U.S. Foreclosure Rates by State – March 2026
Industry Update
April 17, 2026
Source: ATTOM
What Is the Current Foreclosure Rate in the U.S.?
In March 2026, U.S. foreclosure activity increased from the prior month and remained higher than levels reported one year earlier, continuing a gradual normalization trend in the housing market.
Total filings: 45,921 properties with default notices, scheduled auctions, or bank repossessions
Monthly change: Up 18 percent from February 2026
Year-over-year change: Up 28 percent from March 2025
National rate: One in every 3,131 housing units had a foreclosure filing
States with the worst foreclosure rates: South Carolina, Indiana, Florida, Illinois, and New Jersey
Foreclosure Starts and Completions
Starts: Lenders initiated foreclosure proceedings on 30,334 U.S. properties during March 2026, up 17 percent from February and 21 percent above the level seen one year earlier.
Completions (REOs): Lenders repossessed 5,229 properties in March 2026, up 28 percent from the previous month and up 42 percent from March 2025.
What’s Driving March 2026 Foreclosure Trends?
Foreclosure activity in March 2026 continued to reflect a broader normalization trend following pandemic-era lows. Filings rose month over month, indicating a modest increase in distress, though volumes remain well below housing crisis levels. Strong homeowner equity, tight underwriting, and persistent demand continue to limit widespread foreclosure pressure.
Foreclosure Rates by State – March 2026
- South Carolina
1 in every 1,996 housing units (1,224 filings / 2,443,039 units)
Counties: Kershaw, Chester, Dorchester, Richland
- Indiana
1 in every 2,122 housing units (1,403 filings / 2,976,568 units)
Counties: Morgan, Union, Madison, Martin
- Florida
1 in every 2,124 housing units (4,829 filings / 10,256,470 units)
Counties: Baker, Hamilton, Hendry, Levy
- Illinois
1 in every 2,238 housing units (2,439 filings / 5,457,452 units)
Counties: Ford, Cumberland, Dewitt, Knox
- New Jersey
1 in every 2,266 housing units (1,673 filings / 3,791,354 units)
Counties: Cumberland, Salem, Gloucester, Camden
- Nevada
1 in every 2,421 housing units (548 filings / 1,326,471 units)
Counties: Lander, Clark, White Pine, Pershing
- Maryland
1 in every 2,443 housing units (1,048 filings / 2,560,784 units)
Counties: Baltimore City, Caroline, Charles, Kent
- Georgia
1 in every 2,466 housing units (1,842 filings / 4,541,835 units)
Counties: Troup, Quitman, Decatur, Butts
- Ohio
1 in every 2,538 housing units (2,085 filings / 5,292,391 units)
Counties: Cuyahoga, Jefferson, Knox, Darke
- Texas
1 in every 2,598 housing units (4,669 filings / 12,128,515 units)
Counties: Liberty, Gregg, Kaufman, Edwards
- Alabama
1 in every 2,647 housing units (883 filings / 2,337,265 units)
Counties: Coosa, Greene, Jefferson, Fayette
- Delaware
1 in every 2,796 housing units (166 filings / 464,203 units)
Counties: Kent, New Castle, Sussex
- Utah
1 in every 2,806 housing units (436 filings / 1,223,468 units)
Counties: Piute, Tooele, Uintah, Sevier
- Iowa
1 in every 2,916 housing units (493 filings / 1,437,699 units)
Counties: Winnebago, Clinton, Jasper, Fremont
- Louisiana
1 in every 2,929 housing units (720 filings / 2,108,902 units)
Counties: Ascension, Saint Charles, Tangipahoa, Livingston
- North Carolina
1 in every 2,955 housing units (1,657 filings / 4,895,668 units)
Counties: Northampton, Tyrrell, Graham, Rockingham
- Arizona
1 in every 2,976 housing units (1,073 filings / 3,192,839 units)
Counties: Pinal, Graham, Pima, Cochise
- California
1 in every 3,088 housing units (4,742 filings / 14,644,735 units)
Counties: Trinity, Mendocino, Shasta, Lake
- Pennsylvania
1 in every 3,134 housing units (1,853 filings / 5,806,452 units)
Counties: Philadelphia, Montgomery, Fayette, Lancaster
- New York
1 in every 3,157 housing units (2,719 filings / 8,585,241 units)
Counties: Montgomery, Genesee, Herkimer, Greene
- Colorado
1 in every 3,244 housing units (798 filings / 2,589,053 units)
Counties: Pueblo, Washington, Elbert, Huerfano
- Oklahoma
1 in every 3,356 housing units (529 filings / 1,775,127 units)
Counties: Muskogee, Canadian, Noble, Woods
- Alaska
1 in every 3,476 housing units (92 filings / 319,781 units)
Counties: Prince of Wales-Hyder Census Area, Anchorage, Ketchikan Gateway, Matanuska-Susitna
- Minnesota
1 in every 3,590 housing units (709 filings / 2,545,030 units)
Counties: Sibley, Lac Qui Parle, Isanti, Freeborn
- Michigan
1 in every 3,907 housing units (1,183 filings / 4,622,236 units)
Counties: Jackson, Shiawassee, Oceana, Montcalm
- Arkansas
1 in every 3,918 housing units (356 filings / 1,394,673 units)
Counties: Arkansas, Howard, Lafayette, Clay
- New Mexico
1 in every 4,291 housing units (223 filings / 956,964 units)
Counties: Colfax, Union, Valencia, Torrance
- Idaho
1 in every 5,000 housing units (159 filings / 795,014 units)
Counties: Gem, Payette, Franklin, Bannock
- Nebraska
1 in every 5,330 housing units (162 filings / 863,444 units)
Counties: Thayer, Frontier, Hamilton, York
- Connecticut
1 in every 5,391 housing units (286 filings / 1,541,822 units)
Counties: Northeastern Connecticut, South Central Connecticut, Naugatuck Valley, Greater Bridgeport
- Kentucky
1 in every 5,498 housing units (368 filings / 2,023,116 units)
Counties: Kenton, Muhlenberg, Hancock, Christian
- Tennessee
1 in every 5,594 housing units (562 filings / 3,143,670 units)
Counties: Hardeman, Montgomery, Houston, Humphreys
- Virginia
1 in every 5,686 housing units (648 filings / 3,684,756 units)
Counties: Emporia City, Sussex, Hopewell City, Greensville
- Washington
1 in every 5,711 housing units (579 filings / 3,306,620 units)
Counties: Franklin, Grays Harbor, Lewis, Cowlitz
- Wyoming
1 in every 5,774 housing units (48 filings / 277,141 units)
Counties: Hot Springs, Sweetwater, Campbell, Lincoln
- Missouri
1 in every 5,790 housing units (488 filings / 2,825,287 units)
Counties: Wright, Vernon, Dent, Iron
- Mississippi
1 in every 5,856 housing units (229 filings / 1,341,114 units)
Counties: Sunflower, Tunica, Panola, Grenada
- New Hampshire
1 in every 5,949 housing units (109 filings / 648,472 units)
Counties: Cheshire, Belknap, Rockingham, Merrimack
- Massachusetts
1 in every 5,965 housing units (508 filings / 3,030,406 units)
Counties: Franklin, Hampden, Worcester, Bristol
- Maine
1 in every 6,015 housing units (125 filings / 751,876 units)
Counties: Aroostook, Sagadahoc, Somerset, Knox
- Oregon
1 in every 6,683 housing units (278 filings / 1,857,992 units)
Counties: Umatilla, Columbia, Clackamas, Malheur
- Hawaii
1 in every 6,926 housing units (82 filings / 567,896 units)
Counties: Honolulu, Hawaii, Kauai, Maui
- Rhode Island
1 in every 7,476 housing units (65 filings / 485,932 units)
Counties: Kent, Providence, Bristol, Washington
- West Virginia
1 in every 7,622 housing units (113 filings / 861,325 units)
Counties: Cabell, Grant, Raleigh, Hampshire
- Kansas
1 in every 8,984 housing units (144 filings / 1,293,635 units)
Counties: Morton, Graham, Cheyenne, Cherokee
- Wisconsin
1 in every 9,051 housing units (307 filings / 2,778,572 units)
Counties: Langlade, Marinette, Taylor, Marathon
- North Dakota
1 in every 9,928 housing units (38 filings / 377,281 units)
Counties: Nelson, Pierce, Mchenry, Morton
- Montana
1 in every 10,162 housing units (52 filings / 528,419 units)
Counties: Sweet Grass, Big Horn, Stillwater, Hill
- Vermont
1 in every 12,557 housing units (27 filings / 339,042 units)
Counties: Bennington, Rutland, Essex, Orleans
- South Dakota
1 in every 16,880 housing units (24 filings / 405,114 units)
Counties: Yankton, Pennington, Minnehaha, Brookings
Key Insights from March 2026 Foreclosure Market Report
Foreclosure activity in March 2026 increased compared with the previous month and year, extending the ongoing normalization trend. While filings have risen from prior lows, overall foreclosure activity remains significantly below peak levels seen during the housing crisis.
Explore ATTOM’s Foreclosure Data
ATTOM’s Foreclosure Data tracks default notices, scheduled auctions, and bank repossessions nationwide, with historical trends and county-level insights. This data empowers lenders, investors, and market analysts to monitor loan default trends, assess market risks, and uncover investment opportunities.
For full report, please click the source link above.