Archives For: Featured Resources

FEMA Declared Disaster New York

FEMA issued a Presidential Major Disaster Declaration for areas in New York affected by severe storms and flooding from August 13-15, 2018.

1 Oct 2018

FEMA Declared Disaster Northern Mariana Islands

FEMA issued a Presidential Major Disaster Declaration for areas in the Commonwealth of the Northern Mariana Islands affected by Typhoon Mangkhut from September 10-11, 2018

29 Sep 2018

FHFA: Statement of Melvin L. Watt

Source: FHFA Chairman Hensarling, Ranking Member Waters, and members of the Committee, thank you for inviting me to testify before the House Financial Services Committee today. Since I last testified before this Committee, Fannie Mae and Freddie Mac (the Enterprises) have marked their 10th anniversary under the conservatorship of the Federal Housing Finance Agency (FHFA). This […]

28 Sep 2018

FHFA: Oversight of Third-Party Provider Relationships

Source: FHFA (AB 2018-08 full bulletin) Purpose This advisory bulletin (AB) provides Federal Housing Finance Agency (FHFA) guidance to Fannie Mae and Freddie Mac, the Federal Home Loan Banks (FHLBanks), and the Office of Finance (OF) (collectively, the regulated entities[1]) on assessing and managing risks associated with third-party provider relationships.  For the purposes of this AB, a third-party […]

28 Sep 2018

Hurricane Lane: Monster Storm Strengthens to Category 5, Hawaii County Under Hurricane Warning

Updated 9/27/18: FEMA issued a Presidential Major Disaster Declaration for areas in Hawaii affected by Hurricane Lane from August 22-29, 2018. Link to All Client Alert Updated 8/23/18: Fannie Mae issued a press release titled Fannie Mae Reminds Homeowners and Servicers of Mortgage Assistance Options for Areas Affected by Hurricane Lane. Link to All Client Alert Updated 8/23/18: Freddie […]

27 Sep 2018

FEMA Declared Disaster Hawaii

FEMA issued a Presidential Major Disaster Declaration for areas in Hawaii affected by Hurricane Lane from August 22-29, 2018.

27 Sep 2018

GAO: Natural Disasters and FEMA’s Individual Assistance Program

Source: GAO (full blog) In September 2018, Hurricane Florence brought record-setting floods to the Carolinas and another major deployment of the Federal Emergency Management Agency. The numbers aren’t in yet on Florence’s impact, but in 2017, California wildfires, Atlantic hurricanes and other natural disasters affected about 25.8 million people in the United States. About 4.7 million of […]

27 Sep 2018

HUD OIG: HUD Paid an Estimated $413 Million for Unnecessary Preforeclosure Claim Interest and Other Costs Due to Lender Servicing Delays

Source: HUD OIG (full report) SUMMARY: We audited the U.S. Department of Housing and Urban Development’s (HUD) Federal Housing Administration’s (FHA) preforeclosure sale claim process based on an internal Office of Inspector General audit suggestion noting that existing regulations may allow excessive preforeclosure claim interest costs.  Our audit objective was to determine the amount of unnecessary preforeclosure […]

27 Sep 2018

Fannie Mae: Improved Expense Reimbursement; MI Factor; and More

Source: Fannie Mae Announcement SVC-2018-07: Foreclosure Sale Marketing and Foreclosure Auction Services We are updating our policies in an off-cycle Servicing Guide Announcement by: Adding a new vendor to our Third Party Sale Program; Requiring servicers to use a Fannie Mae-approved vendor for foreclosure sale marketing services in certain jurisdictions (refer to Third Party Sales Foreclosure Bidding Instructionsas an […]

26 Sep 2018

FHFA: Foreclosure Prevention Report – Second Quarter 2018

Second Quarter 2018 Highlights The Enterprises’ Foreclosure Prevention Actions: The Enterprises completed 70,945 foreclosure prevention actions in the second quarter, bringing the total to 4,179,581 since the start of conservatorships in September 2008.  Of these actions, 3,491,670 have helped troubled homeowners stay in their homes, including 2,238,770 permanent loan modifications. Twenty-five percent of modifications in […]

26 Sep 2018

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