing global supply chains for 13 years, leveraging his military and civilian experience to lead with precision and efficacy.

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CFO

Joe Iafigliola

Joe Iafigliola is the Chief Financial Officer for Safeguard Properties. Joe is responsible for the Control, Quality Assurance, Business Development, Marketing, Accounting, and Information Security departments. At the core of his responsibilities is the drive to ensure that Safeguard’s focus remains rooted in Customer Service = Resolution. Through his executive leadership role, he actively supports SGPNOW.com, an on-demand service geared towards real estate and property management professionals as well as individual home owners in need of inspection and property preservation services. Joe is also an integral force behind Compliance Connections, a branch of Safeguard Properties that allows code enforcement professionals to report violations at properties that can then be addressed by the Safeguard vendor network. Compliance Connections also researches and shares vacant property ordinance information with Safeguard clients.

Joe has an MBA from The Weatherhead School of Management at Case Western Reserve University, is a Certified Management Accountant (CMA), and holds a bachelor’s degree from The Ohio State University’s Honors Accounting program.

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Business Development

Carrie Tackett

Business Development Safeguard Properties