Rep. Israel Announced Bill to Turn ?Zombie? Homes into Housing for Homeless Veterans

Industry Update
November 23, 2015

In 2014, there were 4,044 Zombie Homes in Suffolk and Nassau Counties

Dix Hills, NY—Congressman Steve Israel (NY-03) joined Suffolk County Legislator Steve Stern, local homeowners and stakeholders to announce legislation that will help veterans organizations buy, renovate and repurpose Long Island zombie homes into housing for homeless veterans. The Housing Our Heroes Act creates a three year pilot program which provides grants to Veterans Service Organizations (VSOs) and Non-Governmental Organizations (NGOs) to purchase and renovate these blighted properties- providing a pathway to homeownership for homeless veterans and taking unsightly zombie homes off the market.

“It is simply unacceptable that our veterans, who have sacrificed so much to defend our country, should ever be forced to sleep on the streets at night,” said Rep. Steve Israel. “My legislation will not only put a roof over our heroes’ heads, it will also transform unsightly zombie homes into renovated properties that will revitalize housing markets in many of our Long Island communities. Whenever we get the opportunity to eliminate two problems with one sustainable solution, we should act on it.”

“No soldier who has ever worn the uniform of our great nation and gone off to protect the ground we stand on should ever have to come home to sleep on it,” Legislator Steve Stern said. “This legislation will help ensure that our military heroes have a place to call home while turning blighted properties into houses fit for heroes. Thank you to Congressman Steve Israel for introducing this important initiative to not only assist our veterans, but also to improve the quality of life for all of our neighbors.”

“Huntington residents have been dealing with the zombie home epidemic in our neighborhoods for far too long,” said Huntington Town Councilwoman Tracey Edwards. “Congressman Israel’s legislation will help improve the quality of life for our veterans and Huntington residents whose home values have been negatively impacted by these eyesores. I look forward to working with him to ensure our residents are taken care of.”

“On Veteran’s Day, as our nation reflects on the sacrifices that military service men and women have made, and continue to make each day, in service to our country United Way of Long Island is pleased to be part of a neighborhood stabilization initiative that will find innovative ways to provide affordable and energy efficient housing for veterans through the federal Housing our Heroes Act,” said Teresa Regnante, President and CEO of United Way Long Island. “We applaud Congressman Israel for his work on behalf of veterans.”

“At the Long Island Coalition for the Homeless, our main goal is to end homelessness and help improve the lives of Long Islanders who may become homeless,” said Greta Guarton, Executive Director at Long Island Coalition for the Homeless. “I applaud Congressman Israel for introducing this legislation to help strengthen our mission and improve the lives of not only our veterans, but our entire Long Island community.”

“Passing the Housing Our Heroes Act would be a win-win for Long Island veterans and residents,” said Frank Amalfitano, Director of United Veterans Beacon House. “Placing homeless veterans in these homes will give them the opportunity and foundation they need to become independent successful members of our community. I applaud Congressman Israel for fighting to improve the lives of our veterans.”

“After fighting for our country, veterans deserve every opportunity possible to help get back on their feet and on track,” said Beth Gabellini, Regional Director of Long Island Supportive Services for Veteran Families. “Congressman Israel’s bill will help us expedite the process of getting veterans and their families off the streets and into homes which provide a stable base for their continued recovery.”

“Zombie homes aren’t only eyesores in our neighborhood, they are actively reducing the value of our homes that we have worked so hard to maintain,” said Gina Raio Bitsimis, Dix Hills homeowner and zombie home neighbor. “I thank Congressman Israel for working to transform these costly eyesores into beautiful homes for our country’s veterans. My family and I will welcome these brave men and women into our neighborhood with open arms and look forward to the increase of both our quality of life and the value of our property.”

According to a 2014 Department of Housing and Urban Development (HUD) report, national veteran homelessness has declined by 33 percent since 2010. However, there are still an estimated 49,933 homeless veterans on the street on any given night in the United States, including more than 2,500 veterans in New York State.

A 2014 Newsday study found that Suffolk County had 2,084 zombie homes and Nassau had 1,960.  The same report found that zombie houses have cost Long Island at least $295 million in depreciated home values, while Long Island municipalities spent at least $3.2 million to clean, maintain and board up these zombie properties in 2013.A zombie home is commonly referred to a home that is in the foreclosure process that is maintained by neither the lender nor the homeowner. In New York the foreclosure process averages 934 days which can leave some homes vacant and decaying for years.

Source: israel.house.gov

Additional Resource: 
H.R. 3970 (current proposed text)

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CHIEF EXECUTIVE OFFICER

Alan Jaffa

Alan Jaffa is the chief executive officer for Safeguard, steering the company as the mortgage field services industry leader. He also serves on the board of advisors for SCG Partners, a middle-market private equity fund focused on diversifying and expanding Safeguard Properties’ business model into complimentary markets.

Alan joined Safeguard in 1995, learning the business from the ground up. He was promoted to chief operating officer in 2002, and was named CEO in May 2010. His hands-on experience has given him unique insights as a leader to innovate, improve and strengthen Safeguard’s processes to assure that the company adheres to the highest standards of quality and customer service.

Under Alan’s leadership, Safeguard has grown significantly with strategies that have included new and expanded services, technology investments that deliver higher quality and greater efficiency to clients, and strategic acquisitions. He takes a team approach to process improvement, involving staff at all levels of the organization to address issues, brainstorm solutions, and identify new and better ways to serve clients.

In 2008, Alan was recognized by Crain’s Cleveland Business in its annual “40-Under-40” profile of young leaders. He also was named a NEO Ernst & Young Entrepreneur of the Year® finalist in 2013.

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Chief Operating Officer

Michael Greenbaum

Michael Greenbaum is the chief operating officer for Safeguard. Mike has been instrumental in aligning operations to become more efficient, effective, and compliant with our ever-changing industry requirements. Mike has a proven track record of excellence, partnership and collaboration at Safeguard. Under Mike’s leadership, all operational departments of Safeguard have reviewed, updated and enhanced their business processes to maximize efficiency and improve quality control.

Mike joined Safeguard in July 2010 as vice president of REO and has continued to take on additional duties and responsibilities within the organization, including the role of vice president of operations in 2013 and then COO in 2015.

Mike built his business career in supply-chain management, operations, finance and marketing. He has held senior management and executive positions with Erico, a manufacturing company in Solon, Ohio; Accel, Inc., a packaging company in Lewis Center, Ohio; and McMaster-Carr, an industrial supply company in Aurora, Ohio.

Before entering the business world, Mike served in the U.S. Army, Ordinance Branch, and specialized in supply chain management. He is a distinguished graduate of West Point (U.S. Military Academy), where he majored in quantitative economics.

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CHIEF INFORMATION OFFICER

Sean Reddington

Sean Reddington is the new Chief Information Officer for Safeguard Properties LLC. Sean has over 15+ years of experience in Information Services Management with a strong focus on Product and Application Management. Sean is responsible for Safeguard’s technological direction, including planning, implementation and maintaining all operational systems

Sean has a proven record of accomplishment for increasing operational efficiencies, improving customer service levels, and implementing and maintaining IT initiatives to support successful business processes.  He has provided the vision and dedicated leadership for key technologies for Fortune 100 companies, and nationally recognized consulting firms including enterprise system architecture, security, desktop and database management systems. Sean possesses strong functional and system knowledge of information security, systems and software, contracts management, budgeting, human resources and legal and related regulatory compliance.

Sean joined Safeguard Properties LLC from RenPSG Inc. which is a nationally leading Philintropic Software Platform in the Fintech space. He oversaw the organization’s technological direction including planning, implementing and maintaining the best practices that align with all corporate functions. He also provided day-to-day technology operations, enterprise security, information risk and vulnerability management, audit and compliance, security awareness and training.

Prior to RenPSG, Sean worked for DMI Consulting as a Client Success Director where he guided the delivery in a multibillion-dollar Fortune 500 enterprise client account. He was responsible for all project deliveries in terms of quality, budget and timeliness and led the team to coordinate development and definition of project scope and limitations. Sean also worked for KPMG Consulting in their Microsoft Practice and Technicolor’s Ebusiness Division where he had responsibility for application development, maintenance, and support.

Sean is a graduate of Rutgers University with a Bachelor of Arts and received his Masters in International Business from Central Michigan University. He was also a commissioned officer in the United States Air Force prior to his career in the business world.

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General Counsel and Executive Vice President

Linda Erkkila, Esq.

Linda Erkkila is the general counsel and executive vice president for Safeguard and oversees the legal, human resources, training, and compliance departments. Linda’s responsibilities cover regulatory issues that impact Safeguard’s operations, risk mitigation, enterprise strategic planning, human resources and training initiatives, compliance, litigation and claims management, and mergers, acquisition and joint ventures.

Linda assures that Safeguard’s strategic initiatives align with its resources, leverage opportunities across the company, and contemplate compliance mandates. Her practice spans over 20 years, and Linda’s experience covers regulatory disclosure, corporate governance compliance, risk assessment, executive compensation, litigation management, and merger and acquisition activity. Her experience at a former Fortune 500 financial institution during the subprime crisis helped develop Linda’s pro-active approach to change management during periods of heightened regulatory scrutiny.

Linda previously served as vice president and attorney for National City Corporation, as securities and corporate governance counsel for Agilysys Inc., and as an associate at Thompson Hine LLP. She earned her JD at Cleveland-Marshall College of Law. Linda holds a degree in economics from Miami University and an MBA. In 2017, Linda was named as both a “Woman of Influence” by HousingWire and as a “Leading Lady” by MReport.

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Chief Financial Officer

Joe Iafigliola

Joe Iafigliola is the Chief Financial Officer for Safeguard. Joe is responsible for the Control, Quality Assurance, Business Development, Accounting & Information Security departments, and is a Managing Director of SCG Partners, a middle-market private equity fund focused on diversifying and expanding Safeguard Properties’ business model into complimentary markets.

Joe has been in a wide variety of roles in finance, supply chain management, information systems development, and sales and marketing. His career includes senior positions with McMaster-Carr Supply Company, Newell/Rubbermaid, and Procter and Gamble.

Joe has an MBA from The Weatherhead School of Management at Case Western Reserve University, is a Certified Management Accountant (CMA), and holds a bachelor’s degree from The Ohio State University’s Honors Accounting program.

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AVP, High Risk and Investor Compliance

Steve Meyer

Steve Meyer is the assistant vice president of high risk and investor compliance for Safeguard. In this role, Steve is responsible for managing our clients’ conveyance processes, Safeguard’s investor compliance team and developing our working relationships with cities and municipalities around the country. He also works directly with our clients in our many outreach efforts and he represents Safeguard at a number of industry conferences each year.

Steve joined Safeguard in 1998 as manager over the hazard claims team. He was instrumental in the development and creation of policies, procedures and operating protocol. Under Steve’s leadership, the department became one of the largest within Safeguard. In 2002, he assumed responsibility for the newly-formed high risk department, once again building its success. Steve was promoted to director over these two areas in 2007, and he was promoted to assistant vice president in 2012.

Prior to joining Safeguard, Steve spent 10 years within the insurance industry, holding a number of positions including multi-line property adjuster, branch claims supervisor, and multi-line and subrogation/litigation supervisor. Steve is a graduate of Grove City College.

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AVP, Operations

Jennifer Jozity

Jennifer Jozity is the assistant vice president of operations, overseeing inspections, REO and property preservation for Safeguard. Jen ensures quality work is performed in the field and internally, to meet and exceed our clients’ expectations. Jen has demonstrated the ability to deliver consistent results in order audit and order management.  She will build upon these strengths in order to deliver this level of excellence in both REO and property preservation operations.

Jen joined Safeguard in 1997 and was promoted to director of inspections operations in 2009 and assistant vice president of inspections operations in 2012.

She graduated from Cleveland State University with a degree in business.

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AVP, Finance

Jennifer Anspach

Jennifer Anspach is the assistant vice president of finance for Safeguard. She is responsible for the company’s national workforce of approximately 1,000 employees. She manages recruitment strategies, employee relations, training, personnel policies, retention, payroll and benefits programs. Additionally, Jennifer has oversight of the accounts receivable and loss functions formerly within the accounting department.

Jennifer joined the company in April 2009 as a manager of accounting and finance and a year later was promoted to director. She was named AVP of human capital in 2014. Prior to joining Safeguard, she held several management positions at OfficeMax and InkStop in both operations and finance.

Jennifer is a graduate of Youngstown State University. She was named a Crain’s Cleveland Business Archer Award finalist for HR Executive of the Year in 2017.

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AVP, Application Architecture

Rick Moran

Rick Moran is the assistant vice president of application architecture for Safeguard. Rick is responsible for evolving the Safeguard IT systems. He leads the design of Safeguard’s enterprise application architecture. This includes Safeguard’s real-time integration with other systems, vendors and clients; the future upgrade roadmap for systems; and standards designed to meet availability, security, performance and goals.

Rick has been with Safeguard since 2011. During that time, he has led the system upgrades necessary to support Safeguard’s growth. In addition, Rick’s team has designed and implemented several innovative systems.

Prior to joining Safeguard, Rick was director of enterprise architecture at Revol Wireless, a privately held CDMA Wireless provider in Ohio and Indiana, and operated his own consulting firm providing services to the manufacturing, telecommunications, and energy sectors.

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AVP, Technology Infrastructure and Cloud Services

Steve Machovina

Steve Machovina is the assistant vice president of technology infrastructure and cloud services for Safeguard. He is responsible for the overall management and design of Safeguard’s hybrid cloud infrastructure. He manages all technology engineering staff who support data centers, telecommunications, network, servers, storage, service monitoring, and disaster recovery.

Steve joined Safeguard in November 2013 as director of information technology operations.

Prior to joining Safeguard, Steve was vice president of information technology at Revol Wireless, a privately held wireless provider in Ohio and Indiana. He also held management positions with Northcoast PCS and Corecomm Communications, and spent nine years as a Coast Guard officer and pilot.

Steve holds a BBA in management information systems from Kent State University in Ohio and an MBA from Wayne State University in Michigan.

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Assistant Vice president of Application Development

Steve Goberish

Steve Goberish, is the assistant vice president of application development for Safeguard. He is responsible for the maintenance and evolution of Safeguard’s vendor systems ensuring high-availability, security and scalability while advancing the vendor products’ capabilities and enhancing the vendor experience.

Prior to joining Safeguard, Steve was a senior technical architect and development manager at First American Title Insurance, a publicly held title insurance provider based in southern California, in addition to managing and developing applications in multiple sectors from insurance to VOIP.

Steve has a bachelor’s degree from Kent State University in Ohio.