Safeguard COO Mike Greenbaum Featured in DSNews

Safeguard in the News
December 2025

Source: DSNews

MIKE GREENBAUM COO, Safeguard Properties

Q: How is Safeguard leveraging technology such as AI to improve efficiency or compliance in field services today?

GREENBAUM: Safeguard is using AI to solve long-standing operational bottlenecks in field services rather than treat AI as a buzzword. Our approach focuses on practical automation that enhances compliance, improves accuracy, and reduces turnaround time. Key areas include:

AI-Driven Photo & Video Validation

  • Automated routine enforcement using GPS, geofencing, and image analysis.
  • Occupancy detection from both photos and 360-degree drive-by video.
  • Hazard Insurance damage detection.
  • Build expectancy in our audit processes based on Computer Vision and Machine Learning.

AI-Supported Script Processing

  • Our inspection scripts now allow AI to answer structured questions based on video walkthroughs.
  • CoreScript automation helps flag missing photos, inconsistent answers, and items not in compliance before orders reach QA.

AI Agents for Vendor Performance

  • Automated routines track zone capacity, underperformance, milestone gaps, production rate, and delayed commitments.
  • Alerts are sent to vendors via text, app notifications, and weekly summaries.

Q: How do you balance the human expertise required for nuanced field decisions with the increasing automation of inspections, reporting, and quality assurance?

GREENBAUM: Automation is powerful—but field conditions are nuanced, and the wrong kind of automation can misinterpret critical risks. Our philosophy is: AI does the repeatable work. Humans do the judgment work.

  • AI handles tasks requiring volume and consistency: labeling photos, detecting anomalies, verifying GPS, flagging risks, and identifying missing requirements.
  • Humans assess complex structural issues, interpret nuanced damage, handle homeowner interactions, and determine conveyance readiness.

We design systems so inspectors spend more time on decisions and less on documentation; back-office staff focus on exceptions; and AI provides a second set of eyes, not a substitute.

Q: How are companies like Safeguard managing to maintain service quality and compliance standards despite financial pressure from pricing models that may not have been updated?

GREENBAUM: Safeguard succeeds by aggressively optimizing operational efficiency:

  • AI-driven QA and audit reduce rework and prevent curtailments.
  • Better routing and mobile workflows minimize drive time.
  • Training programs stabilize vendor performance.
  • Data-driven vendor capacity management ensures assignment accuracy.
  • Automation reduces overhead, preserving vendor payments.

We remove inefficiency rather than reduce quality.

Q: Labor shortages continue to challenge preservation firms nationwide. What are the biggest hurdles you face when recruiting and retaining qualified field contractors today?

GREENBAUM: Key challenges:

  • Gig workers expect faster pay cycles, routing, and minimal paperwork.
  • Skill mismatch between general gig labor and preservation requirements.
  • Rising fuel and insurance costs.
  • Coverage gaps in rural regions.

Safeguard addresses this with app-based assignments, video training, realistic expectations, and consistent work volume.

Q: How do generational shifts in the workforce— especially younger workers’ expectations for technology, flexibility, and communication— affect the way you structure field operations or training programs?

GREENBAUM: Younger workers expect mobile tools, fast communication, feedback loops, transparency, and flexible work.

Safeguard adapts through:

  • Modernized mobile app interfaces
  • In-app messaging and automated reminders
  • Video-based training
  • Gamified dashboards for performance and capacity

This improves onboarding, retention, and productivity.

Q: There has been notable consolidation across field services and related sectors in recent years. How is this reshaping the competitive landscape?

GREENBAUM: Consolidation has created fewer, larger national players with the scale to invest in technology. Smaller providers struggle with fluctuating volumes and compliance requirements. Safeguard’s national infrastructure and technology depth give it an advantage in this environment.

Q: Are there opportunities for greater collaboration across preservation, asset management, and mortgage servicing that the industry hasn’t fully capitalized on yet?

GREENBAUM: Yes—significant opportunities exist:

  • Unified data models for preservation, valuations, inspections, and asset disposition
  • Shared AI-driven risk scoring
  • Consolidated vendor performance tracking
  • Better integration of insurance loss draft workflows
  • Standardized occupancy verification approaches

The technology exists—the coordination can be enhanced.

Q: What are the “blind spots” you think the industry still has: areas that aren’t getting enough attention but will be critical for long-term sustainability?

GREENBAUM: Critical blind spots include:

  • Occupancy verification accuracy
  • Aging vendor workforce
  • Climate-driven damages are increasing in frequency and cost
  • Underutilization of remote sensors, cameras, and robotics
  • Data interoperability gaps across servicing ecosystem
  • Fraud detection opportunities using AI that remain underdeveloped

Safeguard is actively building solutions to address these blind spots.

 

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CEO

Alan Jaffa

Alan Jaffa is the Chief Executive Officer for Safeguard Properties, steering the company as the mortgage field services industry leader. He also serves on the board of advisors for SCG Partners, a middle-market private equity fund focused on diversifying and expanding Safeguard Properties’ business model into complimentary markets.

Alan joined Safeguard in 1995, learning the business from the ground up. He was promoted to Chief Operating Officer in 2002, and was named CEO in May 2010. His hands-on experience has given him unique insights as a leader to innovate, improve and strengthen Safeguard’s processes to assure that the company adheres to the highest standards of quality and customer service.

Under Alan’s leadership, Safeguard has grown significantly with strategies that have included new and expanded services, technology investments that deliver higher quality and greater efficiency to clients, and strategic acquisitions. He takes a team approach to process improvement, involving staff at all levels of the organization to address issues, brainstorm solutions, and identify new and better ways to serve clients.

In 2008, Alan was recognized by Crain’s Cleveland Business in its annual “40-Under-40” profile of young leaders. He also was named a NEO Ernst & Young Entrepreneur Of The Year® Award finalist in 2013.

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Esq., General Counsel and EVP

Linda Erkkila

Linda Erkkila is the General Counsel and Executive Vice President for Safeguard Properties, with oversight of legal, human resources, training, and compliance. Linda’s broad scope of oversight covers regulatory issues that impact Safeguard’s operations, risk mitigation, strategic planning, human resources and training initiatives, compliance, insurance, litigation and claims management, and counsel related to mergers, acquisition and joint ventures.

Linda assures that Safeguard’s strategic initiatives align with its resources, leverage opportunities across the company, and contemplate compliance mandates. She has practiced law for 25 years and her experience, both as outside and in-house counsel, covers a wide range of corporate matters, including regulatory disclosure, corporate governance compliance, risk assessment, compensation and benefits, litigation management, and mergers and acquisitions.

Linda earned her JD at Cleveland-Marshall College of Law. She holds a degree in economics from Miami University and an MBA. Linda was previously named as both a “Woman of Influence” by HousingWire and as a “Leading Lady” by MReport.

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COO

Michael Greenbaum

Michael Greenbaum is the Chief Operating Officer of Safeguard Properties, where he has played a pivotal role since joining the company in July 2010. Initially brought on as Vice President of REO, Mike’s exceptional leadership and strategic vision quickly propelled him to Vice President of Operations in 2013, and ultimately to COO in 2015. Over his 14-year tenure at Safeguard, Mike has been instrumental in driving change and fostering innovation within the Property Preservation sector, consistently delivering excellence and becoming a trusted partner to clients and investors.

A distinguished graduate of the United States Military Academy at West Point, Mike earned a degree in Quantitative Economics. Following his graduation, he served in the U.S. Army’s Ordnance Branch, where he specialized in supply chain management. Before his tenure at Safeguard, Mike honed his expertise by managing global supply chains for 13 years, leveraging his military and civilian experience to lead with precision and efficacy.

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CFO

Joe Iafigliola

Joe Iafigliola is the Chief Financial Officer for Safeguard Properties. Joe is responsible for the Control, Quality Assurance, Business Development, Marketing, Accounting, and Information Security departments. At the core of his responsibilities is the drive to ensure that Safeguard’s focus remains rooted in Customer Service = Resolution. Through his executive leadership role, he actively supports SGPNOW.com, an on-demand service geared towards real estate and property management professionals as well as individual home owners in need of inspection and property preservation services. Joe is also an integral force behind Compliance Connections, a branch of Safeguard Properties that allows code enforcement professionals to report violations at properties that can then be addressed by the Safeguard vendor network. Compliance Connections also researches and shares vacant property ordinance information with Safeguard clients.

Joe has an MBA from The Weatherhead School of Management at Case Western Reserve University, is a Certified Management Accountant (CMA), and holds a bachelor’s degree from The Ohio State University’s Honors Accounting program.

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Business Development

Carrie Tackett

Business Development Safeguard Properties