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Freddie Mac Guide User Enhancements and Single-Family Resources

On November 6, Freddie Mac released an announcement titled Take Advantage of Recent Guide User Enhancements and Other Available Single-Family Resources.

8 Nov 2013

Freddie Mac Offers Morgage Relief for Military Service Members

On November 8, Freddie Mac released a notice titled Freddie Mac Offers Mortgage Relief for Military Service Members.

8 Nov 2013

GAO-14-17 Combatting Foreclosure Rescue Schemes

On October 29, the U.S. Government Accountability Office (GAO) released GAO-14-17, subtitled Financial Crime: Foreclosure Rescue Schemes Have Become More Complex, and Efforts to Combat Them Continue.

7 Nov 2013

Six Banks Fighting Springfield, MA Foreclosure Rules

On November 5, the Boston Business Journal posted a blog titled Six Banks Fight Springfield Foreclosure Rules.

6 Nov 2013

Eminent Domain Battle Shifts to Pomona, CA

On November 5, the Mortgage Bankers Association (MBA) published an artilce titled Eminent Domain Battle Shifts to Another California City.

5 Nov 2013

FHFA Directs Fannie and Freddie to Restrict Lender-Placed Insurance

On November 5, the Federal Housing Finance Agency (FHFA) released an update titled FHFA Directs Fannie Mae and Freddie Mac to Restrict Lender-Placed Insurance Practices.

5 Nov 2013

HUD ML 2013-40 Loss Mitigation During Foreclosure Process

On November 1, the U.S. Department of Housing and Urban Development (HUD) released Mortgagee Letter 2013-40, subtitled Loss Mitigation During the Foreclosure Process.

5 Nov 2013

OCC Bulletin 2013-29: Guidance on Third-Party Relationships

On October 30, the Office of the Comptroller of the Currency (OCC) released a statement titled Office of the Comptroller of the Currency Releases Guidance on Third-Party Relationships.

5 Nov 2013

Detroit, MI Ordinance ‘Restoring Our Communities’ Aimed At Redeveloping

On October 17, mLIVE.com published an article titled ‘Restoring Our Communities’ Policy Package Aimed At Redeveloping Detroit Beyond Midtown And Downtown.

4 Nov 2013

FEMA Declared Disaster Area North Dakota

On October 31, FEMA issued a Presidential Major Disaster Declaration for areas in North Dakota as a result of a severe winter storm October 4-5.

4 Nov 2013

MBA Asserts Path to GSE Reform Remains Muddled

On October 29, the Mortgage Bankers Association (MBA) published an article titled Path to GSE Reform Remains Muddled.

4 Nov 2013

HUD ML 2013-38 Single Family Foreclosure Policy

On October 28, the U.S. Department of Housing and Urban Development (HUD) issued Mortgagee Letter 2013-38, subtitled Single Family Foreclosure Policy and Procedural Changes for HUD Title II Forward Mortgages and HECM Reverse Mortgages; Reasonable Diligence Requirements; HUD’s Schedule of Allowable Attorney Fees.

4 Nov 2013

HUD ML 2013-39 Methods of Communication With Borrowers

On October 28, the U.S. Department of Housing and Urban Development (HUD) issued Mortgagee Letter 2013-39, subtitled Methods of Communication With Borrowers.

4 Nov 2013

FNMA SVC-2013-22 Miscellaneous Servicing Policy Changes

On October 30, Fannie Mae released Servicing Guide Announcement SVC-2013-22, subtitled Miscellaneous Servicing Policy Changes.

31 Oct 2013

MBA President Testifying Before Senate Banking Committee

On October 31, the Mortgage Bankers Association (MBA) released an update titled MBA’s Stevens to Testify Today Before Senate Banking Committee.

31 Oct 2013

FEMA Declared Disaster Area North Carolina

On October 29, FEMA issued a Presidential Major Disaster Declaration for areas in North Carolina as a result of severe storms, flooding, and mudslides on July 7.

30 Oct 2013

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CEO

Alan Jaffa

Alan Jaffa is the Chief Executive Officer for Safeguard Properties, steering the company as the mortgage field services industry leader. He also serves on the board of advisors for SCG Partners, a middle-market private equity fund focused on diversifying and expanding Safeguard Properties’ business model into complimentary markets.

Alan joined Safeguard in 1995, learning the business from the ground up. He was promoted to Chief Operating Officer in 2002, and was named CEO in May 2010. His hands-on experience has given him unique insights as a leader to innovate, improve and strengthen Safeguard’s processes to assure that the company adheres to the highest standards of quality and customer service.

Under Alan’s leadership, Safeguard has grown significantly with strategies that have included new and expanded services, technology investments that deliver higher quality and greater efficiency to clients, and strategic acquisitions. He takes a team approach to process improvement, involving staff at all levels of the organization to address issues, brainstorm solutions, and identify new and better ways to serve clients.

In 2008, Alan was recognized by Crain’s Cleveland Business in its annual “40-Under-40” profile of young leaders. He also was named a NEO Ernst & Young Entrepreneur Of The Year® Award finalist in 2013.

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Esq., General Counsel and EVP

Linda Erkkila

Linda Erkkila is the General Counsel and Executive Vice President for Safeguard Properties, with oversight of legal, human resources, training, and compliance. Linda’s broad scope of oversight covers regulatory issues that impact Safeguard’s operations, risk mitigation, strategic planning, human resources and training initiatives, compliance, insurance, litigation and claims management, and counsel related to mergers, acquisition and joint ventures.

Linda assures that Safeguard’s strategic initiatives align with its resources, leverage opportunities across the company, and contemplate compliance mandates. She has practiced law for 25 years and her experience, both as outside and in-house counsel, covers a wide range of corporate matters, including regulatory disclosure, corporate governance compliance, risk assessment, compensation and benefits, litigation management, and mergers and acquisitions.

Linda earned her JD at Cleveland-Marshall College of Law. She holds a degree in economics from Miami University and an MBA. Linda was previously named as both a “Woman of Influence” by HousingWire and as a “Leading Lady” by MReport.

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COO

Michael Greenbaum

Michael Greenbaum is the Chief Operating Officer of Safeguard Properties, where he has played a pivotal role since joining the company in July 2010. Initially brought on as Vice President of REO, Mike’s exceptional leadership and strategic vision quickly propelled him to Vice President of Operations in 2013, and ultimately to COO in 2015. Over his 14-year tenure at Safeguard, Mike has been instrumental in driving change and fostering innovation within the Property Preservation sector, consistently delivering excellence and becoming a trusted partner to clients and investors.

A distinguished graduate of the United States Military Academy at West Point, Mike earned a degree in Quantitative Economics. Following his graduation, he served in the U.S. Army’s Ordnance Branch, where he specialized in supply chain management. Before his tenure at Safeguard, Mike honed his expertise by managing global supply chains for 13 years, leveraging his military and civilian experience to lead with precision and efficacy.

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CFO

Joe Iafigliola

Joe Iafigliola is the Chief Financial Officer for Safeguard Properties. Joe is responsible for the Control, Quality Assurance, Business Development, Marketing, Accounting, and Information Security departments. At the core of his responsibilities is the drive to ensure that Safeguard’s focus remains rooted in Customer Service = Resolution. Through his executive leadership role, he actively supports SGPNOW.com, an on-demand service geared towards real estate and property management professionals as well as individual home owners in need of inspection and property preservation services. Joe is also an integral force behind Compliance Connections, a branch of Safeguard Properties that allows code enforcement professionals to report violations at properties that can then be addressed by the Safeguard vendor network. Compliance Connections also researches and shares vacant property ordinance information with Safeguard clients.

Joe has an MBA from The Weatherhead School of Management at Case Western Reserve University, is a Certified Management Accountant (CMA), and holds a bachelor’s degree from The Ohio State University’s Honors Accounting program.

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Business Development

Carrie Tackett

Business Development Safeguard Properties