Safeguard Properties

US Judge Blocks Diversion of Disaster Prevention Grants

Posted on by Safeguard

Industry Update
August 5, 2025

Source: Reuters

A federal judge blocked the Trump administration on Tuesday from diverting more than $4 billion from a grant program designed to protect communities against natural disasters.

U.S. District Judge Richard Stearns in Boston issued a preliminary injunction preventing the government from spending money allocated to the Building Resilient Infrastructure and Communities program for other purposes.

Twenty mostly Democratic-led states led by Massachusetts and Washington sued the administration last month, saying the Federal Emergency Management Agency lacked power to cancel the BRIC program without congressional approval.

FEMA is part of the Department of Homeland Security. Neither agency immediately responded to requests for comment.

Andrea Joy Campbell, Massachusetts’ attorney general, said her office will keep fighting to stop the federal government from “effectively abandoning state and local communities that rely on federal funding to protect their residents.”

Created in 2018 during Republican President Donald Trump’s first term, the BRIC program helps state and local governments protect major infrastructure such as roads and bridges before the occurrence of floods, hurricanes and other disasters.

According to the lawsuit, FEMA approved about $4.5 billion in grants for nearly 2,000 projects, primarily in coastal states, over the last four years.

But the agency announced in April it would end the program, calling it wasteful, ineffective and politicized.

Stearns said that while FEMA does not appear to have since canceled grants, states shouldn’t have to wait to sue until after they lose funding, while the cancellation of new grants suggested FEMA considered an eventual shutdown a fait accompli.

He also said the states have shown a realistic chance of irreparable harm if the BRIC program ended.

“There is an inherent public interest in ensuring that the government follows the law, and the potential hardship accruing to the states from the funds being repurposed is great,” the judge wrote.

“The BRIC program is designed to protect against natural disasters and save lives,” Stearns added. “The potential hardship to the government, in contrast, is minimal.”

Other states that joined the lawsuit include Arizona, California, Colorado, Connecticut, Delaware, Illinois, Maine, Maryland, Michigan, Minnesota, New Jersey, New York, North Carolina, Oregon, Pennsylvania, Rhode Island, Vermont and Wisconsin.

 

For full report, please click the source link above.

 

FEMA Fire Management Assistance Declaration – Nevada Peavine Fire

Posted on by Safeguard

FEMA Alert
August 2, 2025

FEMA has issued a Fire Management Assistance Declaration for the state of Nevada to supplement state, tribal and local recovery efforts in areas affected by the Peavine Fire on August 2, 2025.  The following counties have been approved for assistance:

Public Assistance:

  • Washoe

 

Nevada Peavine Fire (FM-5602-NV)

List of Affected Zip Codes

 

Additional Resources

FEMA’s web site

FEMA’s Disaster Declaration Process

Safeguard Properties Industry Alerts

HUD Moratorium on Foreclosure

VA’s Policy Regarding Natural Disasters

Freddie Mac Disaster Relief Policies

Fannie Mae’s Natural Disaster Relief Policies

Tricog Land Bank’s Strategy to Combat Blight in Mon Valley

Posted on by Safeguard

One Community Update
July 25, 2025

Source: www.citizenportal.ai

Crafton Borough is taking significant steps to combat blight and improve community housing through a partnership with the Tricog Land Bank. During the council meeting on July 24, 2025, Anne Lewis, the director of the Tricog Land Bank, presented a comprehensive strategy aimed at addressing the challenges posed by vacant and abandoned properties in the region.

The Tricog Land Bank, established to tackle the issue of blighted properties, has identified that a substantial portion of residents—25% countywide—live within 150 feet of a blighted property. This situation not only affects the aesthetic appeal of neighborhoods but also has a direct financial impact on property owners, with potential value losses ranging from 15% to as much as 33% in communities like Crafton.

Lewis explained that the Land Bank operates as a legal tool that works in conjunction with local code enforcement and other initiatives. It has the authority to take ownership of abandoned properties, clear titles, and ensure they are insurable, making them more attractive to potential buyers. The organization has successfully managed a pipeline of 241 properties, selling 95 and preparing 11 more for closing.

A key aspect of the Land Bank’s approach is its commitment to vetting buyers, ensuring they have the financial means and capability to renovate properties. This includes a unique program that allows for a 90-day bidding period where owner-occupants and responsible developers can compete for properties, promoting homeownership and community investment.

Additionally, the Land Bank has introduced a “Reno Lite” program, which focuses on properties that require minimal renovations to make them habitable. This initiative aims to provide naturally affordable housing options for residents, allowing them to build equity in their homes.

The meeting underscored the importance of these strategies in revitalizing Crafton and surrounding areas, with the Land Bank poised to play a crucial role in transforming blighted properties into valuable community assets. As the borough moves forward, the collaboration with the Tricog Land Bank is expected to yield positive outcomes for residents, enhancing neighborhood stability and property values.

 

For full report, please click the source link above.

New Proposal to Repair Foreclosed Buffalo Homes and Sell Them at Affordable Prices

Posted on by Safeguard

One Community Update
July 25, 2025

Source: www.wkbw.com

Housing problems in the City of Buffalo are nothing new, but could one issue be used as a solution for another?

There’s an idea floating around city government to repair a surplus of foreclosed-upon homes and sell them back to Buffalo residents at an affordable price.

The initiative aims to provide home-ownership opportunities for low-income families, while rebuilding neighborhoods and returning properties to the tax rolls.

“You have big developers come in. They buy 30 houses and then they sell them back to people,” Everhart said.

She does not believe folks on Buffalo’s East Side can afford what those homes sell for.

The councilwoman sees this as an opportunity to address Buffalo’s housing crisis by utilizing the city’s inventory of foreclosed properties.

“There is a housing crisis. What can we do?” Everhart said. “City of Buffalo owns a whole lot of houses. Ding, ding, ding. Let’s figure out a way to rehab those houses and give them back to people who live in those neighborhoods.”

Councilman Rasheed Wyatt co-sponsored this resolution. He emphasized the importance of keeping home-ownership local.

“As we address the housing issues, we want more homeowners and we want those homeowners to live in those neighborhoods and not be displaced,” Wyatt said.

According to city data, the Masten District alone has nearly 4,700 single-family homes and about 3,500 doubles. When asked how many of these properties are currently foreclosed upon, Everhart acknowledged that the exact number is still being determined.

“Well, right now we don’t know that number,” Everhart said. “So that’s a conversation we’re having with the law department and the mayor’s office. But there’s a lot of them.”

The initiative also includes potential partnerships with organizations like Habitat for Humanity to help provide housing for low-income families.

“We try to get viable properties at a discounted rate because it has to be logical for us as well,” said DJ Manou from Habitat for Humanity in Buffalo. “If the city is trying to say, we know there’s a problem and we have a potential solution to cut into that…Yeah that’s great.”

Everhart believes this solution would also help build generational wealth for communities that often lack these assets.

“Imagine — a woman, a family, whoever buys a house — a double, for example, they can get that house fixed up. They can live in it, and they can rent out part of that house,” Everhart said. “They’re also making income. It’s not rocket science. It’s good government.”

There is a potential snag. The city’s own laws could stop this from moving forward.

Drantch: Is your resolution even legal?

Everhart: I don’t know. But that’s why we have a legal department here. So let’s figure it out. If it’s not legal, guess what, we’re legislators. That’s our job.

The next in-rem auction for tax-foreclosed homes in Buffalo is potentially scheduled for 2026.

 

For full report, please click the source link above.

Vacant Lots in Battle Creek are Turning into Homes for Local Families

Posted on by Safeguard

One Community Update
July 9, 2025

Source: Battle Creek Enquirer

The Calhoun County Land Bank Authority has started construction on its first-ever new builds, according to an announcement.

The two single-family homes, at 82 and 126 Greenwood Ave. in Battle Creek, are a significant step in the Land Bank’s mission to revitalize vacant properties and offer affordable homeownership opportunities.

Each home will have two bedrooms and be available for purchase by qualified buyers earning at or below 60% of the Area Median Income.

“These homes represent more than bricks and mortar — they represent progress, partnership and long-term investment in Battle Creek neighborhoods,” Krista Trout-Edwards, executive director of the Calhoun County Land Bank Authority, said Tuesday, July 8.

The groundbreaking event was attended by members of the CCLBA Board of Directors, Calhoun County Board of Commissioners, state and local elected officials, community leaders and residents.

“This is a proud and exciting day,” said Lynn Ward Gray, chair of the Washington Heights Neighborhood Advisory Committee. “These new homes are the result of strategic planning and community-focused partnerships. They will not only fill vacant lots but provide families with affordable, high-quality places to call home.”

The homes will feature energy-efficient designs and modern layouts, with construction expected to be completed later this year. Once finished, they will be listed for income-qualified homebuyers, supporting the Land Bank’s broader goal of strengthening communities.

To learn more about the Calhoun County Land Bank Authority and its programs, go to calhounlandbank.org.

 

For full report, please click the source link above.

Foreclosure Prevention, Refinance, and Federal Property Manager’s Report – April 2025

Posted on by Safeguard

Industry Update
July 24, 2025

Source: Federal Housing Finance Agency

April 2025 Highlights – Foreclosure Prevention

The Enterprises’ Foreclosure Prevention Actions:

The Enterprises completed 19,474 foreclosure prevention actions in April 2025, bringing the total to 7,178,528 since the start of the conservatorships in September 2008. Approximately 39 percent of these actions have been permanent loan modifications.

There were 7,791 permanent loan modifications in April 2025, bringing the total to 2,772,657 since the conservatorships began in September 2008.

Approximately 45 percent of loan modifications in April involved extend term only. Modifications with principal forbearance accounted for 54 percent of all loan modifications during the month.

The number of borrowers who received payment deferrals after completing a forbearance plan decreased from 7,885 in March to 7,218 in April 2025.

Initiated forbearance plans decreased from 8,294 in March to 7,603 in April 2025. The total number of loans in forbearance also decreased from 40,939 at the end of March to 37,807 at the end of April 2025, representing approximately 0.12 percent of the total loans serviced and 7.4 percent of the total delinquent loans.

The Enterprises’ Mortgage Performance:

The 30-59-day delinquency rate increased to 0.91 percent while the serious delinquency rate decreased slightly to 0.56 percent at the end of April 2025.

The Enterprises’ Foreclosures:

Third-party and foreclosure sales fell 3 percent to 1,024 while foreclosure starts decreased 3 percent to 7,141 in April 2025.

April 2025 Highlights – Refinance Activities

Total refinance volume increased in April 2025, following a decline in mortgage rates in March from February levels. Mortgage rates increased in April: the average interest rate on a 30-year fixed rate mortgage increased to 6.73 percent in April from 6.65 percent in March.

Cash-out refinances as a percentage of refinances decreased from 65 percent in March to 56 percent in April 2025 after rising as high as 82 percent over the last three years. Lower mortgage rates have increased the opportunities for non-cash-out borrowers to refinance at lower rates and lower their monthly payments.

Full Report

 

For full report, please click the source link above.

 

Foreclosures Climb in This Major City – and Even the Most Elite ZIP Codes Aren’t Spared

Posted on by Safeguard

Industry Update
July 17, 2025

Source: Realtor.com

New York City saw a double-digit increase in foreclosure rates this spring, with mortgage defaults affecting even some of Manhattan’s most prestigious ZIP codes—although the borough did not lead in home seizures.

New York City’s overall foreclosure rate jumped 11% in the second quarter of 2025, covering the months of April-June, compared with a year ago, according to the latest metro foreclosure report from PropertyShark.com.

Home to 1,628,000 people, the borough of Manhattan experienced 46 new foreclosure filings this spring, representing a 15% year-over-year hike.

Eight of the defaults were concentrated in the high-priced 10022 ZIP code, which includes a portion of Park Avenue—famous for its luxury homes, upscale shops, and immaculately landscaped flower beds.

According to the latest available data from Realtor.com®, the median list price in the 10022 ZIP code was $1.3 million in June, making it one of the priciest areas in the Big Apple—but even this high concentration of wealth offers no guarantee against property repossession.

“Rising interest rates, broader economic distress, and the end of [COVID-19] pandemic-era protections against foreclosure could both be influencing foreclosure trends, even in historically wealthy areas like ZIP 10022,” says Realtor.com senior economic research analyst Hannah Jones. “This uptick in filings suggests that even the luxury market is feeling the stress of today’s broader economic uncertainty.”

Jones points out that “old money does not guarantee liquidity, and high carrying costs and interest rates could be weighing on owners.”

Another important thing to note is that Midtown Manhattan has long been a magnet for real estate investors, and according to Jones, the rise in foreclosures could signal that demand has softened for high-end rentals.

Brooklyn overtakes Queens for most foreclosures

In Q2 2025, Brooklyn earned the dubious distinction of dethroning Queens as New York City’s most bustling foreclosure market, with 129 first-time filings from April to June—a 36% increase from a year ago.

Having overtaken Queens, Brooklyn now has the city’s top foreclosure hot spot, identified as ZIP code 11236 covering the neighborhoods of Canarsie and East Flatbush, which logged 17 new cases.

Meanwhile, Queens registered 128 foreclosures during the second quarter, down 20% year over year.

Bronx foreclosures hit five-year high

In the Bronx, foreclosures surged a staggering 73% on an annual basis, rising from 33 first-time filings in spring 2024 to 57 this year. The borough has surpassed its five-year foreclosure record that it reached at the start of 2025.

Staten Island saw 48 foreclosure filings this spring, up 25% from the same period a year ago, making it the Big Apple’s fourth-busiest foreclosure market.

As previously mentioned, Manhattan recorded just 46 new cases in Q2, solidifying the borough’s status as New York City’s least active borough for property repossessions.

Two-family homes drove the city’s overall foreclosure activity, accounting for a third of the 408 cases filed across New York City from April through June.

Additionally, two-family homes saw the sharpest uptick in filings, increasing 25% year over year, as single-family foreclosures edged down 2%.

 

For full report, please click the source link above.

 

Fannie and Freddie: Single Family Serious Delinquency Rates Decreased in June

Posted on by Safeguard

Industry Update
July 28, 2025

Source: CalculatedRisk Newsletter

Freddie Mac reported that the Single-Family serious delinquency rate in June was 0.55%, unchanged from 0.55% May. Freddie’s rate is up year-over-year from 0.50% in June 2024, however, this is below the pre-pandemic level of 0.60%.

Freddie’s serious delinquency rate peaked in February 2010 at 4.20% following the housing bubble and peaked at 3.17% in August 2020 during the pandemic.

Fannie Mae reported that the Single-Family serious delinquency rate in June was 0.53%, unchanged from 0.53% in May. The serious delinquency rate is up year-over-year from 0.48% in June 2024, however, this is below the pre-pandemic lows of 0.65%.

The Fannie Mae serious delinquency rate peaked in February 2010 at 5.59% following the housing bubble and peaked at 3.32% in August 2020 during the pandemic.

These are mortgage loans that are “three monthly payments or more past due or in foreclosure”. Mortgages in forbearance are being counted as delinquent in this monthly report but are not reported to the credit bureaus.

For Fannie, by vintage, for loans made in 2004 or earlier (1% of portfolio), 1.36% are seriously delinquent (down from 1.37% the previous month).

For loans made in 2005 through 2008 (1% of portfolio), 1.93% are seriously delinquent (down from 1.94%).

For recent loans, originated in 2009 through 2025 (98% of portfolio), 0.48% are seriously delinquent (down from 0.49%). So, Fannie is still working through a handful of poor performing loans from the bubble years.

 

For full report, please click the source link above.

 

ICE First Look at Mortgage Performance: June 2025

Posted on by Safeguard

Industry Update
July 24, 2025

Source: ICE Mortgage Technology

ICE Mortgage Technology, neutral provider of a robust end-to-end mortgage platform and part of Intercontinental Exchange, Inc. (NYSE: ICE), today released its June 2025 ICE First Look, which shows that while overall mortgage payment performance remains strong, delinquencies rose on a monthly basis while foreclosures trended notably higher year over year (YoY).

Key takeaways from the ICE First Look, which reports on month-end delinquency, foreclosure and prepayment statistics sourced from ICE’s loan-level database, include:

The national delinquency rate rose by 15 basis points (bps) from May to 3.35% driven by early-stage delinquencies.

FHA delinquencies, which tend to experience more seasonality, rose by 41 bps in the month, hitting their highest June level since 2013, excluding the 2020-2021 pandemic-era impact.

Serious delinquencies (SDQs) – loans 90+ days past due but not in foreclosure – held steady but are up +8% (35K) YoY, with FHA loans now accounting for +51% of all SDQs nationwide.

Foreclosure activity continues to rise off pandemic-era lows with the share of loans in active foreclosure up +10% from the same time last year. Foreclosure starts and sales both rose YoY in each of the past four months.

Prepayment activity, measured in single month mortality, slipped by 6 bps to 0.65% on higher rates, although it remains up +22% from the same time last year.

 

For full report, please click the source link above.

 

Foreclosure Rates by State – June 2025

Posted on by Safeguard

Industry Update
July 18, 2025

Source: ATTOM

In June 2025, foreclosure activity across the U.S. declined month-over-month, with a total of 187,659 properties with foreclosure filings — including default notices, scheduled auctions, or bank repossessions. This marked an 8.1% decrease from May, but a 17.4% increase compared to June 2024.  One in every 4,361 housing units is facing a foreclosure filing.  States with the worst foreclosure rates included South Carolina (1 in every 2,426 housing units), Nevada, Florida, Illinois, and Delaware.

A total of 21,782 properties began the foreclosure process during the month—down 10% from May but up 17% year-over-year. Meanwhile, lenders completed foreclosures on 3,892 properties, a slight 1% monthly increase and a 35% jump from June 2024.

Foreclosure Rates by State

Foreclosure rates varied widely by state in June 2025. Read on for June 2025 foreclosure rates across all 50 states, starting with the state that had the worst foreclosure rate.

South Carolina

In June, South Carolina ranked 1st nationally for foreclosure activity, recording one foreclosure for every 2426 housing units. Of its 2,401,638 housing units, 990 had foreclosure filings. Leading counties included Dorchester, Sumter, Orangeburg.

Nevada

One in every 2615 housing units faced foreclosure in Nevada during June, placing it 2nd nationally. The state had 500 filings across 1,307,338 homes. Top impacted counties were Lyon, Storey, Clark.

Florida

With a foreclosure rate of one in every 2716 housing units, Florida posted the 3rd worst rate in the country for June. The state saw 3712 filings out of 10,082,356 total homes. Top counties were Putnam, Hamilton, Charlotte.

Illinois

Illinois had the 4th worst foreclosure rate in the U.S. in June, with one in every 2766 housing units facing foreclosure. A total of 1968 properties were impacted out of 5,443,501 housing units. The counties with the worst foreclosure rates were Saint Clair, WILL, Whiteside.

Delaware

Delaware had the 5th worst foreclosure rate in the U.S. in June, with one in every 3074 housing units facing foreclosure. A total of 149 properties were impacted out of 457,958 housing units. The counties with the worst foreclosure rates were Kent, Sussex, New Castle.

Connecticut

With a foreclosure rate of one in every 3600 housing units, Connecticut posted the 6th worst rate in the country for June. The state saw 425 filings out of 1,530,197 total homes. Top counties were New Haven, Windham, New London.

Iowa

With a foreclosure rate of one in every 3641 housing units, Iowa posted the 7th worst rate in the country for June. The state saw 392 filings out of 1,427,175 total homes. Top counties were Humboldt, Worth, Monroe.

North Carolina

North Carolina came in 8th place nationwide, with one foreclosure for every 3753 homes in June. The state recorded 1283 filings among 4,815,195 housing units. Foreclosure activity was worst in Jones, Craven, Pasquotank.

New Jersey

One in every 3818 housing units faced foreclosure in New Jersey during June, placing it 9th nationally. The state had 989 filings across 3,775,842 homes. Top impacted counties were Camden, Salem, Gloucester.

Ohio

Ohio came in 10th place nationwide, with one foreclosure for every 3856 homes in June. The state recorded 1367 filings among 5,271,573 housing units. Foreclosure activity was worst in Lake, Cuyahoga, Trumbull.

Indiana

One in every 3907 housing units faced foreclosure in Indiana during June, placing it 11th nationally. The state had 756 filings across 2,953,344 homes. Top impacted counties were Sullivan, Grant, Henry.

Texas

With a foreclosure rate of one in every 3961 housing units, Texas posted the 12th worst rate in the country for June. The state saw 3002 filings out of 11,890,808 total homes. Top counties were Cottle, Martin, Liberty.

California

California had the 13th worst foreclosure rate in the U.S. in June, with one in every 4019 housing units facing foreclosure. A total of 3616 properties were impacted out of 14,532,683 housing units. The counties with the worst foreclosure rates were Lake, Mendocino, Humboldt.

Utah

One in every 4044 housing units faced foreclosure in Utah during June, placing it 14th nationally. The state had 295 filings across 1,193,082 homes. Top impacted counties were Tooele, Daggett, Box Elder.

Maryland

In June, Maryland ranked 15th nationally for foreclosure activity, recording one foreclosure for every 4153 housing units. Of its 2,545,532 housing units, 613 had foreclosure filings. Leading counties included Baltimore City, Charles, Allegany.

Arizona

With a foreclosure rate of one in every 4201 housing units, Arizona posted the 16th worst rate in the country for June. The state saw 748 filings out of 3,142,443 total homes. Top counties were Pinal, Cochise, Pima.

Alabama

Alabama had the 17th worst foreclosure rate in the U.S. in June, with one in every 4234 housing units facing foreclosure. A total of 547 properties were impacted out of 2,316,192 housing units. The counties with the worst foreclosure rates were Greene, Franklin, Mobile.

Louisiana

One in every 4282 housing units faced foreclosure in Louisiana during June, placing it 18th nationally. The state had 489 filings across 2,094,002 homes. Top impacted counties were Union, Beauregard, East Feliciana.

New York

One in every 4613 housing units faced foreclosure in New York during June, placing it 19th nationally. The state had 1851 filings across 8,539,536 homes. Top impacted counties were Oswego, Orleans, Cayuga.

Pennsylvania

Pennsylvania had the 20th worst foreclosure rate in the U.S. in June, with one in every 4691 housing units facing foreclosure. A total of 1232 properties were impacted out of 5,779,663 housing units. The counties with the worst foreclosure rates were Sullivan, Philadelphia, Greene.

Alaska

With a foreclosure rate of one in every 4832 housing units, Alaska posted the 21st worst rate in the country for June. The state saw 66 filings out of 318,927 total homes. Top counties were Sitka, Kenai Peninsula, Matanuska-Susitna.

Hawaii

Hawaii came in 22nd place nationwide, with one foreclosure for every 4955 homes in June. The state recorded 114 filings among 564,905 housing units. Foreclosure activity was worst in Hawaii, Honolulu, Maui.

Michigan

Michigan came in 23rd place nationwide, with one foreclosure for every 4973 homes in June. The state recorded 925 filings among 4,599,683 housing units. Foreclosure activity was worst in Tuscola, Gratiot, Wexford.

Minnesota

With a foreclosure rate of one in every 5090 housing units, Minnesota posted the 24th worst rate in the country for June. The state saw 495 filings out of 2,519,538 total homes. Top counties were Sibley, Renville, Isanti.

Georgia

One in every 5226 housing units faced foreclosure in Georgia during June, placing it 25th nationally. The state had 858 filings across 4,483,873 homes. Top impacted counties were Dooly, Crawford, Marion.

Oklahoma

Oklahoma had the 26th worst foreclosure rate in the U.S. in June, with one in every 5579 housing units facing foreclosure. A total of 316 properties were impacted out of 1,763,036 housing units. The counties with the worst foreclosure rates were Greer, Latimer, Kingfisher.

Maine

In June, Maine ranked 27th nationally for foreclosure activity, recording one foreclosure for every 5699 housing units. Of its 746,552 housing units, 131 had foreclosure filings. Leading counties included Aroostook, Penobscot, Oxford.

New Mexico

New Mexico had the 28th worst foreclosure rate in the U.S. in June, with one in every 5790 housing units facing foreclosure. A total of 164 properties were impacted out of 949,524 housing units. The counties with the worst foreclosure rates were Union, Valencia, Chaves.

Idaho

With a foreclosure rate of one in every 5884 housing units, Idaho posted the 29th worst rate in the country for June. The state saw 132 filings out of 776,683 total homes. Top counties were Lincoln, Washington, Bannock.

Rhode Island

One in every 6058 housing units faced foreclosure in Rhode Island during June, placing it 30th nationally. The state had 80 filings across 484,615 homes. Top impacted counties were Kent, Providence, Newport.

Colorado

In June, Colorado ranked 31st nationally for foreclosure activity, recording one foreclosure for every 6133 housing units. Of its 2,545,124 housing units, 415 had foreclosure filings. Leading counties included Dolores, Logan, Pueblo.

Wyoming

One in every 6253 housing units faced foreclosure in Wyoming during June, placing it 32nd nationally. The state had 44 filings across 275,131 homes. Top impacted counties were Crook, Lincoln, Converse.

Massachusetts

In June, Massachusetts ranked 33rd nationally for foreclosure activity, recording one foreclosure for every 6428 housing units. Of its 3,014,657 housing units, 469 had foreclosure filings. Leading counties included Hampden, Berkshire, Franklin.

Arkansas

One in every 6584 housing units faced foreclosure in Arkansas during June, placing it 34th nationally. The state had 210 filings across 1,382,664 homes. Top impacted counties were Marion, Cleveland, Van Buren.

Tennessee

In June, Tennessee ranked 35th nationally for foreclosure activity, recording one foreclosure for every 6600 housing units. Of its 3,095,472 housing units, 469 had foreclosure filings. Leading counties included Crockett, Sequatchie, Lauderdale.

Washington

Washington had the 36th worst foreclosure rate in the U.S. in June, with one in every 7047 housing units facing foreclosure. A total of 463 properties were impacted out of 3,262,667 housing units. The counties with the worst foreclosure rates were Cowlitz, Okanogan, Jefferson.

North Dakota

North Dakota came in 37th place nationwide, with one foreclosure for every 7209 homes in June. The state recorded 52 filings among 374,866 housing units. Foreclosure activity was worst in Bowman, Traill, Bottineau.

Virginia

With a foreclosure rate of one in every 7339 housing units, Virginia posted the 38th worst rate in the country for June. The state saw 498 filings out of 3,654,784 total homes. Top counties were Norton City, Buena Vista City, Portsmouth City.

Wisconsin

One in every 7578 housing units faced foreclosure in Wisconsin during June, placing it 39th nationally. The state had 363 filings across 2,750,750 homes. Top impacted counties were Langlade, Juneau, Douglas.

Missouri

Missouri came in 40th place nationwide, with one foreclosure for every 7761 homes in June. The state recorded 362 filings among 2,809,501 housing units. Foreclosure activity was worst in Hickory, Bates, Scotland.

Oregon

In June, Oregon ranked 41st nationally for foreclosure activity, recording one foreclosure for every 7925 housing units. Of its 1,838,631 housing units, 232 had foreclosure filings. Leading counties included Wheeler, Malheur, Klamath.

Kentucky

In June, Kentucky ranked 42nd nationally for foreclosure activity, recording one foreclosure for every 8484 housing units. Of its 2,010,655 housing units, 237 had foreclosure filings. Leading counties included Robertson, Hart, Lewis.

New Hampshire

With a foreclosure rate of one in every 10066 housing units, New Hampshire posted the 43rd worst rate in the country for June. The state saw 64 filings out of 644,253 total homes. Top counties were Carroll, Sullivan, Merrimack.

Nebraska

In June, Nebraska ranked 44th nationally for foreclosure activity, recording one foreclosure for every 10309 housing units. Of its 855,631 housing units, 83 had foreclosure filings. Leading counties included Garden, Clay, Gage.

West Virginia

West Virginia came in 45th place nationwide, with one foreclosure for every 10484 homes in June. The state recorded 82 filings among 859,653 housing units. Foreclosure activity was worst in Wetzel, Hampshire, Kanawha.

Kansas

Kansas came in 46th place nationwide, with one foreclosure for every 11274 homes in June. The state recorded 114 filings among 1,285,221 housing units. Foreclosure activity was worst in Morris, Elk, Lincoln.

Mississippi

Mississippi had the 47th worst foreclosure rate in the U.S. in June, with one in every 11691 housing units facing foreclosure. A total of 114 properties were impacted out of 1,332,811 housing units. The counties with the worst foreclosure rates were Humphreys, Clarke, Marshall.

Vermont

In June, Vermont ranked 48th nationally for foreclosure activity, recording one foreclosure for every 14045 housing units. Of its 337,072 housing units, 24 had foreclosure filings. Leading counties included Essex, Orange, Windsor.

Montana

With a foreclosure rate of one in every 15847 housing units, Montana posted the 49th worst rate in the country for June. The state saw 33 filings out of 522,939 total homes. Top counties were Teton, Sweet Grass, Sheridan.

South Dakota

South Dakota ranked 50th for foreclosure rate in the U.S. in June, with one in every 36264 housing units facing foreclosure. A total of 11 properties were impacted out of 398,903 housing units. The counties with the worst foreclosure rates were Clay, Codington, Minnehaha.

For full report, please click the source link above.