SafeguardDisasterUpdateCenter

Disaster Update Center

Safeguard strives to continually provide the most current information on disasters as they occur. Fires, tornadoes, hurricanes, floods . . . all can cause a tremendous amount of damage to your assets. When large-scale disasters strike, additional steps are needed to ensure that you know what is happening on the ground. We know you need as much information as possible, as quickly as possible. This page is a resource for relevant information on what's happening now.

Be sure to also check out Safeguard's newest technology, MapAlert®MapAlertThis system identifies properties in the path of severe weather events and provides both pre- and post-disaster information. To learn more, visit our MapAlert® page.

 



Storms Slam Midwest

Beginning on February 28, 2017, severe thunderstorms producing baseball-sized hail and several tornadoes made their way across the Midwest, destroying homes and leaving thousands without power. A total of 23 unconfirmed tornadoes have been sighted in Arkansas, Illinois, Missouri, Iowa, Tennessee, Indiana and Ohio, according to preliminary reports.

A confirmed tornado touched down near Ottaw, Illinois (LaSalle County, 61350), caused structural damage and uprooted trees. Property damage was also reported in LaSalle (LaSalle, 61301, 61373), the nearby village of Naplate (LaSalle County, 61350) and Washburn (Marshall County, 61570).

Multiple properties were badly damaged by a twister in Perry County, Missouri near Perryville (63775, 63776).

Structural damage from straight-line winds has been sustained in areas south and east of Nashville (Davidson County), Tennessee and a possible tornado in Franklin (Williamson County, 37064, 37065, 37067, 37068) may have been the culprit behind widespread area property damage and power outages.

In Ohio, another unconfirmed tornado damaged several homes in Leesburg (Highland County, 45135) and high water or flooding concerns were reported in numerous portions of the state. Also, of the morning of March 1, more than 41,000 residents were without power in the greater Cincinnati area.

Yet another possible tornado may have been responsible for damage in Arkansas, specifically in Kensett (White County, 72082) and Higginson (White County, 72068)

An unconfirmed tornado was spotted in Walcott, Iowa. So far, there has not been any news of damage.

On March 1, 2017, The Weather Channel published an article titled Midwest Severe Weather Outbreak Kills 3; Storms Push East. For more information, please click here to view the All Client Alert. Please note this is NOT a FEMA Declared Disaster at this time.


Destructive Tornadoes Strike San Antonio

Beginning on February 19, 2017, severe storms producing six tornadoes hit northern San Antonio (Bexar County) Texas, damaging more than 100 structures across the area.

The National Weather service has confirmed that a tornado touched down near the Linda Drive (San Antonio, 78216) neighborhood, damaging 43 homes. Seperate twisters hitting the San Antonio area were reported east of Interstate 35, between Windcrest (Bexar County, 78239) and Converse (Bexar County, 78109, 78239), along Putting Green Road (San Antonio, 78217) and in the Garden Ridge (Comal County, 78266) area.

Two other confirmed tornadoes touched down near Thrall (Williamson County, 76578).

In southeastern Austin (Travis, Williamson counties), storm related damaged was sustained by over 20 homes.

At the height of the storm aftermath, nearly 40,000 area residents were left without power.

On February 20, 2017, Mayor Ivy Taylor issued a disaster declaration for the City of San Antonio.

On February 21, 2017, The Weather Channel published an article titled Damage, Injuries Reported After Tornadoes Hit San Antonio, Texas. For more information, please click here to view the All Client Alert. Please note this is NOT a FEMA Declared Disaster at this time.


Tornadoes Tear Through Texas

On February 14, 2017, severe thunderstorms spawning at least six tornadoes made their way across souteastern Texas, affecting the Houston metro area.

A confirmed tornado touched down in the city of Van Vleck (Matagorda County, 77482), with four homes destroyed and several others damaged as a result. A second tornado touched down northwest of Van Vleck in Wharton (Wharton County, 77488). 

South of Houston, a third twister was responsible for residential roof damage near Stafford (Fort Bend/Harris County, 77477, 77497) and another touched down south of Rosenberg (Fort Bend County, 77417, 77469, 77471), damaging homes in the Bridlewood Estates subdivision.

On February 15, 2017, The Weather Channel published an article titled Tornadoes Confirmed Near Houston as Severe Weather Strikes Southeast Texas, Injuring 7. For more information, please click here to view the
All Client Alert. Please note this is NOT a FEMA Declared Disaster at this time. 


California Dam Threatened by Overflow


Beginning on February 11, 2017, the Oroville Dam, which is located approximately 75 miles north of Sacramento, California, began to experience erosion in its emergency spillway. Heavy winter rainfall in Northern portions of the state has filled Lake Oroville to the verge of overflow and has raised concerns about the possibility of consequential dam flooding affecting nearby cities.

In response, Governor Jerry Brown has issued a state of emergency for Butte, Sutter and Yuba counties. Mandatory evacuation orders have also been declared for at risk areas in the three counties, with nearly 200,000 residents being affected. According to California Fire, roughly 35,000 people from Butte County, 65,000 from Yuba County and 12,000 from Marysville City (Yuba County, 95901) have been ordered to evacuate.

Please click here to view Governor Jerry Brown's
emergency order.

The Butte County website has been updated to include Oroville evacuation information. Please click here to view the
page

On February 14, 2017, FEMA issued an Emergency Management Declaration for areas in California affected by the emergency conditions resulting from the potential failure of the emergency spillway at Lake Oroville Dam beginning on February 7, 2017. Please click here to view the
declaration. NOTE: This area has NOT yet been declared a Presidential Disaster Area. 

On February 13, 2017, CNN published an article titled Evacuations ordered over concerns at California dam system. For more information, please click here to view the
All Client Alert. Please note this is NOT a FEMA Declared Disaster at this time.


Tornadoes Slice Through Louisiana


On February 7, 2017, severe thunderstorms producing large hail and at least four tornadoes swept across southeastern Louisiana.

According to preliminary reports, homes have been damaged or destroyed in the following areas:
Eastern New Orleans (Orleans Parish, 70126, 70127, 70128, 70129)
Donaldsonville (Ascension Parish, 70346)
Hammond (Tangipahoa Parish, 70401, 70402, 70403, 70404)
Killian (Livingston Parish, 70462)
Livingston Parish (northwest of New Orleans)
Madisonville (St. Tammany Parish, 70447)
Ponchatoula (Tangipahoa Parish, 70454)
Slidell (St. Tammany Parish, 70458, 70459, 70460, 70461, 70469)
St. Bernard Parish

Currently, Eastern New Orleans has sustained the most property damage and about 10,000 area homes are without power.

On February 11, 2017, FEMA issued a Presidential Major Disaster Declaration for areas in Louisiana as a result of severe storms, tornadoes and straight-line winds that took place February 7, 2017. Please click here to view the
All Client Alert

On February 7, 2017, ABC News published an article titled Tornadoes Touch Down, Wreak Havoc in Southern Louisiana. For more information, please click here to view the
All Client Alert. Please note this is NOT a FEMA Declared Disaster at this time.

Onslaught of Tornadoes Hammer Multiple Southern States

On January 21-23, 2017, a line of severe thunderstorms producing more than two dozen tornadoes made its way across several souther states, destroying and damaging properties in multiple areas.
In response, emergency declarations have been made in the states of Georgia and Mississippi by their respective governors.

Mississippi
Early reports have suggested that Mississippi has sustained the most tornado related damage, with more than 1,100 properties damaged and 239 destroyed. Damage reports have listed the following areas as being primarily affected:
Hattiesburg (Forrest County, 39401, 39402, 39403, 39404, 39406, 39407)
Petal (Forrest County, 39465)
Franklin County
Jones County
Lamar County
Lauderdale County
Perry County
Pike County
Wilkinson County

On February 10, 2017, the U.S. Department of Veterans Affairs (VA) issued
Circular 26-17-04.

On February 6, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Mississippi as a result of tornadoes, straight-line winds and flooding that took place January 20-21, 2017. Please 
click here to view the All Client Alert.

On January 25, 2017, FEMA issued a Presidential Major Disaster Declaration for areas in Mississippi as a result of tornadoes, straight-line winds and flooding that took place January 20-21, 2017. Please 
click here to view the All Client Alert.

On January 23, 2017, Governor Phil Bryant declared a state of emergency to provide state resources to areas affected by extensive tornado damage. Please 
click here to view the Mississippi Emergency Management Agency (MEMA) release.

On January 23, 2017, Governor Phil Bryant made a request for a FEMA Major Disaster Declaration for the state of Mississippi. The following counties have been requested to receive individual assistance:
Forest
Lamar
Lauderdale
Perry
To view a ZIP Code list of the above counties, please
click here. Please note this is NOT a FEMA Declared Disaster at this time.

Georgia

The National Weather Service has estimated that at least 12 tornadoes touched down in Georgia, with widespread property damage being reported in Albany (Dougherty County, 31701, 31702, 31703, 31704, 31705, 31706, 31707, 31708, 31721) and Adel (Cook County, 31620). Other affected areas include Berrien and Houston counties.

On February 7, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Georgia as a result of severe storms, tornadoes, straight-line winds and flooding that took place January 21-22, 2017. Please click here to view the All Client Alert.

On February 3, 2017, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Georgia as a result of severe storms, tornadoes, straight-line winds and flooding that took place January 21-22, 2017. Please 
click here to view the All Client Alert.

On January 26, 2017, FEMA issued a Presidential Major Disaster Declaration for areas in Georgia as a result of severe storms, tornadoes and straight-line winds that took place January 21-22, 2017. Please 
click here to view the All Client Alert.

On January 22-23, 2017, Governor Nathan Deal declared a state of emergency for areas affected by severe storms and related tornado activity. Please 
click here to view the media advisory. To view a ZIP Code list of included counties, please click here.

On January 24, 2017, Governor Nathan Deal made a request for a FEMA Major Disaster Declaration for the state of Georgia. The following counties have been requested to receive assistance:
Public Assistance
Atkinson
Baker
Berrien
Brooks
Calhoun
Clay
Cook
Colquitt
Crisp
Dougherty
Lowndes
Mitchell
Thomas
Turner
Wilcox
Worth
Individual Assistance
Berrien
Brooks
Cook
Crisp
Dougherty
Turner
Wilcox
Worth
To view a ZIP Code List of the above counties, please
click here. Please note this is NOT a FEMA Declared Disaster at this time.

Florida

Damage from a pair of tornadoes affected several areas in Florida, including:
Lake City (Columbia County, 32024, 32025, 32055, 32056)
Panama City (Bay County, 32401, 32402, 32403, 32404, 32405, 32406, 32408, 32409, 32411, 32412, 32417)
Lakeland (Polk County, 33801, 33802, 33803, 33804, 33805, 33806, 33807, 33809, 33810, 33811, 33812, 33813, 33815)
Bradenton (Manatee County, 34201, 34202, 34203, 34204 34205, 34206, 34207, 34298, 34209, 34210, 34211, 34212, 34280, 34281, 34282)
Hialeah (Dade County, 33002, 33010, 33011, 33012, 33013, 33014, 33015, 33016, 33017, 33018)
Miami Springs (Dade County, 33166)
Palm Beach County

South Carolina

Two confirmed tornadoes touching down in South Carolina were the cause of property damage in Blackville (Barnwell County, 29817) and possibly Bamberg County.

Alabama

Four tornadoes hit Alabama, with one being responsible for the complete destruction of four homes and damage to 20 other buildings near Gilbertown (Choctaw County, 36908) . Structural Damage has also been reported in Opelika (Lee County, 36801, 36802, 36803, 36804).

Louisiana
According to the National Weather Service, five tornadoes touched down across Louisiana, damaging or destroying dozens of homes in the process.
Over two dozen homes were reported damaged in Bossier Parish, as well as 10-15 more in Natchitoches Parish. Mobile home damage was sustained in Grant Parish.

Texas

At least eight homes were damaged by reported tornadoes in Scottsville (Harrison County, 75688). Residential damaged also occurred in Smithland (Marion County, 75657).

On January 23, 2017, The Weather Channel published an article titled At Least 34 Tornadoes in January 21-23, 2017, Outbreak, Including Hattiesburg, Mississippi, EF3 Tornado. For more information, please click here to view the
All Client Alert. Please note this is NOT a FEMA Declared Disaster at this time.

California Inundated by Historic Flooding

Beginning on January 6, 2016, severe storms producing torrential rainfall and heavy snow hit northern and central California. The onlslaught of precipitation has brought on the worst flooding the region has seen in nearly 11 years and has caused dangerous mudslides and rockslides in several localities.
According to reports, residential damage has been reported in the Sacramento community of South Natomas (Sacramento County, 95833, 95834, 95835) as a tornado was confirmed to have touched down on January 10. Flooding near several rivers has also affected homes in the city of Hollister (San Benito County, 95023, 95045) and Guernville (Sonoma County, 95446).

On January 11, 2016, the Los Angeles Times published an article titled Tornado, flooding, fatalities and a pile of snow as California deluge continues. For more information, please click here to view the
All Client Alert

 

 



Please note this is NOT a FEMA declared disaster at this time.

Hurricane Matthew Slams Atlantic Coastal States

Virginia
On December 19, 2016, FEMA
issued an update to a Presidential Major Disaster Declaration for areas in Virginia affected by Hurricane Matthew between October 7-15, 2016. Please click here to view the
All Client Alert.
On November 17, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Virginia affected by Hurricane Matthew between October 7-15, 2016. Please click here to view the
All Client Alert.
On November 15, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Virginia affected by Hurricane Matthew between October 7-15, 2016. Please click here to view the
All Client Alert.
On November 2, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Virginia affected by Hurricane Matthew beginning on October 7, 2016 and continuing. Please click here to view the
All Client Alert.

Florida

On November 4, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Florida affected by Hurricane Matthew between October 4-19, 2016. Please click here to view the All Client Alert.

On October 27, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Florida affected by Hurricane Matthew between October 4-19, 2016. Please click here to view the All Client Alert.

On October 25, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Florida affected by Hurricane Matthew between October 4-19, 2016. Please click here to view the All Client Alert.

On October 24, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Florida affected by Hurricane Matthew between October 4-19, 2016. Please click here to view the All Client Alert.

On October 19, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Florida affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 17, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Florida affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 8, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Florida affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 6, 2016, FEMA issued an Emergency Management Declaration for areas in Florida affected by Hurricane Matthew beginning on October 3, 2016 and continuing. To view the declaration, please
click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. Note: This area (or any other area related to Hurricane Matthew) has not yet been declared a Presidential Disaster Area.

On October 6, 2016, Governor Rick Scott issued evacuation orders across the state. Please 
click here to view the Governor's announcement for evacuation order specifics (mandatory/voluntary, full/partial county). To view a ZIP Code list of included counties, please click here.

Georgia

On October 27, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Georgia affected by Hurricane Matthew between October 4-15, 2016. Please click here to view the All Client Alert.

On October 24, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Georgia affected by Hurricane Matthew between October 4-15, 2016. Please click here to view the All Client Alert.

On October 20, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Georgia affected by Hurricane Matthew between October 4-15, 2016. Please click here to view the
All Client Alert.

On October 17, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Georgia affected by Hurricane Matthew between October 4-15, 2016. Please click here to view the
All Client Alert.

On October 8, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Georgia affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 6, 2016, FEMA issued an Emergency Management Declaration for areas in Georgia affected by Hurricane Matthew beginning on October 3, 2016 and continuing. To view the declaration, please
click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. Note: This area (or any other area related to Hurricane Matthew) has not yet been declared a Presidential Disaster Area.

On October 6, 2016, Governor Nathan Deal issued mandatory evacuation orders for six coastal counties located east of I-95. Please 
click here to view the Governor's announcement. To view a ZIP Code list of included counties, please click here.

On October 5, 2016, Governor Nathan Deal issued an executive order declaring a state of emergency for several counties. Please 
click here to view the Governor's announcement.  To view a ZIP Code list of included counties, please click here.

South Carolina

On October 25, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in South Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the All Client Alert.

On October 19, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in South Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 17, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in South Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 14, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in South Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 11, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in South Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 10, 2016, South Carolina Governor Nikki Haley requested an expedited Major Disaster Declaration for 13 counties within the state. The request was for both Individual and Public Assistance. Please
click here for an approximate ZIP Code listing for these counties. Please note that this area has NOT yet been declared a Presidential Disaster Area.

On October 6, 2016, FEMA issued an Emergency Management Declaration for areas in South Carolina affected by Hurricane Matthew beginning on October 3, 2016 and continuing. To view the declaration, please
click here. To view a ZIP Code list of counties included under the President's Emergency Declaration, please click here. Note: This area (or any other area related to Hurricane Matthew) has not yet been declared a Presidential Disaster Area.

On October 5, 2016, Governor Nikki Haley issued evacuation orders for multiple coastal areas. Please click here (
Announcement 3 and Announcement 7) to view the Governor's announcements for evacuation order specifics (mandatory/voluntary, full/partial county). To view a ZIP Code list of included counties, please click here.

North Carolina

On November 21, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the All Client Alert.

On November 10, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the All Client Alert.

On November 3, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the All Client Alert.

On November 1, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the All Client Alert.

On October 31, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the All Client Alert.

On October 25, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the All Client Alert.

On October 24, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the All Client Alert.

On October 19, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 17, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 13, 2016, FEMA issued updates to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 12, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 11, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 10, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Matthew beginning October 4, 2016 and continuing. Please click here to view the
All Client Alert.

On October 10, 2016, FEMA has approved North Carolina Governor Pat McCrory's request for expedited Federal Disaster Assistance. A total of 10 counties have been approved for Individual Assistance and 31 counties have been approved for Public Assistance. Please note that an Official Declaration notice has not yet been posted on the FEMA website.
Click here for the Press Release from the Governor’s office.

ZIP Code List for FEMA Declared Disaster for North Carolina Hurricane Matthew - Individual Assistance

ZIP Code List for FEMA Declared Disaster for North Carolina Hurricane Matthew - Public Assistance

On October 9, 2016, North Carolina Governor Pat McCrory requested an expedited Major Disaster Declaration for 66 counties within the state. The request was for both Individual and Public Assistance. Please click here for a ZIP Code listing for these counties. Please note that this area has NOT yet been declared a Presidential Disaster Area.

On October 6, 2016, Hyde County officials suspended a mandatory evacuation order issued for resident and non-resident property owners. Please click here to view the
press release.

Areas of Florida, Georgia, South Carolina and North Carolina have been placed under a state of emergency by their respective governors, with South Carolina Governor Nikki Haley ordering evacuations for the following counties:

  • Horry
  • Georgetown
  • Charleston
  • Beaufort


On November 3, 2016, the U.S. Department of Veterans Affairs (VA) issued a VALERI Servicer Newsflash.

On November 3, 2016, the U.S. Department of Housing and Urban Affairs (HUD) issued a press release titled HUD Announces Disaster Assistance for Virginia Hurricane Matthew

On November 1, 2016, Freddie Mac issued a press release titled Freddie Mac Confirms Disaster Relief Available to Eligible Borrowers Impacted by Hurricane Matthew

On October 11, 2016, the U.S. Department of Veterans Affairs (VA) released Circular 26-16-31, subtitled Special Relief Following Hurricane Matthew.

On October 11, 2016, the U.S. Department of Housing and Urban Development (HUD) issued a press release titled HUD Secretary Announces Help for Victims of Hurricane Matthew.

On October 10, 2016, DS News released an article titled The Housing Industry's Response When Disaster Strikes.

On October 8, 2016, Freddie Mac issued a news release titled Freddie Mac to Extend Disaster Relief to Eligible Borrowers Impacted by Hurricane Matthew.

On October 7, 2016, Fannie Mae issued a press release titled Fannie Mae Reminds Homeowners and Servicers of Mortgage Assistance Options for Atlantic Coastal Areas Impacted by Hurricane Matthew.

On October 7, 2016, the U.S. Department of Housing and Urban Development (HUD) issued FHA INFO #16-65, subtitled Reminder: Guidance for FHA-Approved Mortgagees When Assisting Borrowers in Presidentially-Declared Major Disaster Areas.

The Cumulative Wind History information received from the National Weather Service/National Hurricane Center (NHC) is available on MapAlert®.

Please Note: We only review properties Safeguard services on behalf of our clients. For more information on a subscription to our advanced MapAlert analysis service which can map, track and monitor properties or portfolios (delinquent or current) which Safeguard does not manage, please contact our MapAlert team at 800-852-8306 x1675, or visit http://www.safeguardproperties.com/Resources/MapAlert.aspx.

On October 7, 2016, The Weather Channel published an article titled Hurricane Matthew Drives Storm Surge Into Northeast Florida; Coastal Damage Already in South Carolina; Dangerous Flood Threat in Carolinas, Georgia.

On October 5, 2016, The Weather Channel published an article titled Hurricane Matthew May Be Rare Major Hurricane Strike to Florida East Coast. For more information, please click to view the All Client Alert and to view a ZIP Code List of coastal counties in Florida, Georgia, South Carolina and North Carolina. Please note this is NOT a FEMA declared disaster at this time.

According to media outlets, Hurricane Matthew is on an expected trajectory to make landfall in Florida on Thursday, October 6, 2016. As the storm makes its way up the Atlantic Ocean towards the continental southeast United States, it is expected to strengthen into a Category 3-4 hurricane, which could produce wind gusts exceeding 175 mph and heavy rainfall. The current approximate trajectory suggests the storm will also make its way into Georgia and the Carolinas.


Hurricane Hermine Strikes Florida


On October 21, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Florida affected by Hurricane Hermine during the period of August 31 to September 11, 2016. Please click here to view the All Client Alert.

On September 30, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Florida affected by Hurricane Hermine during the period of August 31 to September 11, 2016. Please click here to view the All Client Alert.

On September 28, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Florida affected by Hurricane Hermine during the period of August 31 to September 11, 2016. Please click here to view the All Client Alert.

On September 2, 2016, Hurricane Hermine made landfall as a category 1 event just east of St. Marks (Wakulla County, 32355), Florida (Big Bend Region), marking the first time a hurricane has done so in the state since Hurricane Wilma in 2005. The storm has blasted the panhandle with maximum wind gusts of 80 mph and heavy rain, causing dangerous storm surges along the coastline and flooding throughout several areas that have already seen heavy rainfall earlier in the week.

Affected areas with the top rainfall accumulations include:
Lake Tarpon Canal (Pinellas County, 34677): 22.36 inches
Baskin Neighborhood (Largo, Pinellas County, 33770, 33778): 18.89 inches

It has been reported that over 100,000 residents were left without power in the Tallahassee (Leon County, 32301, 32303, 32304, 32305, 32308, 32309, 32310, 32311, 32312, 32317, 32399) area and several areas around the coastline have experienced dangerous storm swells that threaten to add to flood conditions and cause soil erosion.

On September 2, CNN released an article titled Hurricane Hermine hits Florida, weakens into tropical storm. For more information, please click here to view the All Client Alert. Please note this is NOT a FEMA declared disaster at this time.


Louisiana Faces Historic Flooding


On October 13, 2016, the U.S. Department of Housing and Urban Development (HUD) issed a press release titled HUD Awards $500 Million to Help Louisiana, Texas & West Virginia to Recover From Historic Flooding.

On September 22, 2016, the U.S. Department of Housing and Urban Development (HUD) issued a press release titled HUD Provides $13 Million in Emergency Disaster Assistance to Baton Rouge and Lafayette.

On August 17, 2016, the U.S. Department of Veterans Affairs (VA) released Circular 26-16-23, subtitled Special Relief Following Louisiana Severe Storms and Flooding.

On August 17, 2016, the U.S. Department of Housing and Urban Development (HUD) issued a press release titled HUD Secretary Announces Disaster Assistance for Louisiana Storm Victims.

On August 16, 2016, Freddie Mac issued a news release titled Freddie Mac Extends Disaster Relief to Eligible Borrowers in Louisiana.

On August 15, 2016, Fannie Mae issued a news release titled Fannie Mae Reminds Homeowners and Servicers of Options for Areas Affected by the Louisiana Flooding.

On September 1, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Louisiana as a result of severe storms and flooding that took place August 11-31, 2016. Please click here to view the All Client Alert.


Wind-Driven Hail Pelts Western States

On July 27, 2016, a pair of supercell thunderstorms made their way across the states of Wyoming, Nebraska and Colorado, bringing with them strong winds and golf/tennis ball sized hail. It has been reported that hail began near Cheyenne, WY (Laramie County, 82001, 82007, 82009), where it accumulated up to six inches deep. The town of Pine Bluffs, WY (Laramie County, 82082) reportedly sustained the most overall damage, with hundreds of homes being damaged by the wind driven hail and many of its 1,200 residents being left without power. In response, Governor Matt Mead has activated 27 members of the Wyoming National Guard to assist with clean-up efforts.

In southeast Nebraska, the village of Bushnell (Kimball County, 69128) has reported at least one home being damaged by hail and as the second supercell made its way through northeast Colorado, hailstones grew to the size of tennis balls in and around the town of Kersey (Weld County, 80644).

On July 28, The Weather Channel released an article titled Supercell Thunderstorms Bring Large, Damaging Hail to Wyoming, Colorado, Nebraska. For more information, please click here to view the All Client Alert. Please note this is NOT a FEMA declared disaster at this time.


Historic Flooding Hits Texas

On May 3, 2016, the U.S. Department of Veterans Affairs (VA) released Circular 26-16-13, subtitled Special Relief Following Louisiana and Texas Severe Storms and Flooding

On May 2, 2016, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Texas as a result of severe storms and flooding that took place April 17-24. Please click here for additional information.

On April 25, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Texas as a result of severe storms and flooding that took place April 17-24. Please click here to view the All Client Alert.

Beginning on April 17, 2016, damaging floods descended on the Houston region of Texas, resulting in thousands of homes without power and a declaration of a state of diaster for nine counties (as of 4/19) by Governor Greg Abbot.

Approximately 20 inches of rain has fallen in northwest Harris County since Sunday evening, April 18. According to West Harris County Judge Ed Emmett, at least 1,000 homes throughout the county have been flooded. He also called the event the most significant of its kind since Tropical Storm Allison in 2001.

On April 19, ABC News released a report titled Texas Reeling After Deadly Historic Floods Sweep Through Houston, Displacing Hundreds. For more information, please click here to view the All Client Alert. Please note this is NOT a FEMA declared disaster at this time.


Wave of Winter Tornadoes Slams Eastern U.S.

On February 23-24, 2016, a large and immensely powerful storm system made its way across the south all the way to the east coast, bringing with it large hail, damaging winds and at least 60 confirmed tornadoes across multiple states.

In the southern U.S., a tornado touched down in Wharton County, Texas, southeast of Boiling-lago. Another struck a trailer park in Convent, Louisiana (St. James Parish, 70723) destroying over 160 homes. In Missisippi, a tornado was sighted in near the town of Purvis (Lamar County, 39475), southern Marion County and near Bogalusa (Pearl River County, 70427/70429). Five confirmed tornadoes touched down in several counties across Alabama, including Marion, Houston, Dale and Pickens. About 100 homes were damaged in Dothan (Houston County, 36301/36302/36303/36304/36305) and several homes were damaged in Rehobeth (Houston County, 36301/36303/36305) and Headland (Henry County, 36345).

Moving across the south east, more twisters touched down in Georgia and confirmed touchdowns in the Florida counties of Escrambia, Charlotte and Santa Rosa destroyed more than 70 homes. A possible tornado in North Carolina damaged two homes near Indian Springs (Wayne County, 28079).

As the storm system made its way across the midwest, tornadoes damaged and destroyed homes in Waverly (Sussex County, 23890/23981) Evergreen (Appomattox County, 23939) and Brunswick County, Virginia. In Pennsylvania, a possible tornado destroyed multiple buidlings in Salisbury Township (Lancaster County, 17527) and Pequea (Lancaster County, 17565).

On February 26, The Weather Channel released an article titled Outbreak of Tornadoes, Damaging Winds Rips Through South, East Coast. For more information, please click here to view the All Client Alert. Please note this is NOT a FEMA declared disaster at this time.


Tornadoes and Flooding Rip Southern States

On February 10, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Oklahoma as a result of severe winter storms and flooding that took place December 26, 2015 to January 5, 2016. Please click here to view the All Client Alert.

On February 9, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Texas as a result of severe winter storms, tornadoes, straight-line winds and flooding that took place December 26, 2015 to January 21, 2016. Please click here to view the All Client Alert.

On February 5, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Arkansas as a result of severe storms, tornadoes, straight-line winds and flooding that took place December 26, 2015 to January 22, 2016. Please click here to view the
All Client Alert.

On January 22, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Alabama as a result of severe storms, tornadoes, straight-line winds and flooding that took place December 23-28, 2015. Please click here to view the All Client Alert.

On January 21, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Missouri as a result of severe storms, tornadoes, straight-line winds and flooding that took place December 23, 2015 to January 9, 2016. Please click here to view the All Client Alert.

On January 4, 2016, FEMA issued a Presidential Major Disaster Declaration for areas in Mississippi as a result of severe storms, tornadoes, straight-line winds and flooding that took place December 23-28, 2015. Please click here to view the All Client Alert.

Begining on December 23, 2015, a powerful and unusual storm system made its way across several states located in the southern portion of the U.S., with Arkansas, Mississippi, Tenessee and Texas being among the hardest hit. Generating powerful floods and over 20 destructive tornadoes, the storms damaged thousands of homes and left many without power.

Sustained storm damage unsafe conditions has led to a declaration of a state of emergency for several counties in  Mississippi, Texas and Tennessee by their respective governors.

On December 24, The Wall Street Journal (Associate Press) posted an article titled Killer Storms Spread Destruction Across the South. For More information, please click here to view the All Client Alert. Please note this is NOT a FEMA declared disaster at this time.

Powerful Storms, Tornadoes Strike Midwest

On June 23, 2015, severe weather spawning multiple tornadoes swept across several midwestern states, including Illinois, Michigan, Indian and Iowa.  A reported tornado damaged buildings in Albia, Iowa (Monroe County, 52531) and damage a home northwest of Albia in rural Monroe County.   Multiple tornadoes touched down in areas of Michigan, reportedly damaging at least four homes in Tuscola County near Millington (48746) and one in Washentaw County near Manchester (48158).  Buildings also collapsed in the town of Portland ( Iona County, 48875).

The National Weather Service has confirmed that nine tornadoes struck north central Illinois, with at least five reported in Will, Kankatee, Lee, Grundy and LaSalle counties.  The towns of Coal City ( Will/Grundy counties, 60416), Sublette (Lee County, 61367) and Mendota (LaSalle County, 61342) have been reported to be among the hardest hit, with a number of buildings destroyed entirely and natural gas leaks in many homes.  The storm damage has prompted Illinois Governor Bruce Rauner to declare Grundy and Lee counties disaser areas.

On June 23, The Weather Channel released an article titled Derecho, Tornadoes Leave Damage In Midwest; Tornado Destroys Homes In Coal City, Illinois.  For more information, please click here to view the All Client Alert.  Please note this is NOT a FEMA declared disaster at this time.


Tornadoes and Destructive Hail Tear Through Colorado

On June 4, powerful thunderstorms moving across parts of Colorado produced golf ball sized hail and nearly a dozen tornadoes. Three homes have been reported destroyed and more than a dozen damaged in Boulder, Larimer, Weld and Elbert counties.  More specifically, home and property damage has been reported in Berthoud (80513), located approximately 50 miles north of Denver in Larimer/Weld Counties and Simla (80835), a town in Elbert County.  On June 6, the Los Angeles Times published an article titled Colorado residents survey damage from hail and tornadoes, brace for more storms.  Please click here to view the All Client Alert.  Please note this is NOT a FEMA declared disaster at this time.


Powerful Flooding Ravages Parts of Texas

On June 23, 2015, the U.S. Department of Veterans Affairs (VA) released Circular 26-15-15, subtitled Special Relief Following Texas Severe Storms.

On June 5 to August 4, 2015, FEMA issued updates to a Presidential Major Disaster Declaration for areas in Texas as a result of severe storms, tornadoes, straight-line winds and flooding May 4 to June 22, 2015.  Please click here for additional information.

On June 3, Freddie Mac released an update titled Freddie Mac Disaster Relief Extended to Eligible Borrowers Harmed by Texas, Oklahoma Storms.

On May 29, FEMA issued a Presidential Major Disaster Declaration for areas in Texas as a result of severe storms, tornadoes, straight-line winds and flooding beginning May 4 and continuing.  Please click here to view the All Client Alert.

On May 23-26, heavy rainfall created destructive flash floods that rolled through the midwest with parts of Texas serving as the severe weather's epicenter.  Governor Greg Abbot has so far declared 70 counties to be disaster areas.

On May 26, CNN reported with 'A madhouse': Houston hammered by rain, flooding from deadly storm.  According to the article, up to 400 homes were washed away in Hays County and over 11 inches of rain fell in and around Houston, with over 4,000 residential homes confirmed to having sustained significant damage.  Besides powerful flooding, sever thunderstorms have also produced high winds, large hail and several tornadoes.  Please click here to view the All Client Alert.  Please note this is NOT a FEMA declared disaster at this time.


Tornadoes and Flooding Slam Southern Plains

On June 23, 2015, the U.S. Department of Veterans Affairs (VA) released Circular 26-15-14, subtitled Special Relief Following Oklahoma Severe Storms.

On June 3 to July 24, 2015, FEMA issued updates to a Presidential Major Disaster Declaration for areas in Oklahoma as a result of severe storms, tornadoes, straight-line winds and flooding May 5 - June 22.  Please click here for additional information.

On May 26, FEMA issued a Presidential Major Disaster Declaration for areas in Oklahoma as a result of severe storms, tornadoes, straight-line winds and flooding May 5-10.  Please click here to view the All Client Alert.

On May 6, severe storms produced multiple tornadoes and flash flooding in areas of Oklahoma, Kansas, Nebraska and Texas.  On May 7, CNN reported with Emergency declared, flooding feared as parts of U.S. face severe weather.  According to the article, Oklahoma has declared a state of emergency in 12 counties due to property damage from storms and flooding.  One person has been reported dead and 30 people have been injured.  The National Weather Service has had 50 reports of tornadoes in the states stemming from the storms.  Please click here to view the All Client Alert.


6.0 Earthquake Shakes Napa, California

On September 11, FEMA issued a Presidential Major Disaster Declaration for areas in California as a result of an earthquake August 24 to September 7.  Please click here to view the All Client Alert.

On August 24, an earthquake measuring at 6.0 on the Richter Scale struck Napa, California. Additional information, including a list of ZIP codes within a 20 mile radius of the epicenter is available by clicking here. Please note this is NOT a FEMA declared disaster at this time.  


Multiple Tornadoes and Severe Storms Pummel Nebraska, Wisconsin

On June 16 and 17, multiple tornadoes and severe storms pummeled the midwestern states of Nebraska and Wisconsin.  The severe weather left at least one person dead, and destroyed or damaged dozens of homes.  Damage assessments are ongoing.  Please click on the state links for additional information.

Massive Landslide Kills 8, Destroys Dozens of Homes

On March 22, a massive landslide occurred in Washington state, near the town of Oso (ZIP code 98223) in Snohomish County, north of Seattle.  The mudslide claimed eight lives and dozens more are injured or unaccounted for.  Damage assessments are ongoing but initial reports estimate 30 homes were destroyed.  On March 24, CNN published a news report titled Washington Landslide: 8 Dead, More than a Dozen Unaccounted for.  For more information, please click here to view the All Client Alert.

Deadly Tornadoes and Storms Pound Midwest

Updated 12/5 On December 3, the U.S. Department of Veterans Affairs (VA) released Circular 26-13-26, subtitled Special Relief Following the Midwest Tornadoes.

On November 27, Freddie Mac released an update titled Freddie Mac Immediately Extends Mortgage Relief to Illinois Homeowners Impacted by Tornadoes.

On November 26, FEMA issued a Presidential Major Disaster Declaration for areas in Illinois as a result of severe storms, straight-line winds, and tornadoes on November 17.  Please click here to view the
All Client Alert.

On November 17, intense tornadoes and thunderstorms killed at least six people and caused significant property damage in the Midwest.  On November 18, The Weather Channel reported Deadly Storms Hit Midwest; Tornadoes Slam Illinois, Indiana (State-by-State Updates).  According to the article, the central Illinois city of Washington (ZIP code 61571), was reported the hardest hit and is described as "leveled." Severe damage also was reported in the Illinois cities of Brookport, Peoria, and Pontiac as well as Indiana cities of Layfayette, Lebanon and Washington and Vermillion County.  Please click here to view the All Client Alert.

Historic Flooding in Colorado Claims Lives, Hundreds Still Unaccounted for; Thousands of Homes Damaged or Destroyed

On September 19-20, FEMA issued updates to a Presidential Major Disaster Declaration for areas in Colorado as a result of severe storms, flooding, landslides, and mudslides beginning on September 11, 2013, and continuing.  Please click here for additional information.

On September 19, the Veterans Affairs (VA) released Circular 26-13-16: Special Relief Following Flooding In Colorado.

On September 19, U.S. News released a report titled Number of Missing in Colorado Floods Drops; Property Loss Soars.

On September 17, Freddie Mac issued an announcement titled
Freddie Mac Immediately Extends Mortgage Relief to Colorado Borrowers Affected by Floods.

On September 16, the U.S. Department of Housing and Urban Development (HUD) released a notice titled
HUD Secretary Announces Disaster Assistance for Colorado Storm Victims.

On September 14-15, FEMA issued a Presidential Major Disaster Declaration for areas in Colorado as a result of severe storms, flooding, landslides, and mudslides beginning on September 11, 2013, and continuing.  Please 
click here for additional information.

On Wednesday, September 11, torrential rains commenced and continued for several days, affecting several counties near Boulder, Colorado (ZIP codes 80301, 80302, 80303, 80304, and 80305), which led to severe flooding, mudslides, and landslides.  As a result, fatalities have been reported and hundreds of people are still unaccounted for.  Additionally, thousands of homes have been severely damaged or destroyed. 
Please 
click here 
 for more information.


Central Arizona Wildfire Kills 19 Firefighters; Hundreds of Homes Expected to be Destroyed

 

On Friday, June 28, a fire believed to have been sparked by a lightening strike, grew rapidly consuming more than 2,000 acres and bringing down half the town of Yarnell, AZ (ZIP code 85362), 80 miles northwest of Phoenix.  Nineteen firefighters were killed battling the Yarnell Hill Fire on June 30, and it was reported that approximately half the town's 500 homes were expected to be destroyed.  Please click here for more information.


Black Forest, Colorado Fire Claims Lives, Destroys Homes

Updated 7/31 On July 26, FEMA issued a Presidential Major Disaster Declaration for areas in Colorado.  Please click here for information on the newly declared areas.

On Tuesday, June 11, a massive fire began in Black Forest, Colorado (ZIP codes 80106, 80908), claiming at least two lives, burning thousands of acres, and engulfing everything in its path, destroying hundreds of homes.  The cause which is still unknown, is now under criminal investigation due to the loss of lives.  Please click here for additional information including a link to a damage assessment.


California Earthquake Measures 5.7

On Thursday, May 23, an earthquake in Greenville, California (95947) caused moderate damage, including a water tank that supplies hundreds of homes with drinking water.  Fortunately no injuries were reported.  Additional information, including a list of ZIP codes within a 25 mile radius of the epicenter is available by clicking here.  Please note this is NOT a FEMA declared disaster area at this time. 

 

Deadly Tornadoes Hit Oklahoma, North Texas 

Updated 7/19 On July 18, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Oklahoma as a result of severe storms, flooding and tornadoes May 18 to June 2.  Please click here for information on the newly declared areas.

On June 28, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Oklahoma as a result of severe storms, flooding and tornadoes May 18 to June 2.  Please click here for information on the newly declared areas.

On June 26, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Oklahoma as a result of severe storms, flooding and tornadoes May 18 to June 2.  Please click here for information on the newly declared areas.

On May 20, FEMA issued a Presidential Major Disaster Declaration for areas in Oklahoma.  Please click here for information on the newly declared areas.  For more information, please click here to view the All Client Alert.

On Saturday, May 18, tornadoes ripped through parts of Oklahoma, killing scores of people and destroying homes and neighborhoods.  Much of the damage occurred in the suburb of Moore.  Please follow the link for for additional information and Moore-specific ZIP codes:
Vast Oklahoma Tornado Kills at Least 91

North Texas

On Wednesday, May 15, an outbreak of 16 tornadoes tore through North Texas, claiming the lives of six people, and injuring dozens more.  Much of the damage is centered in Granbury, which is located approximately 40 miles southwest of Fort Worth.  The damage is centered in Granbury's 76048 and 76049 ZIP codes.  Additionally, there were damages and injuries in Cleburne (76031 and 76033) and several destroyed buildings in Millsap (76066). As reported in usatoday.com, the storm is the deadliest in more than a year. Ten of the 16 tornadoes hit Granbury, TX.  For more information, please click here to view the All Client Alert.

Investor Information

5/24 USDA Relief to OK Borrowers Affected by Tornado
5/22 VA Circular 26-13-9 Special Relief Following OK Tornadoes
5/22 OCC: Financial Firms Should Provide Options for Tornado Victims
5/21 HUD Announces Foreclosure Protection for OK Storm Victims
5/21 Fannie Mae Reminds Servicers of Options for Borrowers Affected by Oklahoma Tornado
5/21 Freddie Mac Immediately Extends Mortgage Relief to Borrowers Affected by Oklahoma Tornados
5/21 FHA INFO #13-30: HUD/FHA Resources for Oklahoma Counties Impacted by Severe Storms and Tornadoes - This is not new guidance.

Updated 5/21 Please visit 
CARDS to run reports on areas within the affected ZIP codes.  

Hurricane Sandy
 

FEMA Declarations

 

Updated 3/4 In an effort to streamline the FEMA-related, Hurricane Sandy information, we have created a document which contains all of the states declared eligible for federal assistance. In addition, this quick link provides all of the counties and zip codes in the affected areas.  This document will be updated as needed.

On February 27, FEMA issued an update to a Presidential Major Disaster Declaration for areas in New Hampshire.  Please click here for information on the newly declared areas.

On February 13, FEMA issued an update to a Presidential Major Disaster Declaration for areas in the Commonwealth of Pennsylvania.  Please click here for information on the newly declared areas.

On January 29, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Ohio.  Please 
click here for information on the newly declared areas.

On January 17, FEMA issued an update to a Presidential Major Disaster Declaration for areas in the Commonwealth of Pennsylvania.  Please 
click here for information on the newly declared areas.

On January 10, FEMA issued a Presidential Major Disaster Declaration for areas in the Commonwealth of Pennsylvania.  Please 
click here for information on the newly declared areas.

On January 3, FEMA issued a Presidential Major Disaster Declaration for areas in Ohio and updates to declarations for areas in Maryland and Virginia.

 

On December 19, FEMA issued a Presidential Major Disaster Declaration for areas in the Commonwealth of Massachusetts.  Please click here for information on the newly declared areas.

On December 18, FEMA issued an update to a Presidential Major Disaster Declaration for areas in New York.  Please 
click here for information on the newly declared areas.

Between December 15 and 17, FEMA issued two updates to a Presidential Major Disaster Declaration for areas in Maryland.  Please 
click here for information on the newly declared areas.

On December 5, FEMA issued a Presidential Major Disaster Declaration for the District of Columbia for public assistance.  Please 
click here for information on the newly declared areas.

On December 3, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Maryland for public assistance.  Please 
click here for information on the newly declared areas.

On November 28, FEMA issued a Presidential Major Disaster Declaration for areas in New Hampshire for public assistance.  Please 
click here for additional information on the newly declared areas.

On November 27, FEMA issued a Presidential Major Disaster Declaration for areas in West Virginia for public assistance. Please 
click here for additional information on the newly declared areas.

On November 26, FEMA issued a Presidential Major Disaster Declaration for areas in Virginia for public assistance. Please click here for additional information on the newly declared areas.

Updated 3/4 Due to the Presidential Disaster Declarations for Hurricane Sandy being issued in multiple states, we have compiled the zip code information for the affected areas into a master spreadsheet.
Please click below for an updated list of affected zip codes and note there are multiple tabs:
Master List of Affected Zip Codes as of 3/4/2013

On November 23, FEMA issued an update to a Presidential Major Disaster Declaration for areas in Connecticut.  Several counties are now eligible for public assistance. Please click here for additional information on the newly declared areas.

Updated 11/23 On November 13, FEMA issued an update to a Presidential Declaration for areas in New York as a result of Hurricane Sandy.  Counties recently declared for individual assistance are also eligible for public assistance.  Please click here for additional information on the newly declared areas.

** REVISED 11/20/12 ** On October 30, FEMA issued a Presidential Disaster Declaration for areas in Connecticut for individual assistance.  Please 
click here for additional information on the newly declared areas.

On November 20, FEMA issued a Presidential Major Disaster Declaration for areas in Maryland for public assistance. Please 
click here for additional information on the newly declared areas.

On November 16, FEMA issued a Presidential Major Disaster Declaration for areas in Delaware for public assistance.  Please 
click here for additional information on the newly declared areas.

On November 14, FEMA issued an update to a Presidential Declaration for areas in Rhode Island eligible for individual assistance as a result of Hurricane Sandy.  Please click here for additional information on the newly declared areas.

Also on November 14, New York Governor Andrew M. Cuomo 
announced FEMA will issue emergency assistance for New Yorkers whose homes were affected by Hurricane Sandy.

On November 10, FEMA released an update to a Presidential Disaster Declaration for areas in New York and Rhode Island.

   

Between November 2-5, FEMA issued a Presidential Disaster Declaration for areas in Rhode Island for public assistance.  Updated declarations have been issued for New Jersey and New York:

Please click the above links for additional information on the newly delared areas.

On November 1, FEMA issued an update to the Presidential Disaster Declaration for areas in New Jersey for individual assistance as a result of Hurricane Sandy.  Please click here for additional information on the newly declared areas.

On November 1, West Virginia Governor Earl Ray Tomblin requested a Major Disaster Declaration be issued for individual assistance for six counties: 

  • Fayette, Nicholas, Preston, Randolph, Tucker, and Webster Counties;

He also requested public assistance for 21 counties:

  • Barbour, Boone, Braxton, Clay, Fayette, Grant, Greenbrier, Kanawha, Lewis, Nicholas, Pendleton, Pocahontas, Preston, Raleigh, Randolph, Summers, Taylor, Tucker, Upshur, Webster, and Wyoming Counties

Please note as of November 2, these areas have not yet been approved.
Please click here for a zip code listing for the six counties requesting individual assistance.


On October 30, FEMA issued Presidential Disaster Declarations for areas in New Jersey and New York for individual assistance as a result of Hurricane Sandy.  Please click here for additional information on the newly declared areas.

** NEW ** Investor/Insurer Guidance

Insurance

Updated 9/16/15 On September 16, 2015, the U.S. Department of Housing and Urban Development (HUD) issued a press release titled HUD Announces Relief fo Victims of Hurricane Sandy

Updated 12/14
On December 12, the office of New York Governor Andrew M. Cuomo released an update entitled
Governor Cuomo Announces Banks and Mortgage Servicers to Expedite Insurance Payments to Homeowners.

Updated 11/14
During the second week of November, several law firms released alerts pertaining to legal and insurance aspects of Hurricane Sandy.  Please click here for more information.

Updated 11/7 A recent article from PropertyCasualty360.com discusses concerns from insurance companies and their trade groups regarding the decision of several jurisdictions to tell insurers they cannot impose hurricane deductibles for losses suffered from Superstorm Sandy.
  

In addition to the recent rulings in Connecticut, Delaware, New Jersey, and New York (links below), the following states have issued similar rulings pertaining to insurance deductibles in the wake of Sandy. 

***Please note the one exception is North Carolina that has officially listed the storm as a Hurricane due to its status as a “named-storm.”

The insurance commissioners in Connecticut, Delaware, New Jersey, and New York have issued rulings pertaining to insurance deductibles in the wake of Sandy. These new rulings provide tremendous savings to effected policy holders.

In New York, Governor Andrew M. Cuomo announced that insurers have been instructed to accept homeowners’ documentation, including photos and video, of losses so residents can discard debris before a second storm hits the region. This is a change in common practice as typically, insurance companies require an on-site inspection first before a claim can be processed. Additionally, the State has imposed a 30-day moratorium on cancelling or terminating homeowners’ and small business owners’ insurance policies in storm stricken areas for any reason, including non-payment of premiums.

For additional information, please click here.

  
** NEW ** Media Coverage

 

Damage Assessments 

Hurricane Sandy Threatens Eastern Seaboard

According to an October 29 
CNN News report, Hurricane Sandy is approaching the eastern seaboard and should make landfall in New Jersey by Monday night.  The projected path starts on the coast of North Carolina continuing north all the way to Massachusetts.  The massive storm will cause widespread flooding throughout the states involved, as well as major power outages and severe wind damage.  Most states have issued early closing times for businesses and some have closed completely.  Most government agencies in Sandy's path are closed to non-emergency personnel.  Some areas have been or are being evacuated.

As of Monday morning, FEMA has issued emergency declarations for the following states:

  • Connecticut, District of Columbia, Delaware, Maryland, Massachusetts, New Jersey, New York, Pennsylvania, and Rhode Island. 

On Tuesday, FEMA issued three additional emergency declarations:

  • New Hampshire, Virginia, and West Virginia

Please note these areas have not yet been declared a Presidential Disaster Area.  Please click here for additional information.

Safeguard Properties will continue to monitor this storm and will provide information on all FEMA Presidential Disaster Area Declarations and property damage as they become available. In the interim, a list of zip codes for coastal counties in the current projected path follows.

Hurricane Sandy Coastal Zip Codes 

 
   Hurricane Isaac Makes Landfall in Louisiana
8.29.12


On November 7, FEMA issued an update to a Presidential Disaster Declaration for areas in Florida, adding Glades County for public assistance.  Please 
click here for additional information on the newly-declared areas.

On October 18, FEMA issued a Presidential Disaster Declaration for areas in Florida for public assistance as a result of Hurricane Isaac.  Please click here for additional information on the newly-delcared areas.

On October 17, Pointe Coupee Parish was added to the initial declaration for areas in Louisiana for individual assistance as a result of Hurricane Isaac.  Please click here for additional information on the newly-declared area.

On October 9, West Baton Rouge Parish was added to the initial declaration for areas in Louisiana for individual assistance as a result of Hurricane Isaac.  Please click here for additional information on the newly-declared area.

On October 3, five additional counties were added to the initial declaration for areas in Alabama for public assistance as a result of Hurricane Isaac.  Please click here for additional information on these newly-declared areas.

Between September 28 and October 1, FEMA issued an update to its August 29 Presidential Disaster Declarations for areas in Louisiana and Mississippi; several areas are now eligible for public and individual assistance as a result of Hurricane Isaac.  Please click here for additional information on these newly-declared areas.

On September 21, FEMA issued a Presidential Disaster Declaration for areas in Alabama for public assistance as a result of Hurricane Isaac.  Please click here for additional information on the newly-delcared areas.

On September 14, FEMA issued an update to the initial August 29 Presidential Disaster Declaration, following Hurricane Isaac.  With these newest declarations, East Baton Rouge, East Feliciana and West Feliciana Parishes are now eligible for individual assistance.  Please click here for additional information on these newly-declared areas.

Hazard and Flood Insurance Requirement Reminder
The purpose of this Mortgagee Letter is to remind mortgagees of HUD’s existing servicing procedures as they pertain to releasing hazard insurance proceeds for damaged properties securing Federal Housing Administration (FHA) insured mortgage loans. At this time, a reminder of HUD’s policy related to hazard insurance proceeds is especially important due to the extent of the devastation caused by Hurricane Isaac in parts of Louisiana and Mississippi.  To view the Mortgagee Letter in its entirety, please
click here.

Disaster Assistance Policies to Help Affected Homeowners
Servicers may suspend or reduce mortgage payments for up to 90 days for Fannie Mae borrowers within federally declared disaster areas under Fannie Mae's Special Relief Measures policy. After assessing the impact of the disaster on property condition or on the borrower's financial condition, servicers have additional loss mitigation flexibilities. Based on a case-by-case determination, these include an additional three months of forbearance, a loan modification, or another customized solution. Guidance is available on
eFannieMae.com

FHLMC Doing Business in Hurricane Isaac Affected Areas
On September 4, Freddie Mac issued an announcement entitled "Important Reminder for Doing Business in Areas Affected by Hurricane Isaac."  For additional information, please
click here

On September 10, FEMA issued an update to the initial August 29 Presidential Disaster Declaration, following Hurricane Isaac.  With these newest declarations, Adams, Amite, Clarke, Forrest, George, Hinds, Lincoln, Marion, Pike, Stone, Walthall, Warren, and Wilkinson Counties in Mississippi are now eligible for individual assistance. Please 
click here for additional information on these newly-declared areas.

Between September 6 and 7, FEMA issued an update to the initial August 29 Presidential Disaster Declaration, following Hurricane Isaac.  With these newest declarations, Assumption, Iberville, St. Helena, St. James, St. Mary, Terrebonne and Washington Parishes in Louisiana are now eligible for individual assistance. Please 
click here for additional information on these newly-declared areas.

On September 4 and 5, FEMA issued an update to the initial August 29 Presidential Disaster Declaration, following Hurricane Isaac.  With these newest declarations, St. Charles and Tangipahoa parishes in Louisiana are now eligible for individual assistance. Please click here for additional information on these newly-declared areas.

Between August 31 and September 4, FEMA issued an update to its August 29 Presidential Disaster Declarations for areas in Louisiana and Mississippi; several areas are now eligible for individual assistance as a result of Hurricane Isaac.  Please click here for additional information on these newly-declared areas.

On August 30, 2012, additional counties were added to the initial declaration for areas in Louisiana and Mississippi for public assistance as a result of Hurricane Isaac. To view an updated zip code list of the areas reported for public assistance, please click here.

On August 29, 2012, FEMA issued Presidential Disaster Declarations for areas in Louisiana and Mississippi for public assistance as a result of Hurricane Isaac. To view an updated zip code list of the areas reported for public assistance, please
click here.

On August 28, 2012, Hurricane Isaac made landfall in Louisiana with the
initial reports indicating excessive flooding in Plaquemines Parrish (LA) and other coastal areas.

Please click on the following link for the zip codes for coastal parishes in Louisiana and for coastal counties in Mississippi.
Hurricane Isaac Coastal Zip Codes LA & MS

 
Tropical Storm Debby hits Florida 6.25.12

On June 25, Tropical Storm Debby took aim at Florida's panhandle. Several communities have experienced high winds and flooding. Currently FEMA has not issued any Presidential Disaster Declarations for these areas. We have our inspectors in the field assessing damages and will update as information becomes available.

In a recent news release Governor Rick Scott provided 
an update on the State’s response to Tropical Storm Debbie. While assessments are ongoing across the state, the press release references Franklin County as among the most hardest hit. We have added Franklin County to the zip codes to our ongoing assessments.

To view an updated zip code list of the areas reported as Individual Assistance, please
click here.
To view an updated zip code list of the areas reported as Public Assistance, please
click here.

To view a related media article, please click here.

 

   Wildfires Spread Across Colorado 6.28.12

 

On June 26, officials reported wildfires spreading across communities causing severe property damage. Currently FEMA has not issued any Presidential Disaster Declarations for these areas. We have our inspectors in the field assessing damages and will update as information becomes available.

To view a related media article, please click here.

To view an updated zip code list of the areas reported as being affected, please
click here.

For additional information regarding High Park Fire and Larimer County, please click here.

 

  String of Tornadoes Sweeps Across the Midwest 4.16.12

 

On April 15, a string of storms producing high winds and  tornadoes swept across several midwest states causing severe property damage. Some of the areas reporting damages include Thurman, IA;  Wellington, KS; and Woodward, OK. Currently FEMA has not issued any Presidential Disaster Declarations for these areas. We have our inspectors in the field assessing damages and will update as information becomes available.

To view a zip code list of the areas reported as being affected, please click here.

For additional media-related information regarding storm damage, please see below:

 

   Tornadoes Rip through Texas 4.12.12

 

On April 3, a mass of tornadoes passed through the Dallas and Fort Worth area. Several communities are reporting extensive property damage. Currently FEMA is in the process of assessing damages caused by the tornadoes. We have our inspectors in the field assessing the damages and will update as information becomes available.

As a follow-up to the recent tornadoes that swept through Texas on April 3, the Star-Telegram released an article entitled Tornado has Cost Arlington $700,000 so Far,  discussing the damages.( 4.12.12)

The Star-Telegram released an article entitled In Arlington and Kennedale, Devastation is Mixed with Relief, discussing the areas most affected by the tornadoes.

To view a Zip Code list of the areas reported as being affected, please click here.

To view a map of the areas affected, please click here.

 

   Midwest Storm System: March  2012 3.9.12

 

 

On March 2, a string of  severe storms producing many tornadoes passed through several states in the Midwest and south causing extensive property damage. Some of the states hit hardest include Alabama, Indiana, Kentucky, North Carolina Ohio and Tennessee.  Currently FEMA is in the process of assessing damages caused by this storm system. We have our inspectors in the field assessing the damage and will update as information becomes available.

FEMA Declarations:

Kentucky (3.7.12)
Indiana 
(3.9.12)

To view a zip code list of the areas reported to be affected, please click here. (Updated 3.9.12)

To view a related media article discussing the damages in Alabama, please click here.

To view a related  media article discussing the damages in Indiana, Kentucky, Ohio and Virginia, please click here.

On February 29, a powerful storm system wreaked havock across the midwest. Numerous Media outlets have reported possible tornado touch downs in Missouri, Illinois, Kansas and Arkansas causing severe property damage. Currently FEMA has not made any declaration for these areas. We have our inspectors in the field assessing the damage and will update as information is available.

To view a zip code list of the areas reported to be affected, please click here. (Updated 3.1.12)

The Office of the Missouri Governor Jay Nixon declared a state of emergency for areas affected by the recent storms. To view the press release, please click here. (3.1.12)

To view an article discussing the damages in Harrisburg, IL, please click here. (3.1.12)

To view a media related article as seen on foxnews.com, please click here.

To view a media related article as seen on cnn.com, please click here.

Southern Storms: January 2012

As a result the of the recent storm system that passed through the south, many states have begun the process of assessing damages. Safeguard is committed to keeping you up-to-date on the most current developments. Currently FEMA has not made any declarations. Please see below for media-related coverage and  zip code lists of the affected areas.

Alabama

On January 23, foxnews.com released an article entitled
3 Dead in Alabama as Storms Pound south, Midwest, outlining damages caused by the storm.

Media reports indicated that several cities have been severely affected by the storm system. To view a zip code list of the individual cities reported to be affected, please click here. To view a zip code list of the counties reported to be affected, please click here.

Arkansas

On January 22,  todaysthv.com released an article entitled
Damage Reported Due to Severe Weather.

To view  a zip code list of the counties reported to be affected, please click here.

Kentucky

On January 18, the courier-journal.com released an article entitled Louisville Region Cleans Up from 4 Tornadoes.

To view a zip code list of the counties affected, please click here. (1.25.12)

Tennessee

On January 23, wsmv.com released an article entitled
Strong Storms Flood Roads, Knock Out Power.

To view a zip code list of the counties reported to be affected, please click here.

 ****Please note: Safeguard is in the process of sending our inspectors into the field to assess the damages. We will update this page once the information becomes available.*****

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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