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Tropical Storm Dorian Approaching Puerto Rico, May Become Hurricane

Upadated 10/17/19: FEMA issued an update to a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Dorian from September 1 to September 9, 2019.

North Carolina Hurricane Dorian (DR-4465 Amendment 1)

Updated 10/4/19: FEMA issued a Presidential Major Disaster Declaration for areas in North Carolina affected by Hurricane Dorian from September 1 to September 9, 2019.

North Carolina Hurricane Dorian (DR-4465)

Updated 9/30/19: FEMA issued a Presidential Major Disaster Declaration for areas in South Carolina affected by Hurricane Dorian from August 31 to September 6, 2019.

South Carolina Hurricane Dorian (DR-4464)

Updated 9/7/19: Please see below for a summary of ZIP Codes reported to having sustained home flooding/damage resulting from Hurricane Dorian.

Home Flooding

Florida
-Davis Shores (St. Johns County, 32080)

North Carolina
– Ocracoke Island (Hyde County, 27960)*
– Hatteras Island (Dare County, 27943)*
*Hardest hit

Tornado Home/Property Damage

North Carolina
– Carolina Shores (Brunswick County, 28467)
– Emerald Isle (Carteret County, 28594)

Additional Resources:

Coastal County ZIP Code Lists

Florida
Georgia
North Carolina
South Carolina
Virginia

Updated 9/6/19: Freddie Mac issued a release reminding clients of disaster relief policies as Hurricane Dorian makes landfall on the U.S. mainland.

Hurricane Dorian and Disaster Relief Policies

Updated 9/6/19: ABC News issued a report outlining flood activity associated with Hurricane Dorian in North Carolina’s Outer Banks.

Hurricane Dorian: Crews rescuing residents stranded in North Carolina’s Outer Banks floods (full report)

Updated 9/6/19: The Weather Channel issued a report detailing the location and impacts of Hurricane Dorian, which has made landfall in North Carolina as a Category 1 storm.

Hurricane Dorian Makes Landfall in Cape Hatteras, North Carolina; Heavy Rain, Wind, Storm Surge Threats Continue (full report)

Updated 9/5/19: The Weather Channel issued a report detailing the current forecast for Hurricane Dorian, which is making its way toward North and South Carolina as a Category 3 storm.

Hurricane Dorian Battering South Carolina, North Carolina With Flooding Rain, Storm Surge, High Winds, Tornadoes (full report)

Updated 9/3/19: FEMA issued an Emergency Declaration for areas in North Carolina affected by Hurricane Dorian beginning on September 1, 2019 and continuing.

North Carolina Hurricane Dorian (EM-3423)

Associated ZIP Code List

Updated 9/3/19: CNN published a report detailing the latest location and impacts of Hurricane Dorian, which is expected to move closer to the Southeast U.S. this week.

Hurricane Dorian Threatens the U.S. (full report)

Updated 9/2/19: The office of Virginia Governor Ralph Northam issued a statewide emergency proclamation in anticipation of possible impacts from Hurricane Dorian.

Executive Order EO-40

Associated ZIP Code List

Updated 9/2/19: The Weather Channel published a report outlining the location and impacts of Hurricane Dorian, which is approaching the Southeast U.S.

Hurricane Dorian Stalls, Still Pummeling Northwest Bahamas; Hurricane Winds Arrive Along Florida Coast Tonight (full report)

Updated 9/1/19: FEMA issued an Emergency Declaration for areas in South Carolina affected by Hurricane Dorian beginning on August 30, 2019 and continuing.

South Carolina Hurricane Dorian (EM-3421)

Associated ZIP Code List

Updated 9/1/19: FEMA issued an Emergency Declaration for areas in Georgia affected by Hurricane Dorian beginning on August 29, 2019 and continuing.

Georgia Hurricane Dorian (EM-3422)

Associated ZIP Code List

Updated 9/1/19: The Orlando Sentinel issued a report detailing the current strength and location of Hurricane Dorian.

Hurricane Dorian now Category 5 with 160 mph winds, Orlando back in cone; tropical storm warnings issued for Florida (full report)

Updated 8/31/19: FEMA issued an Emergency Declaration for tribal areas in Florida affected by Hurricane Dorian beginning on August 28, 2019 and continuing.

Florida Tribal Areas (EM-3420)

Associated ZIP Code List

Updated 8/31/19: CNN issued a report outlining the current forecast for Hurricane Dorian, which is expected to impact Florida and other areas as a major hurricane over the Labor Day holiday weekend.

Hurricane Dorian Heads for the U.S. (full report)

Updated 8/31/19: The office of South Carolina Governor Henry McMaster issued a statewide emergency proclamation in anticipation of Hurricane Dorian.

Executive Order No. 2019-26

Associated ZIP Code List

Updated 8/30/19: The office of North Carolina Governor Roy Cooper issued a statewide emergency proclamation in anticipation of Hurricane Dorian.

Executive Order No. 100

Associated ZIP Code List

Updated 8/30/19: The Office of the Comptroller of the Currency (OCC) issued a proclamation allowing national banks, federal savings associations, and federal branches and agencies of foreign banks to close offices in the Southeast region of the U.S. that have been affected by Hurricane Dorian.

OCC Allows National Banks and Federal Savings Associations Affected by Hurricane Dorian in Southeast United States to Close (news release)

Updated 8/30/19: CNN issued a report outlining the current forecast for Hurricane Dorian, which is expected to strike Florida as a major hurricane.

Hurricane Dorian strengthens to Category 3. It’s expected to get stronger before hitting Florida (full report)

Updated 8/30/19: FEMA issued an Emergency Declaration for areas in Florida affected by Tropical Storm Dorian beginning on August 28, 2019 and continuing.

Florida Hurricane Dorian (EM-3419)

Associated ZIP Code List

Updated 8/29/19: Fannie Mae issued a news release reminding those impacted by Hurricane Dorian of available mortgage assistance and disaster relief options.

Fannie Mae Reminds Residents and Mortgage Servicers of Assistance Options for Borrowers Affected by Hurricane Dorian

Updated 8/29/19: Freddie Mac issued a press release reminding reminding mortgage servicers of its disaster relief policies for borrowers as Hurricane Dorian approaches Florida.

Freddie Mac Confirms Disaster Relief Policies As Hurricane Dorian Approaches


Updated 8/29/19: The office of Florida Governor Ron DeSantis issued a state of emergency expanding upon the original proclamation to cover all 67 counties in anticipation of Hurricane Dorian.

Governor Ron DeSantis Provides Additional Updates on Hurricane Dorian Preparedness (press release, executive order)

Associated ZIP Code List

Updated 8/29/19: CBS News issued a report detailing the current impacts and forecast of Hurricane Dorian, which is expected to strike Florida during the Labor Day holiday weekend.

Hurricane Dorian Packing More Punch on Way to U.S. Mainland (full report)

Updated 8/29/19: The office of Georgia Governor Brian P. Kemp issued a state of emergency for 12 counties in anticipation of Hurricane Dorian.

Executive Order 8.29.19.01

Associated ZIP Code List

Updated 8/28/19: The office of Florida Governor Ron DeSantis issued a state of emergency for 26 counties in anticipation of Hurricane Dorian.

Governor Ron DeSantis Declares State of Emergency, Urges Floridians to Prepare for Hurricane Dorian (press release, executive order)

Associated ZIP Code List

Updated 8/28/19: CNN published a report offering the latest updates on Tropical Storm Dorian and its approach toward Puerto Rico.

Tropical Storm Dorian Nears Puerto Rico (full report)


Updated 8/28/19: FEMA issued an Emergency Declaration for areas in the U.S. Virgin Islands affected by Tropical Storm Dorian beginning on August 26, 2019 and continuing.

Virgin Islands Hurricane Dorian (EM-3418)

Associated ZIP Code List


Updated 8/27/19: FEMA issued an Emergency Declaration for areas in Puerto Rico affected by Tropical Storm Dorian beginning on August 26, 2019 and continuing.

Puerto Rico Tropical Storm Dorian (EM-3417)

Associated ZIP Code List


Disaster Alert
August 26, 2019

Source:  The Weather Channel

Tropical Storm Dorian will bring heavy rain and strong winds to the Windward Islands into early Tuesday. The storm has an uncertain future beyond that in the Caribbean Sea, the Bahamas and the Southeast U.S. into Labor Day weekend.

Dorian’s center passed near the south coast of Barbados late Monday night, producing squally conditions across much of the island.

At 9 pm EDT, Barbados Grantley Adams International Airport observed sustained winds of 38 mph, gusting to 55 mph.

Dorian will then move through the eastern Caribbean Sea and turn more toward the northwest. On this track, Dorian is expected to pass close to Puerto Rico and the Dominican Republic from Wednesday into Thursday.

Rains are expected to increase across these areas by late Tuesday, with marine conditions deteriorating. Rainfall amounts of 2 to 4 inches are possible in Puerto Rico, with localized totals up to 6 inches.

The latest forecast from the National Hurricane Center (NHC) calls for Dorian to be a hurricane as it nears Hispaniola and Puerto Rico. However, the intensity forecast is very challenging.

Sea surface temperatures are warm ahead of the system, favoring intensification.

However, the mid-level atmosphere is moderately dry, and and that may pump the brakes on any rapid strengthening. If the storm can develop an inner core of moisture and keep it walled off from the dry air, more sustained intensification would be possible.

Wind shear, the change in wind speed and direction with height, may also increase over the eastern Caribbean Sea. Shear can disrupt tropical storms and hurricanes by tilting the circulation or blowing thunderstorms away from the center.

For full report, please click the source link above.

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CHIEF EXECUTIVE OFFICER

Alan Jaffa

Alan Jaffa is the chief executive officer for Safeguard, steering the company as the mortgage field services industry leader. He also serves on the board of advisors for SCG Partners, a middle-market private equity fund focused on diversifying and expanding Safeguard Properties’ business model into complimentary markets.

Alan joined Safeguard in 1995, learning the business from the ground up. He was promoted to chief operating officer in 2002, and was named CEO in May 2010. His hands-on experience has given him unique insights as a leader to innovate, improve and strengthen Safeguard’s processes to assure that the company adheres to the highest standards of quality and customer service.

Under Alan’s leadership, Safeguard has grown significantly with strategies that have included new and expanded services, technology investments that deliver higher quality and greater efficiency to clients, and strategic acquisitions. He takes a team approach to process improvement, involving staff at all levels of the organization to address issues, brainstorm solutions, and identify new and better ways to serve clients.

In 2008, Alan was recognized by Crain’s Cleveland Business in its annual “40-Under-40” profile of young leaders. He also was named a NEO Ernst & Young Entrepreneur of the Year® finalist in 2013.

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Chief Operating Officer

Michael Greenbaum

Michael Greenbaum is the chief operating officer for Safeguard. Mike has been instrumental in aligning operations to become more efficient, effective, and compliant with our ever-changing industry requirements. Mike has a proven track record of excellence, partnership and collaboration at Safeguard. Under Mike’s leadership, all operational departments of Safeguard have reviewed, updated and enhanced their business processes to maximize efficiency and improve quality control.

Mike joined Safeguard in July 2010 as vice president of REO and has continued to take on additional duties and responsibilities within the organization, including the role of vice president of operations in 2013 and then COO in 2015.

Mike built his business career in supply-chain management, operations, finance and marketing. He has held senior management and executive positions with Erico, a manufacturing company in Solon, Ohio; Accel, Inc., a packaging company in Lewis Center, Ohio; and McMaster-Carr, an industrial supply company in Aurora, Ohio.

Before entering the business world, Mike served in the U.S. Army, Ordinance Branch, and specialized in supply chain management. He is a distinguished graduate of West Point (U.S. Military Academy), where he majored in quantitative economics.

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CHIEF INFORMATION OFFICER

Sean Reddington

Sean Reddington is the new Chief Information Officer for Safeguard Properties LLC. Sean has over 15+ years of experience in Information Services Management with a strong focus on Product and Application Management. Sean is responsible for Safeguard’s technological direction, including planning, implementation and maintaining all operational systems

Sean has a proven record of accomplishment for increasing operational efficiencies, improving customer service levels, and implementing and maintaining IT initiatives to support successful business processes.  He has provided the vision and dedicated leadership for key technologies for Fortune 100 companies, and nationally recognized consulting firms including enterprise system architecture, security, desktop and database management systems. Sean possesses strong functional and system knowledge of information security, systems and software, contracts management, budgeting, human resources and legal and related regulatory compliance.

Sean joined Safeguard Properties LLC from RenPSG Inc. which is a nationally leading Philintropic Software Platform in the Fintech space. He oversaw the organization’s technological direction including planning, implementing and maintaining the best practices that align with all corporate functions. He also provided day-to-day technology operations, enterprise security, information risk and vulnerability management, audit and compliance, security awareness and training.

Prior to RenPSG, Sean worked for DMI Consulting as a Client Success Director where he guided the delivery in a multibillion-dollar Fortune 500 enterprise client account. He was responsible for all project deliveries in terms of quality, budget and timeliness and led the team to coordinate development and definition of project scope and limitations. Sean also worked for KPMG Consulting in their Microsoft Practice and Technicolor’s Ebusiness Division where he had responsibility for application development, maintenance, and support.

Sean is a graduate of Rutgers University with a Bachelor of Arts and received his Masters in International Business from Central Michigan University. He was also a commissioned officer in the United States Air Force prior to his career in the business world.

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General Counsel and Executive Vice President

Linda Erkkila, Esq.

Linda Erkkila is the general counsel and executive vice president for Safeguard and oversees the legal, human resources, training, and compliance departments. Linda’s responsibilities cover regulatory issues that impact Safeguard’s operations, risk mitigation, enterprise strategic planning, human resources and training initiatives, compliance, litigation and claims management, and mergers, acquisition and joint ventures.

Linda assures that Safeguard’s strategic initiatives align with its resources, leverage opportunities across the company, and contemplate compliance mandates. Her practice spans over 20 years, and Linda’s experience covers regulatory disclosure, corporate governance compliance, risk assessment, executive compensation, litigation management, and merger and acquisition activity. Her experience at a former Fortune 500 financial institution during the subprime crisis helped develop Linda’s pro-active approach to change management during periods of heightened regulatory scrutiny.

Linda previously served as vice president and attorney for National City Corporation, as securities and corporate governance counsel for Agilysys Inc., and as an associate at Thompson Hine LLP. She earned her JD at Cleveland-Marshall College of Law. Linda holds a degree in economics from Miami University and an MBA. In 2017, Linda was named as both a “Woman of Influence” by HousingWire and as a “Leading Lady” by MReport.

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Chief Financial Officer

Joe Iafigliola

Joe Iafigliola is the Chief Financial Officer for Safeguard. Joe is responsible for the Control, Quality Assurance, Business Development, Accounting & Information Security departments, and is a Managing Director of SCG Partners, a middle-market private equity fund focused on diversifying and expanding Safeguard Properties’ business model into complimentary markets.

Joe has been in a wide variety of roles in finance, supply chain management, information systems development, and sales and marketing. His career includes senior positions with McMaster-Carr Supply Company, Newell/Rubbermaid, and Procter and Gamble.

Joe has an MBA from The Weatherhead School of Management at Case Western Reserve University, is a Certified Management Accountant (CMA), and holds a bachelor’s degree from The Ohio State University’s Honors Accounting program.

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AVP, High Risk and Investor Compliance

Steve Meyer

Steve Meyer is the assistant vice president of high risk and investor compliance for Safeguard. In this role, Steve is responsible for managing our clients’ conveyance processes, Safeguard’s investor compliance team and developing our working relationships with cities and municipalities around the country. He also works directly with our clients in our many outreach efforts and he represents Safeguard at a number of industry conferences each year.

Steve joined Safeguard in 1998 as manager over the hazard claims team. He was instrumental in the development and creation of policies, procedures and operating protocol. Under Steve’s leadership, the department became one of the largest within Safeguard. In 2002, he assumed responsibility for the newly-formed high risk department, once again building its success. Steve was promoted to director over these two areas in 2007, and he was promoted to assistant vice president in 2012.

Prior to joining Safeguard, Steve spent 10 years within the insurance industry, holding a number of positions including multi-line property adjuster, branch claims supervisor, and multi-line and subrogation/litigation supervisor. Steve is a graduate of Grove City College.

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AVP, Operations

Jennifer Jozity

Jennifer Jozity is the assistant vice president of operations, overseeing inspections, REO and property preservation for Safeguard. Jen ensures quality work is performed in the field and internally, to meet and exceed our clients’ expectations. Jen has demonstrated the ability to deliver consistent results in order audit and order management.  She will build upon these strengths in order to deliver this level of excellence in both REO and property preservation operations.

Jen joined Safeguard in 1997 and was promoted to director of inspections operations in 2009 and assistant vice president of inspections operations in 2012.

She graduated from Cleveland State University with a degree in business.

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AVP, Finance

Jennifer Anspach

Jennifer Anspach is the assistant vice president of finance for Safeguard. She is responsible for the company’s national workforce of approximately 1,000 employees. She manages recruitment strategies, employee relations, training, personnel policies, retention, payroll and benefits programs. Additionally, Jennifer has oversight of the accounts receivable and loss functions formerly within the accounting department.

Jennifer joined the company in April 2009 as a manager of accounting and finance and a year later was promoted to director. She was named AVP of human capital in 2014. Prior to joining Safeguard, she held several management positions at OfficeMax and InkStop in both operations and finance.

Jennifer is a graduate of Youngstown State University. She was named a Crain’s Cleveland Business Archer Award finalist for HR Executive of the Year in 2017.

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AVP, Application Architecture

Rick Moran

Rick Moran is the assistant vice president of application architecture for Safeguard. Rick is responsible for evolving the Safeguard IT systems. He leads the design of Safeguard’s enterprise application architecture. This includes Safeguard’s real-time integration with other systems, vendors and clients; the future upgrade roadmap for systems; and standards designed to meet availability, security, performance and goals.

Rick has been with Safeguard since 2011. During that time, he has led the system upgrades necessary to support Safeguard’s growth. In addition, Rick’s team has designed and implemented several innovative systems.

Prior to joining Safeguard, Rick was director of enterprise architecture at Revol Wireless, a privately held CDMA Wireless provider in Ohio and Indiana, and operated his own consulting firm providing services to the manufacturing, telecommunications, and energy sectors.

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AVP, Technology Infrastructure and Cloud Services

Steve Machovina

Steve Machovina is the assistant vice president of technology infrastructure and cloud services for Safeguard. He is responsible for the overall management and design of Safeguard’s hybrid cloud infrastructure. He manages all technology engineering staff who support data centers, telecommunications, network, servers, storage, service monitoring, and disaster recovery.

Steve joined Safeguard in November 2013 as director of information technology operations.

Prior to joining Safeguard, Steve was vice president of information technology at Revol Wireless, a privately held wireless provider in Ohio and Indiana. He also held management positions with Northcoast PCS and Corecomm Communications, and spent nine years as a Coast Guard officer and pilot.

Steve holds a BBA in management information systems from Kent State University in Ohio and an MBA from Wayne State University in Michigan.

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Assistant Vice president of Application Development

Steve Goberish

Steve Goberish, is the assistant vice president of application development for Safeguard. He is responsible for the maintenance and evolution of Safeguard’s vendor systems ensuring high-availability, security and scalability while advancing the vendor products’ capabilities and enhancing the vendor experience.

Prior to joining Safeguard, Steve was a senior technical architect and development manager at First American Title Insurance, a publicly held title insurance provider based in southern California, in addition to managing and developing applications in multiple sectors from insurance to VOIP.

Steve has a bachelor’s degree from Kent State University in Ohio.