York, PA Lawmaker Proposes HB 1833: Municipal Fight Blight Bill

On December 1, The York Dispatch published an article titled York Lawmaker Proposes Bill to Fight Blight.

Link to proposed HB 1833.  Following is the aforementioned article.

York lawmaker proposes bill to fight blight

Kevin Schreiber (submitted)Burned-out abandoned properties are the target of a new York County lawmaker’s second piece of proposed legislation.

State Rep. Kevin Schreiber, D-York City, the city’s former community and economic development director, recently introduced a bill to help municipalities address homes damaged by fire and never brought back up to code.

State law mandates that municipalities hold $2,000 for every $15,000 a homeowner gets from an insurance company after a fire. The money is put into escrow, and the municipality doesn’t give it to the homeowner until the home has been repaired or the home has been demolished and the site is clear.

So if an insurance company pays a homeowner $60,000 for damage from a fire, the municipality would keep $8,000 until the home was brought back up to code or demolished.

But Schreiber said the current law falls short of giving the municipality options if the homeowner takes the insurance money and leaves the home burned out and abandoned. Under such a scenario, the municipal money stays in escrow indefinitely and can’t be used by the municipality to cover its expenses in dealing with the blighted property, Schreiber said.

Fighting blight: Municipalities are the first responders for neighborhood complaints about burned-out homes that serve as havens of illegal activity and dumping grounds, Schreiber said, and they often must pay to board up, tear down, clean up trash or mitigate issues with the abandoned properties.

Cities such as York can send bills to property owners, but many of them never pay, he said.

Under his proposal, the escrow fund would increase to $4,000 for every $15,000 paid in insurance money, and the municipalities would be able to use the money – after one year – to reimburse themselves for any expenses incurred as a result of the abandoned home, Schreiber said.

So if an insurance company paid a homeowner $60,000 for damage from a fire but the homeowner abandoned the home, the municipality would have $16,000 to, for example, demolish the home.

York City Mayor Kim Bracey said that’s still short of the estimated $25,000 it costs to raze a row house, “but every little bit helps.”

The city doesn’t currently get any of the money, she said, so the bill would help the city address blight if it becomes law.

Fighting blight: Bracey said York City has paid to raze at least one burned-out home during her 3 1/2 years as mayor, but there are several other homes on a waiting list for available funding so the city can demolish them.

Abandoned homes detract from the city’s neighborhoods because they’re eyesores and health hazards, she said. They can become infested with rodents or insects or used for illegal activities. There’s also a risk of second fires breaking out at the burned-out homes because homeless people start fires in them to stay warm, and they’re targets for arsonists, she said.

Schreiber’s bill, House Bill 1833, the Municipal Fight Blight Bill, was referred to the House Insurance Committee.

Please click here to view the online article.

About Safeguard 
Safeguard Properties is the largest mortgage field services company in the U.S. Founded in 1990 by Robert Klein and based in Valley View, Ohio, the company inspects and maintains defaulted and foreclosed properties for mortgage servicers, lenders,  and other financial institutions. Safeguard employs approximately 1,700 people, in addition to a network of thousands of contractors nationally. Website: www.safeguardproperties.com.

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CEO

Alan Jaffa

Alan Jaffa is the Chief Executive Officer for Safeguard Properties, steering the company as the mortgage field services industry leader. He also serves on the board of advisors for SCG Partners, a middle-market private equity fund focused on diversifying and expanding Safeguard Properties’ business model into complimentary markets.

Alan joined Safeguard in 1995, learning the business from the ground up. He was promoted to Chief Operating Officer in 2002, and was named CEO in May 2010. His hands-on experience has given him unique insights as a leader to innovate, improve and strengthen Safeguard’s processes to assure that the company adheres to the highest standards of quality and customer service.

Under Alan’s leadership, Safeguard has grown significantly with strategies that have included new and expanded services, technology investments that deliver higher quality and greater efficiency to clients, and strategic acquisitions. He takes a team approach to process improvement, involving staff at all levels of the organization to address issues, brainstorm solutions, and identify new and better ways to serve clients.

In 2008, Alan was recognized by Crain’s Cleveland Business in its annual “40-Under-40” profile of young leaders. He also was named a NEO Ernst & Young Entrepreneur Of The Year® Award finalist in 2013.

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Esq., General Counsel and EVP

Linda Erkkila

Linda Erkkila is the General Counsel and Executive Vice President for Safeguard Properties, with oversight of legal, human resources, training, and compliance. Linda’s broad scope of oversight covers regulatory issues that impact Safeguard’s operations, risk mitigation, strategic planning, human resources and training initiatives, compliance, insurance, litigation and claims management, and counsel related to mergers, acquisition and joint ventures.

Linda assures that Safeguard’s strategic initiatives align with its resources, leverage opportunities across the company, and contemplate compliance mandates. She has practiced law for 25 years and her experience, both as outside and in-house counsel, covers a wide range of corporate matters, including regulatory disclosure, corporate governance compliance, risk assessment, compensation and benefits, litigation management, and mergers and acquisitions.

Linda earned her JD at Cleveland-Marshall College of Law. She holds a degree in economics from Miami University and an MBA. Linda was previously named as both a “Woman of Influence” by HousingWire and as a “Leading Lady” by MReport.

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COO

Michael Greenbaum

Michael Greenbaum is the Chief Operating Officer of Safeguard Properties, where he has played a pivotal role since joining the company in July 2010. Initially brought on as Vice President of REO, Mike’s exceptional leadership and strategic vision quickly propelled him to Vice President of Operations in 2013, and ultimately to COO in 2015. Over his 14-year tenure at Safeguard, Mike has been instrumental in driving change and fostering innovation within the Property Preservation sector, consistently delivering excellence and becoming a trusted partner to clients and investors.

A distinguished graduate of the United States Military Academy at West Point, Mike earned a degree in Quantitative Economics. Following his graduation, he served in the U.S. Army’s Ordnance Branch, where he specialized in supply chain management. Before his tenure at Safeguard, Mike honed his expertise by managing global supply chains for 13 years, leveraging his military and civilian experience to lead with precision and efficacy.

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CFO

Joe Iafigliola

Joe Iafigliola is the Chief Financial Officer for Safeguard Properties. Joe is responsible for the Control, Quality Assurance, Business Development, Marketing, Accounting, and Information Security departments. At the core of his responsibilities is the drive to ensure that Safeguard’s focus remains rooted in Customer Service = Resolution. Through his executive leadership role, he actively supports SGPNOW.com, an on-demand service geared towards real estate and property management professionals as well as individual home owners in need of inspection and property preservation services. Joe is also an integral force behind Compliance Connections, a branch of Safeguard Properties that allows code enforcement professionals to report violations at properties that can then be addressed by the Safeguard vendor network. Compliance Connections also researches and shares vacant property ordinance information with Safeguard clients.

Joe has an MBA from The Weatherhead School of Management at Case Western Reserve University, is a Certified Management Accountant (CMA), and holds a bachelor’s degree from The Ohio State University’s Honors Accounting program.

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Business Development

Carrie Tackett

Business Development Safeguard Properties