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HUD ML 2013-34 Delayed Implementation of “PFS Participation Requirement”

On September 27, the U.S. Department of Housing and Urban Development (HUD) issued Mortgagee Letter 2013-34, regarding the delayed implementation of “PFS Participation Requirement” section included in Mortgagee Letter 2013-23.

4 Oct 2013

HUD ML 2013-36 Super Storm Sandy Affected Properties Eligible for 203(k) Insured Mortgages

On September 27, the U.S. Department of Housing and Urban Development (HUD) issued Mortgagee Letter 2013-36, regarding eligible properties in Presidentially Declared Major Disaster Area Super Storm Sandy for  203(k) insured mortgages.

4 Oct 2013

FEMA Declared Disaster Area Santa Clara Pueblo, NM

On September 27, FEMA issued a Presidential Major Disaster Declaration for Santa Clara Pueblo (ZIP code 87532) in New Mexico as a result of severe storms and flooding during the period of July 19-21.

2 Oct 2013

Calpers Concerned About Richmond, CA Mortgage Plan

On September 30, Reuters published an article titled Calpers Concerned About Richmond, California’s Mortgage Plan.

1 Oct 2013

FHFA OIG Recommends More Efficient Pursuit of Deficiencies

On September 26, DSNews published an article titled FHFA OIG Recommends More Efficient Pursuit of Deficiencies.

1 Oct 2013

Freddie Mac Operations Not Impacted by Government Shutdown

On October 1, Freddie Mac announced that the federal government shutdown does not impact Freddie Mac operations.

1 Oct 2013

HUD 2013 Contingency Plan for Possible Lapse in Appropriations

On September 27, the U.S. Department of Housing and Urban Development (HUD) released a guide titled HUD FY2013 Contingency Plan for Possible Lapse in Appropriations.

1 Oct 2013

ICBA Issues Suggestions for Market Reform

On September 30, DSNews published an article titled ICBA Issues Suggestions for Market Reform.

1 Oct 2013

MHA Unaffected by Potential Government Shutdown

On September 30, the Making Home Affordable program announced MHA Unaffected by Potential Government Shutdown.

1 Oct 2013

USDA RD Operations Plan in Absence of Appropriations

On September 18, the U.S. Department of Agriculture (USDA), Rural Development released an anticipatory plan for operations in the absence of appropriations.

1 Oct 2013

VA Circular 26-13-19: VA Acceptance of Properties

On September 27, the U.S. Department of Veterans Affairs (VA) released Circular 26-13-19, subtitled Department of Veterans Affairs (VA) Acceptance of Properties.

1 Oct 2013

VA Circular 26-13-20: Impact on VA Loan Guaranty if Government is Shutdown

On September 30, the U.S. Department of Veterans Affairs (VA) released Circular 26-13-20, subtitled Lender/Servicer Impact on the Department of Veterans Affairs Home Loan Guaranty Program if the Government is Shutdown.

1 Oct 2013

Four Predictions About Future Housing Finance Reform

On September 26, National Mortgage News published an article titled Four Predictions About the Future of Housing Finance Reform.

27 Sep 2013

HUD ML 2013-32 Update to FHA Loss Mitigation Home Rentention

On September 20, the U.S. Department of Housing and Urban Development (HUD) published Mortgagee Letter 2013-32, subtitled Update to FHA’s Loss Mitigation Home Retention Options.

27 Sep 2013

MHA Updated Dictionaries Now Posted

On September 26, Making Home Affordable (MHA) released a notice advising its updated data dictionaries are available.

27 Sep 2013

FEMA Declared Disaster Area North Carolina

On September 25, FEMA issued a Presidential Major Disaster Declaration for areas in North Carolina as a result of severe storms, flooding, landslides, and mudslides during the period of July 3-13.

26 Sep 2013

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CEO

Alan Jaffa

Alan Jaffa is the Chief Executive Officer for Safeguard Properties, steering the company as the mortgage field services industry leader. He also serves on the board of advisors for SCG Partners, a middle-market private equity fund focused on diversifying and expanding Safeguard Properties’ business model into complimentary markets.

Alan joined Safeguard in 1995, learning the business from the ground up. He was promoted to Chief Operating Officer in 2002, and was named CEO in May 2010. His hands-on experience has given him unique insights as a leader to innovate, improve and strengthen Safeguard’s processes to assure that the company adheres to the highest standards of quality and customer service.

Under Alan’s leadership, Safeguard has grown significantly with strategies that have included new and expanded services, technology investments that deliver higher quality and greater efficiency to clients, and strategic acquisitions. He takes a team approach to process improvement, involving staff at all levels of the organization to address issues, brainstorm solutions, and identify new and better ways to serve clients.

In 2008, Alan was recognized by Crain’s Cleveland Business in its annual “40-Under-40” profile of young leaders. He also was named a NEO Ernst & Young Entrepreneur Of The Year® Award finalist in 2013.

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Esq., General Counsel and EVP

Linda Erkkila

Linda Erkkila is the General Counsel and Executive Vice President for Safeguard Properties, with oversight of legal, human resources, training, and compliance. Linda’s broad scope of oversight covers regulatory issues that impact Safeguard’s operations, risk mitigation, strategic planning, human resources and training initiatives, compliance, insurance, litigation and claims management, and counsel related to mergers, acquisition and joint ventures.

Linda assures that Safeguard’s strategic initiatives align with its resources, leverage opportunities across the company, and contemplate compliance mandates. She has practiced law for 25 years and her experience, both as outside and in-house counsel, covers a wide range of corporate matters, including regulatory disclosure, corporate governance compliance, risk assessment, compensation and benefits, litigation management, and mergers and acquisitions.

Linda earned her JD at Cleveland-Marshall College of Law. She holds a degree in economics from Miami University and an MBA. Linda was previously named as both a “Woman of Influence” by HousingWire and as a “Leading Lady” by MReport.

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COO

Michael Greenbaum

Michael Greenbaum is the Chief Operating Officer of Safeguard Properties, where he has played a pivotal role since joining the company in July 2010. Initially brought on as Vice President of REO, Mike’s exceptional leadership and strategic vision quickly propelled him to Vice President of Operations in 2013, and ultimately to COO in 2015. Over his 14-year tenure at Safeguard, Mike has been instrumental in driving change and fostering innovation within the Property Preservation sector, consistently delivering excellence and becoming a trusted partner to clients and investors.

A distinguished graduate of the United States Military Academy at West Point, Mike earned a degree in Quantitative Economics. Following his graduation, he served in the U.S. Army’s Ordnance Branch, where he specialized in supply chain management. Before his tenure at Safeguard, Mike honed his expertise by managing global supply chains for 13 years, leveraging his military and civilian experience to lead with precision and efficacy.

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CFO

Joe Iafigliola

Joe Iafigliola is the Chief Financial Officer for Safeguard Properties. Joe is responsible for the Control, Quality Assurance, Business Development, Marketing, Accounting, and Information Security departments. At the core of his responsibilities is the drive to ensure that Safeguard’s focus remains rooted in Customer Service = Resolution. Through his executive leadership role, he actively supports SGPNOW.com, an on-demand service geared towards real estate and property management professionals as well as individual home owners in need of inspection and property preservation services. Joe is also an integral force behind Compliance Connections, a branch of Safeguard Properties that allows code enforcement professionals to report violations at properties that can then be addressed by the Safeguard vendor network. Compliance Connections also researches and shares vacant property ordinance information with Safeguard clients.

Joe has an MBA from The Weatherhead School of Management at Case Western Reserve University, is a Certified Management Accountant (CMA), and holds a bachelor’s degree from The Ohio State University’s Honors Accounting program.

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Business Development

Carrie Tackett

Business Development Safeguard Properties