FEMA Major Disaster Declaration – North Dakota Severe Winter Storm and Straight-line Winds

FEMA Alert
February 15, 2024  

FEMA has issued a Major Disaster Declaration for the state of North Dakota to supplement state, tribal and local recovery efforts in areas affected by a severe winter storm and straight-line winds from December 25-27, 2023.  The following counties have been approved for assistance:

Public Assistance:

  • Barnes
  • Cass
  • Dickey
  • Grant
  • LaMoure
  • Logan
  • McIntosh
  • Ransom
  • Richland
  • Sargent
  • Steele
  • Stutsman
  • Traill

 

North Dakota Severe Winter Storm and Straight-line Winds (DR-4760-ND)

Map of Affected Area

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

FEMA Major Disaster Declaration – Washington Wildfires

FEMA Alert
February 15, 2024  

***LAST UPDATED 4/10/24***

FEMA has issued a Major Disaster Declaration for the state of Washington to supplement state, tribal and local recovery efforts in areas affected by wildfires from August 18-25, 2023.  The following counties have been approved for assistance:

Individual Assistance:

  • Spokane

Public Assistance:

  • Spokane
  • Whitman

 

 

Washington Wildfires (DR-4759-WA)

President Joseph R. Biden, Jr. Approves Major Disaster Declaration for Washington

Map of Affected Area

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

FEMA Major Disaster Declaration – California Severe Storm and Flooding

FEMA Alert
February 19, 2024  

FEMA has issued a Major Disaster Declaration for the state of California to supplement state, tribal and local recovery efforts in areas affected by a severe storm and flooding from January 21-23, 2024.  The following counties have been approved for assistance:

Individual Assistance:

  • San Diego

 

California Severe Storm and Flooding (DR-4758-CA)

President Joseph R. Biden, Jr. Approves Major Disaster Declaration for California

Map of Affected Area

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

City Council Approves Vacant-Building Ordinance: Owners of Empty Buildings Must Provide Plans or Face Fines

One Community Update
February 15, 2024

Source: Yahoo! News

The Bakersfield City Council has taken another big step in an ongoing fight against blight within the city’s older urban core, putting some teeth in its efforts.

Bakersfield’s municipal government handed out $1 million to 22 local businesses through its Economic Opportunity Area Program just last month, assisting property owners whose buildings need repairs or upgrades in order to remain commercially viable.

Now, too few property owners whose vacant buildings have became attractive nuisances have demonstrated a real willingness to do something.

So much for the carrot. Behold the stick.

The city council approved a vacant nuisance registry ordinance Wednesday night that requires owners of unused, empty buildings  – both downtown and in Old Town Kern – to file paperwork with the city and place prominent signage that lists their name and contact information.

By a 5-2 vote, the council OK’d the ordinance calling on owners of properties left vacant for at least 30 days to submit a plan for the site. Failure to comply could mean fines or liens against those owners.

 

For full report, please click the source link above.

 

 

 

 

 

 

 

 

 

 

 

Hearing Set on Vacant Property Maintenance

One Community Update
February 15, 2024

Source: The Garden City News

During a hearing set for Thursday, March 7th, the Garden City Board of Trustees will discuss a proposed law aimed at requiring owners to maintain vacant and abandoned properties. As proposed the local law would also establish a registry of vacant or abandoned properties.

Trustee Charles Kelly noted that the March 7 hearing and the proposed new local law were created after reviews and input from the Village’s Legal Committee (consisting of Trustees Kelly and Ed Finneran).

“There were a number of complaints throughout the village about homes that remained vacant for extended periods of time, some with holes in the roof and some without windows. This has only affected about one-tenth of one percent of homes in Garden City, six to seven homes, but it created a significant issue for the people who live on those blocks and we wanted to give our municipal Building Department the necessary tools to address it….Obviously vacant houses with openings invite other danger to the neighborhood. These are the reasons we’re presenting the local law and scheduling the public hearing,” Trustee Kelly explained.

Mayor Mary Carter Flanagan said many members of the Board of Trustees have heard complaints from residents about vacant or abandoned houses nearby their own. “While it may not represent many homes, if those are the ones next door or across the street it is something the village wants to be able to address,” she commented at the meeting last Thursday night.

 

For full report, please click the source link above.

 

 

 

 

 

 

 

 

 

 

 

Zimmerman’s Bill Giving Locals More Tools to Address Blighted Properties Advances

One Community Update
February 16, 2024

Source: Yahoo! News

State Rep. Alex Zimmerman (R-North Vernon) said his bill to help local communities better address blighted properties recently advanced out of the Indiana House of Representatives unanimously.

According to the U.S. Department of Housing and Urban Development, vacant or abandoned properties can have profound negative impacts on communities including hurting property values, attracting crime and nuisance pests, and presenting health and safety hazards.

To tackle these issues, Indiana’s Unsafe Building law gives cities, town and counties the ability to order the repair or demolition of unsafe buildings. However, Zimmerman said local communities struggle to address derelict or abandoned mobile homes and are seeking the tools to do so via legislation.

“Blighted properties cause issue after issue for communities until they’re either repaired or torn down, and we’ve seen prolonged cases where locals don’t have the legal tools needed to resolve issues involving mobile or manufactured homes,” Zimmerman said. “Our goal is to close a gap in state law so that locals can address these problems, which present risks and dangers to the inhabitants and those around them.”

 

For full report, please click the source link above.

 

 

 

 

 

 

 

 

 

 

 

Blight Fight Shifting to Rehab

One Community Update
February 17, 2024

Source: altoonamirror.com

When Steve Karns of 21st Avenue in Fairview heard that the city planned to tear down a long-derelict house across from his home as part of its blighted property demolition program, he was encouraged.

When Karns subsequently learned that the city instead planned to renovate the house as part of a new program designed to get away from demolition and the creation of vacant lots that generate little tax revenue, Karns was skeptical because the house has deteriorated so badly and seemed too costly to fix.

Karns was still skeptical on Friday, but he became more receptive after learning that the city doesn’t necessarily need to be in the black after such projects, which involve acquisition, clearing the title, removing trash, hiring a contractor, supervising the renovation, then marketing and selling the property.

“I hope they can do it,” he said. “(But) we’ll see.”

After many months of discussion and preparatory efforts, the Redevelopment Authority/Land Bank board this week launched the program by advertising for contractor bids on the renovation of the house, which is on the corner of 21st Avenue and 14th Street.

There’s a pre-bid conference at 10 a.m. Feb. 28 at the house, and bids are due by 10 a.m. March 13 at the city’s Community Development Department in City Hall.

 

For full report, please click the source link above.

 

 

 

 

 

 

 

 

 

 

 

Carroll City Council Alters Proposed Vacant Property Ordinance, Begins Approval Process Over

One Community Update
February 17, 2024

Source: 1380kcim.com

The Carroll City Council made progress during the Monday, Feb. 12 meeting in implementing a vacant property ordinance intended to encourage owners to sell, lease, or otherwise utilize empty structures. The initial ordinance to be advanced by the council would have implemented a registration fee of $500 for functionally abandoned buildings, but it did not include provisions for vacant lots. Ward 3 Councilman Kyle Bauer, who was absent during the ordinance’s first reading last month, says he does not believe a $500 penalty is enough to encourage a property owner to take action.

Bauer recommended they return to the original language, which would put the vacant property penalty at one percent of the assessed valuation. At-Large Councilman LaVern Dirkx noted some properties that would be affected by the ordinance have very low valuations. Bauer and Ward 2 Councilman Jason Atherton suggested combining the two options.

While ordinances like this are common in other communities throughout Iowa, this would be the first for Carroll. Atherton says it is important residents understand the intent behind the ordinance.

The council favored making the changes, but City Attorney Dave Bruner advised they would need to begin the three-reading process over to follow proper procedure. The council voted unanimously to approve the amended ordinance. Two more readings are required before it would become active.

 

For full report, please click the source link above.

 

 

 

 

 

 

 

 

 

 

 

Fannie Mae Recognizes 32 High-Performing Mortgage Servicers

Industry Update
February 12, 2024

Source: Fannie Mae

Fannie Mae announced its 2023 Servicer Total Achievement and Rewards™ (STAR™) Program results, recognizing 32 mortgage servicers for competency, capacity, and overall performance. For more than a decade, Fannie Mae’s STAR Program has awarded high-performing mortgage servicers for their loan volume and portfolio composition, and for demonstrating leading practices to improve the housing industry.

“Our servicing partners’ success is essential to achieving Fannie Mae’s goal of preserving homeownership and maintaining the safety and soundness of our business,” said Cyndi Danko, Senior Vice President and Single-Family Chief Credit Officer, Fannie Mae. “We’re proud to recognize our top-performing STAR Program servicers and their commitment to ensuring operational excellence, reducing credit loss, and continuously improving the overall homebuyer experience.”

Since 2011, Fannie Mae’s STAR Program has enabled broad and lasting improvements across the mortgage servicing industry by promoting servicing knowledge and excellence. The program continues to gain positive momentum and has seen sustained servicer improvement in both metric performance and operational assessment results year over year.

For the 2023 program year, mortgage servicers were evaluated for STAR Performer recognition in three categories: General Servicing, Solution Delivery, and Timeline Management based on the results of the Servicer Capability Framework and STAR Performance Scorecard.

 

For full report, please click the source link above.

 

 

 

 

 

 

 

 

 

 

 

Freddie Mac Announces 2023 SHARP Award Winners

Industry Update
February 15, 2024

Source: Freddie Mac

Freddie Mac announced the nine winners of its 2023 Servicer Honors and Rewards Program (SHARP)SM, which annually recognizes mortgage loan Servicers for quality servicing, risk management and sustainable homeownership resulting in superior portfolio performance. The winners represent outstanding customer service and positive efforts to prevent and alleviate loan delinquencies. Rankings are automatically determined based on performance relative to other Servicers in each of three rank groups.

“We’re proud to honor and highlight the outstanding work undertaken by our Servicers and this year’s SHARP winners,” said Bill Maguire, Freddie Mac’s Vice President of Single-Family Servicing Portfolio Management. “We thank all our Servicers for their steadfast dedication to homeowners in need of mortgage relief and their contribution to help Freddie Mac make sustainable homeownership a reality.”

 

For full report, please click the source link above.