Safeguard Properties

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Freddie Mac: FHLMC Guide Bulletin 2019-8: Servicing Updates

Freddie Mac announced important updates related to approved servicer reimbursement amounts, insurance loss settlements, the Investor Reporting Change Initiative and more.

10 Apr 2019

Fannie Mae: SVC-2019-02: Servicing Guide Updates

Fannie Mae issued a release providing expanded insurance loss proceeds requirements, clarified servicer responsibilities after a disaster event, updated foreclosure fees for certain states, and more.

10 Apr 2019

FEMA Declared Disaster Soboba Band of Luiseno Indians

FEMA issued a Presidential Major Disaster Declaration for the Soboba Band of Luiseno Indians (California) as a result of severe storms and flooding that took place on February 14-15, 2019.

8 Apr 2019

VA: Circular 26-19-11: Special Relief Following Floods in Nebraska

The U.S. Department of Veterans Affairs (VA) issued a circular that expresses concern about VA home loan borrowers affected by floods in Nebraska, and describes measures mortgagees may employ to provide relief.

8 Apr 2019

HUD: Disaster Assistance for Iowa Storm Victims

The U.S. Department of Housing and Urban Development (HUD) announced that it will speed federal disaster assistance to the state of Iowa and provide support to homeowners and low-income renters forced from their homes in areas affected by severe storms and flooding.

5 Apr 2019

HUD: Disaster Assistance for Nebraska Storm Victims

The U.S. Department of Housing and Urban Development (HUD) announced the approval of disaster assistance for the state of Nebraska and will provide support to homeowners and low-income renters forced from their homes in areas affected by severe winter storms, straight-line winds, and flooding.

5 Apr 2019

FHFA: Statement of Acting Director Joseph Otting

The Federal Housing Finance Agency (FHFA) issued a statement from Acting Director Joseph Otting in response to the U.S. Senate confirmation of Mark Calabria as director.

4 Apr 2019

Time-Barred Foreclosures and the Statute of Limitations

DS News published an article authored by Wright Finlay & Zak Partner Robert Finlay and Attorney Luke I. Wozniak. The article provides an analysis of recent Washington State case law that could directly impact mortgage servicers that attempt to foreclosures on borrowers who have previously experienced bankruptcy.

4 Apr 2019

VA: VALERI Servicer Newsflash

The U.S. Department of Veterans Affairs (VA) issued an announcement containing updates to Servicer Handbook M26-4. Included is the removal of Appendix H: Property Preservation Requirements and Fees. Information previously contained in the appendix has been transferred to Appendix G. Policy in Appendix G also has been updated to allow winterization advances all year in states where the advance is payable.

1 Apr 2019

Judicial Foreclosure Proposed in New Hampshire

HB 270 (relative to commencement of foreclosure by civil action) passed the New Hampshire House of Representatives in March and currently is making its way through the Senate. If enacted, the bill would require that mortgage foreclosures be commenced by civil actions brought in superior court and would modify the period redemption for a mortgage.

1 Apr 2019

Freddie Mac: New eMortgage Resources

Freddie Mac issued a release announcing new eMortgage resources designed to provide clarity on how digital mortgages provide a streamlined and more efficient home financing experience for sellers, servicers and borrowers.

1 Apr 2019

OCC: Maryann Kennedy Named Senior Deputy Comptroller for Large Bank Supervision

The Office of the Comptroller of the Currency (OCC) issued a news release confirming Maryann Kennedy as its next senior deputy comptroller for large bank supervision.

1 Apr 2019

FEMA Declared Disaster Texas

FEMA issued an update to a Presidential Major Disaster Declaration for areas in Texas affected by severe storms and flooding that took place September 2 to November 2, 2018.

30 Mar 2019

VA: Circular 26-19-10: Special Relief Following Iowa Severe Storms and Flooding

The U.S. Department of Veterans Affairs (VA) issued a circular that expresses concern about VA home loan borrowers affected by severe storms and flooding in Iowa and describes measures mortgagees may employ to provide relief.

29 Mar 2019

FEMA Declared Disaster Cahuilla Band of Indians

FEMA issued a Presidential Major Disaster Declaration for the Cahuilla Band of Indians (California) as a result of severe storms and flooding that took place on February 14, 2019.

28 Mar 2019

Mitigating Risks Through Technology

DS News published an article highlighting an upcoming webinar presented by Safeguard Properties that will take place on April 11, 2019. The webinar, titled “Risky Business: Using Data and Analytics to Protect Properties”, will feature insights from Safeguard AVP of Business Development Tim Rath, AVP of Mobile and Analytics Jason Heckman, and Fannie Mae Director of Single-Family Real Estate John Thibaudeau.

28 Mar 2019

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CEO

Alan Jaffa

Alan Jaffa is the Chief Executive Officer for Safeguard Properties, steering the company as the mortgage field services industry leader. He also serves on the board of advisors for SCG Partners, a middle-market private equity fund focused on diversifying and expanding Safeguard Properties’ business model into complimentary markets.

Alan joined Safeguard in 1995, learning the business from the ground up. He was promoted to Chief Operating Officer in 2002, and was named CEO in May 2010. His hands-on experience has given him unique insights as a leader to innovate, improve and strengthen Safeguard’s processes to assure that the company adheres to the highest standards of quality and customer service.

Under Alan’s leadership, Safeguard has grown significantly with strategies that have included new and expanded services, technology investments that deliver higher quality and greater efficiency to clients, and strategic acquisitions. He takes a team approach to process improvement, involving staff at all levels of the organization to address issues, brainstorm solutions, and identify new and better ways to serve clients.

In 2008, Alan was recognized by Crain’s Cleveland Business in its annual “40-Under-40” profile of young leaders. He also was named a NEO Ernst & Young Entrepreneur Of The Year® Award finalist in 2013.

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Esq., General Counsel and EVP

Linda Erkkila

Linda Erkkila is the General Counsel and Executive Vice President for Safeguard Properties, with oversight of legal, human resources, training, and compliance. Linda’s broad scope of oversight covers regulatory issues that impact Safeguard’s operations, risk mitigation, strategic planning, human resources and training initiatives, compliance, insurance, litigation and claims management, and counsel related to mergers, acquisition and joint ventures.

Linda assures that Safeguard’s strategic initiatives align with its resources, leverage opportunities across the company, and contemplate compliance mandates. She has practiced law for 25 years and her experience, both as outside and in-house counsel, covers a wide range of corporate matters, including regulatory disclosure, corporate governance compliance, risk assessment, compensation and benefits, litigation management, and mergers and acquisitions.

Linda earned her JD at Cleveland-Marshall College of Law. She holds a degree in economics from Miami University and an MBA. Linda was previously named as both a “Woman of Influence” by HousingWire and as a “Leading Lady” by MReport.

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COO

Michael Greenbaum

Michael Greenbaum is the Chief Operating Officer of Safeguard Properties, where he has played a pivotal role since joining the company in July 2010. Initially brought on as Vice President of REO, Mike’s exceptional leadership and strategic vision quickly propelled him to Vice President of Operations in 2013, and ultimately to COO in 2015. Over his 14-year tenure at Safeguard, Mike has been instrumental in driving change and fostering innovation within the Property Preservation sector, consistently delivering excellence and becoming a trusted partner to clients and investors.

A distinguished graduate of the United States Military Academy at West Point, Mike earned a degree in Quantitative Economics. Following his graduation, he served in the U.S. Army’s Ordnance Branch, where he specialized in supply chain management. Before his tenure at Safeguard, Mike honed his expertise by managing global supply chains for 13 years, leveraging his military and civilian experience to lead with precision and efficacy.

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CFO

Joe Iafigliola

Joe Iafigliola is the Chief Financial Officer for Safeguard Properties. Joe is responsible for the Control, Quality Assurance, Business Development, Marketing, Accounting, and Information Security departments. At the core of his responsibilities is the drive to ensure that Safeguard’s focus remains rooted in Customer Service = Resolution. Through his executive leadership role, he actively supports SGPNOW.com, an on-demand service geared towards real estate and property management professionals as well as individual home owners in need of inspection and property preservation services. Joe is also an integral force behind Compliance Connections, a branch of Safeguard Properties that allows code enforcement professionals to report violations at properties that can then be addressed by the Safeguard vendor network. Compliance Connections also researches and shares vacant property ordinance information with Safeguard clients.

Joe has an MBA from The Weatherhead School of Management at Case Western Reserve University, is a Certified Management Accountant (CMA), and holds a bachelor’s degree from The Ohio State University’s Honors Accounting program.

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Business Development

Carrie Tackett

Business Development Safeguard Properties