FEMA Declared Disaster Northern Mariana Islands

FEMA Alert
September 29, 2018

FEMA issued a Presidential Major Disaster Declaration for areas in the Commonwealth of the Northern Mariana Islands affected by Typhoon Mangkhut from September 10-11, 2018. The following municipalities are eligible for assistance:

Individual/Public Assistance

  • Rota
  • Saipan
  • Tinian

FEMA Release: Declared Disaster for Northern Mariana Islands

ZIP Code List for FEMA Declared Disaster for Northern Mariana Islands

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

FEMA Declared Disaster New York

FEMA Alert
October 1, 2018

FEMA issued a Presidential Major Disaster Declaration for areas in New York affected by severe storms and flooding from August 13-15, 2018. The following counties are eligible for assistance:

Public Assistance

  • Broome
  • Chemung
  • Chenango
  • Delaware
  • Schuyler
  • Seneca
  • Tioga

FEMA Release: Declared Disaster for New York

ZIP Code List for FEMA Declared Disaster for New York

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

FEMA Declared Disaster Guam

FEMA Alert
October 1, 2018

FEMA issued a Presidential Major Disaster Declaration for areas in the Territory of Guam affected by Typhoon Mangkhut from September 10-11, 2018. The entire territory is eligible for Public Assistance.

FEMA Release: Declared Disaster for Guam

ZIP Code List for FEMA Declared Disaster for Guam

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

At Least Three Named Storms Will Affect Parts of the U.S. This Week

Updated 10/1/18: FEMA issued a Presidential Major Disaster Declaration for areas in the Territory of Guam affected by Typhoon Mangkhut from September 10-11, 2018.

Link to All Client Alert

Updated 9/29/18: FEMA issued a Presidential Major Disaster Declaration for areas in the Commonwealth of the Northern Mariana Islands affected by Typhoon Mangkhut from September 10-11, 2018.

Link to All Client Alert

Updated 9/27/18: FEMA issued a Presidential Major Disaster Declaration for areas in Hawaii affected by Hurricane Lane from August 22-29, 2018.

Link to All Client Alert

Updated 9/12/18: FEMA issued an Emergency Declaration for areas in Hawaii due to the emergency conditions in the area affected by Tropical Storm Olivia beginning on September 9, 2018 and continuing.

Link to declaration

Link to associated ZIP Code List

NOTE: This has not yet been declared a Presidential Major Disaster.

Updated 9/11/18: FOX News issued a report titled Tropical Storm Olivia approaches Hawaii with wind, rain.

Link to report

Updated 9/10/18: FEMA issued an Emergency Declaration for the Commonwealth of Northern Mariana Islands due to the emergency conditions in the area affected by Typhoon Mangkhut beginning on September 10 and continuing.

Link to declaration

Link to associated ZIP Code List

NOTE: This has not yet been declared a Presidential Major Disaster.

Updated 9/10/18: The Independent published an article titled Hurricane Olivia: Powerful storm barrels toward Hawaii threatening to bring heavy rain.

Link to article

Updated 9/9/18: The office of Hawaii Governor David Ige issued a press release titled Gov. Ige Signs Emergency Proclamation in Anticipation of Hurricane Olivia.

Link to press release

Link to associated ZIP Code List

Updated 9/9/18: The Weather Channel issued a report titled Typhoon Mangkhut Lashes Mariana Islands, Including Guam.

Link to article

All Client Alert
September 9, 2018

Source: The Weather Channel

Additional Resources:

Guam Governor Emergency Declaration ZIP Code List (reported by FEMA 9/9/18)

Northern Mariana Islands Governor Declaration ZIP Code List (reported by FEMA 9/9/18)

Guam Homeland Security (JIC Release No. 9 – Tropical Storm Update: Governor Declares Guam in COR3; Residents Urged to Continue to Prepare)

NOAA Tropical Storm Activity Coastal County ZIP Code List

Safeguard Properties Disaster Update Center

A rare configuration in the tropics may lead to three or four tropical cyclones affecting parts of the United States and its territories this week. The scope of these potential threats extends from the western Pacific to the Caribbean to the U.S. East Coast.

The systems are:

  • Tropical Storm Florence, located in the middle of the North Atlantic on Sunday morning. Florence is expected to restrengthen into a major hurricane, and there is an increasing chance it will reach the U.S. East Coast later this week.
  • Hurricane Olivia, hundreds of miles east of Honolulu, Hawaii. Still a Category 1 hurricane on Sunday morning, Olivia has been weakening, and that trend is expected to continue. However, Olivia will continue moving to the west or west-southwest and is predicted to be near the island chain around Wednesday as a tropical storm.
  • A typhoon in the western Pacific called Mangkhut. Computer models agree Mangkhut will be approaching Guam, perhaps as a Category 3 equivalent or stronger, on Monday local time.
  • Isaac in the tropical Atlantic is expected to approach the eastern Caribbean as a hurricane late week. It is possible this system could affect the U.S. Virgin Islands and Puerto Rico.

Eric Blake of the National Hurricane Center points out on Twitter how unusual it is to have so many far-flung threats to U.S. territory from tropical cyclones in a short period.

Each of these 1992 storms was a major landfall.

  • Hurricane Andrew plowed into Florida just south of Miami as a Category 5 storm on Aug. 24. Damage was catastrophic, totaling some $27 billion (1992 USD), and 65 direct and indirect deaths were reported. Andrew’s strength at landfall was upgraded from Category 4 to 5 after an expert review in 2004.
  • Typhoon Omar struck the U.S. territory of Guam as a Category 3 storm on Aug. 28.  Omar destroyed some 2,000 homes on Guam, injured more than 200 people, inflicted $457 million in damage (1992 USD), and dropped 20.44 inches of rain on the National Weather Service office.
  • Hurricane Iniki struck the Hawaiian island of Kauai as a Category 4 storm on Sept. 11. Iniki was the strongest hurricane by far known to make landfall on Hawaii. Iniki was also Hawaii’s most damaging hurricane on record, with some 1,400 homes destroyed and damages totaling $3.1 billion (1992 USD). Six deaths were reported.

This Week’s Threats: A Variety of Confidence Levels

Among the possible threats this week, there is very high confidence that Olivia will be approaching Hawaii around Wednesday, but the hurricane will be weakening and will likely be a tropical storm by that point. Only two hurricanes and two tropical storms have made landfall on Hawaii in at least the last 60 years, according to NOAA.

There is increasing confidence that Florence will affect the U.S. East Coast as a powerful hurricane by the latter part of this week.

Typhoon Mangkhut will pass near Guam starting Monday where a typhoon warning is in effect.

Isaac is forecast to move into the Lesser Antilles late this week as a hurricane. It’s uncertain what, if any, impacts Isaac may have on Puerto Rico and the Virgin Islands.

How Can There Be So Many Strong Storms in So Many Places?

The usual pattern during the Northern Hemisphere hurricane season is for one part of the tropics to be more active while another part is more quiet. For example, El Niño years tend to produce greater tropical activity in the northeast Pacific and less in the Atlantic, with the opposite holding true for La Niña years.

Another factor is the Madden-Julian Oscillation, which features a large zone of rising motion that straddles the equator and circles the globe about every 40 to 60 days. When the MJO is positioned to favor rising motion and hurricane development in the Pacific, it is typically suppressing activity in the Atlantic, and vice versa.

Because of these factors, it’s unusual to have active periods simultaneously over the Atlantic as well as the Northeast, Central, and Northwest Pacific. However, it is still possible for a strong hurricane to develop even where El Niño/La Niña or the MJO are in an unfavorable state.

Currently, the tropical Pacific is neutral (neither El Niño nor La Niña are in place), and the MJO is relatively weak. This may be helping to pave the way to see major storms across the Pacific and Atlantic at the same time.

Another element that supports widespread tropical activity is warm ocean temperatures, especially those above 80 degrees Fahrenheit. Sea surface temperatures are currently above average across large parts of the Northern Hemisphere tropics and subtropics.

Part of this week’s remarkable coincidence is also simply bad geographic luck. Guam, Hawaii, Puerto Rico, and the U.S. Virgin Islands are all small islands, dwarfed by the size of surrounding oceans, so the odds of a hurricane or typhoon affecting each of them within days are exceptionally low.

FHA INFO #18-42: FHA Disaster-Related Policy Waiver Issued in the Presidentially-Declared Major Disaster Area of Lake and Shasta Counties Due to the California Wildfires and High Winds Declaration

Source: HUD

Today, the Federal Housing Administration (FHA) issued a waiver of its policy on the timeframe for completing the inspection of properties prior to closing or submitting the mortgage for FHA insurance endorsement in the August 4, 2018, Presidentially-Declared Major Disaster Area (PDMDA) due to the California Wildfires and High Winds declaration (DR-4382) in Lake and Shasta Counties.

  • For mortgages in process secured by properties in a PDMDA that have not closed or are pending endorsement, mortgagees must follow the guidance contained in the Single Family Housing Policy Handbook 4000.1 (SF Handbook) Section II.A.7.c, Inspection and Repair Escrow Requirements for Mortgages Pending Closing or Endorsement in Presidentially-Declared Major Disaster Areas. FHA’s current policy requires that a damage inspection be performed following the close of the Incident Period as defined by the Federal Emergency Management Agency (FEMA).
  • FHA believes that wildfires, and the high winds that fanned them, in Lake and Shasta Counties have stabilized to the extent that further damage to the properties appear unlikely, despite FEMA not having closed its Incident Period for the PDMDAs in these areas. However, mortgagees should continue to monitor FEMA’s website to ascertain the latest information on this PDMDA, as additional areas could be added until the Incident Period has closed.
  • As a result, today, FHA issued a waiver for properties in Lake and Shasta Counties, CA, regarding the timing of the required inspection, allowing damage inspections to be completed beginning October 2, 2018, for properties located in the PDMDA.
  • This waiver does not affect mortgagees’ obligations to exercise prudent lending practices and ensure that mortgages they submit for endorsement fully comply with FHA’s property eligibility requirements, as well as any property condition requirements related to claims processing.

Mortgagees can find more information about FHA’s PDMDA policies, as well as the 203(h) Mortgage Insurance for Disaster Victims Program and the 203(k) Rehabilitation Mortgage Insurance Program, on the FHA Resource Center’s Online Knowledge Base.

Quick Links

Resources
Contact the FHA Resource Center:

  • Visit our online knowledge base to obtain answers to frequently asked questions 24/7 atwww.hud.gov/answers.
  • E-mail the FHA Resource Center atanswers@hud.gov. Emails and phone messages will be responded to during normal hours of operation, 8:00 AM to 8:00 PM (Eastern), Monday through Friday on all non-Federal holidays.
  • Call 1-800-CALLFHA (1-800-225-5342). Persons with hearing or speech impairments may reach this number by calling the Federal Relay Service at 1-800-877-8339.

Tropical Storm Rosa’s Remnants Likely to Bring Widespread Heavy Rain, Flash Flooding to Southwest US

Updated 11/30/18: FEMA issued a Presidential Major Disaster Declaration for areas in the Tohono O’odham Nation (Arizona) affected by severe storms and flooding from October 1-3, 2018.

Link to Industry Alert

Updated 10/2/18: The office of Utah Governor Gary Herbert issued an executive order declaring a statewide emergency due to potential flooding.

Link to executive order

Link to associated ZIP Code list

Updated 10/2/18: AccuWeather published a report titled Rosa and non-tropical storm to deliver dangerous flooding, drought-busting rain in southwestern US.

Link to article

All Client Alert
September 30, 2018

Source: ABC News

As forecast, Hurricane Rosa weakened to Tropical Storm Rosa as it moved over the cooler waters of the northern coast of Mexico on Sunday. However, Rosa will still bring flooding rains across northern Mexico and the southwest U.S. over the coming days.

Rosa had winds of 65 mph as of 8 p.m. local time Sunday, and was located 200 miles southwest of Punta Eugenia, Mexico.

Rosa continued to move north on Sunday. Meanwhile, a trough is beginning to take shape over the Pacific Ocean and move east toward the West Coast of the U.S. As Rosa approaches the Baja California peninsula on Monday as a tropical storm it will begin to push deep tropical moisture northward into the southwest U.S.

Rosa will bring up to 10 inches of rain in parts of Mexico on Monday. Then, tropical moisture interacting with the approaching trough will create widespread heavy rainfall in the Southwest over the coming days. Locally, 1 to 4 inches of rain will cause dangerous flash flooding, debris flows and possibility landslides in the desert.

Deep tropical moisture will cause rainfall rates to approach 2 to 3 inches per hour in spots, especially in parts of southern Nevada and Arizona. As much as 2 to 4 inches of rain is expected in parts of the Southwest, especially over much of Arizona. Flash flooding is possible with rapidly deteriorating conditions due to the scattered nature of tropical rain.

It would be extremely ill advised to venture out into the desert on foot with the threat of tropical rainfall. Heavy rain could cause canyons to become raging rivers and thunderstorms will bring locally gusty winds and blowing dust.

The approaching trough will bring some locally heavy rain to parts of the Southern California coastline. Rainfall totals of over half an inch are possible, which could cause minor debris flows and slick roadways. This would be the region’s first rainfall of their wet season.

Some scattered tropical rain showers will begin to approach Arizona late Sunday and early Monday, before the rain becomes more widespread late Monday and Tuesday. Heavy rain will spread into the Four Corners on Tuesday and last through Wednesday.

Dramatic temperature changes

October can see some intense temperature swings across the U.S. as the Arctic gets cooler, but the tropics remain quite warm. Sometimes this leads to dramatic changes in temperature over short distances. There is a great example of dramatic temperature differences through the central U.S. on Sunday.

There is nearly a 20-degree temperature difference between Kansas City, Missouri, and Omaha, Nebraska, and between St. Louis and Des Moines, Iowa.

Over the next few days, lingering summer warmth will try to build and expand again. Much of the central and eastern U.S. is expected to see a warm start to October with widespread 80s from the Southern Plains to parts of the Northeast. New York City could reach 80 degrees on Tuesday, which would be approximately 10 degrees above average.

Our long term climate forecast is indicating high chances for above-average temperatures for the eastern U.S. through the first half of October.

Cleveland Heights May Explore Bond Ordinance

Updated 10/3/18: Cleveland.com published an article titled Cleveland Heights enacts foreclosure bonds: City Council recap.

Link to article

Additional Resources:

Cleveland Heights City Council
Meeting Agenda (October 3)
Meeting Video
Ordinance 110-2018 full text (commercial properties)
Ordinance 111-2018 full text (residential properties)

Updated 8/15/18: Cleveland.com published an article titled Foreclosure bond moving toward enactment in Cleveland Heights.

Link to article

Updated 8/15/18: Cleveland.com published an article titled Foreclosure bond moving toward enactment in Cleveland Heights.

Link to article

Updated 6/7/18: Cleveland.com published an article titled Cleveland Heights council still reviewing idea of foreclosure bonds.

Link to article

Additional Resources:

Cleveland Heights City Council ( May 29 meeting policy/administrative analysisJune 4 meeting video)

Legislation Update
January 24, 2018

Blog Excerpt:

In other business at the Jan. 16 meeting, City Council heard from residents Gary Benjamin and Melody Hart on behalf of the Greater Cleveland Congregations organization, renewing their call for a local “foreclosure bond” ordinance.

Elsewhere, similar legislation requires that banks post the foreclosure bond to pay for maintenance of vacated homes.

Benjamin noted that of the estimated 200 foreclosed homes in Cleveland Heights, roughly half may be in the Noble neighborhood, driving down surrounding property values as they continue to deteriorate.

Mayor Carol Roe said she has supported the legislative proposal in the past, put forward by her predecessor on council, Jeff Coryell, in 2015.

She added that while $10,000 has been the historical standard for the foreclosure bond, the city may want to look at $12,000 to $15,000, given the age of Cleveland Heights’ housing stock.

Source: The Plain Dealer (full blog)

FHLMC Guide Bulletin 2018-17: Temporary Requirements for Properties Affected by Hurricane Florence and Other Disasters

Source: Freddie Mac

As communities affected by Hurricane Florence continue to rebuild, we’re committed to helping you and your borrowers during this difficult time.

Today, we’re providing guidance and flexibilities for impacted mortgages to be sold to and serviced for Freddie Mac. Single-Family Seller/Servicer Guide (Guide) 2018-17 Bulletin:

  • Announces temporary revisions to our selling requirements for certain mortgages secured by properties, or for borrowers with places of employment (as applicable), in Eligible Disaster Areas as a result of Hurricane Florence; and
  • Reminds Servicers that the temporary reimbursement process for property inspections of mortgaged premises located in an Eligible Disaster Area is applicable to all property inspections conducted on and after August 29, 2017.

For details on the temporary requirements announced, please read Guide Bulletin 2018-17 [pdf].

FEMA Declared Disaster California

FEMA Alert Update
October 4, 2018

FEMA issued an update to a Presidential Major Disaster Declaration for areas in California affected by wildfires and high winds that took place July 23 to September 19, 2018. The following county is eligible for assistance:

Public Assistance

  • Lake

FEMA Release: Declared Disaster Amendment for California

ZIP Code List for FEMA Declared Disaster for California


FEMA Alert Update
October 1, 2018

FEMA issued an update to a Presidential Major Disaster Declaration for areas in California affected by wildfires and high winds beginning July 23, 2018 and continuing. The action closes the incident period on September 19, 2018.


FEMA Alert Update
August 17, 2018

FEMA issued an update to a Presidential Major Disaster Declaration for areas in California affected by wildfires and high winds beginning July 23, 2018 and continuing. The following county is eligible for assistance:

Individual Assistance

  • Lake

FEMA Release: Declared Disaster Amendment for California

ZIP Code List for FEMA Declared Disaster for California


FEMA Alert
August 4, 2018

FEMA issued a Presidential Major Disaster Declaration for areas in California affected by wildfires and high winds beginning July 23, 2018 and continuing. The following county is eligible for assistance:

Individual/Public Assistance

  • Shasta

FEMA Release: Declared Disaster for California

ZIP Code List for FEMA Declared Disaster for California

MapAlert Disaster Viewer

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

Fatal Wildfire Rips Through California Towns

Updated 10/4/18: FEMA issued an update to a Presidential Major Disaster Declaration for areas in California affected by wildfires and high winds that took place July 23 to September 19, 2018.

Link to All Client Alert

Updated 10/2/18: The Federal Housing Administration (FHA) issued a waiver of its policy on time frame for completing the inspection of properties prior to closing or submitting the mortgage for FHA insurance endorsement in the August 4, 2018, Presidentially-Declared Major Disaster Area (PDMDA) due to the California Wildfires and High Winds declaration (DR-4382) in Lake and Shasta Counties.

Link to All Client Alert

Updated 8/17/18: FEMA issued an update to a Presidential Major Disaster Declaration for areas in California affected by wildfires and high winds beginning July 23, 2018 and continuing.

Link to All Client Alert

Updated 8/9/18: The office of California Governor Edmund G. Brown Jr. issued a press release titled Governor Brown Declares State of Emergency in Orange and Riverside Counties Due to Holy Fire.

Link to press release

Link to county ZIP Code List

MapAlert Disaster Viewer

NOTE: This is independent from any FEMA Declared Disaster.

Updated 8/8/18: Freddie Mac issued a press release titled Freddie Mac Releases Natural Disaster Relief Policies for Mortgage Assistance to Aid Those Affected by California Wildfires.

Link to All Client Alert

Updated 8/7/18: Fannie Mae issued a press release titled Fannie Mae Reminds Homeowners and Servicers of Mortgage Assistance Options for Areas Affected by the California Wildfires.

Link to All Client Alert

Updated 8/4/18: FEMA issued a Presidential Major Disaster Declaration for areas in California affected by wildfires and high winds beginning July 23 and continuing.

Link to All Client Alert

Updated 7/28/18: The office of California Edmund G. Brown Jr. issued a press release titled Governor Brown Declares State of Emergency in Lake, Mendocino and Napa Counties Due to Fires.

Link to press release

Link to county ZIP Code List

MapAlert Disaster Viewer (Ranch FireRiver Fire)

NOTE: This is independent from any FEMA Declared Disaster.

Updated 7/28/18: FEMA issued an Emergency Declaration for areas in California affected by a wildfire beginning July 23, 2018 and continuing.

Link to declaration

Link to county ZIP Code list

Note: This has not yet been declared a Presidential Major Disaster.

All Client Alert
July 27, 2018

Source: ABC News

Additional Resources:

Office of California Governor Edmund G. Brown Jr. (Governor Brown Declares State of Emergency in Riverside and Shasta Counties Due to FiresGovernor Brown Declares State of Emergency in Mariposa County Due to Ferguson Fire)

To view a ZIP Code list of counties included under the governor’s declaration, please click here.

NOTE: This is independent from any FEMA Declared Disaster.

Safeguard Properties Disaster Update Center

MapAlert Disaster Viewer (Carr FireCranston FireFerguson Fire)

Please see below for reported approximate areas sustaining property damage:

California
Idyllwild (Riverside County, 92549)
Keswick (Shasta County, 96001)
Redding (Shasta County, 96001, 96002, 96003)
Shasta (Shasta County, 96001, 96087)

This has NOT yet been declared a Presidential Major Disaster.

An explosive wildfire tore through two small Northern California communities Thursday before reaching the city of Redding, killing a bulldozer operator on the fire lines, burning three firefighters, destroying dozens of homes and forcing thousands of terrified residents to flee.

Flames swept through the communities of Shasta and Keswick before jumping the Sacramento River and reaching Redding, a city of about 92,000 people and the largest in the region.

The so-called Carr Fire is “taking down everything in its path,” said Scott McLean, a CalFire spokesman for the crews battling the blaze.

10 volunteer firefighters have been arrested and accused of intentionally setting fires to abandoned homes and woods.
North Carolina volunteer firefighters charged with arson
“It’s just a wall of flames,” he said.

Residents of western Redding who hadn’t been under evacuation orders were caught off guard and had to flee with little notice, causing miles-long traffic jams as flames turned the skies orange.

“When it hit, people were really scrambling,” McLean said. “There was not much of a warning.”

Many firefighters turned their focus from the flames to getting people out alive.

“Really we’re in a life-saving mode right now in Redding,” said Jonathan Cox, battalion chief with Cal Fire. “We’re not fighting a fire. We’re trying to move people out of the path of it because it is now deadly and it is now moving at speeds and in ways we have not seen before in this area.”

Some residents drove to hotels or the homes of family members in safer parts of California, while other evacuees poured into a shelter just outside of town.

A reporter with KRCR-TV choked up as she reported live updates about the fire before the station had to go off the air later. Two news anchors told viewers that the building was being evacuated and urged residents to “be safe.”

Journalists at the Record Searchlight newspaper tweeted about continuing to report on the fire without electricity in their newsroom, and a reporter at KHSL-TV wrote on Twitter that the station’s Redding reporters were “running home to gather their things.”

Mike Mangas, a spokesman at Mercy Medical Center, said the hospital was evacuating five babies in its neonatal intensive care unit, which cares for premature newborns, and taking them to medical facilities outside of the area.

He said the hospital was preparing high-risk patients to be evacuated but there were no immediate plans to do so.

He said several burn patients were admitted to the emergency room but that most were being treated and released.

Late Thursday, crews found the body of a bulldozer operator who was hired privately to clear vegetation in the blaze’s path, McLean said.

The fire burned over the operator and his equipment, making the man the second bulldozer operator killed in a California blaze in less than two weeks.

Three firefighters and an unknown number of civilians had burns, but the extent of their injuries wasn’t immediately known, McLean said.

“It’s just chaotic. It’s wild,” he said. “There’s a lot of fire, a lot of structures burning.”

Firefighters tried in vain to build containment around the blaze Thursday but flames kept jumping their lines, he said.

“It’s just a heck of a fight,” he said. “They’re doing what they can do and they get pushed out in a lot of cases. We’re fighting the fight right now.”

He said the fire behavior was so erratic, there were tornadoes within the fire “tossing around equipment, blowing windows out of Cal Fire pickup trucks.”

The 45-square-mile (115-square-kilometer) fire that began Monday tripled in size overnight Thursday amid scorching temperatures, low humidity and windy conditions. It was sparked by a mechanical issue involving a vehicle, Cal Fire said.

Brett Gouvea, incident commander of the crews battling the fire, urged residents to pay close attention to the blaze.

“This fire is extremely dangerous and moving with no regard for what’s in its path,” he said.

Earlier in the day with flames exploding around Whiskeytown Lake, an effort to save boats at a marina by untying them from moorings and pushing them to safety, wasn’t swift enough to spare them all.

Dozens of charred, twisted and melted boats were among the losses at Oak Bottom Marina.

“The boat docks down there — all the way out in the water — 30 to 40 boats caught fire when the fire laid down on top of them last night and burned those up,” said fire Chief Mike Hebrard of the California Department of Forestry and Fire Protection.

Wildfires throughout the state have burned through tinder-dry brush and forest, forced thousands to evacuate homes and caused campers to pack up their tents at the height of summer. Gov. Jerry Brown declared states of emergency for the three largest fires, which will authorize the state to rally resources to local governments.

The wildfires have dispatched firefighters to all corners of the state amid an oppressive heat wave.

A huge forest fire continued to grow outside Yosemite National Park. That blaze killed 36-year-old Braden Varney, a heavy equipment operator for the California Department of Forestry and Fire Protection whose bulldozer rolled over into a ravine July 14.

Hundreds of miles to the south, the Cranston Fire grew to 7.5 square miles (19 square kilometers) and about 3,000 residents remained under evacuation orders in Idyllwild and several neighboring communities. That fire, which destroyed five homes, is believed to have been sparked by arson.

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CEO

Alan Jaffa

Alan Jaffa is the Chief Executive Officer for Safeguard Properties, steering the company as the mortgage field services industry leader. He also serves on the board of advisors for SCG Partners, a middle-market private equity fund focused on diversifying and expanding Safeguard Properties’ business model into complimentary markets.

Alan joined Safeguard in 1995, learning the business from the ground up. He was promoted to Chief Operating Officer in 2002, and was named CEO in May 2010. His hands-on experience has given him unique insights as a leader to innovate, improve and strengthen Safeguard’s processes to assure that the company adheres to the highest standards of quality and customer service.

Under Alan’s leadership, Safeguard has grown significantly with strategies that have included new and expanded services, technology investments that deliver higher quality and greater efficiency to clients, and strategic acquisitions. He takes a team approach to process improvement, involving staff at all levels of the organization to address issues, brainstorm solutions, and identify new and better ways to serve clients.

In 2008, Alan was recognized by Crain’s Cleveland Business in its annual “40-Under-40” profile of young leaders. He also was named a NEO Ernst & Young Entrepreneur Of The Year® Award finalist in 2013.

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Esq., General Counsel and EVP

Linda Erkkila

Linda Erkkila is the General Counsel and Executive Vice President for Safeguard Properties, with oversight of legal, human resources, training, and compliance. Linda’s broad scope of oversight covers regulatory issues that impact Safeguard’s operations, risk mitigation, strategic planning, human resources and training initiatives, compliance, insurance, litigation and claims management, and counsel related to mergers, acquisition and joint ventures.

Linda assures that Safeguard’s strategic initiatives align with its resources, leverage opportunities across the company, and contemplate compliance mandates. She has practiced law for 25 years and her experience, both as outside and in-house counsel, covers a wide range of corporate matters, including regulatory disclosure, corporate governance compliance, risk assessment, compensation and benefits, litigation management, and mergers and acquisitions.

Linda earned her JD at Cleveland-Marshall College of Law. She holds a degree in economics from Miami University and an MBA. Linda was previously named as both a “Woman of Influence” by HousingWire and as a “Leading Lady” by MReport.

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COO

Michael Greenbaum

Michael Greenbaum is the Chief Operating Officer of Safeguard Properties, where he has played a pivotal role since joining the company in July 2010. Initially brought on as Vice President of REO, Mike’s exceptional leadership and strategic vision quickly propelled him to Vice President of Operations in 2013, and ultimately to COO in 2015. Over his 14-year tenure at Safeguard, Mike has been instrumental in driving change and fostering innovation within the Property Preservation sector, consistently delivering excellence and becoming a trusted partner to clients and investors.

A distinguished graduate of the United States Military Academy at West Point, Mike earned a degree in Quantitative Economics. Following his graduation, he served in the U.S. Army’s Ordnance Branch, where he specialized in supply chain management. Before his tenure at Safeguard, Mike honed his expertise by managing global supply chains for 13 years, leveraging his military and civilian experience to lead with precision and efficacy.

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CFO

Joe Iafigliola

Joe Iafigliola is the Chief Financial Officer for Safeguard Properties. Joe is responsible for the Control, Quality Assurance, Business Development, Marketing, Accounting, and Information Security departments. At the core of his responsibilities is the drive to ensure that Safeguard’s focus remains rooted in Customer Service = Resolution. Through his executive leadership role, he actively supports SGPNOW.com, an on-demand service geared towards real estate and property management professionals as well as individual home owners in need of inspection and property preservation services. Joe is also an integral force behind Compliance Connections, a branch of Safeguard Properties that allows code enforcement professionals to report violations at properties that can then be addressed by the Safeguard vendor network. Compliance Connections also researches and shares vacant property ordinance information with Safeguard clients.

Joe has an MBA from The Weatherhead School of Management at Case Western Reserve University, is a Certified Management Accountant (CMA), and holds a bachelor’s degree from The Ohio State University’s Honors Accounting program.

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Business Development

Carrie Tackett

Business Development Safeguard Properties