SafeguardDisasterUpdateCenter

Disaster Update Center

Safeguard strives to continually provide the most current information on disasters as they occur. Fires, tornadoes, hurricanes, floods . . . all can cause a tremendous amount of damage to your assets. When large-scale disasters strike, additional steps are needed to ensure that you know what is happening on the ground. We know you need as much information as possible, as quickly as possible. This page is a resource for relevant information on what's happening now.

Be sure to also check out Safeguard's custom geospatial technology, MapAlert®MapAlertThis system identifies properties in the path of severe weather events and provides both pre- and post-disaster information. To learn more, visit our MapAlert® page.

To learn about Safeguard's disaster reporting resources, please click here.


National Coastal County ZIP Code Resource

Through the use of MapAlert, it is possible to provide a visual representation of a weather event's “cone” and potential impacts. Typically, the greatest impacts are felt within coastal areas.

As the 2018 hurricane season gets officially underway, Safeguard has compiled a national "coastal shoreline county" ZIP Code list as determined by the National Oceanic and Atmospheric Administration (NOAA).

To access the list, please click here.


MBA Releases Disaster Recovery Guide

The Mortgage Bankers Association (MBA) has created Disaster Recovery: A Resource for Homeowners. This consumer-facing informational guide outlines homeowner disaster preparedness and steps to recovery, including who to engage for individual mortgage communication, how to navigate the insurance process, and what forms of aid and disaster loans are generally available.
 
To access the guide, please click here.

 

New Wildfires Rage in California

A mixture of blistering temperatures, low humidity and high winds has led to the rapid growth of three California wildfires.

The Shasta County Carr Fire, which has claimed nearly 30,000 acres so far, has destroyed dozens of homes and has prompted thousands of residents to flee. According to the latest reports, the blaze has primarily affected the towns of Shasta (Shasta County, 96001, 96087), Keswick (Shasta County, 96001) and the city of Redding (Shasta County, 96001, 96002, 96003).

After tripling in size since beginning on July 23, 2018, the fire is expected to continue to expand at an accelerated rate.

South of Shasta County, the Cranston Fire, which has began on July 25, has burned at least five homes in the town of Idyllwild. (Riverside County, 92549). Suspected of being started by arson, the fire is being fed by timber and dried bush from the San Jacinto Mountains.

Currently, evacuations are being conducted for Idyllwild as well as several neighboring communities and an estimated 600 homes are directy threatened by the blaze.

As the largest of the three events, the Ferguson Fire, Which has grown to almost 46,000 acres, continues to burn in Mariposa County near Yosemite National Park. While containment has improved to 29%, a number of mandatory evacuations remain in place and a number of homes continue to be in danger.

The following wildfire events are currently available on MapAlert:

Carr Fire
MapAlert Disaster Viewer

Cranston Fire
MapAlert Disaster Viewer

Ferguson Fire
MapAlert Disaster Viewer

Holy Fire
MapAlert Disaster Viewer

Ranch Fire
MapAlert Disaster Viewer

River Fire
MapAlert Disaster Viewer

According to the California Governor's Office of Emergency Services, the Mendocino Complex Fire (Ranch and River fires) is now the largest fire in state history, with the Carr Fire being declared the 12th largest.

California Department of Forestry and Fire Protection (CAL FIRE) Statistics as of 8/8/18:

Carr Fire (Shasta/Trinity counties)
Structures Threatened: 1,806
Residential Structures Destroyed: 1,077
Commercial Structures Destroyed: 22
Other Destroyed: 500
Residential Structures Damaged: 191
Commercial Structures Damaged: 26
Other Damaged: 65

Ranch/River Fire (Mendocino Complex)
Structures Threatened: 11,300
Structures Destroyed: 75 residences/68 other
Structures Damaged: 12 residences / 14 other

CAL FIRE has created a “Structure Status Information” map. Per their website, “Field damage inspection is still ongoing and subject to change. The points shown in this map are being updated regularly. Data is subject to change as information is gathered and verified. The icons on the map indicate the current known status of the structure. Addresses may be entered into search bar to find a specific location.”

Safeguard Clients: All previously identified structures within the Carr Fire perimeter (or in close proximity) have been identified with MapAlert® and reviewed on the CAL FIRE map. Individual results have been provided. To access the map, please click here.

For more information on our advanced MapAlert® analysis service which can map, track and monitor properties or portfolios (delinquent or current) please contact our team at 800-852-8306 x1750, or your CAR manager (Safeguard clients).

On August 9, 2018, the office of California Governor Edmund G. Brown Jr. issued a press release titled Governor Brown Declares State of Emergency in Orange and Riverside Counties Due to Holy Fire. Please click here to view the press release. To view a county ZIP Code list included under the governor's proclamation, please click here. NOTE: This is independent from any FEMA Declared Disaster.

On August 8, 2018, Freddie Mac issued a press release titled Freddie Mac Releases Natural Disaster Relief Policies for Mortgage Assistance to Aid Those Affected by California Wildfires. Please click here to view the All Client Alert.

On August 7, 2018, Fannie Mae issued a press release titled Fannie Mae Reminds Homeowners and Servicers of Mortgage Assistance Options for Areas Affected by the California Wildfires. Please 
click here to view the All Client Alert.

On August 4, 2018, FEMA issued a Presidential Major Disaster Declaration for areas in California affected by wildfires and high winds beginning July 23, 2018 and continuing. Please 
click here to view the All Client Alert.

On July 28, 2018, Gov. Edmund G. Brown Jr. declared a state of emergency for the counties of Lake, Mendocino and Napa  in response to the effect of the Ranch, River and Steele fires. Please 
click here to view the declaration. To view a county ZIP Code list included under the governor's declaration, please click here. NOTE: This is independent from any FEMA Declared Disaster.

On July 28, 2018, FEMA issued an Emergency Declaration for areas in California affected by a wildfire beginning July 23, 2018 and continuing. To view the declaration, please
click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click hereNOTE: This has not yet been declared a Presidential Major Disaster.

On July 26, 2018, Gov. Edmund G. Brown Jr. declared a state of emergency for the counties of Mariposa, Riverside and Shasta in response to the events. Please click here and here to view each declaration. To view a county ZIP Code list included under the governor's declaration, please click here. NOTE: This is independent from any FEMA Declared Disaster.

On July 27, 2018, ABC News released a report titled Fatal wildfire rips through California towns; residents flee. Please click here to view the All Client Alert. NOTE: This has not yet been declared a Presidential Major Disaster.


Tornadoes Tear Through Iowa

Five confirmed tornadoes descended upon central Iowa on July 19, 2018, causing severe damage to homes across several cities. According to the latest reports, the cities of Marshalltown (Marshall County, 50158), Bondurant (Polk County, 50035) and Pella (Marion County, 50219) are among the hardest hit.

In response, Gov. Kim Reynolds issued a disaster proclamation for the counties of Lee, Marshall, Polk and Van Buren on July 20. Please click here to view the proclamation.

To view a ZIP Code list of counties included under the governor's proclamation, please click here. NOTE: This is independent from any FEMA Declared Disaster.

On July 20, 2018, The Weather Channel issued a report titled Tornadoes Strike Several Iowa Towns, Leaving Significant Damage; At Least 17 Injured. Please click here to view the All Client Alert. NOTE: This has not yet been declared a Presidential Major Disaster.



Twister Touches Down in Kansas

On June 26, 2018, a tornado touched down in the town of Eureka, Kan. According to media outlets, initial assessments have reported damage to more than 100 city blocks in the town.

In response, Kansas Governor Jeff Colyer has declared a state of emergency for Greenwood County.

To view a county ZIP Code list included under the governor's declaration, please click here. NOTE: This is independent from any FEMA Declared Disaster.

On June 27, 2018, USA Today published an article titled Tornado injures 8 people in small eastern Kansas town of Eureka. Please click here to view the All Client Alert. NOTE: This has not yet been declared a Presidential Major Disaster.


Wildfires Spark in California and Florida

California
Erratic Wind patterns and an early summer heat wave have contributed to the spread of several wildfires affecting northern California.

Currently, the largest of these events has been the Pawnee Fire, which has grown to 13,000 acres since igniting on June 19, 2018. Originating near the community of Clearlake Oaks (Lake County, 95423), the blaze has so far destroyed 22 structures damaged four others.

In response, authorities have ordered the evacuation of the entire Spring Valley (Lake County, 95423) area. More than 600 structures continue to be threatened, with most of them being homes.

On June 25, 2018, the office of California Governor Edmund G. Brown Jr. issued a press release titled Governor Brown Declares State of Emergency in Lake County Due to Pawnee Fire. Please click here to view the declaration. To view a county ZIP Code list included under the governor's declaration, please click here. NOTE: This is independent from any FEMA Declared Disaster.

Elswhere, in Tehema County, the Stoll Fire has reportedly destroyed multiple homes near Red Bluff (96080) and has consumed about 300 acres.

A second event in Tehema County, the Lane Fire, has burned 3,829 acres in Paynes Creek (96075). While no structures have been destroyed, it should be noted that approximately 200 structures are threatened and some homes have been evacuated.

Meanwhile, in Shasta county, the Creek Fire has burned 1,475 acres in Happy Valley (95684), Igo (96047) and Ono (96047). No structures have been reported damaged, but mandatory evacuations remain for some areas.

Florida
On June 22, the Limerock Fire ignited in Eastpoint (Franklin County, 32328), consuming a 1.5 square mile area. The blaze has since destroyed 36 homes and has displaced approximately 200 residents.

On June 25, 2018, USA Today published an article titled More than 30 homes 'total losses' in Florida wildfire; 22 buildings also destroyed in 2 California fires. Please click here to view the All Client Alert. NOTE: This has not yet been declared a Presidential Major Disaster.

 

 

 

 

 

 

Gulf Coast Braces for Subtropical Storm Alberto

According to media outlets, Alabama, Florida and Mississippi are preparing for states of emergency as Subtropical Storm Alberto heads toward the Gulf of Mexico.

Florida Gov. Rick Scott issued the declaration for all 67 counties in his state. Mississippi Gov. Phil Bryant authorized the use of the National Guard. Alabama Gov. Kay Ivey issued a state of emergency for 40 counties that will go into effect at 6 a.m. Sunday. Ivey activated the state's Emergency Operations Center in Clanton. The Alabama National Guard also activated its High Water Evacuation Teams.

The first named storm of this season, Alberto is expected to strengthen as it moves up the Gulf, the National Hurricane Center said, bringing heavy rains and possible floods to Florida and much of the Southeast. The storm is expected to affect the region between May 27-28, 2018.

On May 26, 2018, the office of Alabama Governor Kay Ivey issued a press release titled Governor Ivey Issues State of Emergency in Preparation for Subtropical Storm Alberto. To view the declaration, please click here. To view a ZIP Code list of counties included under the governor's declaration, please click here. NOTE: This is independent from any FEMA Declared Disaster.

On May 26, 2018, the office of Florida Governor Rick Scott issued a press release titled Gov. Scott Declares State of Emergency in Florida for Subtropical Storm Alberto. To view the declaration, please click here. To view a ZIP Code list of counties included under the governor's declaration, please click here. NOTE: This is independent from any FEMA Declared Disaster.

On May 26, 2018, the Mississippi Emergency Management Agency (MEMA) issued a press release titled Governor Bryant issues State of Emergency for Sub-Tropical Storm Alberto. To view the declaration, please click here. To view a Coastal County ZIP Code list, please click here. NOTE: This is independent from any FEMA Declared Disaster. In this case, coastal county information has been provided as an additional resource. A specific county list was NOT included in Governor Bryant's emergency declaration.

On May 26, 2018, CNN published an article titled Florida, Mississippi and Alabama Brace for Subtropical Storm Alberto with States of Emergency. Please click here to view the All Client Alert. NOTE: This has not yet been declared a Presidential Major Disaster.


Kilauea Erupts in Hawaii, Destroys Homes

On May 3, 2018, the Kilauea volcano experienced an eruption on the Big Island of Hawaii, resulting in the release of molten lava and noxious gas from fissures forming in the Pahoa Leilani Estates subdivision.  Media outlets have reported that 26 homes and four other unidentified subdivision structures have since been destroyed, with evacuation orders for the area remaining in place.

Reported approximate areas sustaining property damage and/or flooding:

Hawaii

Leilani Estates/Pahoa (Hawaii County, 96778)

In response to the event, Governor David Ige has issued an emergency proclamation for the area, with mandatory evacuations remaining in place. To view the proclamation, please
click here. To view a ZIP Code list of counties included under the governor's proclamation, please click here.

On May 11, 2018, FEMA issued a Presidential Major Disaster Declaration for areas in Hawaii as a result of the Kilauea volcanic eruption and earthquakes beginning May, 3, 2018 and continuing. Please click here to view the All Client Alert.

On May 7, 2018, Fox News issued a report titled Hawaii volcano shows 'no sign of slowing down,' destroys dozens of homes. Please click here to view the All Client Alert. NOTE: This has not yet been declared a Presidential Major Disaster.


Destructive Flooding Affects Hawaii

Heavy rain triggered flooding and mudslides in Kauai County, Hawaii, from April 14-16, 2018. As a result, dozens of homes have been reported damaged, with at least two being torn from their foundations.

Reported approximate areas sustaining property damage and/or flooding:

Hawaii
Kauai (Kauai County, 96705, 96714, 96715, 96716, 96722, 96741, 96746, 96747, 96751, 96752, 96754, 96756, 96765, 96766, 96769, 96796, 96703)

In response to the event, Governor David Ige has issued a county-wide emergency proclamation. To view the proclamation, please click here.

On April 17, 2018, The Weather Channel issued a report titled Hawaii Storms Ease, Allowing Crews to Rescue Dozens More from Flooding on Kauai. Please click here to view the All Client Alert. NOTE: This has not yet been declared a Presidential Major Disaster.


Tornado Strikes North Carolina

A strong storm system spawned a confirmed tornado in Greensboro, N.C., on April 15, 2018. Early reports have indicated that the twister damaged at least seven homes.

The area also suffered significant power loss, as thousands were left without electricity after the storm dissipated.

Reported approximate areas containing damaged and/or flooded properties:

North Carolina
Greensboro (Guilford County, 27214, 27235, 27282, 27301, 27358, 27401, 27402, 27403, 27404, 27405, 27406, 27407, 27408, 27409, 27410, 27411, 27412, 27413, 27415, 27420, 27427, 27429, 27435, 27438, 27455, 27495, 27497, 27498, 27499)


On April 16, 2018,  CBS News issued a report titled Greensboro, North Carolina, under state of emergency after tornado hits city. Please click here to view the All Client Alert. NOTE: This has not yet been declared a Presidential Major Disaster.


Severe Storms Strike South, Midwest

Strong thunderstorms producing torrential rain and multiple confirmed tornadoes affected properties in Alabama, Illinois and Ohio April 3-4, 2018

Reported approximate areas containing damaged and/or flooded properties:

Alabama
Decatur (Morgan/Limestone counties, 35601, 35602, 35603, 35609, 35671, 35673, 35699)
Jasper (Walker County, 35501, 35502, 35503, 35504)
 
Illinois
Effingham (Effingham County, 62401)
Energy (Williamson County, 62933)
Galatia (Saline County, 62935)
Matoon (Coles County, 61938 
 
Ohio
Grove City (Franklin County, 43123)
Xenia (Green County, 45385)
 
On April 4, 2018, Independent released a report titled US Weather: Huge Hail Stones, Tornadoes and Funnel Clouds Strike Midwest. Please click here to view the All Client Alert. NOTE: This has not yet been declared a Presidential Major Disaster.



Widespread Flooding Affects Multiple States

Persistent rain and melting snow have triggered flood conditions stretching from Texas to Michigan, with reports of homes taking on water in at least those two states as a result.

Reported approximate areas containing flooded properties:

Michigan
Comstock Township (Kalamazoo County, 49001, 49034, 49041, 49048, 49053, 49074)
Lansing (Ingham County, 48864, 48901, 48906, 48910, 48911, 48912, 48915, 48916, 48917, 48919, 48922, 48924, 48929, 48930, 48933, 48937, 48951, 48956)
Niles (Berrien/Cass counties, 49120)

Texas
Dallas (near White Rock Creek)
Rockwall (Rockwall County, 75032, 75087)

Flood warnings continue to be active in multiple areas and several have ordered evacuations or declared a state of emergency due to deteriorating conditions:

Indiana
Elkhart (Elkhart County, 46514, 46515, 46516, 46517)
South Bend (St. Joseph County, 46556, 46601, 46613, 46614, 46615, 46616, 46617, 46619, 46624, 46626, 46628, 46634, 46635, 46637, 46660, 46699)

Illinois
Marseilles (LaSalle County, 61341)

Michigan
Niles (Berrien/Cass counties, 49120)

On February 22, 2018, The Weather Channel released a report titled Flooding in the Midwest, South Worsens; Water Rises at Michigan State University; Evacuations as Far South as Dallas. Please click here to view the All Client Alert. NOTE: This has not yet been declared a Presidential Major Disaster.  


California Faces Next Round of Wildfires

A combination of high winds and low humidity in areas of southern California have led to the accelerated growth of several wildfires beginning December 4, 2017.

To date, the largest of these events has been the Thomas Fire, which began as a 50-acre brush fire in Santa Paula (Ventura County, 93060, 93061) and has grown exponentially since December 4 to over 100,000 acres. So far, the blaze has been responsible the evacuation of 50,000 Ventura County residents and has destroyed over 150 structures.

Elsewhere in Los Angeles County, the Creek Fire has consumed nearly 13,000 acres of land in the Kagel Canyon (91342) area and has destroyed more than 30 buildings. Evacuation orders for 110,000 residents continue to be active.

Another Los Angeles County blaze, the Rye Fire in Santa Clarita (91321, 91322, 91350, 91351, 91354, 91355, 91382, 91385, 91386, 91387), has burned over 7,000 acres. At this time, mandatory evacuations in the area have been lifted.

California Department of Forestry and Fire Protection Statistics as of 12/8/2017:

Creek Fire (Los Angeles County)
Structures Threatened: 5,460 
Structures Destroyed:
Residential: 33
Other: 32
Structures Damaged:
Residential: 28
Other: 19

Rye Fire (Los Angeles County)
Structures Threatened: 5,460
Structures Destroyed: 1
Structures Damaged: 0

Thomas Fire (Ventura/Santa Barbara Counties)
Structures Threatened:
18,000*
Single-Family Residences Destroyed: 208*
*Updated 12/22/17

Lilac Fire (San Diego County)
Structures Destroyed: 157*
*Updated 12/22/17

Skirball Fire (Los Angeles County)
Structures Damaged:
12
Structures Destroyed: 6

The following wildfire events are currently available on MapAlert:

Creek Fire
MapAlert Disaster Viewer

Lilac Fire
MapAlert Disaster Viewer

Rye Fire
MapAlert Disaster Viewer

Skirball Fire
MapAlert Disaster Viewer

Thomas Fire
MapAlert Disaster Viewer

On February 22, 2018, the U.S. Department of Housing and Urban Development (HUD) issued FHA INFO #18-08: Revised Loss Mitigation Policies for Affected Borrowers in Certain Presidentially-Declared Major Disaster Areas/Industry Briefing Call on March 1, 2018. Please click here to view the All Client Alert.

On January 24, 2018, the U.S. Department of Housing and Urban Development (HUD) issued FHA INFO #18-03: Disaster Related Policy Waivers Related to Early Payment Default Loan Level File Review Requirements, and Limited 203k in Puerto Rico; Reminder Regarding FHA Forbearance Agreement for FHA Borrowers Affected by Disasters. Please click here to view the All Client Alert.

On January 18, 2018, the U.S. Department of Housing and Urban Development (HUD) issued HUD FHA INFO #18-01: FHA Disaster-Related Policy Waiver for Four Additional Counties in Presidentially-Declared Major Disaster Areas in California. Please click here to view the All Client Alert.

On January 15, 2018, FEMA issued an update to a Presidential Major Disaster Declaration for areas in California affected by wildfires, flooding, mudflows and debris flows beginning December 4, 2017 and continuing. Please click here to view the All Client Alert.

On January 10, 2018, FEMA issued an update to a Presidential Major Disaster Declaration for areas in California affected by wildfires beginning December 4, 2017 and continuing. The incident for the disaster has been expanded to include flooding, mudflows and debris flows directly related to the wildfires. Please click here to view the All Client Alert.

On January 2, 2018, FEMA issued a Presidential Major Disaster Declaration for areas in California affected by wildfires beginning December 4, 2017 and continuing. Please click here to view the All Client Alert.

On December 12, 2017, the U.S. Department of Veterans Affairs (VA) issued Circular 26-17-42: Special Relief Following California Wildfires. Please click here to view the All Client Alert.

On December 8, 2017, FEMA issued an Emergency Declaration for areas in California affected by wildfires beginning December 4, 2017 and continuing. To view the declaration, please click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here

Note: This has not yet been declared a Presidential Major Disaster.

On December 7, 2017, the Office of the Comptroller of the Currency (OCC) issued a press release titled OCC Allows National Banks and Federal Savings Associations Affected by Wildfires in California to Close. Please click here to view the All Client Alert.

On December 7, 2017, the office of California Governor Edmund G. Brown Jr. issued a press release titled Governor Brown Declares State of Emergency in San Diego County Due to Lilac Fire. Please 
click here to view the declaration. To view a ZIP Code list of counties included under the governor's declarations, please click here. NOTE: This is independent from any FEMA Declared Disaster.

On December 7, 2017, the office of California Governor Edmund G. Brown Jr. issued a press release titled Governor Brown Declares State of Emergency in Santa Barbara County, Requests Presidential Emergency Declaration for Southern California Fires. Please 
click here to view the declaration. To view a ZIP Code list of counties included under the governor's declarations, please click here. NOTE: This is independent from any FEMA Declared Disaster.

On December 5, 2017, California Governor Edmund G. Brown Jr. issued an emergency declaration for Ventura County due to the Thomas Fire. Please 
click here to view the declaration. To view a ZIP Code list of counties included under the governor's declarations, please click here. NOTE: This is independent from any FEMA Declared Disaster.

On December 5, 2017, California Governor Edmund G. Brown Jr. issued an emergency declaration for Los Angeles County due to the Creek and Rye fires. Please click here to view the declaration. To view a ZIP Code list of counties included under the governor's declarations, please click here. NOTE: This is independent from any FEMA Declared Disaster.

On December 7, 2017, ABC News published a report titled Southern California wildfires burn with little containment as conditions worsen. Please click here to view the All Client Alert. NOTE: This has not yet been declared a Presidential Major Disaster.

Wildfires Ravage Northern California

Beginning on October 8, 2017, several wildfires have been plaguing portions of northern California and have burned a combined 120,000 acres of land. Fueled by dry conditions and wind gusts reaching speeds of more than 50 mph, the fires have destroyed over 1,000 homes, continue to threaten thousands more, and have prompted the evacuation of more than 20,000 residents.

Major Fire Statistics as of 10/17/17*:

Tubbs Fire (Sonoma/Napa Counties)

Structures Threatened: 16,000+
Structures Destroyed: 571 structures destroyed - 550 residential, 21 commercial
FEMA Reporting:
Structures Threatened: 16,043
Structures Destroyed: 550 homes

Atlas Fire (Sonoma/Napa Counties)
Structures Threatened: 5,000
Structures Destroyed: 125
FEMA Reporting:
Structures Threatened: 5000 (400 homes)
Structures Destroyed: 125  homes

Cascade Fire (Yuba/Butte Counties)
N/A
FEMA Reporting:
Structures Threatened: 1000 homes
Structures Destroyed: 200 homes

Lobo Fire (Nevada County)
N/A
FEMA Reporting:
Structures Threatened: 6000 homes
Structures Destroyed: 8 homes

Potter Valley Fire (Mendocino County)
Acres Burned - Containment: 21,000 acres
Structures Threatened: 50
No reports of homes destroyed.
FEMA Reporting:
Structures Threatened: 700 homes
Structures Destroyed: 100 homes

Sulphur Fire (Lake County)
N/A
FEMA Reporting:
Homes destroyed: 150
Structures Threatened: 2,250

Partick Fire (Sonoma/Napa Counties)
Acres Burned - Containment: 1,000 acres
Structures Threatened: 5,000
No reports of homes destroyed.
FEMA Reporting:
Structures Threatened: 2,250  homes
Structures Destroyed: 150 homes

*Source: California Deptartment of Forestry and Fire Proctecion/FEMA

The following wildfire events are currently available on MapAlert:

Atlas Fire (Sonoma/Napa Counties)
MapAlert Disaster Viewer

Cascade Fire (Yuba/Butte Counties)
MapAlert Disaster Viewer

Lobo Fire (Nevada County)
MapAlert Disaster Viewer

Sulfur Fire (Lake County)
MapAlert Disaster Viewer

Tubbs Fire (Sonoma/Napa Counties)
MapAlert Disaster Viewer

Please note: As FEMA only declares counties, these areas are far greater than actual damage. The feed from the USGS for some of these fires that we receive through MapAlert® has been delayed. The feed provides exact geo-coded boundaries of each event and allows for an overlay of your portfolio to see which properties are in the affected area(s). We are expecting the remaining feeds along with necessary updates as the fires spread.

For more information on our advanced MapAlert analysis service, which can map, track and monitor properties or portfolios (delinquent or current) please contact our MapAlert® team at 800-852-8306 x1675, or your CAR manager (Safeguard clients).

On November 2, 2017, Fannie Mae issued Lender Letter LL-2017-09: Fannie Mae Extends Modification for Disaster Relief and Other Clarifications for Mortgage Loans Impacted by Disaster Events. Please click here to view the All Client Alert.

On November 2, 2017, Freddie Mac issued a release outlining the expansion of its requirements for mortgages held by borrowers whose mortgaged premises or places of employment are located in any eligible disaster area designated on or after August 25, 2017. Please click here to view the All Client Alert.

On October 24, 2017, the U.S. Department of Housing and Urban Development (HUD) issued FHA INFO #17-48: FHA Disaster-Related Policy Waivers Issued for Presidentially-Declared Major Disaster Areas in Puerto Rico and California. Please click here to view the All Client Alert.

On October 20, 2017, the U.S. Department of Housing and Urban Development (HUD) issued FHA INFO #17-47: Extension of Initial Disaster Foreclosure Moratorium for Properties in Specified Areas Impacted by Hurricanes Harvey, Irma, and Maria (ML 17-15); SF Claims: Suspended Claim Dashboard; Training Opportunities. Please click here to view the All Client Alert.

On October 15, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in California affected by wildfires beginning October 8 and continuing. Please click here to view the All Client Alert.

On October 14, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in California affected by wildfires beginning October 8 and continuing. Please click here to view the
All Client Alert.

On October 13, 2017, Freddie Mac issued a press release titled Freddie Mac Confirms Disaster Relief Policies Amid California Wildfires. Please click here to view the
All Client Alert.

On October 13, 2017, Fannie Mae issued a press release titled Fannie Mae Reminds Homeowners and Servicers of Mortgage Assistance Options for Areas Affected by the California Wildfires. Please click here to view the
All Client Alert.

On October 13, 2017, the U.S. Department of Veterans Affairs (VA) issued Circular 26-17-31: Special Relief Following California Wildfires. Please click here to view the
All Client Alert.

On October 13,  2017, the U.S. Department of Veterans Affairs (VA) issued a VALERI Servicer Newsflash containing information regarding natural disaster impacted loan reporting. Please click here to view the
All Client Alert.

On October 13, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in California affected by wildfires beginning October 8 and continuing. Please click here to view the
All Client Alert.

On October 12, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in California affected by wildfires beginning October 8 and continuing. Please click here to view the
All Client Alert.

On October 10, 2017, FEMA issued a Presidential Major Disaster Declaration for areas in California affected by wildfires beginning October 8, 2017 and continuing. Please click here to view the
All Client Alert.

On October 10, 2017, California Governor Edmund G. Brown Jr. issued an emergency proclamation for additional areas affected by the Atlas Fire. To view the declaration, please
click here. To view a ZIP Code list of counties included under the governor's declaration, please click here.  

On October 9, 2017, California Governor Edmund G. Brown Jr. declared a state of emergency for the following eight counties affected by wildfires:

Butte
Lake
Mendocino
Napa
Nevada
Orange
Sonoma
Yuba

To view the declarations, please click here and here. To view a ZIP Code list of counties included under the governor's declarations, please click here. NOTE: This is independent from any FEMA Declared Disaster.

On October 10, 2017, FEMA issued a Presidential Major Disaster Declaration for areas in California affected by wildfires beginning October 8, 2017 and continuing. Please click here to view the All Client Alert.

On October 11, 2017, NBC News published a report titled Northern California Wildfires: Firefighters Continue to Battle Blazes, Hope for Reprieve. for more information, please click here to view the All Client Alert.

Hurricane Nate, Maria, Irma and Harvey Overview

Texas (Harvey):
FEMA:
Presidential Disaster Declaration

-Individual Assistance: 39 Counties

-Public Assistance (all categories): 47 Counties

Governor’ Disaster Declaration:

-60 Counties

Local Disaster Declarations:

-61 Counties 

-115 Cities/Towns/Villages 

DSO:

-52 Counties 

-104 Cities/Towns/Villages 

Louisiana (Harvey):
FEMA:
Presidential Emergency Declaration

-12 Parishes

-8 Parishes Pending

Local Parish Emergency Declaration:

-21 Parishes 

US Virgin Islands (Irma):
FEMA:
Presidential Disaster Declaration

-Individual Assistance: 2 islands/counties

-Public Assistance (all categories): statewide

-Presidential Emergency Declaration

-Designated Areas: Entire Territory

South Carolina (Irma):
FEMA:
Presidential Disaster Declaration

-Public Assistance: 46 counties

Presidential Emergency Declaration

-Designated Areas: Entire State

Georgia (Irma):
FEMA:
Presidential Emergency Declaration

-Designated Areas: 158 counties.

Presidential Disaster Declaration

-Individual Assistance: 7 counties

-Public Assistance (all categories): statewide

Governor’ Disaster Declaration:

-Entire State

North Carolina (Irma):
Governor’ Disaster Declaration:

-Designated Areas: Entire State

Florida (Irma):
FEMA:
Presidential Disaster Declaration 

-Individual Assistance: 49 counties

-Public Assistance: statewide

Presidential Emergency Declaration

-Designated Areas: Entire State

Governor’ Disaster Declaration:

-Designated Areas: Entire State

Puerto Rico (Irma):
FEMA:
Presidential Disaster Declaration

-Individual Assistance: 10 Municipalities 

-Public Assistance: 30 Municipalities

Presidential Emergency Declaration

-Designated Areas: Entire Commonwealth

Alabama (Irma)
FEMA
Presidential Emergency Declaration

-Designated Areas: Entire state

U.S. Virgin Islands (Maria)
FEMA
Presidential Major Disaster Declaration

-Designated Areas: 3 Islands (County-equivalent)

Presidential Emergency Declaration

-Designated Areas: 3 Islands (County-equivalent)

Puerto Rico (Maria):
FEMA
Presidential Disaster Declaration

-Individual Assistance: Entire Commonwealth  

Presidential Emergency Declaration

-Designated Areas: Entire Commonwealth

Governor’s Declaration

-Designated Areas: Entire Commonwealth

Florida (Nate)
FEMA
Presidential Emergency Declaration

-Designated Areas: 2 Counties

Governor's Declaration

-Designated Areas: 29 Counties

Louisiana (Nate)
FEMA

Presidential Emergency Declaration

-Designated Areas: 17 Parishes

Governor's Declaration

-Designated Areas: Statewide

Alabama (Nate)
FEMA

Presidential Disaster Declaration

-
Public Assistance: 8 Counties

Presidential Emergency Declaration

-Designated Areas: 39 Counties and 1 Tribal Area

 Governor's Declaration

-Designated Areas: Statewide

Mississippi (Nate)
FEMA

Presidential Disaster Declaration

-
Public Assistance: 6 Counties
 
Presidential Emergency Declaration

-Designated Areas: 6 Counties

To view related ZIP Code lists, please click below:

FEMA Hurricane Maria/Irma/Harvey Presidential Major Disaster Declaration Area Master
FEMA Hurricane Maria/Irma/Harvey Emergency Declaration Area Master
State and Regional Hurricane Maria/Irma/Harvey Declaration Area Master

FEMA Disaster Declaration Process
FEMA has provided a web page providing procedural information in regard to the formal disaster declaration process. To view the web page, please
click here.

ZIP Code Severity Heat Map
As previously reported, inspection results are compiled by our “boots on the ground” inspector network and a subsequent analysis is being completed that shows the severity of the impact a disaster has to affected areas.

Please see below graphics for the “heat map” for areas affected by Hurricanes Harvey/Irma and the associated legend. The assessment is a result of assigning a numerical value (0=not affected, 1=light, 2=moderate, 3=severe, 4=total loss) to each evaluation of neighborhood damage and a formulation of the average.

To view a related ZIP Code list and numerical assessment, please
click here.

Please note: This is a fluid situation and will fluctuate as newly complete inspection results are incorporated into the analysis, especially when full access is available to the hardest hit areas.

Heat Map Guide

Hurricane Heat Map

Hurricane Nate Hits Gulf Coast

On March 1, 2018, the U.S. Department of Veterans Affairs (VA) issued Circular 26-17-30: Special Relief Following Hurricane Nate (Change 2). Please click here to view the All Client Alert.

On January 2, 2018, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Mississippi affected by Hurricane Nate from October 6-10, 2017. Please click here to view the All Client Alert.

On November 22, 2017, FEMA issued a Presidential Major Disaster Declaration for areas in Alabama affected by Hurricane Nate from October 6-10, 2017. Please click here to view the All Client Alert.

On November 16, 2017, FEMA issued a Presidential Major Disaster Declaration for areas in Alabama affected by Hurricane Nate from October 6-10, 2017. Please click here to view the All Client Alert.

On November 2, 2017, Fannie Mae issued Lender Letter LL-2017-09: Fannie Mae Extends Modification for Disaster Relief and Other Clarifications for Mortgage Loans Impacted by Disaster Events. Please click here to view the All Client Alert.

On November 2, 2017, Freddie Mac issued a release outlining the expansion of its requirements for mortgages held by borrowers whose mortgaged premises or places of employment are located in any eligible disaster area designated on or after August 25, 2017. Please click here to view the All Client Alert.

On October 18, 2017, Fannie Mae issued a release announcing the availability of updated hurricane relief Frequently Asked Questions (FAQ). Please click here to view the All Client Alert.

On October 13, 2017, the U.S. Department of Veterans Affairs (VA) issued Circular 26-17-30: Special Relief Following Hurricane Nate. Please click here to view the All Client Alert.

On October 8, 2017, FEMA issued an Emergency Declaration for areas in Alabama affected by Hurricane Nate beginning October 6, 2017 and continuing. To view the declaration, please click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. NOTE: This has not yet been declared a Presidential Major Disaster Area.

This declaration contains the following tribal area: Poarch Band of Creek Indians (Escambia County, 36502). Tribal area ZIP Codes are approximate and may not be complete.

On October 7, 2017, FEMA issued an update to an Emergency Declaration for areas in Louisiana affected by Hurricane Nate from October 5-8, 2017. To view the declaration, please click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. NOTE: This has not yet been declared a Presidential Major Disaster Area.

On October 7, 2017, FEMA issued an Emergency Declaration for areas in Mississippi affected by Hurricane Nate beginning October 6, 2017 and continuing. To view the declaration, please click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. NOTE: This has not yet been declared a Presidential Major Disaster Area.

On October 7, 2017, FEMA issued an Emergency Declaration for areas in Florida affected by Hurricane Nate beginning October 7, 2017 and continuing. To view the declaration, please click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. NOTE: This has not yet been declared a Presidential Major Disaster Area.

On October 6, 2017, FEMA issued an Emergency Declaration for areas in Louisiana affected by Hurricane Nate beginning October 5, 2017 and continuing. To view the declaration, please click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. NOTE: This has not yet been declared a Presidential Major Disaster Area.

On October 5, 2017, the office of Florida Governor Rick Scott issued a news release titled Gov. Scott Declares State of Emergency to Prepare Florida for Tropical Storm Nate. To view the declaration, please click here. To view a ZIP Code list of counties included under the governor's declaration, please click here. NOTE: This is independent from any FEMA Declared Disaster.

On October 5, 2017, the office of Alabama Governor Kay Ivey issued a press release titled Governor Ivey Issues Statewide State of Emergency, Asks Residents to Prepare for Tropical Storm Nate. To view the declaration, please click here. To view a ZIP Code list of counties included under the governor's declaration, please click here. NOTE: This is independent from any FEMA Declared Disaster.

On October 7-8, 2017, Hurricane Nate made a pair of Gulf Coast landfalls as a Category 1 hurricane in areas of Louisiana and Mississippi. The system produced storm surge flooding as high as 6.3 feet, along with damaging winds, heavy rain and several tornadoes.

Notable sustained wind gust reports*:

    • Calvert, Alabama: 75 mph
    • Pascagoula, Mississippi: 70 mph
    • Mobile, Alabama: 66 mph
    • Destin, Florida: 58 mph
    • Gulfport, Mississippi: 52 mph

Notable rainfall totals*:

    • 11.62 inches in Great Falls, North Carolina
    • 11.17 inches in Bear Creek, North Carolina
    • 10.48 inches in Hogback, North Carolina
    • 9.37 inches in Highlands, North Carolina
    • 8.32 inches in Crestview, Florida
    • 6.99 inches in Milton, Florida
    • 6.95 inches in Slidell, Louisiana
    • 6.94 inches in Dixon, Alabama
    • 6.54 inches in Foley, Alabama
    • 6.12 inches near Greenville, Kentucky
    • 5.48 inches at Anna Ruby Falls, Georgia
    *Source: The Weather Channel

On October 9, 2017, The Weather Channel published a report titled Hurricane Nate Slams the U.S. Gulf Coast, Spawns Southeast Tornadoes After Flooding Parts of Central America. For more information, please click here to view the All Client Alert. Please note this is NOT a Presidential Major Disaster Declaration at this time.

Hurricane Maria Barrels Towards Virgin Islands and Puerto Rico


On March 7, 2018, the U.S. Department of Agriculture (USDA) issued an update announcing the extension of moratoriums on property foreclosures in the Presidentially Declared Disaster areas impacted by Hurricane Maria. Please click here to view the All Client Alert.

On March 7, 2018, Freddie Mac issued FHLMC Guide Bulletin 2018-4: Extension of Foreclosure Sale Suspension in Puerto Rico and the U.S. Virgin Islands. Please click here to view the All Client Alert.

On March 7, 2018, Fannie Mae issued Lender Letter LL-2018-01: Extension of Foreclosure Sale Suspension in Puerto Rico and the U.S. Virgin Islands. Please click here to view the All Client Alert.

On March 1, 2018, the U.S. Department of Veterans Affairs (VA) issued Circular 26-17-28: Special Relief Following Hurricane Maria (Change 2). Please click here to view the All Client Alert.

On March 1, 2018, The U.S. Department of Housing and Urban Development (HUD) issued FHA INFO #18-09: 60-Day Extension of Foreclosure Moratorium for Hurricane Maria Affected Areas in Puerto Rico and the U.S. Virgin Islands. Please click here to view the All Client Alert.

On February 22, 2018, the U.S. Department of Housing and Urban Development (HUD) issued FHA INFO #18-08: Revised Loss Mitigation Policies for Affected Borrowers in Certain Presidentially-Declared Major Disaster Areas/Industry Briefing Call on March 1, 2018. Please click here to view the All Client Alert.

On February 2, 2018, the U.S Department of Housing and Urban Development (HUD) issued a press release titled HUD Grants $243 Million to Help U.S. Virgin Islands Recover From Hurricanes Irma and Maria. Please 
click here to view the All Client Alert.

On February 1, 2018, the U.S. Department of Housing and Urban Development (HUD) issued a press release titled HUD Awards $1.5 Billion to Help Puerto Rico Recover From Hurricanes Irma and Maria. Please click here to view the All Client Alert.

On January 24, 2018, the U.S. Department of Housing and Urban Development (HUD) issued FHA INFO #18-03: Disaster Related Policy Waivers Related to Early Payment Default Loan Level File Review Requirements, and Limited 203k in Puerto Rico; Reminder Regarding FHA Forbearance Agreement for FHA Borrowers Affected by Disasters. Please click here to view the All Client Alert.

On December 20, 2017, Fannie Mae issued Lender Letter LL-2017-11: Temporary Suspension of Foreclosure Sales in Puerto Rico and the U.S. Virgin Islands. Please 
click here to view the All Client Alert.

On December 20, 2017, Freddie Mac issued FHLMC Guide Bulletin 2017-29: Extension of Foreclosure Sale Suspension in Puerto Rico and the U.S. Virgin Islands. Please click here to view the All Client Alert.

On November 2, 2017, Fannie Mae issued Lender Letter LL-2017-09: Fannie Mae Extends Modification for Disaster Relief and Other Clarifications for Mortgage Loans Impacted by Disaster Events. Please click here to view the All Client Alert.

On November 2, 2017, Freddie Mac issued a release outlining the expansion of its requirements for mortgages held by borrowers whose mortgaged premises or places of employment are located in any eligible disaster area designated on or after August 25, 2017. Please click here to view the All Client Alert.

On October 27, 2017, the U.S. Department of Housing and Urban Development (HUD) issued a press release titled HUD Cuts Red Tape to Speed Hurricane Recovery. Please click here to view the All Client Alert.

On October 24, 2017, the U.S. Department of Housing and Urban Development (HUD) issued FHA INFO #17-48: FHA Disaster-Related Policy Waivers Issued for Presidentially-Declared Major Disaster Areas in Puerto Rico and California. Please click here to view the
All Client Alert.

On October 24, 2017, The U.S. Department of Agriculture (USDA) issued an update titled USDA Foreclosure Moratoriums Extended for Areas Impacted by Hurricanes Harvey, Irma and Maria. Please click here to view the
All Client Alert.

On October 23, 2017, the U.S. Department of Housing and Urban Development (HUD) issued a press release titled FHA Extends Foreclosure Relief for Homeowners Impacted by Recent Hurricanes. Please click here to view the All Client Alert.

On October 23, 2017, the U.S. Department of Veterans Affairs (VA) issued a change to Circular 26-17-28 that extends the established moratorium on foreclosures following Hurricane Maria. Please click here to view the All Client Alert.

On October 18, 2017, Fannie Mae issued a release announcing the availability of updated hurricane relief Frequently Asked Questions (FAQ). Please click here to view the
All Client Alert.

On October 2, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in the Commonwealth of Puerto Rico affected by Hurricane Maria beginning September 17, 2017 and continuing.

On September 27, 2017, the U.S. Department of Veterans Affairs (VA) issued Circular 26-17-28: Special Relief Following Hurricane Maria. Please click here to view the
All Client Alert.

On September 27, 2017, Fannie Mae issued a news release titled Fannie Mae Invoicing Is Here; Disaster Assistance Resources; New Quarterly Compass; and More. Please click here to view the
All Client Alert.

On September 25, 2017, Freddie Mac issued FHLMC Guide Bulletin 2017-21: Extension of Certain Hurricane-Related Requirements and Property Inspection Reimbursement for Eligible Disaster Areas. Please click here to view the
All Client Alert.

On September 23, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for the territory of the U.S. Virgin Islands as a result of Hurricane Maria beginning September 16, 2017 and continuing.  Please click here to view the
All Client Alert.

On September 21, 2017, Fannie Mae issued Lender Letter LL-2017-07: Reimbursement for Property Inspections and Additional Servicing-Related Reminders. Please click here to view the
All Client Alert

On September 21, 2017, the U.S. Department of Housing and Urban Development (HUD) issued a press release titled HUD Announces Disaster Assistance for Puerto Rico Storm Victims. Please click here to view the
All Client Alert.

On September 21, 2017, the U.S. Department of Housing and Urban Development (HUD) issued a press release titled HUD Announces Disaster Assistance for U.S. Virgin Island Storm Victims. Please click here to view the
All Client Alert.

On September 20, 2017, FEMA issued a Presidential Major Disaster Declaration for areas in the Commonwealth of Puerto Rico affected by Hurricane Maria beginning September 17, 2017 and continuing. Please click here to view the
All Client Alert

On September 20, 2017, FEMA issued a Presidential Major Disaster Declaration for the territory of the U.S. Virgin Islands as a result of Hurricane Maria beginning September 16, 2017 and continuing. Please click here to view the
All Client Alert.

On September 18, 2017, FEMA issued an Emergency Declaration for the territory of the U.S. Virgin Islands as a result of Hurricane Maria beginning September 16, 2017 and continuing. To view the declaration, please 
click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. NOTE: This has not yet been declared a Presidential Major Disaster Area.

On September 18, 2017, FEMA issued an Emergency Declaration for the Commonwealth of Puerto Rico as a result of Hurricane Maria beginning September 17, 2017 and continuing. To view the declaration, please 
click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. NOTE: This has not yet been declared a Presidential Major Disaster Area.

Hurricane Maria is currently on course to strike the U.S. Virgin Islands and Puerto Rico as a Category 4-5 hurricane on Wednesday, September 20, 2017.

The National Weather Service office in San Juan, Puerto Rico has issued a warning detailing the storm's capability of producing catastrophic damage. Included is the possibility of 12-18 inches of rain (25 inches locally), high winds and a storm surge of 6 to 9 feet.

The latest reports have shown that the Virgin Islands have already begun to experience bands of rain showers and moderate wind gusts as the system approaches. Conditions will only escalate as the system gets closer, potentially causing a a 6 to 9 foot storm surge and generating 10 to 15 inches of rain (20 inches locally).

On September 18, 2017, The Weather Channel issued a report titled Hurricane Maria a Dangerous Category 5 Closing in on a Potentially Catastrophic Strike On Puerto Rico, Virgin Islands. For more information, please click here to view the
All Client Alert. Please note this NOT a Presidential Major Disaster Declaration at this time.

The projected National Weather Service/National Hurricane Center (NHC) cone of Hurricane Irma is available for review on MapAlert®. Please click here to access the
MapAlert Disaster Viewer

Please Note: We only review properties Safeguard services on behalf of our clients. For more information on a subscription to our advanced MapAlert analysis service, which can map, track and monitor properties or portfolios (delinquent or current) that Safeguard does not manage, please contact our MapAlert team at 800-852-8306 x1675, or visit http://www.safeguardproperties.com/Resources/MapAlert.aspx.


Virgin Islands, Puerto Rico and Florida Brace for Hurricane Irma

On March 7, 2018, Freddie Mac issued FHLMC Guide Bulletin 2018-4: Extension of Foreclosure Sale Suspension in Puerto Rico and the U.S. Virgin Islands. Please click here to view the All Client Alert.

On March 7, 2018, Fannie Mae issued Lender Letter LL-2018-01: Extension of Foreclosure Sale Suspension in Puerto Rico and the U.S. Virgin Islands. Please click here to view the All Client Alert.

On March 1, 2018, the U.S. Department of Veterans Affairs (VA) issued Circular 26-17-27: Special Relief Following Hurricane Irma (Change 2). Please click here to view the All Client Alert.

On February 22, 2018, the U.S. Department of Housing and Urban Development (HUD) issued FHA INFO #18-08: Revised Loss Mitigation Policies for Affected Borrowers in Certain Presidentially-Declared Major Disaster Areas/Industry Briefing Call on March 1, 2018. Please click here to view the All Client Alert.

On February 2, 2018, the U.S Department of Housing and Urban Development (HUD) issued a press release titled HUD Grants $243 Million to Help U.S. Virgin Islands Recover From Hurricanes Irma and Maria. Please click here to view the All Client Alert.

On February 1, 2018, the U.S. Department of Housing and Urban Development (HUD) issued a press release titled HUD Awards $1.5 Billion to Help Puerto Rico Recover From Hurricanes Irma and Maria. Please click here to view the All Client Alert.

On January 24, 2018, the U.S. Department of Housing and Urban Development (HUD) issued FHA INFO #18-03: Disaster Related Policy Waivers Related to Early Payment Default Loan Level File Review Requirements, and Limited 203k in Puerto Rico; Reminder Regarding FHA Forbearance Agreement for FHA Borrowers Affected by Disasters. Please click here to view the All Client Alert.

On January 10, 2018, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Florida affected by Hurricane Irma from September 4 to October 18, 2017. Please click here to view the All Client Alert.

On December 20, 2017, Fannie Mae issued Lender Letter LL-2017-11: Temporary Suspension of Foreclosure Sales in Puerto Rico and the U.S. Virgin Islands. Please click here to view the All Client Alert.

On December 20, 2017, Freddie Mac issued FHLMC Guide Bulletin 2017-29: Extension of Foreclosure Sale Suspension in Puerto Rico and the U.S. Virgin Islands. Please click here to view the All Client Alert.

On November 2, 2017, Fannie Mae issued Lender Letter LL-2017-09: Fannie Mae Extends Modification for Disaster Relief and Other Clarifications for Mortgage Loans Impacted by Disaster Events. Please click here to view the All Client Alert.

On November 2, 2017, Freddie Mac issued a release outlining the expansion of its requirements for mortgages held by borrowers whose mortgaged premises or places of employment are located in any eligible disaster area designated on or after August 25, 2017. Please click here to view the All Client Alert.

On November 1, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in South Carolina affected by Hurricane Irma from September 6-13, 2017. Please click here to view the All Client Alert.


On October 27, 2017, the U.S. Department of Housing and Urban Development (HUD) issued a press release titled HUD Cuts Red Tape to Speed Hurricane Recovery. Please click here to view the All Client Alert.

On October 24, 2017, The U.S. Department of Agriculture (USDA) issued an update titled USDA Foreclosure Moratoriums Extended for Areas Impacted by Hurricanes Harvey, Irma and Maria. Please click here to view the
All Client Alert.

On October 23, 2017, the U.S. Department of Veterans Affairs (VA) issued a change to Circular 26-17-27 that extends the established moratorium on foreclosures following Hurricane Irma. Please click here to view the All Client Alert.

On October 23, 2017, the U.S. Department of Housing and Urban Development (HUD) issued a press release titled FHA Extends Foreclosure Relief for Homeowners Impacted by Recent Hurricanes. Please click here to view the All Client Alert.

On October 18, 2017, Fannie Mae issued a release announcing the availability of updated hurricane relief Frequently Asked Questions (FAQ). Please click here to view the All Client Alert.

On October 16, 2017, FEMA issued a Presidential Major Disaster Declaration for areas in South Carolina affected by Hurricane Irma from September 6-13, 2017. Please click here to view the
All Client Alert.

On September 27, 2017, FEMA issued a Presidential Major Disaster Declaration for the Seminole Tribe of Florida as result of Hurricane Irma beginning September 4, 2017 and continuing. Please click here to view the
All Client Alert.

On September 26, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in the Commonwealth of Puerto Rico affected by Hurricane Irma between September 5-7, 2017. Please click here to view the
All Client Alert.

On September 26, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Georgia affected by Hurricane Irma between September 7-20, 2017. Please click here to view the All Client Alert.

On September 25, 2017, Freddie Mac issued FHLMC Guide Bulletin 2017-21: Extension of Certain Hurricane-Related Requirements and Property Inspection Reimbursement for Eligible Disaster Areas. Please click here to view the All Client Alert.

On September 20, 2017, Fannie Mae issued a news release titled Fannie Mae Invoicing Coming Monday; New Disaster Assistance Resources; and More. Please click here to view the All Client Alert.

On September 18, 2017, the U.S. Department of Veterans Affairs (VA) issued a circular titled VA Circular 26-17-27: Special Relief Following Hurricane Irma. Please click here to view the All Client Alert.

On September 18, 2017, National Mortgage News published an article titled Irma Affected More Than 90% of Florida's Mortgaged Properties. Please click here to view the All Client Alert.

On September 18, 2017, The U.S. Department of Housing and Urban Development (HUD) issued a press release titled HUD Announces Disaster Assistance for Georgia Storm Victims. Please click here to view the All Client Alert.

On September 18, 2017, The U.S. Department of Housing and Urban Development (HUD) issued a press release titled HUD Announces Disaster Assistance for U.S. Virgin Island Storm Victims. Please click here to view the All Client Alert.

On September 18, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Georgia as a result of Hurricane Irma beginning September 7, 2017 and continuing. Please click here to view the All Client Alert.

On September 16, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in the Commonwealth of Puerto Rico affected by Hurricane Irma between September 5-7, 2017. Please click here to view the All Client Alert.

On September 16, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Florida as a result of Hurricane Irma beginning September 4, 2017 and continuing. Please click here to view the All Client Alert.

On September 15, 2017, FEMA issued a Presidential Major Disaster Declaration for areas in Georgia as a result of Hurricane Irma beginning September 7, 2017 and continuing. Please click here to view the All Client Alert.

On September 15, 2017Daily Business Review posted an article titled Insurance Companies Accused of Misguiding Claimants. Please click here to view the All Client Alert.

On September 14, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Florida as a result of Hurricane Irma beginning September 4, 2017 and continuing. Please click here to view the All Client Alert.

On September 13, 2017, The U.S. Department of Housing and Urban Development (HUD) issued a press release titled HUD Announces Disaster Assistance for Florida Storm Victims. Please click here to view the All Client Alert.

On September 13, 2017, Freddie Mac issued Guide Bulletin 2017-19: Selling and Servicing Requirements Related to Hurricane Irma and Certain Updated Requirements Related to Hurricane Harvey. Please click here to view the All Client Alert.

On September 13, 2017, Fannie Mae issued Lender Letter LL-2017-06: Additional Clarifications for Mortgage Loans Impacted by Hurricanes Harvey and Irma. Please click here to view the All Client Alert.

On September 13, 2017, Fannie Mae issued a news release highlighting information relevant to servicers and sellers. Included are new resources designed to assist servicers in providing optimized responses to homeowners affected by Hurricanes Harvey and Irma. Please click here to view the All Client Alert.

On September 13, 2017, FEMA issued updates to a Presidential Major Disaster Declaration for areas in Florida as a result of Hurricane Irma beginning September 4, 2017 and continuing. Please click here to view the All Client Alert.

On September 12, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in the Commonwealth of Puerto Rico as a result of Hurricane Irma beginning September 5, 2017 and continuing. Please click here to view the All Client Alert.

On September 11, 2017, FEMA issued updates to a Presidential Major Disaster Declaration for areas in Florida as a result of Hurricane Irma beginning September 4, 2017 and continuing. Please click here to view the All Client Alert.

On September 11, 2017, FEMA issued an update to an Emergency Declaration for areas in Georgia as a result of Hurricane Irma beginning September 7, 2017 and continuing. To view the declaration, please click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. NOTE: This has not yet been declared a Presidential Major Disaster Area.

On September 11, 2017, FEMA issued an Emergency Declaration for the state of Alabama as a result of Hurricane Irma beginning September 8, 2017 and continuing. The declaration includes the Poarch Band of Creek Indians Tribe (Escambia County, 36502). *Tribal area ZIP Codes are approximate and may not be complete. To view the declaration, please click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. NOTE: This has not yet been declared a Presidential Major Disaster Area.

On September 11, 2017, the U.S. Department of Housing and Urban Development (HUD) issued a press release titled HUD Announces Disaster Assistance for Puerto Rico Storm Victims.

On September 11, 2017, the U.S. Department of Housing and Urban Development (HUD) issued FHA INFO #17-39: Guidance for FHA-Approved Mortgagees and Servicers Regarding Presidentially-Declared Major Disaster Areas. Please click here to view the All Client Alert.

On September 10, 2017, FEMA issued a Presidential Major Disaster Declaration for areas in Florida as a result of Hurricane Irma beginning September 4, 2017 and continuing. Please click here to view the All Client Alert.

On September 10, 2017, FEMA issued a Presidential Major Disaster Declaration for areas in the Commonwealth of Puerto Rico as a result of Hurricane Irma beginning September 5, 2017 and continuing. Please click here to view the All Client Alert.

On September 10, 2017, FEMA issued an update to an Emergency Declaration for areas in Georgia as a result of Hurricane Irma beginning September 7, 2017 and continuing. To view the declaration, please click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. NOTE: This has not yet been declared a Presidential Major Disaster Area.

On September 10, 2017, the office of Georgia Governor Nathan Deal issued a press release titled Deal expands state of emergency to include all 159 counties. Please click here to view an associated county ZIP Code list.

PLEASE NOTE: This declaration is independent from any FEMA Declared Disaster.

On September 10, 2017, the office of Alabama Governor Kay Ivey issued a press release titled Governor Ivey Issues State of Emergency Ahead of Hurricane Irma. Please click here to view an associated county ZIP Code list.

PLEASE NOTE: This declaration is independent from any FEMA Declared Disaster.

On September 8, 2017, FEMA issued an Emergency Declaration for the Seminole Tribe of Florida as a result of Hurricane Irma beginning September 4 and continuing. To view the declaration, please click here.To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. *Tribal area ZIP Codes are approximate and may not be complete. NOTE: This has not yet been declared a Presidential Major Disaster Area. 

On September 8, 2017, The office of Georgia Governor Nathan Deal issued a press release titled Deal expands state of emergency for 64 additional counties. Please click here to view an associated county ZIP Code list.

PLEASE NOTE: This declaration is independent from any FEMA Declared Disaster.

On September 8, 2017, FEMA issued an Emergency Declaration for areas in Georgia as a result of Hurricane Irma beginning September 7, 2017 and continuing. To view the declaration, please click here. To view the White House press release, please click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. NOTE: This has not yet been declared a Presidential Major Disaster Area.

On September 7, 2017, FEMA issued an Emergency Declaration for the state of South Carolina as a result of Hurricane Irma beginning on September 6, 2017 and continuing. To view the declaration, please click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. NOTE: This has not yet been declared a Presidential Major Disaster Area.

On September 7, 2017, FEMA issued a Presidential Major Disaster Declaration for the territory of the U.S. Virgin Islands as a result of Hurricane Irma beginning September 6, 2017 and continuing. Please click here to view the All Client Alert.

On September 7, 2017, Fannie Mae issued an update titled Hurricane Irma Update for Sellers and Servicers. Please click here to view the All Client Alert.

On September 6-7, 2017, Georgia Governor Nathan Deal declared a state of emergency for 30 counties in preparation for possible impacts from Hurricane Irma. Please click here to view the executive order and click here to view the associated county ZIP Code list.

PLEASE NOTE: This declaration is independent from any FEMA Declared Disaster.

On September 6, 2017, the office of North Carolina Governor Roy Cooper issued a press release titled Governor Cooper Declares State of Emergency as North Carolina Prepares for Hurricane Irma. Please click here to view the associated county ZIP Code list.

PLEASE NOTE: This declaration is independent from any FEMA Declared Disaster.

On September 6, 2017, the Office of the Comptroller of the Currency (OCC) issued a press release titled Federal and State Banking Agencies Issue Statement on Supervisory Practices Regarding Financial Institutions and Borrowers Affected by Hurricane Irma.

On September 6, 2017, Freddie Mac issued a press release titled Freddie Mac Confirms Disaster Relief Policies as Hurricane Irma Approaches Puerto Rico, U.S. Virgin Islands and U.S. Mainland. Please click here to view the All Client Alert

On September 5, 2017, FEMA issued an Emergency Management Declaration for areas in the U.S. Virgin Islands affected by Hurricane Irma beginning on September 4, 2017 and continuing. To view the declaration, please click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. NOTE: This has not yet been declared a Presidential Major Disaster Area.

On September 5, 2017, FEMA issued an Emergency Management Declaration for areas in Puerto Rico affected by Hurricane Irma beginning on September 4, 2017 and continuing. To view the declaration, please click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. NOTE: This has not yet been declared a Presidential Major Disaster Area.

On September 5, 2017, FEMA issued an Emergency Management Declaration for areas in Florida affected by Hurricane Irma beginning on September 4, 2017 and continuing. To view the declaration, please click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. NOTE: This has not yet been declared a Presidential Major Disaster Area.

On September 5, 2017, Monroe County, Florida, issued a news release titled Monroe County to Issue Mandatory Evacuations for Visitors and Residents.

Please click here to view a ZIP Code list of Monroe County.

This is NOT a FEMA Declared Disaster at this time.

On September 4, 2017, the office of Florida Governor Rick Scott issued a press release titled Gov. Scott Declares State of Emergency to Prepare Florida for Hurricane Irma. Please click here to view an associated county ZIP Code list.

PLEASE NOTE: This declaration is independent from any FEMA Declared Disaster.

Over the last several days, Hurricane Irma has been rapidly gaining strength in the Atlantic Ocean and has most recently been upgraded to a Category 5 storm.

The powerful system, which is on-course to hit the Virgin Islands and Puerto Rico by September 6, 2017, may then turn north and target landfall in Florida by week's end.

According to the National Hurricane Center (NHC), the storm currently has maximum sustained winds of 180 mph and could create storm surges of 7 to 11 feet. It also is expected to generate extremely heavy rainfall and subsequent flooding.

In preparation, Puerto Rico Governor Ricardo Rossello declared a state of emergency and activated the National Guard on September 4. On the same day, Florida Governor Rick Scott followed suit and declared a state of emergency for all 67 counties.

Please click here to view Governor Scott's declaration.

Please click here to view Governor Rossello's declaration.

The projected National Weather Service/National Hurricane Center (NHC) cone of Hurricane Irma is available for review on MapAlert®. Please click here to access the MapAlert Disaster Viewer

Please Note: We only review properties Safeguard services on behalf of our clients. For more information on a subscription to our advanced MapAlert analysis service, which can map, track and monitor properties or portfolios (delinquent or current) that Safeguard does not manage, please contact our MapAlert team at 800-852-8306 x1675, or visit http://www.safeguardproperties.com/Resources/MapAlert.aspx.

On September 5, 2017, CNN published an article titled Hurricane Irma is a 'potentially catastrophic' Category 5 storm. For more information, please click here to view the All Client Alert. Please note this is NOT a FEMA Declared Disaster at this time.

Hurricane Harvey to Hit Texas

On March 5, 2018, the U.S. Department of Veterans Affairs (VA) issued Circular 26-17-23: Special Relief Following Hurricane Harvey (Change 2). Please click here to view the All Client Alert.

On February 22, 2018, the U.S. Department of Housing and Urban Development (HUD) issued FHA INFO #18-08: Revised Loss Mitigation Policies for Affected Borrowers in Certain Presidentially-Declared Major Disaster Areas/Industry Briefing Call on March 1, 2018. Please click here to view the All Client Alert.

On January 24, 2018, the U.S. Department of Housing and Urban Development (HUD) issued FHA INFO #18-03: Disaster Related Policy Waivers Related to Early Payment Default Loan Level File Review Requirements, and Limited 203k in Puerto Rico; Reminder Regarding FHA Forbearance Agreement for FHA Borrowers Affected by Disasters. Please click here to view the All Client Alert.

On December 4, 2017, The U.S. Department of Housing and Urban Development (HUD) issued a press release titled: HUD and State of Texas Launch Public Awareness Campaign to Help Struggling Homeowners Impacted by Hurricane Harvey. Please click here to view the All Client Alert.

On November 17, 2017, The U.S. Department of Housing and Urban Development (HUD) issued a press release titled: HUD Provides $5 Billion to Help Texas Recover From Hurricane Harvey. Please click here to view the All Client Alert.

On November 2, 2017, Fannie Mae issued Lender Letter LL-2017-09: Fannie Mae Extends Modification for Disaster Relief and Other Clarifications for Mortgage Loans Impacted by Disaster Events. Please click here to view the All Client Alert.

On November 2, 2017, Freddie Mac issued a release outlining the expansion of its requirements for mortgages held by borrowers whose mortgaged premises or places of employment are located in any eligible disaster area designated on or after August 25, 2017. Please click here to view the All Client Alert.

On October 27, 2017, the U.S. Department of Housing and Urban Development (HUD) issued a press release titled HUD Cuts Red Tape to Speed Hurricane Recovery. Please click here to view the All Client Alert.

On October 24, 2017, the U.S. Department of Agriculture (USDA) issued an update titled USDA Foreclosure Moratoriums Extended for Areas Impacted by Hurricanes Harvey, Irma and Maria. Please click here to view the All Client Alert.

On October 23, 2017, the U.S. Department of Veterans Affairs (VA) issued a change to Circular 26-17-23 that extends the established moratorium on foreclosures following Hurricane Harvey. Please click here to view the All Client Alert.

On October 23, 2017, the U.S. Department of Housing and Urban Development (HUD) issued a press release titled FHA Extends Foreclosure Relief for Homeowners Impacted by Recent Hurricanes. Please click here to view the All Client Alert.

On October 20, 2017, the U.S. Department of Housing and Urban Development (HUD) issued a press release titled HUD Allocates Additional $58 Million to Help Texas Recover From Hurricane Harvey. Please click here to view the All Client Alert.

On October 18, 2017, Fannie Mae issued a release announcing the availability of updated hurricane relief Frequently Asked Questions (FAQ). Please click here to view the All Client Alert.

On October 16, 2017, FEMA issued a Presidential Major Disaster Declaration for areas in Louisiana affected by Tropical Storm Harvey from August 27 to September 10, 2017. Please click here to view the All Client Alert.

On October 11, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Texas affected by Hurricane Harvey between August 23 and September 15, 2017. Please click here to view the All Client Alert.

On October 4, 2017, the U.S. Department of Housing and Urban Development (HUD) released a letter from Secretary Ben Carson to the people of Texas outlining relief efforts in the wake of Hurricane Harvey. Please click here to view the All Client Alert.

On September 25, 2017, Freddie Mac issued FHLMC Guide Bulletin 2017-21: Extension of Certain Hurricane-Related Requirements and Property Inspection Reimbursement for Eligible Disaster Areas. Please click here to view the All Client Alert.

On September 20, 2017, The office of Texas Governor Greg Abbott issued a press release titled Governor Abbott Extends Disaster Declaration For Texas Counties Impacted By Hurricane Harvey.

PLEASE NOTE: This declaration is independent from any FEMA Declared Disaster.

On September 19, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Texas affected by Hurricane Harvey August 23 to September 15, 2017. Please click here to view the All Client Alert.

On September 14, 2017, The office of Texas Governor Greg Abbott issued a press release titled Governor Abbott Adds Counties and Extends His Disaster Proclamation. Please click here to view the associated county ZIP Code list.

PLEASE NOTE: This declaration is independent from any FEMA Declared Disaster.

On September 11, 2017, the U.S. Department of Housing and Urban Development (HUD) issued FHA INFO #17-39: Guidance for FHA-Approved Mortgagees and Servicers Regarding Presidentially-Declared Major Disaster Areas. Please click here to view the All Client Alert.

On September 4, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Texas affected by Hurricane Harvey beginning August 23, 2017 and continuing. Please click here to view the All Client Alert.

On September 1, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Texas affected by Hurricane Harvey beginning August 23, 2017 and continuing. Please click here to view the All Client Alert.

On September 1, 2017, ABC News published a report titled More Fires Expected at Texas Chemical Plant, Federal Investigation Launched

On August 31, 2017, Fannie Mae issued Lender Letter LL-2017-04: Selling Policies for Mortgage Loans Impacted by Hurricane Harvey. Please click here to view the All Client Alert.

On August 31, 2017, FEMA issued an update to an Emergency Management Declaration for areas in Louisiana affected by Hurricane Harvey beginning on August 27, 2017 and continuing. To view the declaration, please click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. NOTE: This has not yet been declared a Presidential Major Disaster.

On August 31, 2017, The U.S. Department of Agriculture (USDA) issued a release titled FEMA Housing Vouchers Available for REO Properties. Please click here to view the All Client Alert.

On August 31, 2017, The U.S. Department of Agriculture (USDA) issued a release titled Servicing Relief to Borrowers Affected by Hurricane Harvey. Please click here to view the All Client Alert.

On August 31, 2017, ABC News published a report titled Texas chemical plant braces for explosions, fires after Hurricane Harvey as 'noxious' smoke risesAn approximate five-mile radius location surrounding Arkema Inc. has been made available on MapAlert®.

Please Note: We only review properties Safeguard services on behalf of our clients. For more information on a subscription to our advanced MapAlert analysis service which can map, track and monitor properties or portfolios (delinquent or current) which Safeguard does not manage, please contact our MapAlert team at 800-852-8306 x1675, or visit http://www.safeguardproperties.com/Resources/MapAlert.aspx.

On August 30, 2017The Weather Channel published an article titled Tropical Depression Harvey Trekking Inland With Flood Threat From the Lower Mississippi Valley to the Ohio Valley.

On August 30, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Texas affected by Hurricane Harvey beginning August 23, 2017 and continuing. Please click here to view the
All Client Alert.

On August 29, 2017, the U.S. Department of Veterans Affairs (VA) issued
Circular 26-17-23: Special Relief Following Hurricane Harvey.

On August 29, 2017, Fannie Mae issued an update containing
Lender Letter LL-2017-03: Servicing Policies for Mortgage Loans Impacted by Hurricane Harvey.

On August 29, 2017, Freddie Mac issued
Servicing Guide Bulletin 2017-14. Included is updated information relating to servicer property inspections located in an eligible disaster area as a result of Hurricane Harvey.

On August 28, 2017, the U.S. Department of Housing and Urban Development (HUD) issued a press release titled
HUD Announces Disaster Assistance for Victims of Hurricane Harvey.

On August 28, 2017, The Weather Channel published an article titled Harvey Forces New Evacuations in Texas as Waterways Burst Banks in Houston-Area Flood. Please click here to view the All Client Alert.

On August 28, 2017, FEMA issued an Emergency Management Declaration for areas in Louisiana affected by Hurricane Harvey August 27 to September 10, 2017. To view the declaration, please click here.. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. NOTE: This has not yet been declared a Presidential Major Disaster Area.

On August 28, 2017, the office of Texas Governor Greg Abbott issued a press release titled Governor Abbott Again Adds Additional Counties for Hurricane Harvey Disaster Declaration. Please click here to view the associated county ZIP Code list.

PLEASE NOTE: This declaration is independent from any FEMA Declared Disaster.

On August 27, 2017, the office of Texas Governor Greg Abbott issued a press release titled Governor Abbott Adds Additional Counties for Hurricane Harvey Disaster Declaration. Please click here to view the associated county ZIP Code list.

PLEASE NOTE: This declaration is independent from any FEMA Declared Disaster.

On August 27, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Texas affected by Hurricane Harvey beginning August 23, 2017 and continuing. Please click here to view the
All Client Alert.

On August 26, 2017, the office of Texas Governor Greg Abbott issued a press release titled
Governor Abbott Adds 20 Texas Counties to State Disaster Declaration. Please click here to view the associated county ZIP Code list.

PLEASE NOTE: This declaration is independent from any FEMA Declared Disaster.

On August 25, 2017, FEMA issued a Presidential Major Disaster Declaration for areas in Texas affected by Hurricane Harvey beginning August 23, 2017 and continuing. Please click here to view the
All Client Alert.

On August 25, 2017, Fannie Mae issued a news release titled
Fannie Mae Reminds Homeowners and Servicers of Mortgage Assistance Options for Gulf Coast Area Impacted by Hurricane Harvey.

On August 25, 2017, Freddie Mac issued a press release titled
Freddie Mac Confirms Disaster Relief Policies as Hurricane Harvey Approaches Texas

As Hurricane Harvey continues to impact Texas and the Gulf Coast, initial reports are beginning to outline areas hardest hit and sustaining the most damage. It should be noted that at this time, the reports are preliminary and the full extent of property damage by location is unknown.

Also, due to the unique behavior and composition of the storm system, more extreme weather conditions have been predicted to affect the region over the next several days, which will in turn increase the threat of additional damage.

According to media outlets, areas hardest hit include the following:

Texas
Houston (Harris County)
NOTE: Click on above name to access the municipal ZIP Code list.
Rockport (Aransas County, 78381, 78382)
Port Aransas (Nueces County, 78373)

On August 24, 2017, Tropical Storm Harvey strengthened into a hurricane and is expected to make landfall in southeast Texas between August 25-26 as a Category 3 storm.

Currently, the storm system has maximum winds calculated at 80 mph, but could later gust to speeds reaching 115 mph.

It is important to note that once the storm makes landfall in southeast Texas, it is expected to linger over the area for several days. This could subject the area to a coastal surge of up to 10 feet and waves as high as 30 feet. Flash fooding is also possible, with predictions gauging within the 10-30 inch range.

In preparation for the storm, Texas Governor Greg Abbott declared a state of disaster for 30 coastal counties. Please click here to view the declaration.

On August 24, 2017, ABC News published an article titled Harvey expected to make landfall as a major hurricane. For more information, please click here to view the All Client Alert. Please note this is NOT a FEMA Declared Disaster at this time. 

Floods Inundate Midwest

On July 10-14, 2017, severe thunderstorms producing torrential rainfall and subsequent flash flooding rolled across several midwestern states, including Wisconsin, Illinois, Indiana, Ohio, Michigan, New York. Initial reports have confirmed property damage in areas of Indiana and Pennsylvania.


Indiana
The bulk of reported property damage occurred in and around Kokomo (Howard County, 46901, 46902), with a number of houses experiencing basement wall cave-ins. Damage was also sustained in Franklin (Johnson County, 46131) with reports of apartment complexes taking on interior flood water.

Pennsylvania
Beginning on July 13, several hundred residential basements were flooded throughout Indiana County. Approximately 30-40 reports stemmed from Indiana Borough (Indiana County, 15701, 15705) and White Township (Indiana County, 15701) alone, with water being as deep as four feet in some homes.

Wisconsin
Governor Scott Walker declared a state of emergency on July 13 for the counties of Kenosha, Racine and Walworth due to widespread flooding. Numerous roads and highways have been closed.

On July 14, 2017, The Weather Channel published an article titled Flash Flooding Continues in Northeast; Hundreds of Basements Flooded in Pennsylvania County. 

 

 

 

 

 

 

 

For more information, please click here to view the All Client Alert. Please note this is NOT a FEMA Declared Disaster at this time.

Gulf Coast Bracing for Tropical Storm Cindy


On June 22, 2017, Tropical Storm Cindy officially made landfall just south of Lake Charles, La. It has since weakened into a tropical depression, but has been strong enough to deliver heavy downpours, damaging winds and at least one confirmed tornado.

The following states have been directly affected by the storm system:

Alabama
On June 22, a tornado brought in reports of structural damage near the towns of Fairfield (Jefferson County, 35064, 35224) and McCalla (Jefferson and Tuscaloosa counties, 35111).

The state remains to be under a state of emergency declared by Governor Kay Ivey on June 20.

Arkansas
According to the National Weather Service, homes located in Monticello (Drew County, 71655, 71657) took on water resulting from flash floods.

Louisiana
Storm-related roof damage has been reported in the town of Plaquemine (Iberville Parish, 70764, 70765).

It should also be noted that a number of homes could be impacted by flooding in the town of Lafitte (Jefferson Parish, 70067). According to Governor John Bel Edwards, there currently have NOT been any widespread reports of flood damage to homes or businesses.

Mississippi
More than a foot of rain has been reported near the city of Ocean Springs (Jackson County, 39564, 39566), causing multiple homes to flood.

The torrential rainfall has also raised concerns about river flooding in the area, particularly with the Chickasawhay River at Leakesville (Greene County, 394510). After taking on more than eight inches of rain since June 19, the river has been projected to crest at 31 feet. If achieved, this would be the highest level it has reached in 25 years.

Tennessee
As remnants of the storm made their way into the state on June 23, nearly 10,000 Memphis Light Gas and Water customers were left without power. According to reports, downed trees were the culprit behind the outages.

Texas
Minimal storm-related wind damage has been reported in several areas, with wind gusts of over 50 miles per hour being experienced in Galveston County.

On June 23, The Weather Channel published an article titled Tropical Depression Cindy State by State: Tennessee, Kentucky, West Virginia Prepare for Flooding Rain as Alabama Recovers from Tornado

For more information, please click here to view the All Client Alert.

Please note this is NOT a FEMA Declared Disaster at this time.

According to media outlets, Tropical Storm Cindy is on a current trajectory to make landfall near the border of Texas and Louisiana on Thursday, June 22, 2017.

The slow-moving system is expected to bring torrential rainfall and subsequent flooding that may total up to 15-20 inches in some areas. Localized wind gusts and tornadoes also are expected to affect multiple areas.

It has been estimated that more than 17 million gulf coast residents could be affected by the storm.

On June 20, 2017, the City of Biloxi, Miss. issued a citywide state of emergency in anticipation of Tropical Storm Cindy. Please click here to view the
press release.

On June 20, 2017, the office of Alabama Governor Kay Ivey issued a statewide state of emergency in anticipation of Tropical Storm Cindy. Please click here to view the press release

On June 21, 2017, the office of Louisiana Governor John Bel Edwards issued a statewide state of emergency in anticipation of Tropical Storm Cindy. Please click here to view the press release.

On June 21, 2017, CNN published an article titled Tropical Storm Cindy threatens 17 million along the Gulf Coast. For more information, please click here to view the All Client Alert.

Please note this is NOT a FEMA Declared Disaster at this time.

Tornadoes Level Homes in Central States

Beginning on May 16, 2017, strong thunderstorms producing high winds, heavy rain, hail and destructive tornadoes rolled through parts of Kansas, Missouri, Oklahoma and Wisconsin. There have been reports of damaged homes coming in from all listed states.

Kansas

 

 

 

 

 

 

 

Nearly a dozen homes were damaged in Barton County by a confirmed tornado, including at least one in the town of Pawnee Rock (67567).

It should also be noted that state officials are concerned about flooding in the northern portion of the state, primarily in Ashland, Clark, Jackson and Trempealeau counties.

Missouri

On May 19, a confirmed tornado was the culprit behind roof damage occurring at several homes and farm outbuildings near Seneca (Newton County, 64865).

In Jefferson City (Cole County, 65043, 65101, 65109, 65111), high winds caused roof damage on the west side of town. Wind damage also was reported in Newton County, particularly near Neosho (64850), and Lawrence County.

Oklahoma

Preliminary reports from the National Weather Service have indicated that eight tornadoes touched down in wester portions of the state, destroying at least 40 homes and damaging up to 75 others. After touring Elk City (Beckham County, 73644, 73648) on May 17, Governor Mary Fallin said that the damage sustained in the area was "devastating".

A confirmed tornado touched down near Wagoner (Wagoner County, 74467, 74477) and Choteau (Mayes county, 74337), damaging homes and outbuildings north of Oklahoma 51. The same twister then moved on to Fort Gibson Lake (74434, Muskogee County) where it damaged houses and trees.

Another tornado was responsible for house damage near Porter (Wagoner County, 74454), while two more damaged buildings in Muskogee (Muskogee County, 74401, 74403, 74434) and a fourth was behind home damage in Hulbert (Cherokee County, 74441).

Wisconsin

An estimated $5 million in personal property and home damage was sustained in Barron County after a tornado struck on May 16. Governor Scott Walker has declared a state of emergency for the county after visiting a severly damaged trailer park near Chetek (54728). The counties of Jackson and Rusk have been included in the declaration.

On May 17, straight-line winds and a possible spin-up (similar to a whirlwind) damaged dozens of homes and buildings in Shawano County, particularly in the area of Loon Lake and Shawano Lake.

On May 20, The Weather Channel published an article titled Mid-May Severe Storms, Tornadoes and Flash Flooding in the Plains, Midwest. For more information, please click here to view the All Client Alert.

Please note this is NOT a FEMA Declared Disaster at this time.

Southern Storms Spawn Twisters

On May 12, 2017, an unconfirmed tornado may have been responsible for structural damage that occurred in the Baton Rouge, Louisiana neighborhood of Sherwood Forest (East Baton Rouge Parish, 70815, 70816). According to reports, approximately 2,100 residents are currently without power.

On May 11, 2017, strong storms produced a confirmed tornado that touched down in the Tulsa, Oklahoma suburb of Owasso (Rogers county, 74055, 74073, 74021) and a possible second in the city of Perkins (Payne County, 74059). Accompanying home and outbuilding damage has been reported around Rogers county, particularly to roofs and trees. The storms also produced tennis ball sized hail that measured up to 4.5 inches and damaged several vehicles.

At the height of the storms, more than 4,400 area homes and business were without power.

On May 12, 2017The Weather Channel published an article titled Possible Tornado Reported Near Baton Rouge, Louisiana, As Storms Fire Up in the South. For more information, please click here to view the All Client Alert

Please note this is NOT a FEMA Declared Disaster at this time.

Severe Storms Strike Several States

Beginning on April 26, 2017, a line of strong thunderstorms producing heavy rain, straight-line winds, hail and tornadoes affected several southern and midwestern states. Structural damage has been reported in Texas, Alabama, Arkansas, Georgia, Illinois, Louisiana, Mississippi, Missouri, Ohio, and Pennsylvania.

 

 

 

 

 

 

 

Texas
Reports have indicated that parts of eastern Texas have sustained the most damage from tornadic activity, with touchdowns being reported in the following areas:

Eustace (Henderson County, 75124)
Caney City (Henderson County, 75148)
Canton (Van Zandt County, 75103)

Alabama
Multiple reports of home damage from falling trees stemmed from a possible tornado in Pike County. Homes were also damaged by an unconfirmed twister in Clayton (Barbour County, 36016). According to the latest reports, 5,200 customers are still without power, with 11,500 homes and businesses being without power at the height of the storms.

Arkansas
An unconfirmed tornado was the cause of trees falling on and damaging several homes in Brinkely (Monroe County, 72021). Flash floods also inundated some areas located in the northwest portion of the state. As a response, Governor Asa Hutchinson has declared a state of emergency.

Georgia
A possible tornado was responsible for structural damage near Junction City (Talbot County, 31812).

Illinois
A likely tornado was responsible for home damage near Lawrenceville (Lawrence County, 62439). Uprooted trees also caused damage to homes in Montgomery County.

Louisiana
Home damage due to high winds from a suspected tornado has been reported in Natchitoches (Natchitoches Parish, 71457, 71458, 71497) and Jonesboro (Jackson Parish, 71251).

Mississippi
An unconfirmed twister struck Durant (Holmes County, 39063), with as many as 100 structures having been damaged. Several confirmed tornadoes touched down near Natchez (Adams County, 39120, 39121, 39122), Vicksburg (Warren County, 39180, 39181, 39182, 39183), Port Gibson (Claiborne County, 39150) and Pickens (Holmes County, 39146). Structural damage was reported in Flora (Madison County, 39071) and Canton (Madison County, 39046, 39163). As of May 2, more than 11,000 customers are still without power. Governor Phil Bryant has declared a state of emergency.

Missouri
Intense flooding has led to more than 100 evacuations across southeast areas of the state, including the village of Allenville (Hubble Townsip, Cape Girardeau County, 63740). Governor Eric Greitens has since declared a state of emergency for the entire southern portion of the state.

Ohio
Powerful storm related winds ripped roofs of buildings and downed trees in Youngstown (Mahoning County, 44405, 44501, 44502, 44503, 44504, 44505, 44506, 44507, 44509, 44510, 44511, 44512, 44514, 44555).

Pennsylvania
Destructive straight-line winds were responsible for damaged homes in parts of State College (Centre County, 16801, 16803, 16804, 16805), with multiple reports of trees falling on them. Reports have stated that over 81,000 customers are still without power across the state.

On May 1, 2017, CNN published an article titled Deadly Storms Slam Several States. For more information, please click here to view the All Client Alert Please note this is NOT a FEMA Declared Disaster at this time.


Storms Slam Midwest

Beginning on February 28, 2017, severe thunderstorms producing baseball-sized hail and several tornadoes made their way across the Midwest, destroying homes and leaving thousands without power. A total of 23 unconfirmed tornadoes have been sighted in Arkansas, Illinois, Missouri, Iowa, Tennessee, Indiana and Ohio, according to preliminary reports.

On February 20, 2017, Mayor Ivy Taylor issued a disaster declaration for the City of San Antonio.

On February 21, 2017, The Weather Channel published an article titled Damage, Injuries Reported After Tornadoes Hit San Antonio, Texas. For more information, please click here to view the All Client Alert. Please note this is NOT a FEMA Declared Disaster at this time.

Tornadoes Tear Through Texas

On February 14, 2017, severe thunderstorms spawning at least six tornadoes made their way across souteastern Texas, affecting the Houston metro area.

A confirmed tornado touched down in the city of Van Vleck (Matagorda County, 77482), with four homes destroyed and several others damaged as a result. A second tornado touched down northwest of Van Vleck in Wharton (Wharton County, 77488). 

South of Houston, a third twister was responsible for residential roof damage near Stafford (Fort Bend/Harris County, 77477, 77497) and another touched down south of Rosenberg (Fort Bend County, 77417, 77469, 77471), damaging homes in the Bridlewood Estates subdivision.

On February 15, 2017, The Weather Channel published an article titled Tornadoes Confirmed Near Houston as Severe Weather Strikes Southeast Texas, Injuring 7. For more information, please click here to view the All Client Alert.

Please note this is NOT a FEMA Declared Disaster at this time. 

California Dam Threatened by Overflow

Beginning on February 11, 2017, the Oroville Dam, which is located approximately 75 miles north of Sacramento, California, began to experience erosion in its emergency spillway. Heavy winter rainfall in Northern portions of the state has filled Lake Oroville to the verge of overflow and has raised concerns about the possibility of consequential dam flooding affecting nearby cities.

In response, Governor Jerry Brown has issued a state of emergency for Butte, Sutter and Yuba counties. Mandatory evacuation orders have also been declared for at risk areas in the three counties, with nearly 200,000 residents being affected. According to California Fire, roughly 35,000 people from Butte County, 65,000 from Yuba County and 12,000 from Marysville City (Yuba County, 95901) have been ordered to evacuate.

Please click here to view Governor Jerry Brown's emergency order.

The Butte County website has been updated to include Oroville evacuation information. Please click here to view the
page

On February 14, 2017, FEMA issued an Emergency Management Declaration for areas in California affected by the emergency conditions resulting from the potential failure of the emergency spillway at Lake Oroville Dam beginning on February 7, 2017. Please click here to view the
declaration. NOTE: This area has NOT yet been declared a Presidential Disaster Area. 

On February 13, 2017, CNN published an article titled Evacuations ordered over concerns at California dam system. For more information, please click here to view the
All Client Alert. 

Please note this is NOT a FEMA Declared Disaster at this time.

Tornadoes Slice Through Louisiana


On February 7, 2017, severe thunderstorms producing large hail and at least four tornadoes swept across southeastern Louisiana.

According to preliminary reports, homes have been damaged or destroyed in the following areas:
Eastern New Orleans (Orleans Parish, 70126, 70127, 70128, 70129)
Donaldsonville (Ascension Parish, 70346)
Hammond (Tangipahoa Parish, 70401, 70402, 70403, 70404)
Killian (Livingston Parish, 70462)
Livingston Parish (northwest of New Orleans)
Madisonville (St. Tammany Parish, 70447)
Ponchatoula (Tangipahoa Parish, 70454)
Slidell (St. Tammany Parish, 70458, 70459, 70460, 70461, 70469)
St. Bernard Parish

Currently, Eastern New Orleans has sustained the most property damage and about 10,000 area homes are without power.

On February 11, 2017, FEMA issued a Presidential Major Disaster Declaration for areas in Louisiana as a result of severe storms, tornadoes and straight-line winds that took place February 7, 2017. Please click here to view the
All Client Alert

On February 7, 2017, ABC News published an article titled Tornadoes Touch Down, Wreak Havoc in Southern Louisiana. For more information, please click here to view the
All Client Alert. Please note this is NOT a FEMA Declared Disaster at this time.

Onslaught of Tornadoes Hammer Multiple Southern States

On January 21-23, 2017, a line of severe thunderstorms producing more than two dozen tornadoes made its way across several souther states, destroying and damaging properties in multiple areas.
In response, emergency declarations have been made in the states of Georgia and Mississippi by their respective governors.

Mississippi
Early reports have suggested that Mississippi has sustained the most tornado related damage, with more than 1,100 properties damaged and 239 destroyed. Damage reports have listed the following areas as being primarily affected:
Hattiesburg (Forrest County, 39401, 39402, 39403, 39404, 39406, 39407)
Petal (Forrest County, 39465)
Franklin County
Jones County
Lamar County
Lauderdale County
Perry County
Pike County
Wilkinson County
On February 10, 2017, the U.S. Department of Veterans Affairs (VA) issued
Circular 26-17-04.

On February 6, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Mississippi as a result of tornadoes, straight-line winds and flooding that took place January 20-21, 2017. Please 
click here to view the All Client Alert.

On January 25, 2017, FEMA issued a Presidential Major Disaster Declaration for areas in Mississippi as a result of tornadoes, straight-line winds and flooding that took place January 20-21, 2017. Please 
click here to view the All Client Alert.

On January 23, 2017, Governor Phil Bryant declared a state of emergency to provide state resources to areas affected by extensive tornado damage. Please 
click here to view the Mississippi Emergency Management Agency (MEMA) release.

On January 23, 2017, Governor Phil Bryant made a request for a FEMA Major Disaster Declaration for the state of Mississippi. The following counties have been requested to receive individual assistance:
Forest
Lamar
Lauderdale
Perry
To view a ZIP Code list of the above counties, please
click here. Please note this is NOT a FEMA Declared Disaster at this time.

Georgia

The National Weather Service has estimated that at least 12 tornadoes touched down in Georgia, with widespread property damage being reported in Albany (Dougherty County, 31701, 31702, 31703, 31704, 31705, 31706, 31707, 31708, 31721) and Adel (Cook County, 31620). Other affected areas include Berrien and Houston counties.

On February 7, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Georgia as a result of severe storms, tornadoes, straight-line winds and flooding that took place January 21-22, 2017. Please click here to view the All Client Alert.

On February 3, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Georgia as a result of severe storms, tornadoes, straight-line winds and flooding that took place January 21-22, 2017. Please 
click here to view the All Client Alert.

On January 26, 2017, FEMA issued a Presidential Major Disaster Declaration for areas in Georgia as a result of severe storms, tornadoes and straight-line winds that took place January 21-22, 2017. Please 
click here to view the All Client Alert.

On January 22-23, 2017, Governor Nathan Deal declared a state of emergency for areas affected by severe storms and related tornado activity. Please 
click here to view the media advisory. To view a ZIP Code list of included counties, please click here.

On January 24, 2017, Governor Nathan Deal made a request for a FEMA Major Disaster Declaration for the state of Georgia. The following counties have been requested to receive assistance:
Public Assistance
Atkinson
Baker
Berrien
Brooks
Calhoun
Clay
Cook
Colquitt
Crisp
Dougherty
Lowndes
Mitchell
Thomas
Turner
Wilcox
Worth
Individual Assistance
Berrien
Brooks
Cook
Crisp
Dougherty
Turner
Wilcox
Worth
To view a ZIP Code List of the above counties, please
click here. Please note this is NOT a FEMA Declared Disaster at this time.

Florida

Damage from a pair of tornadoes affected several areas in Florida, including:
Lake City (Columbia County, 32024, 32025, 32055, 32056)
Panama City (Bay County, 32401, 32402, 32403, 32404, 32405, 32406, 32408, 32409, 32411, 32412, 32417)
Lakeland (Polk County, 33801, 33802, 33803, 33804, 33805, 33806, 33807, 33809, 33810, 33811, 33812, 33813, 33815)
Bradenton (Manatee County, 34201, 34202, 34203, 34204 34205, 34206, 34207, 34298, 34209, 34210, 34211, 34212, 34280, 34281, 34282)
Hialeah (Dade County, 33002, 33010, 33011, 33012, 33013, 33014, 33015, 33016, 33017, 33018)
Miami Springs (Dade County, 33166)
Palm Beach County

South Carolina

Two confirmed tornadoes touching down in South Carolina were the cause of property damage in Blackville (Barnwell County, 29817) and possibly Bamberg County.

Alabama

Four tornadoes hit Alabama, with one being responsible for the complete destruction of four homes and damage to 20 other buildings near Gilbertown (Choctaw County, 36908) . Structural Damage has also been reported in Opelika (Lee County, 36801, 36802, 36803, 36804).

Louisiana
According to the National Weather Service, five tornadoes touched down across Louisiana, damaging or destroying dozens of homes in the process.
Over two dozen homes were reported damaged in Bossier Parish, as well as 10-15 more in Natchitoches Parish. Mobile home damage was sustained in Grant Parish.

Texas

At least eight homes were damaged by reported tornadoes in Scottsville (Harrison County, 75688). Residential damaged also occurred in Smithland (Marion County, 75657).

On January 23, 2017, The Weather Channel published an article titled At Least 34 Tornadoes in January 21-23, 2017, Outbreak, Including Hattiesburg, Mississippi, EF3 Tornado. For more information, please click here to view the
All Client Alert. Please note this is NOT a FEMA Declared Disaster at this time.

California Inundated by Historic Flooding

Beginning on January 6, 2016, severe storms producing torrential rainfall and heavy snow hit northern and central California. The onlslaught of precipitation has brought on the worst flooding the region has seen in nearly 11 years and has caused dangerous mudslides and rockslides in several localities.
According to reports, residential damage has been reported in the Sacramento community of South Natomas (Sacramento County, 95833, 95834, 95835) as a tornado was confirmed to have touched down on January 10. Flooding near several rivers has also affected homes in the city of Hollister (San Benito County, 95023, 95045) and Guernville (Sonoma County, 95446).

On January 11, 2016, the Los Angeles Times published an article titled Tornado, flooding, fatalities and a pile of snow as California deluge continues. For more information, please click here to view the
All Client Alert.Please note this is NOT a FEMA declared disaster at this time.

Hurricane Matthew Slams Atlantic Coastal States

Virginia
On December 19, 2016, FEMA
issued an update to a Presidential Major Disaster Declaration for areas in Virginia affected by Hurricane Matthew between October 7-15, 2016. Please click here to view the
All Client Alert.
On November 17, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Virginia affected by Hurricane Matthew between October 7-15, 2016. Please click here to view the
All Client Alert.
On November 15, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Virginia affected by Hurricane Matthew between October 7-15, 2016. Please click here to view the
All Client Alert.
On November 2, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Virginia affected by Hurricane Matthew beginning on October 7, 2016 and continuing. Please click here to view the
All Client Alert.

Florida

On November 4, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Florida affected by Hurricane Matthew between October 4-19, 2016. Please click here to view the All Client Alert.

On October 27, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Florida affected by Hurricane Matthew between October 4-19, 2016. Please click here to view the All Client Alert.

On October 25, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Florida affected by Hurricane Matthew between October 4-19, 2016. Please click here to view the All Client Alert.

On October 24, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Florida affected by Hurricane Matthew between October 4-19, 2016. Please click here to view the All Client Alert.

On October 19, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Florida affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 17, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Florida affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 8, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Florida affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 6, 2016, FEMA issued an Emergency Management Declaration for areas in Florida affected by Hurricane Matthew beginning on October 3, 2016 and continuing. To view the declaration, please
click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. Note: This area (or any other area related to Hurricane Matthew) has not yet been declared a Presidential Disaster Area.

On October 6, 2016, Governor Rick Scott issued evacuation orders across the state. Please 
click here to view the Governor's announcement for evacuation order specifics (mandatory/voluntary, full/partial county). To view a ZIP Code list of included counties, please click here.

Georgia

On October 27, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Georgia affected by Hurricane Matthew between October 4-15, 2016. Please click here to view the All Client Alert.

On October 24, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Georgia affected by Hurricane Matthew between October 4-15, 2016. Please click here to view the All Client Alert.

On October 20, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Georgia affected by Hurricane Matthew between October 4-15, 2016. Please click here to view the
All Client Alert.

On October 17, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Georgia affected by Hurricane Matthew between October 4-15, 2016. Please click here to view the
All Client Alert.

On October 8, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Georgia affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 6, 2016, FEMA issued an Emergency Management Declaration for areas in Georgia affected by Hurricane Matthew beginning on October 3, 2016 and continuing. To view the declaration, please
click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. Note: This area (or any other area related to Hurricane Matthew) has not yet been declared a Presidential Disaster Area.

On October 6, 2016, Governor Nathan Deal issued mandatory evacuation orders for six coastal counties located east of I-95. Please 
click here to view the Governor's announcement. To view a ZIP Code list of included counties, please click here.

On October 5, 2016, Governor Nathan Deal issued an executive order declaring a state of emergency for several counties. Please 
click here to view the Governor's announcement.  To view a ZIP Code list of included counties, please click here.

South Carolina

On October 25, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in South Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the All Client Alert.

On October 19, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in South Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 17, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in South Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 14, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in South Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 11, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in South Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 10, 2016, South Carolina Governor Nikki Haley requested an expedited Major Disaster Declaration for 13 counties within the state. The request was for both Individual and Public Assistance. Please
click here for an approximate ZIP Code listing for these counties. Please note that this area has NOT yet been declared a Presidential Disaster Area.

On October 6, 2016, FEMA issued an Emergency Management Declaration for areas in South Carolina affected by Hurricane Matthew beginning on October 3, 2016 and continuing. To view the declaration, please
click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. Note: This area (or any other area related to Hurricane Matthew) has not yet been declared a Presidential Disaster Area.

On October 5, 2016, Governor Nikki Haley issued evacuation orders for multiple coastal areas. Please click here (
Announcement 3 and Announcement 7) to view the Governor's announcements for evacuation order specifics (mandatory/voluntary, full/partial county). To view a ZIP Code list of included counties, please click here.

North Carolina

On November 21, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the All Client Alert.

On November 10, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the All Client Alert.

On November 3, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the All Client Alert.

On November 1, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the All Client Alert.

On October 31, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the All Client Alert.

On October 25, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the All Client Alert.

On October 24, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the All Client Alert.

On October 19, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 17, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 13, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 12, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 11, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 10, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 10, 2016, FEMA has approved North Carolina Governor Pat McCrory's request for expedited Federal Disaster Assistance. A total of 10 counties have been approved for Individual Assistance and 31 counties have been approved for Public Assistance. Please note that an Official Declaration notice has not yet been posted on the FEMA website.
Click here for the Press Release from the Governor’s office.

ZIP Code List for FEMA Declared Disaster for North Carolina Hurricane Matthew - Individual Assistance

ZIP Code List for FEMA Declared Disaster for North Carolina Hurricane Matthew - Public Assistance

On October 9, 2016, North Carolina Governor Pat McCrory requested an expedited Major Disaster Declaration for 66 counties within the state. The request was for both Individual and Public Assistance. Please click here for a ZIP Code listing for these counties. Please note that this area has NOT yet been declared a Presidential Disaster Area.

On October 6, 2016, Hyde County officials suspended a mandatory evacuation order issued for resident and non-resident property owners. Please click here to view the
press release.

Areas of Florida, Georgia, South Carolina and North Carolina have been placed under a state of emergency by their respective governors, with South Carolina Governor Nikki Haley ordering evacuations for the following counties:

 

  • Horry
  • Georgetown
  • Charleston
  • Beaufort


On November 3, 2016, the U.S. Department of Veterans Affairs (VA) issued a VALERI Servicer Newsflash.

On November 3, 2016, the U.S. Department of Housing and Urban Affairs (HUD) issued a press release titled HUD Announces Disaster Assistance for Virginia Hurricane Matthew

On November 1, 2016, Freddie Mac issued a press release titled Freddie Mac Confirms Disaster Relief Available to Eligible Borrowers Impacted by Hurricane Matthew

On October 11, 2016, the U.S. Department of Veterans Affairs (VA) released Circular 26-16-31, subtitled Special Relief Following Hurricane Matthew.

On October 11, 2016, the U.S. Department of Housing and Urban Development (HUD) issued a press release titled HUD Secretary Announces Help for Victims of Hurricane Matthew.

On October 10, 2016, DS News released an article titled The Housing Industry's Response When Disaster Strikes.

On October 8, 2016, Freddie Mac issued a news release titled Freddie Mac to Extend Disaster Relief to Eligible Borrowers Impacted by Hurricane Matthew.

On October 7, 2016, Fannie Mae issued a press release titled Fannie Mae Reminds Homeowners and Servicers of Mortgage Assistance Options for Atlantic Coastal Areas Impacted by Hurricane Matthew.

On October 7, 2016, the U.S. Department of Housing and Urban Development (HUD) issued FHA INFO #16-65, subtitled Reminder: Guidance for FHA-Approved Mortgagees When Assisting Borrowers in Presidentially-Declared Major Disaster Areas.

The Cumulative Wind History information received from the National Weather Service/National Hurricane Center (NHC) is available on MapAlert®.

Please Note: We only review properties Safeguard services on behalf of our clients. For more information on a subscription to our advanced MapAlert analysis service which can map, track and monitor properties or portfolios (delinquent or current) which Safeguard does not manage, please contact our MapAlert team at 800-852-8306 x1675, or visit http://www.safeguardproperties.com/Resources/MapAlert.aspx.

On October 7, 2016, The Weather Channel published an article titled Hurricane Matthew Drives Storm Surge Into Northeast Florida; Coastal Damage Already in South Carolina; Dangerous Flood Threat in Carolinas, Georgia.

On October 5, 2016, The Weather Channel published an article titled Hurricane Matthew May Be Rare Major Hurricane Strike to Florida East Coast. For more information, please click to view the All Client Alert and to view a ZIP Code List of coastal counties in Florida, Georgia, South Carolina and North Carolina. Please note this is NOT a FEMA declared disaster at this time.

According to media outlets, Hurricane Matthew is on an expected trajectory to make landfall in Florida on Thursday, October 6, 2016. As the storm makes its way up the Atlantic Ocean towards the continental southeast United States, it is expected to strengthen into a Category 3-4 hurricane, which could produce wind gusts exceeding 175 mph and heavy rainfall. The current approximate trajectory suggests the storm will also make its way into Georgia and the Carolinas.


Hurricane Hermine Strikes Florida


On October 21, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Florida affected by Hurricane Hermine during the period of August 31 to September 11, 2016. Please click here to view the All Client Alert.

On September 30, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Florida affected by Hurricane Hermine during the period of August 31 to September 11, 2016. Please click here to view the All Client Alert.

On September 28, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Florida affected by Hurricane Hermine during the period of August 31 to September 11, 2016. Please click here to view the All Client Alert.

On September 2, 2016, Hurricane Hermine made landfall as a category 1 event just east of St. Marks (Wakulla County, 32355), Florida (Big Bend Region), marking the first time a hurricane has done so in the state since Hurricane Wilma in 2005. The storm has blasted the panhandle with maximum wind gusts of 80 mph and heavy rain, causing dangerous storm surges along the coastline and flooding throughout several areas that have already seen heavy rainfall earlier in the week.

Affected areas with the top rainfall accumulations include:
Lake Tarpon Canal (Pinellas County, 34677): 22.36 inches
Baskin Neighborhood (Largo, Pinellas County, 33770, 33778): 18.89 inches

It has been reported that over 100,000 residents were left without power in the Tallahassee (Leon County, 32301, 32303, 32304, 32305, 32308, 32309, 32310, 32311, 32312, 32317, 32399) area and several areas around the coastline have experienced dangerous storm swells that threaten to add to flood conditions and cause soil erosion.

On September 2, CNN released an article titled Hurricane Hermine hits Florida, weakens into tropical storm. For more information, please click here to view the All Client Alert. Please note this is NOT a FEMA declared disaster at this time.


Louisiana Faces Historic Flooding


On October 13, 2016, the U.S. Department of Housing and Urban Development (HUD) issed a press release titled HUD Awards $500 Million to Help Louisiana, Texas & West Virginia to Recover From Historic Flooding.

On September 22, 2016, the U.S. Department of Housing and Urban Development (HUD) issued a press release titled HUD Provides $13 Million in Emergency Disaster Assistance to Baton Rouge and Lafayette.

On August 17, 2016, the U.S. Department of Veterans Affairs (VA) released Circular 26-16-23, subtitled Special Relief Following Louisiana Severe Storms and Flooding.

On August 17, 2016, the U.S. Department of Housing and Urban Development (HUD) issued a press release titled HUD Secretary Announces Disaster Assistance for Louisiana Storm Victims.

On August 16, 2016, Freddie Mac issued a news release titled Freddie Mac Extends Disaster Relief to Eligible Borrowers in Louisiana.

On August 15, 2016, Fannie Mae issued a news release titled Fannie Mae Reminds Homeowners and Servicers of Options for Areas Affected by the Louisiana Flooding.

On September 1, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Louisiana as a result of severe storms and flooding that took place August 11-31, 2016. Please click here to view the All Client Alert.


Wind-Driven Hail Pelts Western States

On July 27, 2016, a pair of supercell thunderstorms made their way across the states of Wyoming, Nebraska and Colorado, bringing with them strong winds and golf/tennis ball sized hail. It has been reported that hail began near Cheyenne, WY (Laramie County, 82001, 82007, 82009), where it accumulated up to six inches deep. The town of Pine Bluffs, WY (Laramie County, 82082) reportedly sustained the most overall damage, with hundreds of homes being damaged by the wind driven hail and many of its 1,200 residents being left without power. In response, Governor Matt Mead has activated 27 members of the Wyoming National Guard to assist with clean-up efforts.

In southeast Nebraska, the village of Bushnell (Kimball County, 69128) has reported at least one home being damaged by hail and as the second supercell made its way through northeast Colorado, hailstones grew to the size of tennis balls in and around the town of Kersey (Weld County, 80644).

On July 28, The Weather Channel released an article titled Supercell Thunderstorms Bring Large, Damaging Hail to Wyoming, Colorado, Nebraska. For more information, please click here to view the All Client Alert. Please note this is NOT a FEMA declared disaster at this time.


Historic Flooding Hits Texas

On May 3, 2016, the U.S. Department of Veterans Affairs (VA) released Circular 26-16-13, subtitled Special Relief Following Louisiana and Texas Severe Storms and Flooding

On May 2, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Texas as a result of severe storms and flooding that took place April 17-24. Please click here for additional information.

On April 25, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Texas as a result of severe storms and flooding that took place April 17-24. Please click here to view the All Client Alert.

Beginning on April 17, 2016, damaging floods descended on the Houston region of Texas, resulting in thousands of homes without power and a declaration of a state of diaster for nine counties (as of 4/19) by Governor Greg Abbot.

Approximately 20 inches of rain has fallen in northwest Harris County since Sunday evening, April 18. According to West Harris County Judge Ed Emmett, at least 1,000 homes throughout the county have been flooded. He also called the event the most significant of its kind since Tropical Storm Allison in 2001.

On April 19, ABC News released a report titled Texas Reeling After Deadly Historic Floods Sweep Through Houston, Displacing Hundreds. For more information, please click here to view the All Client Alert. Please note this is NOT a FEMA declared disaster at this time.


Wave of Winter Tornadoes Slams Eastern U.S.

On February 23-24, 2016, a large and immensely powerful storm system made its way across the south all the way to the east coast, bringing with it large hail, damaging winds and at least 60 confirmed tornadoes across multiple states.

In the southern U.S., a tornado touched down in Wharton County, Texas, southeast of Boiling-lago. Another struck a trailer park in Convent, Louisiana (St. James Parish, 70723) destroying over 160 homes. In Missisippi, a tornado was sighted in near the town of Purvis (Lamar County, 39475), southern Marion County and near Bogalusa (Pearl River County, 70427/70429). Five confirmed tornadoes touched down in several counties across Alabama, including Marion, Houston, Dale and Pickens. About 100 homes were damaged in Dothan (Houston County, 36301/36302/36303/36304/36305) and several homes were damaged in Rehobeth (Houston County, 36301/36303/36305) and Headland (Henry County, 36345).

Moving across the south east, more twisters touched down in Georgia and confirmed touchdowns in the Florida counties of Escrambia, Charlotte and Santa Rosa destroyed more than 70 homes. A possible tornado in North Carolina damaged two homes near Indian Springs (Wayne County, 28079).

As the storm system made its way across the midwest, tornadoes damaged and destroyed homes in Waverly (Sussex County, 23890/23981) Evergreen (Appomattox County, 23939) and Brunswick County, Virginia. In Pennsylvania, a possible tornado destroyed multiple buidlings in Salisbury Township (Lancaster County, 17527) and Pequea (Lancaster County, 17565).

On February 26, The Weather Channel released an article titled Outbreak of Tornadoes, Damaging Winds Rips Through South, East Coast. For more information, please click here to view the All Client Alert. Please note this is NOT a FEMA declared disaster at this time.


Tornadoes and Flooding Rip Southern States

On February 10, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Oklahoma as a result of severe winter storms and flooding that took place December 26, 2015 to January 5, 2016. Please click here to view the All Client Alert.

On February 9, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Texas as a result of severe winter storms, tornadoes, straight-line winds and flooding that took place December 26, 2015 to January 21, 2016. Please click here to view the All Client Alert.

On February 5, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Arkansas as a result of severe storms, tornadoes, straight-line winds and flooding that took place December 26, 2015 to January 22, 2016. Please click here to view the
All Client Alert.

On January 22, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Alabama as a result of severe storms, tornadoes, straight-line winds and flooding that took place December 23-28, 2015. Please click here to view the All Client Alert.

On January 21, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Missouri as a result of severe storms, tornadoes, straight-line winds and flooding that took place December 23, 2015 to January 9, 2016. Please click here to view the All Client Alert.

On January 4, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Mississippi as a result of severe storms, tornadoes, straight-line winds and flooding that took place December 23-28, 2015. Please click here to view the All Client Alert.

Begining on December 23, 2015, a powerful and unusual storm system made its way across several states located in the southern portion of the U.S., with Arkansas, Mississippi, Tenessee and Texas being among the hardest hit. Generating powerful floods and over 20 destructive tornadoes, the storms damaged thousands of homes and left many without power.

Sustained storm damage unsafe conditions has led to a declaration of a state of emergency for several counties in  Mississippi, Texas and Tennessee by their respective governors.

On December 24, The Wall Street Journal (Associate Press) posted an article titled Killer Storms Spread Destruction Across the South. For More information, please click here to view the All Client Alert. Please note this is NOT a FEMA declared disaster at this time.

Powerful Storms, Tornadoes Strike Midwest

On June 23, 2015, severe weather spawning multiple tornadoes swept across several midwestern states, including Illinois, Michigan, Indian and Iowa.  A reported tornado damaged buildings in Albia, Iowa (Monroe County, 52531) and damage a home northwest of Albia in rural Monroe County.   Multiple tornadoes touched down in areas of Michigan, reportedly damaging at least four homes in Tuscola County near Millington (48746) and one in Washentaw County near Manchester (48158).  Buildings also collapsed in the town of Portland ( Iona County, 48875).

The National Weather Service has confirmed that nine tornadoes struck north central Illinois, with at least five reported in Will, Kankatee, Lee, Grundy and LaSalle counties.  The towns of Coal City ( Will/Grundy counties, 60416), Sublette (Lee County, 61367) and Mendota (LaSalle County, 61342) have been reported to be among the hardest hit, with a number of buildings destroyed entirely and natural gas leaks in many homes.  The storm damage has prompted Illinois Governor Bruce Rauner to declare Grundy and Lee counties disaser areas.

On June 23, The Weather Channel released an article titled Derecho, Tornadoes Leave Damage In Midwest; Tornado Destroys Homes In Coal City, Illinois.  For more information, please click here to view the All Client Alert.  Please note this is NOT a FEMA declared disaster at this time.


Tornadoes and Destructive Hail Tear Through Colorado

On June 4, powerful thunderstorms moving across parts of Colorado produced golf ball sized hail and nearly a dozen tornadoes. Three homes have been reported destroyed and more than a dozen damaged in Boulder, Larimer, Weld and Elbert counties.  More specifically, home and property damage has been reported in Berthoud (80513), located approximately 50 miles north of Denver in Larimer/Weld Counties and Simla (80835), a town in Elbert County.  On June 6, the Los Angeles Times published an article titled Colorado residents survey damage from hail and tornadoes, brace for more storms.  Please click here to view the All Client Alert.  Please note this is NOT a FEMA declared disaster at this time.


Powerful Flooding Ravages Parts of Texas

On June 23, 2015, the U.S. Department of Veterans Affairs (VA) released Circular 26-15-15, subtitled Special Relief Following Texas Severe Storms.

On June 5 to August 4, 2015, FEMA issued updates to a Presidential Major Disaster Declaration for areas in Texas as a result of severe storms, tornadoes, straight-line winds and flooding May 4 to June 22, 2015.  Please click here for additional information.

On June 3, Freddie Mac released an update titled Freddie Mac Disaster Relief Extended to Eligible Borrowers Harmed by Texas, Oklahoma Storms.

On May 29, FEMA issued a Presidential Major Disaster Declaration for areas in Texas as a result of severe storms, tornadoes, straight-line winds and flooding beginning May 4 and continuing.  Please click here to view the All Client Alert.

On May 23-26, heavy rainfall created destructive flash floods that rolled through the midwest with parts of Texas serving as the severe weather's epicenter.  Governor Greg Abbot has so far declared 70 counties to be disaster areas.

On May 26, CNN reported with 'A madhouse': Houston hammered by rain, flooding from deadly storm.  According to the article, up to 400 homes were washed away in Hays County and over 11 inches of rain fell in and around Houston, with over 4,000 residential homes confirmed to having sustained significant damage.  Besides powerful flooding, sever thunderstorms have also produced high winds, large hail and several tornadoes.  Please click here to view the All Client Alert.  Please note this is NOT a FEMA declared disaster at this time.


Tornadoes and Flooding Slam Southern Plains

On June 23, 2015, the U.S. Department of Veterans Affairs (VA) released Circular 26-15-14, subtitled Special Relief Following Oklahoma Severe Storms.

On June 3 to July 24, 2015, FEMA issued updates to a Presidential Major Disaster Declaration for areas in Oklahoma as a result of severe storms, tornadoes, straight-line winds and flooding May 5 - June 22.  Please click here for additional information.

On May 26, FEMA issued a Presidential Major Disaster Declaration for areas in Oklahoma as a result of severe storms, tornadoes, straight-line winds and flooding May 5-10.  Please click here to view the All Client Alert.

On May 6, severe storms produced multiple tornadoes and flash flooding in areas of Oklahoma, Kansas, Nebraska and Texas.  On May 7, CNN reported with Emergency declared, flooding feared as parts of U.S. face severe weather.  According to the article, Oklahoma has declared a state of emergency in 12 counties due to property damage from storms and flooding.  One person has been reported dead and 30 people have been injured.  The National Weather Service has had 50 reports of tornadoes in the states stemming from the storms.  Please click here to view the All Client Alert.


6.0 Earthquake Shakes Napa, California

On September 11, FEMA issued a Presidential Major Disaster Declaration for areas in California as a result of an earthquake August 24 to September 7.  Please click here to view the All Client Alert.

On August 24, an earthquake measuring at 6.0 on the Richter Scale struck Napa, California. Additional information, including a list of ZIP codes within a 20 mile radius of the epicenter is available by clicking here. Please note this is NOT a FEMA declared disaster at this time.  


Multiple Tornadoes and Severe Storms Pummel Nebraska, Wisconsin

On June 16 and 17, multiple tornadoes and severe storms pummeled the midwestern states of Nebraska and Wisconsin.  The severe weather left at least one person dead, and destroyed or damaged dozens of homes.  Damage assessments are ongoing.  Please click on the state links for additional information.

Massive Landslide Kills 8, Destroys Dozens of Homes

On March 22, a massive landslide occurred in Washington state, near the town of Oso (ZIP code 98223) in Snohomish County, north of Seattle.  The mudslide claimed eight lives and dozens more are injured or unaccounted for.  Damage assessments are ongoing but initial reports estimate 30 homes were destroyed.  On March 24, CNN published a news report titled Washington Landslide: 8 Dead, More than a Dozen Unaccounted for.  For more information, please click here to view the All Client Alert.

Deadly Tornadoes and Storms Pound Midwest

Updated 12/5 On December 3, the U.S. Department of Veterans Affairs (VA) released Circular 26-13-26, subtitled Special Relief Following the Midwest Tornadoes.

On November 27, Freddie Mac released an update titled Freddie Mac Immediately Extends Mortgage Relief to Illinois Homeowners Impacted by Tornadoes.

On November 26, FEMA issued a Presidential Major Disaster Declaration for areas in Illinois as a result of severe storms, straight-line winds, and tornadoes on November 17.  Please click here to view the
All Client Alert.

On November 17, intense tornadoes and thunderstorms killed at least six people and caused significant property damage in the Midwest.  On November 18, The Weather Channel reported Deadly Storms Hit Midwest; Tornadoes Slam Illinois, Indiana (State-by-State Updates).  According to the article, the central Illinois city of Washington (ZIP code 61571), was reported the hardest hit and is described as "leveled." Severe damage also was reported in the Illinois cities of Brookport, Peoria, and Pontiac as well as Indiana cities of Layfayette, Lebanon and Washington and Vermillion County.  Please click here to view the All Client Alert.

Historic Flooding in Colorado Claims Lives, Hundreds Still Unaccounted for; Thousands of Homes Damaged or Destroyed

On September 19-20, FEMA issued updates to a Presidential Major Disaster Declaration for areas in Colorado as a result of severe storms, flooding, landslides, and mudslides beginning on September 11, 2013, and continuing.  Please click here for additional information.

On September 19, the Veterans Affairs (VA) released Circular 26-13-16: Special Relief Following Flooding In Colorado.

On September 19, U.S. News released a report titled Number of Missing in Colorado Floods Drops; Property Loss Soars.

On September 17, Freddie Mac issued an announcement titled
Freddie Mac Immediately Extends Mortgage Relief to Colorado Borrowers Affected by Floods.

On September 16, the U.S. Department of Housing and Urban Development (HUD) released a notice titled
HUD Secretary Announces Disaster Assistance for Colorado Storm Victims.

On September 14-15, FEMA issued a Presidential Major Disaster Declaration for areas in Colorado as a result of severe storms, flooding, landslides, and mudslides beginning on September 11, 2013, and continuing.  Please 
click here for additional information.

On Wednesday, September 11, torrential rains commenced and continued for several days, affecting several counties near Boulder, Colorado (ZIP codes 80301, 80302, 80303, 80304, and 80305), which led to severe flooding, mudslides, and landslides.  As a result, fatalities have been reported and hundreds of people are still unaccounted for.  Additionally, thousands of homes have been severely damaged or destroyed. 
Please 
click here 
 for more information.


Central Arizona Wildfire Kills 19 Firefighters; Hundreds of Homes Expected to be Destroyed

 

On Friday, June 28, a fire believed to have been sparked by a lightening strike, grew rapidly consuming more than 2,000 acres and bringing down half the town of Yarnell, AZ (ZIP code 85362), 80 miles northwest of Phoenix.  Nineteen firefighters were killed battling the Yarnell Hill Fire on June 30, and it was reported that approximately half the town's 500 homes were expected to be destroyed.  Please click here for more information.


Black Forest, Colorado Fire Claims Lives, Destroys Homes

Updated 7/31 On July 26, FEMA issued a Presidential Major Disaster Declaration for areas in Colorado.  Please click here for information on the newly declared areas.

On Tuesday, June 11, a massive fire began in Black Forest, Colorado (ZIP codes 80106, 80908), claiming at least two lives, burning thousands of acres, and engulfing everything in its path, destroying hundreds of homes.  The cause which is still unknown, is now under criminal investigation due to the loss of lives.  Please click here for additional information including a link to a damage assessment.


California Earthquake Measures 5.7

On Thursday, May 23, an earthquake in Greenville, California (95947) caused moderate damage, including a water tank that supplies hundreds of homes with drinking water.  Fortunately no injuries were reported.  Additional information, including a list of ZIP codes within a 25 mile radius of the epicenter is available by clicking here.  Please note this is NOT a FEMA declared disaster area at this time. 

 

Deadly Tornadoes Hit Oklahoma, North Texas 

Updated 7/19 On July 18, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Oklahoma as a result of severe storms, flooding and tornadoes May 18 to June 2.  Please click here for information on the newly declared areas.

On June 28, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Oklahoma as a result of severe storms, flooding and tornadoes May 18 to June 2.  Please click here for information on the newly declared areas.

On June 26, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Oklahoma as a result of severe storms, flooding and tornadoes May 18 to June 2.  Please click here for information on the newly declared areas.

On May 20, FEMA issued a Presidential Major Disaster Declaration for areas in Oklahoma.  Please click here for information on the newly declared areas.  For more information, please click here to view the All Client Alert.

On Saturday, May 18, tornadoes ripped through parts of Oklahoma, killing scores of people and destroying homes and neighborhoods.  Much of the damage occurred in the suburb of Moore.  Please follow the link for for additional information and Moore-specific ZIP codes:
Vast Oklahoma Tornado Kills at Least 91

North Texas

On Wednesday, May 15, an outbreak of 16 tornadoes tore through North Texas, claiming the lives of six people, and injuring dozens more.  Much of the damage is centered in Granbury, which is located approximately 40 miles southwest of Fort Worth.  The damage is centered in Granbury's 76048 and 76049 ZIP codes.  Additionally, there were damages and injuries in Cleburne (76031 and 76033) and several destroyed buildings in Millsap (76066). As reported in usatoday.com, the storm is the deadliest in more than a year. Ten of the 16 tornadoes hit Granbury, TX.  For more information, please click here to view the All Client Alert.

Investor Information

5/24 USDA Relief to OK Borrowers Affected by Tornado
5/22 VA Circular 26-13-9 Special Relief Following OK Tornadoes
5/22 OCC: Financial Firms Should Provide Options for Tornado Victims
5/21 HUD Announces Foreclosure Protection for OK Storm Victims
5/21 Fannie Mae Reminds Servicers of Options for Borrowers Affected by Oklahoma Tornado
5/21 Freddie Mac Immediately Extends Mortgage Relief to Borrowers Affected by Oklahoma Tornados
5/21 FHA INFO #13-30: HUD/FHA Resources for Oklahoma Counties Impacted by Severe Storms and Tornadoes - This is not new guidance.

Updated 5/21 Please visit 
CARDS to run reports on areas within the affected ZIP codes.  

Hurricane Sandy
 

FEMA Declarations

 

Updated 3/4 In an effort to streamline the FEMA-related, Hurricane Sandy information, we have created a document which contains all of the states declared eligible for federal assistance. In addition, this quick link provides all of the counties and zip codes in the affected areas.  This document will be updated as needed.

On February 27, FEMA issued an update to a Presidential Major Disaster Declaration for areas in New Hampshire.  Please click here for information on the newly declared areas.

On February 13, FEMA issued an update to a Presidential Major Disaster Declaration for areas in the Commonwealth of Pennsylvania.  Please click here for information on the newly declared areas.

On January 29, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Ohio.  Please 
click here for information on the newly declared areas.

On January 17, FEMA issued an update to a Presidential Major Disaster Declaration for areas in the Commonwealth of Pennsylvania.  Please 
click here for information on the newly declared areas.

On January 10, FEMA issued a Presidential Major Disaster Declaration for areas in the Commonwealth of Pennsylvania.  Please 
click here for information on the newly declared areas.

On January 3, FEMA issued a Presidential Major Disaster Declaration for areas in Ohio and updates to declarations for areas in Maryland and Virginia.

 

On December 19, FEMA issued a Presidential Major Disaster Declaration for areas in the Commonwealth of Massachusetts.  Please click here for information on the newly declared areas.

On December 18, FEMA issued an update to a Presidential Major Disaster Declaration for areas in New York.  Please 
click here for information on the newly declared areas.

Between December 15 and 17, FEMA issued two updates to a Presidential Major Disaster Declaration for areas in Maryland.  Please 
click here for information on the newly declared areas.

On December 5, FEMA issued a Presidential Major Disaster Declaration for the District of Columbia for public assistance.  Please 
click here for information on the newly declared areas.

On December 3, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Maryland for public assistance.  Please 
click here for information on the newly declared areas.

On November 28, FEMA issued a Presidential Major Disaster Declaration for areas in New Hampshire for public assistance.  Please 
click here for additional information on the newly declared areas.

On November 27, FEMA issued a Presidential Major Disaster Declaration for areas in West Virginia for public assistance. Please 
click here for additional information on the newly declared areas.

On November 26, FEMA issued a Presidential Major Disaster Declaration for areas in Virginia for public assistance. Please click here for additional information on the newly declared areas.

Updated 3/4 Due to the Presidential Disaster Declarations for Hurricane Sandy being issued in multiple states, we have compiled the zip code information for the affected areas into a master spreadsheet.
Please click below for an updated list of affected zip codes and note there are multiple tabs:
Master List of Affected Zip Codes as of 3/4/2013

On November 23, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Connecticut.  Several counties are now eligible for public assistance. Please click here for additional information on the newly declared areas.

Updated 11/23 On November 13, FEMA issued an update to a Presidential Declaration for areas in New York as a result of Hurricane Sandy.  Counties recently declared for individual assistance are also eligible for public assistance.  Please click here for additional information on the newly declared areas.

** REVISED 11/20/12 ** On October 30, FEMA issued a Presidential Disaster Declaration for areas in Connecticut for individual assistance.  Please 
click here for additional information on the newly declared areas.

On November 20, FEMA issued a Presidential Major Disaster Declaration for areas in Maryland for public assistance. Please 
click here for additional information on the newly declared areas.

On November 16, FEMA issued a Presidential Major Disaster Declaration for areas in Delaware for public assistance.  Please 
click here for additional information on the newly declared areas.

On November 14, FEMA issued an update to a Presidential Declaration for areas in Rhode Island eligible for individual assistance as a result of Hurricane Sandy.  Please click here for additional information on the newly declared areas.

Also on November 14, New York Governor Andrew M. Cuomo 
announced FEMA will issue emergency assistance for New Yorkers whose homes were affected by Hurricane Sandy.

On November 10, FEMA released an update to a Presidential Disaster Declaration for areas in New York and Rhode Island.

   

Between November 2-5, FEMA issued a Presidential Disaster Declaration for areas in Rhode Island for public assistance.  Updated declarations have been issued for New Jersey and New York:

Please click the above links for additional information on the newly delared areas.

On November 1, FEMA issued an update to the Presidential Disaster Declaration for areas in New Jersey for individual assistance as a result of Hurricane Sandy.  Please click here for additional information on the newly declared areas.

On November 1, West Virginia Governor Earl Ray Tomblin requested a Major Disaster Declaration be issued for individual assistance for six counties: 

  • Fayette, Nicholas, Preston, Randolph, Tucker, and Webster Counties;

He also requested public assistance for 21 counties:

  • Barbour, Boone, Braxton, Clay, Fayette, Grant, Greenbrier, Kanawha, Lewis, Nicholas, Pendleton, Pocahontas, Preston, Raleigh, Randolph, Summers, Taylor, Tucker, Upshur, Webster, and Wyoming Counties

Please note as of November 2, these areas have not yet been approved.
Please click here for a zip code listing for the six counties requesting individual assistance.


On October 30, FEMA issued Presidential Disaster Declarations for areas in New Jersey and New York for individual assistance as a result of Hurricane Sandy.  Please click here for additional information on the newly declared areas.

** NEW ** Investor/Insurer Guidance

Insurance

Updated 9/16/15 On September 16, 2015, the U.S. Department of Housing and Urban Development (HUD) issued a press release titled HUD Announces Relief fo Victims of Hurricane Sandy

Updated 12/14
On December 12, the office of New York Governor Andrew M. Cuomo released an update entitled
Governor Cuomo Announces Banks and Mortgage Servicers to Expedite Insurance Payments to Homeowners.

Updated 11/14
During the second week of November, several law firms released alerts pertaining to legal and insurance aspects of Hurricane Sandy.  Please click here for more information.

Updated 11/7 A recent article from PropertyCasualty360.com discusses concerns from insurance companies and their trade groups regarding the decision of several jurisdictions to tell insurers they cannot impose hurricane deductibles for losses suffered from Superstorm Sandy.
  

In addition to the recent rulings in Connecticut, Delaware, New Jersey, and New York (links below), the following states have issued similar rulings pertaining to insurance deductibles in the wake of Sandy. 

***Please note the one exception is North Carolina that has officially listed the storm as a Hurricane due to its status as a “named-storm.”

The insurance commissioners in Connecticut, Delaware, New Jersey, and New York have issued rulings pertaining to insurance deductibles in the wake of Sandy. These new rulings provide tremendous savings to effected policy holders.

In New York, Governor Andrew M. Cuomo announced that insurers have been instructed to accept homeowners’ documentation, including photos and video, of losses so residents can discard debris before a second storm hits the region. This is a change in common practice as typically, insurance companies require an on-site inspection first before a claim can be processed. Additionally, the State has imposed a 30-day moratorium on cancelling or terminating homeowners’ and small business owners’ insurance policies in storm stricken areas for any reason, including non-payment of premiums.

For additional information, please click here.

  
** NEW ** Media Coverage

 

Damage Assessments 

Hurricane Sandy Threatens Eastern Seaboard

According to an October 29 
CNN News report, Hurricane Sandy is approaching the eastern seaboard and should make landfall in New Jersey by Monday night.  The projected path starts on the coast of North Carolina continuing north all the way to Massachusetts.  The massive storm will cause widespread flooding throughout the states involved, as well as major power outages and severe wind damage.  Most states have issued early closing times for businesses and some have closed completely.  Most government agencies in Sandy's path are closed to non-emergency personnel.  Some areas have been or are being evacuated.

As of Monday morning, FEMA has issued emergency declarations for the following states:

  • Connecticut, District of Columbia, Delaware, Maryland, Massachusetts, New Jersey, New York, Pennsylvania, and Rhode Island. 

On Tuesday, FEMA issued three additional emergency declarations:

  • New Hampshire, Virginia, and West Virginia

Please note these areas have not yet been declared a Presidential Disaster Area.  Please click here for additional information.

Safeguard Properties will continue to monitor this storm and will provide information on all FEMA Presidential Disaster Area Declarations and property damage as they become available. In the interim, a list of zip codes for coastal counties in the current projected path follows.

Hurricane Sandy Coastal Zip Codes 

 
   Hurricane Isaac Makes Landfall in Louisiana
8.29.12


On November 7, FEMA issued an update to a Presidential Disaster Declaration for areas in Florida, adding Glades County for public assistance.  Please 
click here for additional information on the newly-declared areas.

On October 18, FEMA issued a Presidential Disaster Declaration for areas in Florida for public assistance as a result of Hurricane Isaac.  Please click here for additional information on the newly-delcared areas.

On October 17, Pointe Coupee Parish was added to the initial declaration for areas in Louisiana for individual assistance as a result of Hurricane Isaac.  Please click here for additional information on the newly-declared area.

On October 9, West Baton Rouge Parish was added to the initial declaration for areas in Louisiana for individual assistance as a result of Hurricane Isaac.  Please click here for additional information on the newly-declared area.

On October 3, five additional counties were added to the initial declaration for areas in Alabama for public assistance as a result of Hurricane Isaac.  Please click here for additional information on these newly-declared areas.

Between September 28 and October 1, FEMA issued an update to its August 29 Presidential Disaster Declarations for areas in Louisiana and Mississippi; several areas are now eligible for public and individual assistance as a result of Hurricane Isaac.  Please click here for additional information on these newly-declared areas.

On September 21, FEMA issued a Presidential Disaster Declaration for areas in Alabama for public assistance as a result of Hurricane Isaac.  Please click here for additional information on the newly-delcared areas.

On September 14, FEMA issued an update to the initial August 29 Presidential Disaster Declaration, following Hurricane Isaac.  With these newest declarations, East Baton Rouge, East Feliciana and West Feliciana Parishes are now eligible for individual assistance.  Please click here for additional information on these newly-declared areas.

Hazard and Flood Insurance Requirement Reminder
The purpose of this Mortgagee Letter is to remind mortgagees of HUD’s existing servicing procedures as they pertain to releasing hazard insurance proceeds for damaged properties securing Federal Housing Administration (FHA) insured mortgage loans. At this time, a reminder of HUD’s policy related to hazard insurance proceeds is especially important due to the extent of the devastation caused by Hurricane Isaac in parts of Louisiana and Mississippi.  To view the Mortgagee Letter in its entirety, please
click here.

Disaster Assistance Policies to Help Affected Homeowners
Servicers may suspend or reduce mortgage payments for up to 90 days for Fannie Mae borrowers within federally declared disaster areas under Fannie Mae's Special Relief Measures policy. After assessing the impact of the disaster on property condition or on the borrower's financial condition, servicers have additional loss mitigation flexibilities. Based on a case-by-case determination, these include an additional three months of forbearance, a loan modification, or another customized solution. Guidance is available on
eFannieMae.com

FHLMC Doing Business in Hurricane Isaac Affected Areas
On September 4, Freddie Mac issued an announcement entitled "Important Reminder for Doing Business in Areas Affected by Hurricane Isaac."  For additional information, please
click here

On September 10, FEMA issued an update to the initial August 29 Presidential Disaster Declaration, following Hurricane Isaac.  With these newest declarations, Adams, Amite, Clarke, Forrest, George, Hinds, Lincoln, Marion, Pike, Stone, Walthall, Warren, and Wilkinson Counties in Mississippi are now eligible for individual assistance. Please 
click here for additional information on these newly-declared areas.

Between September 6 and 7, FEMA issued an update to the initial August 29 Presidential Disaster Declaration, following Hurricane Isaac.  With these newest declarations, Assumption, Iberville, St. Helena, St. James, St. Mary, Terrebonne and Washington Parishes in Louisiana are now eligible for individual assistance. Please 
click here for additional information on these newly-declared areas.

On September 4 and 5, FEMA issued an update to the initial August 29 Presidential Disaster Declaration, following Hurricane Isaac.  With these newest declarations, St. Charles and Tangipahoa parishes in Louisiana are now eligible for individual assistance. Please click here for additional information on these newly-declared areas.

Between August 31 and September 4, FEMA issued an update to its August 29 Presidential Disaster Declarations for areas in Louisiana and Mississippi; several areas are now eligible for individual assistance as a result of Hurricane Isaac.  Please click here for additional information on these newly-declared areas.

On August 30, 2012, additional counties were added to the initial declaration for areas in Louisiana and Mississippi for public assistance as a result of Hurricane Isaac. To view an updated zip code list of the areas reported for public assistance, please click here.

On August 29, 2012, FEMA issued Presidential Disaster Declarations for areas in Louisiana and Mississippi for public assistance as a result of Hurricane Isaac. To view an updated zip code list of the areas reported for public assistance, please
click here.

On August 28, 2012, Hurricane Isaac made landfall in Louisiana with the
initial reports indicating excessive flooding in Plaquemines Parrish (LA) and other coastal areas.

Please click on the following link for the zip codes for coastal parishes in Louisiana and for coastal counties in Mississippi.
Hurricane Isaac Coastal Zip Codes LA & MS

 
Tropical Storm Debby hits Florida 6.25.12

On June 25, Tropical Storm Debby took aim at Florida's panhandle. Several communities have experienced high winds and flooding. Currently FEMA has not issued any Presidential Disaster Declarations for these areas. We have our inspectors in the field assessing damages and will update as information becomes available.

In a recent news release Governor Rick Scott provided 
an update on the State’s response to Tropical Storm Debbie. While assessments are ongoing across the state, the press release references Franklin County as among the most hardest hit. We have added Franklin County to the zip codes to our ongoing assessments.

To view an updated zip code list of the areas reported as Individual Assistance, please
click here.
To view an updated zip code list of the areas reported as Public Assistance, please
click here.

To view a related media article, please click here.

 

   Wildfires Spread Across Colorado 6.28.12

 

On June 26, officials reported wildfires spreading across communities causing severe property damage. Currently FEMA has not issued any Presidential Disaster Declarations for these areas. We have our inspectors in the field assessing damages and will update as information becomes available.

To view a related media article, please click here.

To view an updated zip code list of the areas reported as being affected, please
click here.

For additional information regarding High Park Fire and Larimer County, please click here.

 

  String of Tornadoes Sweeps Across the Midwest 4.16.12

 

On April 15, a string of storms producing high winds and  tornadoes swept across several midwest states causing severe property damage. Some of the areas reporting damages include Thurman, IA;  Wellington, KS; and Woodward, OK. Currently FEMA has not issued any Presidential Disaster Declarations for these areas. We have our inspectors in the field assessing damages and will update as information becomes available.

To view a zip code list of the areas reported as being affected, please click here.

For additional media-related information regarding storm damage, please see below:

 

   Tornadoes Rip through Texas 4.12.12

 

On April 3, a mass of tornadoes passed through the Dallas and Fort Worth area. Several communities are reporting extensive property damage. Currently FEMA is in the process of assessing damages caused by the tornadoes. We have our inspectors in the field assessing the damages and will update as information becomes available.

As a follow-up to the recent tornadoes that swept through Texas on April 3, the Star-Telegram released an article entitled Tornado has Cost Arlington $700,000 so Far,  discussing the damages.( 4.12.12)

The Star-Telegram released an article entitled In Arlington and Kennedale, Devastation is Mixed with Relief, discussing the areas most affected by the tornadoes.

To view a Zip Code list of the areas reported as being affected, please click here.

To view a map of the areas affected, please click here.

 

   Midwest Storm System: March  2012 3.9.12

 

 

On March 2, a string of  severe storms producing many tornadoes passed through several states in the Midwest and south causing extensive property damage. Some of the states hit hardest include Alabama, Indiana, Kentucky, North Carolina Ohio and Tennessee.  Currently FEMA is in the process of assessing damages caused by this storm system. We have our inspectors in the field assessing the damage and will update as information becomes available.

FEMA Declarations:

Kentucky (3.7.12)
Indiana 
(3.9.12)

To view a zip code list of the areas reported to be affected, please click here. (Updated 3.9.12)

To view a related media article discussing the damages in Alabama, please click here.

To view a related  media article discussing the damages in Indiana, Kentucky, Ohio and Virginia, please click here.

On February 29, a powerful storm system wreaked havock across the midwest. Numerous Media outlets have reported possible tornado touch downs in Missouri, Illinois, Kansas and Arkansas causing severe property damage. Currently FEMA has not made any declaration for these areas. We have our inspectors in the field assessing the damage and will update as information is available.

To view a zip code list of the areas reported to be affected, please click here. (Updated 3.1.12)

The Office of the Missouri Governor Jay Nixon declared a state of emergency for areas affected by the recent storms. To view the press release, please click here. (3.1.12)

To view an article discussing the damages in Harrisburg, IL, please click here. (3.1.12)

To view a media related article as seen on foxnews.com, please click here.

To view a media related article as seen on cnn.com, please click here.

Southern Storms: January 2012

As a result the of the recent storm system that passed through the south, many states have begun the process of assessing damages. Safeguard is committed to keeping you up-to-date on the most current developments. Currently FEMA has not made any declarations. Please see below for media-related coverage and  zip code lists of the affected areas.

Alabama

On January 23, foxnews.com released an article entitled
3 Dead in Alabama as Storms Pound south, Midwest, outlining damages caused by the storm.

Media reports indicated that several cities have been severely affected by the storm system. To view a zip code list of the individual cities reported to be affected, please click here. To view a zip code list of the counties reported to be affected, please click here.

Arkansas

On January 22,  todaysthv.com released an article entitled
Damage Reported Due to Severe Weather.

To view  a zip code list of the counties reported to be affected, please click here.

Kentucky

On January 18, the courier-journal.com released an article entitled Louisville Region Cleans Up from 4 Tornadoes.

To view a zip code list of the counties affected, please click here. (1.25.12)

Tennessee

On January 23, wsmv.com released an article entitled
Strong Storms Flood Roads, Knock Out Power.

To view a zip code list of the counties reported to be affected, please click here.

 ****Please note: Safeguard is in the process of sending our inspectors into the field to assess the damages. We will update this page once the information becomes available.*****

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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