Safeguard Properties

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VA Circular 26-18-5: Department of Veterans Affairs Property Management and Servicing Contract

The U.S. Department of Veterans Affairs (VA) issued a circular providing details concerning operational matters related to VA’s Real Estate Owned (REO) and direct loan portfolio.

27 Feb 2018

VALERI Servicer Newsflash

The U.S. Department of Veterans Affairs (VA) issued an announcement containing important information for servicers, including several revisions to multiple chapters and appendices in the M26-4 Servicer Handbook.

27 Feb 2018

Freddie Mac: Are You Ready for New Imminent Default Evaluations in Workout Prospector?

Freddie Mac issued a release outlining an update to its Workout Prospector.

26 Feb 2018

CFPB: Nine Financial Problems After a Natural Disaster – and What You Can Do About Them

The Consumer Financial Protection Bureau (CFPB) posted a blog exploring common problems consumers have reported after a natural disaster.

23 Feb 2018

HUD: FHA INFO #18-08: Revised Loss Mitigation Policies for Affected Borrowers in Certain Presidentially-Declared Major Disaster Areas/Industry Briefing Call on March 1, 2018

The U.S. Department of Housing and Urban Development (HUD) issued single family housing and news updates in FHA INFO #18-08.

22 Feb 2018

Fannie Mae: Investor Reporting Changes May Reduce Fatal Edits; Updated Servicer Expense Reimbursement Job Aid; and More

Fannie Mae issued a release highlighting information relevant to servicers and sellers.

21 Feb 2018

USDA: Special Relief Measures for Natural Disasters

The U.S. Department of Agriculture (USDA) issued an update outlining an amendment made to the Assistance in Natural Disasters section of the 3555 Handbook.

20 Feb 2018

Oyster Bay Bans Use of Plywood to Cover ?Zombie? Houses

Newsday published an article discussing a new ordinance adopted by the Town of Oyster Bay, New York, that bans the use of plywood for boarding up foreclosed homes and mandates the use of clear, impact resistant polycarbonate. Additionally, the legislation requires a $25,000 bond on residential vacant properties that have had a “foreclosure action” commenced, without a requirement to register the property with the municipality.

18 Feb 2018

CFPB Issues Request For Information on Supervision Processes

The Consumer Financial Protection Bureau (CFPB) issued a press release outlining its latest Request for Information (RFI) concerning its supervision processes.

14 Feb 2018

Fannie Mae: Announcement SVC-2018-01: Servicing Guide Updates

Fannie Mae issued a release highlighting information relevant to servicers and sellers. Included are changes related to first lien mortgage loan charge-offs.

14 Feb 2018

FHA INFO #18-07: REMINDER: TOTAL Scorecard Database Upgrade Begins on Friday, February 16, 2018

The U.S. Department of Housing and Urban Development (HUD) issued single family housing and news updates in FHA INFO #18-07.

14 Feb 2018

FHFA: Refinance Report – Fourth Quarter 2017

The Federal Housing Finance Agency (FHFA) issued its fourth quarter 2017 Refinance Report.

14 Feb 2018

FHLMC Guide Bulletin 2018-2: Charge Off Recommendations, Document Custody Requirements and More

Freddie Mac issued a release outlining updates for requirements relating to charge-off recommendations.

14 Feb 2018

Clearboarding Bills Proposed in Maryland and New York

MD HB 1079 was introduced and had its first reading on February 7, 2018 and NY A6806A was referred to the Judiciary Committee on January 3, 2018.

13 Feb 2018

CFPB Asked to Repeal Mortgage Servicing Amendments

DS News published an article discussing a recent trade association letter sent to Consumer Financial Protection Bureau (CFPB) Acting Director Mick Mulvaney that raises objections over 2016 amendments to the bureau’s 2013 RESPA and TILA Mortgage Servicer Rule.

13 Feb 2018

MHA HAMP Update: Presidents’ Day Holiday Support and System Availability

Making Home Affordable (MHA) issued an update outlining system availability during the President’s Day holiday.

12 Feb 2018

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CEO

Alan Jaffa

Alan Jaffa is the Chief Executive Officer for Safeguard Properties, steering the company as the mortgage field services industry leader. He also serves on the board of advisors for SCG Partners, a middle-market private equity fund focused on diversifying and expanding Safeguard Properties’ business model into complimentary markets.

Alan joined Safeguard in 1995, learning the business from the ground up. He was promoted to Chief Operating Officer in 2002, and was named CEO in May 2010. His hands-on experience has given him unique insights as a leader to innovate, improve and strengthen Safeguard’s processes to assure that the company adheres to the highest standards of quality and customer service.

Under Alan’s leadership, Safeguard has grown significantly with strategies that have included new and expanded services, technology investments that deliver higher quality and greater efficiency to clients, and strategic acquisitions. He takes a team approach to process improvement, involving staff at all levels of the organization to address issues, brainstorm solutions, and identify new and better ways to serve clients.

In 2008, Alan was recognized by Crain’s Cleveland Business in its annual “40-Under-40” profile of young leaders. He also was named a NEO Ernst & Young Entrepreneur Of The Year® Award finalist in 2013.

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Esq., General Counsel and EVP

Linda Erkkila

Linda Erkkila is the General Counsel and Executive Vice President for Safeguard Properties, with oversight of legal, human resources, training, and compliance. Linda’s broad scope of oversight covers regulatory issues that impact Safeguard’s operations, risk mitigation, strategic planning, human resources and training initiatives, compliance, insurance, litigation and claims management, and counsel related to mergers, acquisition and joint ventures.

Linda assures that Safeguard’s strategic initiatives align with its resources, leverage opportunities across the company, and contemplate compliance mandates. She has practiced law for 25 years and her experience, both as outside and in-house counsel, covers a wide range of corporate matters, including regulatory disclosure, corporate governance compliance, risk assessment, compensation and benefits, litigation management, and mergers and acquisitions.

Linda earned her JD at Cleveland-Marshall College of Law. She holds a degree in economics from Miami University and an MBA. Linda was previously named as both a “Woman of Influence” by HousingWire and as a “Leading Lady” by MReport.

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COO

Michael Greenbaum

Michael Greenbaum is the Chief Operating Officer of Safeguard Properties, where he has played a pivotal role since joining the company in July 2010. Initially brought on as Vice President of REO, Mike’s exceptional leadership and strategic vision quickly propelled him to Vice President of Operations in 2013, and ultimately to COO in 2015. Over his 14-year tenure at Safeguard, Mike has been instrumental in driving change and fostering innovation within the Property Preservation sector, consistently delivering excellence and becoming a trusted partner to clients and investors.

A distinguished graduate of the United States Military Academy at West Point, Mike earned a degree in Quantitative Economics. Following his graduation, he served in the U.S. Army’s Ordnance Branch, where he specialized in supply chain management. Before his tenure at Safeguard, Mike honed his expertise by managing global supply chains for 13 years, leveraging his military and civilian experience to lead with precision and efficacy.

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CFO

Joe Iafigliola

Joe Iafigliola is the Chief Financial Officer for Safeguard Properties. Joe is responsible for the Control, Quality Assurance, Business Development, Marketing, Accounting, and Information Security departments. At the core of his responsibilities is the drive to ensure that Safeguard’s focus remains rooted in Customer Service = Resolution. Through his executive leadership role, he actively supports SGPNOW.com, an on-demand service geared towards real estate and property management professionals as well as individual home owners in need of inspection and property preservation services. Joe is also an integral force behind Compliance Connections, a branch of Safeguard Properties that allows code enforcement professionals to report violations at properties that can then be addressed by the Safeguard vendor network. Compliance Connections also researches and shares vacant property ordinance information with Safeguard clients.

Joe has an MBA from The Weatherhead School of Management at Case Western Reserve University, is a Certified Management Accountant (CMA), and holds a bachelor’s degree from The Ohio State University’s Honors Accounting program.

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Business Development

Carrie Tackett

Business Development Safeguard Properties