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FEMA Fire Management Assistance Declaration – Arizona Simmons Fire

Posted on June 4, 2024 by Safeguard
FEMA Fire Management Assistance Declaration – Arizona Simmons Fire

FEMA Alert
May 29, 2024  

FEMA has issued a Fire Management Assistance Declaration for the state of Arizona to supplement state, tribal and local recovery efforts in areas affected by the Simmons Fire on May 28, 2024.  The following counties have been approved for assistance:

Public Assistance:

  • Pinal

 

Arizona Simmons Fire (FM-5493-AZ)

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

Posted in FEMA Alerts, Featured ResourcesTagged FEMA, Arizona, Industry Alert, FEMA Alert, Fire Management Assistance Declaration, Simmons Fire

FEMA Major Disaster Declaration – Arkansas Severe Storms, Straight-line Winds, Tornadoes, and Flooding

Posted on May 31, 2024 by Safeguard
FEMA Major Disaster Declaration – Arkansas Severe Storms, Straight-line Winds, Tornadoes, and Flooding

FEMA Alert
May 30, 2024  

***LAST UPDATED 6/13/24***

FEMA has issued a Major Disaster Declaration for the state of Arkansas to supplement state, tribal, and local recovery efforts in areas affected by severe storms, straight-line winds, tornadoes and flooding from May 24-27, 2024.  The following counties have been approved for assistance:

Individual Assistance:

  • Baxter
  • Benton
  • Boone
  • Fulton
  • Greene
  • Madison
  • Marion
  • Randolph

Public Assistance:

  • Baxter
  • Benton
  • Boone
  • Carroll
  • Fulton
  • Madison
  • Marion
  • Nevada
  • Randolph
  • Sharp

 

Arkansas Severe Storms, Straight-line Winds, Tornadoes and Flooding (DR-4788-AR)

President Joseph R. Biden, Jr. Approves Major Disaster Declaration for Arkansas

Map of Affected Areas

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

Posted in FEMA Alerts, Featured ResourcesTagged FEMA, individual assistance, Arkansas, major disaster declaration, Industry Alert, FEMA Alert

Zombie Foreclosures Shrink to Even Smaller Portion of the U.S. Housing Stock in Second Quarter

Posted on May 30, 2024 by Safeguard
Zombie Foreclosures Shrink to Even Smaller Portion of the U.S. Housing Stock in Second Quarter

Industry Update
May 29, 2024

Source: ATTOM

ATTOM, a leading curator of land, property, and real estate data, today released its second-quarter 2024 Vacant Property and Zombie Foreclosure Report showing that 1.3 million (1,289,387) residential properties in the United States sit vacant. That figure represents about 1.3 percent, or one in 79 homes, across the nation – the same as in the first quarter of this year.

The report analyzes publicly recorded real estate data collected by ATTOM — including foreclosure status, equity and owner-occupancy status — matched against monthly updated vacancy data. (See full methodology below).

The report also reveals that 237,208 residential properties in the U.S. are in the process of foreclosure in the second quarter of this year, down 2.3 percent from the first quarter of 2024 and down 23.9 percent from the second quarter of 2023. Foreclosure activity has declined this year following a surge in cases that hit after a nationwide moratorium on lenders pursuing delinquent homeowners, imposed during the Coronavirus pandemic, was lifted in the middle of 2021.

Among those pre-foreclosure properties are about 6,945 sitting vacant as zombie foreclosures (pre-foreclosure properties abandoned by owners) in the second quarter of 2024. That figure is also down from the prior quarter, by 5.4 percent, and down 20.6 percent from a year ago.

The latest count of zombie homes continues a long-term pattern of those properties representing only a tiny portion of the nation’s total housing stock – currently at just one of every 14,724 homes around the U.S. The ratio is down from 13,905 in the prior quarter and from one in 11,577 in the second quarter of last year, to the lowest level since early 2021. Zombie foreclosures numbers remain so small that most neighborhoods around the country face little or no threat of the blight and decay those homes can spread.

The portion of pre-foreclosure properties that have been abandoned into zombie status, meanwhile, also went down slightly, from 3 percent in the first quarter of 2024 to 2.9 percent in the current quarter.

“Predictions of a huge spike in foreclosures after the moratorium, with the potential for a surge in zombie properties, never came true. Indeed, the opposite has happened, as abandoned homes in foreclosure continue to get harder and harder to find around the country,” said Rob Barber, CEO for ATTOM. “Some signs have popped up over the past year that the long U.S. housing market boom is giving back some of its gains, which could lead to declining equity and more foreclosures. We are still far from losing the benefit of having zombie properties nearly disappear from the housing market landscape.”

The dip in the number of zombie properties during the second quarter comes as the housing market remains buoyed by 12 years of price increases despite the recent markers of a slowdown.

The nationwide median home value dropped quarterly in the early months of 2024 by 4 percent, to $330,000, but was still up 3 percent from a year earlier, according to ATTOM’s home sales analysis. It has increased every year since 2012, more than doubling during that time. Those gains have fueled a historic rise in homeowner wealth to the point where almost 95 percent of owners paying off mortgages have at least some equity built up and nearly 50 percent owe less than half the estimated value of their properties.

 

For full report, please click the source link above.

 
Posted in Industry Updates, Featured ResourcesTagged ATTOM, Industry Update, Industry Alert, 2024 Vacant Property and Zombie Foreclosure ReportLeave a Comment on Zombie Foreclosures Shrink to Even Smaller Portion of the U.S. Housing Stock in Second Quarter

FEMA Fire Management Assistance Declaration – New Mexico Blue 2 Fire

Posted on May 30, 2024 by Safeguard
FEMA Fire Management Assistance Declaration – New Mexico Blue 2 Fire

FEMA Alert
May 26, 2024  

FEMA has issued a Fire Management Assistance Declaration for the state of New Mexico to supplement state, tribal and local recovery efforts in areas affected by the Blue 2 Fire on May 16, 2024.  The following counties have been approved for assistance:

Public Assistance:

  • Lincoln

 

New Mexico Blue 2 Fire (FM-5492-NM)

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

Posted in FEMA Alerts, Featured ResourcesTagged FEMA, Blue 2 Fire, Fire Management Assistance Declaration, FEMA Alert, Industry Alert, New Mexico

FEMA Major Disaster Declaration – Nebraska Severe Winter Storm and Straight-line Winds

Posted on May 25, 2024 by Safeguard
FEMA Major Disaster Declaration – Nebraska Severe Winter Storm and Straight-line Winds

FEMA Alert
May 24, 2024  

FEMA has issued a Major Disaster Declaration for the state of Nebraska to supplement state, tribal, and local recovery efforts in areas affected by a severe winter storm and straight-line winds from April 6-7, 2024.  The following counties have been approved for assistance:

Public Assistance:

  • Banner
  • Cheyenne
  • Dawes
  • Garden
  • Kimball
  • Morrill
  • Scotts Bluff
  • Sioux

 

Nebraska Severe Winter Storm and Straight-line Winds (DR-4786-NE)

President Joseph R. Biden, Jr. Approves Major Disaster Declaration for Nebraska

Map of Affected Areas

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

Posted in FEMA Alerts, Featured ResourcesTagged FEMA Alert, Industry Alert, major disaster declaration, Nebraska, individual assistance, FEMA

FEMA Major Disaster Declaration – Iowa Severe Storms, Tornadoes and Flooding

Posted on May 25, 2024 by Safeguard
FEMA Major Disaster Declaration – Iowa Severe Storms, Tornadoes and Flooding

FEMA Alert
May 24, 2024  

***LAST UPDATED: 7/2/24***

FEMA has issued a Major Disaster Declaration for the state of Iowa to supplement state, tribal, and local recovery efforts in areas affected by severe storms, tornadoes and flooding from May 20-31, 2024.  The following counties have been approved for assistance:

Individual Assistance:

  • Adair
  • Adams
  • Cedar
  • Jasper
  • Montgomery
  • Polk
  • Story

Public Assistance:

  • Adair
  • Adams
  • Buena Vista
  • Butler
  • Calhoun
  • Cedar
  • Cherokee
  • Clay
  • Dallas
  • Franklin
  • Hamilton
  • Hancock
  • Harrison
  • Humboldt
  • Iowa
  • Jackson
  • Jasper
  • Kossuth
  • Marshall
  • Mitchell
  • Montgomery
  • Muscatine
  • Polk
  • Pottawattamie
  • Poweshiek
  • Shelby
  • Story
  • Tama
  • Wright

 

Iowa Severe Storms (DR-4784-IA)

President Joseph R. Biden Approves Major Disaster Declaration for Iowa

Map of Affected Area

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

Posted in FEMA Alerts, Featured ResourcesTagged major disaster declaration, FEMA Alert, Industry Alert, Iowa, individual assistance, FEMA

FEMA Major Disaster Declaration – Maine Severe Winter Storm

Posted on May 25, 2024 by Safeguard
FEMA Major Disaster Declaration – Maine Severe Winter Storm

FEMA Alert
May 24, 2024  

FEMA has issued a Major Disaster Declaration for the state of Maine to supplement state, tribal, and local recovery efforts in areas affected by a severe winter storm from April 3-5, 2024.  The following counties have been approved for assistance:

Public Assistance:

  • Cumberland
  • York

 

Maine Severe Winter Storm (DR-4785-ME)

President Joseph R. Biden, Jr. Approves Major Disaster Declaration for Maine

Map of Affected Areas

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

Posted in FEMA Alerts, Featured ResourcesTagged FEMA Alert, Industry Alert, major disaster declaration, Maine, FEMA, individual assistance

FEMA Major Disaster Declaration – West Virginia Severe Storms, Flooding, Landslides and Mudslides

Posted on May 25, 2024 by Safeguard
FEMA Major Disaster Declaration – West Virginia Severe Storms, Flooding, Landslides and Mudslides

FEMA Alert
May 24, 2024  

***LAST UPDATED: 7/8/24***

FEMA has issued a Major Disaster Declaration for the state of West Virginia to supplement state, tribal, and local recovery efforts in areas affected by severe storms, flooding, landslides and mudslides from April 11 – 12, 2024.  The following counties have been approved for assistance:

Individual Assistance:

  • Hancock
  • Kanawha
  • Marshall
  • Ohio
  • Roane
  • Wetzel
  • Wood

Public Assistance:

  • Boone
  • Brooke
  • Doddridge
  • Gilmer
  • Hancock
  • Lincoln
  • Marshall
  • Ohio
  • Tyler
  • Wetzel

 

West Virginia Severe Storms, Flooding, Landslides and Mudslides (DR-4787-WV)

President Joseph R. Biden, Jr. Approves Major Disaster Declaration for West Virginia

Map of Affected Areas

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

Posted in FEMA Alerts, Featured ResourcesTagged major disaster declaration, FEMA Alert, Industry Alert, West Virginia, individual assistance, FEMA

The Fight Against Blight – How Mayor Young, Code Enforcement Team are Tidying Up Our Neighborhoods While Tackling Crime

Posted on May 23, 2024 by Safeguard
The Fight Against Blight – How Mayor Young, Code Enforcement Team are Tidying Up Our Neighborhoods While Tackling Crime

One Community Update
May 11, 2024

Source: www.actionnews5.com

Cracking down on crime in Memphis, one blighted house at a time. Mayor Paul Young gave the code enforcement team a daunting task: speed up the clean-up of dilapidated homes that attract vagrants and violence in neighborhoods.

It takes at least 120 to 180 days for the citation process to work, and often the courts must get involved. But getting the inspector out to your neighborhood is an important first step.

At an abandoned house on Princeton Avenue in Binghampton on Friday, code enforcement inspector Marc Middlebrooks became a key part of Mayor Young’s Operation Code Zero crime mitigation plan.

“We want to make sure that we try to get the house boarded and secured,” Middlebrooks told Action News 5, “and eventually rehabbed so someone can actually be living in the house.”

If the out-of-town owner doesn’t make improvements and the house is vacant, the city will cut the grass, board up the windows and place a lien on the property.

The city hires contract crews to cut the grass at more than 9,000 private properties each year with a budget of about $1.7 million.

A few doors down, 79-year-old Mattie Latiker helped grandson Anthony pull weeds and plant flowers.

“Because I want it to look nice in the neighborhood,” she said, “I want the yard to look good.”

Anthony and his wife Tokia bought their home two years ago. They welcomed their daughter, Amoura, four months ago. Now, with three children to raise and protect, they welcome the new emphasis on fighting blight.

”I think it was overdue,” said Tokia, “We’re very appreciative of the measures that they’re taking to clean up the street.”

The next stop for Inspector Middlebrooks was a home destroyed by fire five months ago.

Code enforcement already cited the owner in March, but he’s elderly and unable to make repairs.

Concerned neighbors quickly came outside to ask Public Works Director Robert Knecht, the man in charge of the code enforcement division, how long it’s going to take to condemn the property and tear it down.

“I’m so thankful to see code enforcement stepping in and helping keep our neighborhoods clean and bright,” said Shelley Arnsman, “because this has been an eyesore for years, especially as it’s crumbled apart.”

Operation Code Zero is a holistic approach to crime-fighting. Memphis Police sweep each precinct, arresting fugitives and lawbreakers, and confiscating weapons and drugs.

Code Enforcement saturation follows, and the inspectors are out there grinding every day at a pace not seen before.

“This is our first time doing it,” said Knecht, “We’re seeing some really, good outcomes. We’re being more proactive than we’ve ever been, so that’s really what I think we’re trying to accomplish.”

It’s quite a challenge—in the last decade, Knecht said there’s been a 12% increase in single-family homes in Memphis owned by out-of-state investors.

Investor-owned properties generate three times the number of code violations compared to owner-occupied properties.

Homeowners on Princeton watching the code inspectors post notice after notice on the eyesores on their street, applaud the city’s effort.

“Because that makes you love your neighborhood,” said Anthony Latiker, “it makes you want to have more pride about your city and take care of your street.

I like the initiative they’re doing right now.”  The City of Memphis Solid Waste division created strike teams as part of Operation Code Zero.

They work closely with code enforcement, targeting dump sites and piles of garbage in neighborhoods.

 

For full report, please click the source link above.

Posted in Industry Updates, Featured ResourcesTagged One Community, Blight Fight, Industry Alert, neighborhood revitalization, Community AlertLeave a Comment on The Fight Against Blight – How Mayor Young, Code Enforcement Team are Tidying Up Our Neighborhoods While Tackling Crime

KC Cracks Down on Illegal Dumping with New Proposals

Posted on May 23, 2024 by Safeguard
KC Cracks Down on Illegal Dumping with New Proposals

One Community Update
May 22, 2024

Source: www.kctv5.com

Illegal dumping, it’s not a pretty sight and has been a persistent annoyance for many neighborhoods in Kansas City, for generations.

From mattresses and bed frames to piles of tires and trash, these are just some of the items KCTV5 found illegally dumped.

City council members are trying to crack down on the issue with new legislation aimed at tougher penalties and more surveillance.

KCMO council members Crispin Rea, Melissa Patterson Hazley and Melissa Robinson all brought forth proposals to address the issue.

Those include:

Increasing the fines for people who dump trash on vacant lots, unimproved areas, and Land Bank properties to $500 and $750 for repeated offenders.

Residents can request an unlimited number of free, curbside pick-ups for bulky items.

Organize an event for residents to drop-off trash in dumpsters.

Legislators said they’ve also hired five additional investigators this year, last year they only had one.

“We have seen around 200 cases actually reference to the municipal prosecutor’s office, which is more than what you expect,” said Rea. Rea said with the new proposals and additional surveillance he’s hopeful the city will have cleaner neighborhoods.

“We are taking a very comprehensive approach. there is improvement in every step of the system along the way from the abatement to the investigation to the penalty phase and beyond.”

“Yeah, it’s a reoccurring issue,” said Alana Henry, the Executive director for Ivanhoe Neighborhood Council. Henry works with the Ivanhoe Neighborhood Council and said the area is flooded with trash, especially down Woodland Ave. She hopes the city looks at the difficulties navigating trash pickup. “If a trash crew comes through and they don’t pick up all the trash that has been set up on the curb, then what often happens, is the homeowner then finds an alternative location to put that residential trash,” said Henry.

Henry said she doesn’t think there is just one answer, but rather a multitude of answers.

“I think equipping neighborhoods with financial support to address the problem is a great place to start, actual prosecution of folks who are caught dumping illegally and making the process easier for average citizens to dispose of their household trash,” said Henry.

 

For full report, please click the source link above.

Posted in Industry Updates, Featured ResourcesTagged Blight Fight, Industry Alert, One Community, neighborhood revitalization, Community AlertLeave a Comment on KC Cracks Down on Illegal Dumping with New Proposals

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    CEO

    Alan Jaffa

    Alan Jaffa is the Chief Executive Officer for Safeguard Properties, steering the company as the mortgage field services industry leader. He also serves on the board of advisors for SCG Partners, a middle-market private equity fund focused on diversifying and expanding Safeguard Properties’ business model into complimentary markets.

    Alan joined Safeguard in 1995, learning the business from the ground up. He was promoted to Chief Operating Officer in 2002, and was named CEO in May 2010. His hands-on experience has given him unique insights as a leader to innovate, improve and strengthen Safeguard’s processes to assure that the company adheres to the highest standards of quality and customer service.

    Under Alan’s leadership, Safeguard has grown significantly with strategies that have included new and expanded services, technology investments that deliver higher quality and greater efficiency to clients, and strategic acquisitions. He takes a team approach to process improvement, involving staff at all levels of the organization to address issues, brainstorm solutions, and identify new and better ways to serve clients.

    In 2008, Alan was recognized by Crain’s Cleveland Business in its annual “40-Under-40” profile of young leaders. He also was named a NEO Ernst & Young Entrepreneur Of The Year® Award finalist in 2013.

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    Linda Erkkila is the General Counsel and Executive Vice President for Safeguard Properties, with oversight of legal, human resources, training, and compliance. Linda’s broad scope of oversight covers regulatory issues that impact Safeguard’s operations, risk mitigation, strategic planning, human resources and training initiatives, compliance, insurance, litigation and claims management, and counsel related to mergers, acquisition and joint ventures.

    Linda assures that Safeguard’s strategic initiatives align with its resources, leverage opportunities across the company, and contemplate compliance mandates. She has practiced law for 25 years and her experience, both as outside and in-house counsel, covers a wide range of corporate matters, including regulatory disclosure, corporate governance compliance, risk assessment, compensation and benefits, litigation management, and mergers and acquisitions.

    Linda earned her JD at Cleveland-Marshall College of Law. She holds a degree in economics from Miami University and an MBA. Linda was previously named as both a “Woman of Influence” by HousingWire and as a “Leading Lady” by MReport.

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    Michael Greenbaum is the Chief Operating Officer of Safeguard Properties, where he has played a pivotal role since joining the company in July 2010. Initially brought on as Vice President of REO, Mike’s exceptional leadership and strategic vision quickly propelled him to Vice President of Operations in 2013, and ultimately to COO in 2015. Over his 14-year tenure at Safeguard, Mike has been instrumental in driving change and fostering innovation within the Property Preservation sector, consistently delivering excellence and becoming a trusted partner to clients and investors.

    A distinguished graduate of the United States Military Academy at West Point, Mike earned a degree in Quantitative Economics. Following his graduation, he served in the U.S. Army’s Ordnance Branch, where he specialized in supply chain management. Before his tenure at Safeguard, Mike honed his expertise by managing global supply chains for 13 years, leveraging his military and civilian experience to lead with precision and efficacy.

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    Joe Iafigliola is the Chief Financial Officer for Safeguard Properties. Joe is responsible for the Control, Quality Assurance, Business Development, Marketing, Accounting, and Information Security departments. At the core of his responsibilities is the drive to ensure that Safeguard’s focus remains rooted in Customer Service = Resolution. Through his executive leadership role, he actively supports SGPNOW.com, an on-demand service geared towards real estate and property management professionals as well as individual home owners in need of inspection and property preservation services. Joe is also an integral force behind Compliance Connections, a branch of Safeguard Properties that allows code enforcement professionals to report violations at properties that can then be addressed by the Safeguard vendor network. Compliance Connections also researches and shares vacant property ordinance information with Safeguard clients.

    Joe has an MBA from The Weatherhead School of Management at Case Western Reserve University, is a Certified Management Accountant (CMA), and holds a bachelor’s degree from The Ohio State University’s Honors Accounting program.

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