Three California Wildfires Destroy Homes

Updated 11/13/18: Freddie Mac issued a press release titled Freddie Mac Confirms Disaster Relief Policies for Those Affected by California Wildfires.

Link to Industry Alert

Updated 11/12/18: FEMA issued a Presidential Major Disaster Declaration for areas in California affected by wildfires beginning on November 8, 2018 and continuing.

Link to Industry Alert

Updated 11/11/18:
The Sacramento Bee published an article titled California wildfires: What fires are burning and where are they now?

Link to article

Updated 11/9/18: FEMA issued an Emergency Declaration for areas in California affected by wildfires in beginning on November 8 and continuing.

Link to release

Link to associated ZIP Code List

Industry Alert
November 8, 2018

Source: CNN

Additional Resources:

Office of California Governor Edmund G. Brown Jr.: (Acting Governor Newsom Declares State of Emergency in Los Angeles and Ventura Counties Due to Fires)

Associated ZIP Code list (Butte County)

(CNN)A series of fast-moving wildfires is racing Friday up and down California, destroying thousands of structures and forcing thousands of residents to evacuate through flame-lined streets.

Two fires are just miles from the bar where 12 people were killed in a mass shooting in Southern California’s Thousand Oaks, and a voluntary evacuation advisory was issued for part of Malibu, a seaside city popular with celebrities.

A blaze in Northern California sent terrified residents running for their lives as it closed in and destroyed parts of the town of Paradise, near Chico.

Some people have died as a result of the fires, but “we really can’t put a number on it quite yet,” state Office of Emergency Services Director Mark Ghilarducci said Friday.

Fanned by high winds and fueled by low humidity and dry vegetation, the fires spread rapidly Thursday and overnight into Friday. The threat continues Friday morning, with millions of Californians under “red flag” warnings portending windy, arid and warm conditions that pose extreme fire risks.

Here’s what we know about the trio of fires:

Camp Fire: People flee ‘carrying their babies and kids’

In Northern California, Tanah Clunies-Ross woke up in the dark Thursday to what sounded like lumps of coal raining down on her home. Within minutes, her family and thousands of people were racing to escape the raging flames of the Camp Fire.

“The smell of the smoke and realizing the smoke was a lot closer than I thought and then seeing flames up to my knees. … I lost it,” she said.

Her family was among at least 40,000 residents forced to evacuate in Butte County after the fire broke out early Thursday, “growing uncontrollably” at a rate of about 80 football fields per minute.

So far, it has burned at least 70,000 acres injured firefighters and residents and destroyed parts of Paradise, a town of 26,000 people roughly 80 miles north of Sacramento.

Friday morning the fire was burning to the outer edges of Chico, a city of 93,000 people about a 90-mile drive north of Sacramento. Area hospitals have evacuated and all of Butte County schools are closed Friday.

Whitney Vaughan described a scene of panic and terror as she recalled her narrow escape from her Paradise home on Thursday morning.

Vaughan and her husband had just fled their home as flames rushed them. She saw a man “sprinting past our house carrying a little baby, running as fast as he could.”

They drove away but got eventually got caught in traffic. Flames were inches away, smoke was thick, cars weren’t moving and people were panicking. Some people left their cars there “and took off running, carrying their babies and kids.”

She cried as she recorded video of the terrifying scene, which she posted to Facebook. She and her husband eventually were able to drive away safely.

“We thought the fire was going to kill us,” she told CNN.

The full extent of the destruction is still unknown, but authorities believe up to 1,000 buildings have been destroyed — most of those in Paradise, a California Department of Forestry and Fire Protection (Cal Fire) spokesman said.

Multiple injuries have been reported by both civilians and firefighters, Cal Fire spokesman John Gaddie said. The extent of their injuries is unknown.

In Paradise on Friday morning, the town’s main road was littered with downed trees and power lines. Much of the brush and grasses were blackened along the valleys, and many trees were still burning, a CNN crew there observed.

Late Thursday, more than 2,200 firefighters were battling the flames and the fire remains uncontained, according to Cal Fire.

Gov.-elect Gavin Newsom declared a state of emergency in the area and has requested federal funds to help those impacted by wildfires in the state. Newsom is serving as acting governor while Gov. Jerry Brown is traveling out of state.

Authorities fear the fire, fueled by strong winds, could reach Chico — a city of 90,000 people where many Butte County families already have evacuated to shelters.

Woolsey Fire: Thousands of homes evacuated, Malibu area threatened

In Southern California, strong Santa Ana winds were fanning two fires, including the Woolsey Fire, which by Friday morning had burned across US 101 and was heading in the direction of Malibu.

The Woosley Fire exploded from 2,000 acres to 8,000 in Los Angeles and Ventura counties in a matter of hours Thursday night into Friday.

At least 75,000 homes in Ventura and Los Angeles counties are under evacuation orders, and some structures have already been destroyed, officials said.

The fire had crossed US 101 a few miles east of Thousand Oaks — the site of Wednesday night’s bar shooting massacre — and was headed south to the Pacific coast, in the direction of Malibu Creek State Park and Malibu city, the Los Angeles County Fire Department said.

Mandatory evacuations were ordered for an area between US 101 and just north of Malibu.

And in part of Malibu itself — a city of about 12,000 people known for beachside homes owned by celebrities and millionaires — a voluntary evacuation advisory was issued Friday morning.

“Please, please, please if you are asked to voluntarily leave the area, please do,” Ventura County fire Capt. Scott Dettore told CNN affiliate KTLA on Friday morning. “Make sure your stuff is packed and ready. Please leave the area.”

Pepperdine University on Friday closed its Malibu and Calabasas campuses because of the approaching blaze.

In Malibu, journalist Julie Ellerton said she was calmly packing Friday morning after staying up all night.

Ellerton, in an email to CNN, said it was strange to go from covering events related to Wednesday’s shooting “to looking up in the afternoon and seeing plumes of smoke.”

“My heart’s still with those suffering the loss of their children, their husband and their dad. I can’t think anything matters more — packing ‘items’ seems strange. The smoke just seems surreal,” she wrote.

In Hidden Hills, just north of Calabasas, Adrienne Janic gave her home over to firefighters late Thursday to use as a command center. Her deck provided a strong vantage point to monitor the spread of the fire.

By 1 a.m. (4 a.m. ET), more firefighters arrived as the flames closed in on Janic’s street

“While a lot of my yard and neighbors’ yards burned, the firefighters saved our homes,” Janic tweeted just after 2 a.m. (5 a.m. ET) Friday. “We are still not out of the woods yet.”

Christy Dawn Little abandoned her Oak Park home, northeast of Thousand Oaks, around 11 p.m. PT.

“I had to work this evening, and ran out when I realized how close it was,” Little told CNN. “We have found a safe hotel … (in) Los Angeles.”

Video of her drive out of town shows the fire emitting an orange-red glow in the distance in the nighttime sky.

Hill Fire: RVs, outbuildings burned

The Hill Fire is the other fire burning near the site of this week’s mass shooting in Thousand Oaks.

The fire started Thursday afternoon and spread quickly to cover about 6,000 acres, fire officials said. On Friday, part of it was burning into the footprint of a 2013 wildfire, which could slow its spread, Ventura County Fire Chief Mark Lorenzen said.

Residents posted on social media to share their views of the flames nearly consuming the hillside in the Newbury Park area of western Thousand Oaks.

While no homes or businesses have been lost due to the fast-moving blaze, a number of RVs and outbuildings have been burned and a firefighter suffered a minor injury, authorities said.

Howling Santa Ana winds were driving the Woolsey and Hill fires. The Santa Anas are strong, dry winds that high-pressure systems push from east to west, from the mountains and desert areas down into the Los Angeles area.

Wind gusts of up to 77 mph were reported in Los Angeles County on Friday morning.

Winds were expected to weaken Friday afternoon into Saturday. A second round of Santa Ana winds is forecast to whip the area Sunday through Tuesday, though it may be weaker than Friday’s.

CNN’s Emanuella Grinberg, Nick Valencia, Judson Jones, Dakin Andone, Tristan Smith, Cheri Mossburg, Amanda Watts, Joe Sutton, Gianluca Mezzofiore, Stella Chan, Amanda Jackson, Christina Zdanowicz and Jennifer Selva contributed to this report.

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CHIEF EXECUTIVE OFFICER

Alan Jaffa

Alan Jaffa is the chief executive officer for Safeguard, steering the company as the mortgage field services industry leader. He also serves on the board of advisors for SCG Partners, a middle-market private equity fund focused on diversifying and expanding Safeguard Properties’ business model into complimentary markets.

Alan joined Safeguard in 1995, learning the business from the ground up. He was promoted to chief operating officer in 2002, and was named CEO in May 2010. His hands-on experience has given him unique insights as a leader to innovate, improve and strengthen Safeguard’s processes to assure that the company adheres to the highest standards of quality and customer service.

Under Alan’s leadership, Safeguard has grown significantly with strategies that have included new and expanded services, technology investments that deliver higher quality and greater efficiency to clients, and strategic acquisitions. He takes a team approach to process improvement, involving staff at all levels of the organization to address issues, brainstorm solutions, and identify new and better ways to serve clients.

In 2008, Alan was recognized by Crain’s Cleveland Business in its annual “40-Under-40” profile of young leaders. He also was named a NEO Ernst & Young Entrepreneur of the Year® finalist in 2013.

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Chief Operating Officer

Michael Greenbaum

Michael Greenbaum is the chief operating officer for Safeguard. Mike has been instrumental in aligning operations to become more efficient, effective, and compliant with our ever-changing industry requirements. Mike has a proven track record of excellence, partnership and collaboration at Safeguard. Under Mike’s leadership, all operational departments of Safeguard have reviewed, updated and enhanced their business processes to maximize efficiency and improve quality control.

Mike joined Safeguard in July 2010 as vice president of REO and has continued to take on additional duties and responsibilities within the organization, including the role of vice president of operations in 2013 and then COO in 2015.

Mike built his business career in supply-chain management, operations, finance and marketing. He has held senior management and executive positions with Erico, a manufacturing company in Solon, Ohio; Accel, Inc., a packaging company in Lewis Center, Ohio; and McMaster-Carr, an industrial supply company in Aurora, Ohio.

Before entering the business world, Mike served in the U.S. Army, Ordinance Branch, and specialized in supply chain management. He is a distinguished graduate of West Point (U.S. Military Academy), where he majored in quantitative economics.

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CHIEF INFORMATION OFFICER

Sean Reddington

Sean Reddington is the new Chief Information Officer for Safeguard Properties LLC. Sean has over 15+ years of experience in Information Services Management with a strong focus on Product and Application Management. Sean is responsible for Safeguard’s technological direction, including planning, implementation and maintaining all operational systems

Sean has a proven record of accomplishment for increasing operational efficiencies, improving customer service levels, and implementing and maintaining IT initiatives to support successful business processes.  He has provided the vision and dedicated leadership for key technologies for Fortune 100 companies, and nationally recognized consulting firms including enterprise system architecture, security, desktop and database management systems. Sean possesses strong functional and system knowledge of information security, systems and software, contracts management, budgeting, human resources and legal and related regulatory compliance.

Sean joined Safeguard Properties LLC from RenPSG Inc. which is a nationally leading Philintropic Software Platform in the Fintech space. He oversaw the organization’s technological direction including planning, implementing and maintaining the best practices that align with all corporate functions. He also provided day-to-day technology operations, enterprise security, information risk and vulnerability management, audit and compliance, security awareness and training.

Prior to RenPSG, Sean worked for DMI Consulting as a Client Success Director where he guided the delivery in a multibillion-dollar Fortune 500 enterprise client account. He was responsible for all project deliveries in terms of quality, budget and timeliness and led the team to coordinate development and definition of project scope and limitations. Sean also worked for KPMG Consulting in their Microsoft Practice and Technicolor’s Ebusiness Division where he had responsibility for application development, maintenance, and support.

Sean is a graduate of Rutgers University with a Bachelor of Arts and received his Masters in International Business from Central Michigan University. He was also a commissioned officer in the United States Air Force prior to his career in the business world.

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General Counsel and Executive Vice President

Linda Erkkila, Esq.

Linda Erkkila is the general counsel and executive vice president for Safeguard and oversees the legal, human resources, training, and compliance departments. Linda’s responsibilities cover regulatory issues that impact Safeguard’s operations, risk mitigation, enterprise strategic planning, human resources and training initiatives, compliance, litigation and claims management, and mergers, acquisition and joint ventures.

Linda assures that Safeguard’s strategic initiatives align with its resources, leverage opportunities across the company, and contemplate compliance mandates. Her practice spans over 20 years, and Linda’s experience covers regulatory disclosure, corporate governance compliance, risk assessment, executive compensation, litigation management, and merger and acquisition activity. Her experience at a former Fortune 500 financial institution during the subprime crisis helped develop Linda’s pro-active approach to change management during periods of heightened regulatory scrutiny.

Linda previously served as vice president and attorney for National City Corporation, as securities and corporate governance counsel for Agilysys Inc., and as an associate at Thompson Hine LLP. She earned her JD at Cleveland-Marshall College of Law. Linda holds a degree in economics from Miami University and an MBA. In 2017, Linda was named as both a “Woman of Influence” by HousingWire and as a “Leading Lady” by MReport.

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Chief Financial Officer

Joe Iafigliola

Joe Iafigliola is the Chief Financial Officer for Safeguard. Joe is responsible for the Control, Quality Assurance, Business Development, Accounting & Information Security departments, and is a Managing Director of SCG Partners, a middle-market private equity fund focused on diversifying and expanding Safeguard Properties’ business model into complimentary markets.

Joe has been in a wide variety of roles in finance, supply chain management, information systems development, and sales and marketing. His career includes senior positions with McMaster-Carr Supply Company, Newell/Rubbermaid, and Procter and Gamble.

Joe has an MBA from The Weatherhead School of Management at Case Western Reserve University, is a Certified Management Accountant (CMA), and holds a bachelor’s degree from The Ohio State University’s Honors Accounting program.

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AVP, High Risk and Investor Compliance

Steve Meyer

Steve Meyer is the assistant vice president of high risk and investor compliance for Safeguard. In this role, Steve is responsible for managing our clients’ conveyance processes, Safeguard’s investor compliance team and developing our working relationships with cities and municipalities around the country. He also works directly with our clients in our many outreach efforts and he represents Safeguard at a number of industry conferences each year.

Steve joined Safeguard in 1998 as manager over the hazard claims team. He was instrumental in the development and creation of policies, procedures and operating protocol. Under Steve’s leadership, the department became one of the largest within Safeguard. In 2002, he assumed responsibility for the newly-formed high risk department, once again building its success. Steve was promoted to director over these two areas in 2007, and he was promoted to assistant vice president in 2012.

Prior to joining Safeguard, Steve spent 10 years within the insurance industry, holding a number of positions including multi-line property adjuster, branch claims supervisor, and multi-line and subrogation/litigation supervisor. Steve is a graduate of Grove City College.

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AVP, Operations

Jennifer Jozity

Jennifer Jozity is the assistant vice president of operations, overseeing inspections, REO and property preservation for Safeguard. Jen ensures quality work is performed in the field and internally, to meet and exceed our clients’ expectations. Jen has demonstrated the ability to deliver consistent results in order audit and order management.  She will build upon these strengths in order to deliver this level of excellence in both REO and property preservation operations.

Jen joined Safeguard in 1997 and was promoted to director of inspections operations in 2009 and assistant vice president of inspections operations in 2012.

She graduated from Cleveland State University with a degree in business.

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AVP, Finance

Jennifer Anspach

Jennifer Anspach is the assistant vice president of finance for Safeguard. She is responsible for the company’s national workforce of approximately 1,000 employees. She manages recruitment strategies, employee relations, training, personnel policies, retention, payroll and benefits programs. Additionally, Jennifer has oversight of the accounts receivable and loss functions formerly within the accounting department.

Jennifer joined the company in April 2009 as a manager of accounting and finance and a year later was promoted to director. She was named AVP of human capital in 2014. Prior to joining Safeguard, she held several management positions at OfficeMax and InkStop in both operations and finance.

Jennifer is a graduate of Youngstown State University. She was named a Crain’s Cleveland Business Archer Award finalist for HR Executive of the Year in 2017.

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AVP, Application Architecture

Rick Moran

Rick Moran is the assistant vice president of application architecture for Safeguard. Rick is responsible for evolving the Safeguard IT systems. He leads the design of Safeguard’s enterprise application architecture. This includes Safeguard’s real-time integration with other systems, vendors and clients; the future upgrade roadmap for systems; and standards designed to meet availability, security, performance and goals.

Rick has been with Safeguard since 2011. During that time, he has led the system upgrades necessary to support Safeguard’s growth. In addition, Rick’s team has designed and implemented several innovative systems.

Prior to joining Safeguard, Rick was director of enterprise architecture at Revol Wireless, a privately held CDMA Wireless provider in Ohio and Indiana, and operated his own consulting firm providing services to the manufacturing, telecommunications, and energy sectors.

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AVP, Technology Infrastructure and Cloud Services

Steve Machovina

Steve Machovina is the assistant vice president of technology infrastructure and cloud services for Safeguard. He is responsible for the overall management and design of Safeguard’s hybrid cloud infrastructure. He manages all technology engineering staff who support data centers, telecommunications, network, servers, storage, service monitoring, and disaster recovery.

Steve joined Safeguard in November 2013 as director of information technology operations.

Prior to joining Safeguard, Steve was vice president of information technology at Revol Wireless, a privately held wireless provider in Ohio and Indiana. He also held management positions with Northcoast PCS and Corecomm Communications, and spent nine years as a Coast Guard officer and pilot.

Steve holds a BBA in management information systems from Kent State University in Ohio and an MBA from Wayne State University in Michigan.

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Assistant Vice president of Application Development

Steve Goberish

Steve Goberish, is the assistant vice president of application development for Safeguard. He is responsible for the maintenance and evolution of Safeguard’s vendor systems ensuring high-availability, security and scalability while advancing the vendor products’ capabilities and enhancing the vendor experience.

Prior to joining Safeguard, Steve was a senior technical architect and development manager at First American Title Insurance, a publicly held title insurance provider based in southern California, in addition to managing and developing applications in multiple sectors from insurance to VOIP.

Steve has a bachelor’s degree from Kent State University in Ohio.