Safeguard Properties

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USDA: Expanded Guidance – USDA Modified Interest Rate Waiver

The U.S. Department of Agriculture (USDA) issued a notice providing additional guidance on a waiver for approved loan servicers to modify loans when the interest rate may exceed the original guaranteed note rate.

2 Apr 2018

FHFA: Report Details Progress on the 2017 Scorecard for Fannie Mae and Freddie Mac

The Federal Housing Finance Agency (FHFA) issued a news release announcing the release of a report summarizing the 2017 activities of Fannie Mae and Freddie Mac.

29 Mar 2018

Washington Bills Take Aim at Abandoned Properties

HB 2057 (An act relating to the services and processes available when residential real property is abandoned or in foreclosure) was signed by Governor Jay Inslee on March 28, 2018.

28 Mar 2018

MHA HAMP Update: Revised Official Monthly Reporting – OMR Job Aid Posted

Making Home Affordable (MHA) issued an update announcing a revision that provides reporting guidance to address scenarios in which a borrower in a permanent HAMP Modification completes a Federally Declared Disaster (FDD) Forbearance Plan.

28 Mar 2018

FHFA: Foreclosure Prevention Report – Fourth Quarter 2017

The Federal Housing Finance Agency (FHFA) issued its fourth quarter 2017 Foreclosure Prevention Report.

22 Mar 2018

States Introduce Vacant Property Bills

NE LB256 (Adopt the Vacant Property Registration Act) was signed by Governor Pete Ricketts on March 21, 2018.

21 Mar 2018

Fannie Mae: New Qs in the Project Insurance Requirement FAQs; plus Updates to AMN/HSSN and AAA Matrices

Fannie Mae issued a release highlighting information relevant to servicers and sellers.

21 Mar 2018

CFPB: Regulation X and Regulation Z Mortgage Servicing FAQs

The Consumer Financial Protection Bureau (CFPB) published questions and answers pertaining to compliance with Regulation X and Regulation Z, which will be effective on April 19, 2018.

20 Mar 2018

Lynn, MA Mediation Law Faces Revocation

MA S.884 (An act clarifying municipal authority regarding cash sureties and foreclosures) has replaced S.2396 in the Massachusetts Senate.

19 Mar 2018

Foreclosure Proceedings Bill Approved in Florida

FL SB 220 (Bankruptcy Matters in Foreclosure Proceedings) was approved by Governor Rick Scott on March 19, 2018.

19 Mar 2018

Lawsuit Against City Officials Allege Vacant Property Registry Violates Fourth Amendment

MLive.com published an article outlining a recently filed federal class-action lawsuit against two Saginaw, Mich., city officials, alleging that language included on the city’s vacant property registration application violates amendment rights of property owners.

19 Mar 2018

HUD: FHA INFO #18-12: Extension of HECM Foreclosure Timelines for Properties Impacted by Hurricane Maria in Affected Areas in Puerto Rico and the U.S. Virgin Islands

The U.S. Department of Housing and Urban Development (HUD) issued single family housing and news updates in FHA INFO #18-12.

19 Mar 2018

Securing Foreclosure Protections for Veterans

DS News published an article outlining passed legislation designed to help protect military servicemembers and their families from foreclosure.

17 Mar 2018

FHFA: Refinance Report – January 2018

The Federal Housing Finance Agency (FHFA) issued its January 2018 Refinance Report.

15 Mar 2018

HUD: FHA INFO #18-11: Training Opportunity

The U.S. Department of Housing and Urban Development (HUD) issued single family housing and news updates in FHA INFO #18-11.

15 Mar 2018

HUD: Secretary Carson Launches New Financial Controls to Enhance Department’s Fiscal Strength and Integrity

The U.S. Department of Housing and Urban Development (HUD) issued a press release outlining new measures that will protect the financial integrity of the agency and correct lax internal processes and controls.

15 Mar 2018

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CEO

Alan Jaffa

Alan Jaffa is the Chief Executive Officer for Safeguard Properties, steering the company as the mortgage field services industry leader. He also serves on the board of advisors for SCG Partners, a middle-market private equity fund focused on diversifying and expanding Safeguard Properties’ business model into complimentary markets.

Alan joined Safeguard in 1995, learning the business from the ground up. He was promoted to Chief Operating Officer in 2002, and was named CEO in May 2010. His hands-on experience has given him unique insights as a leader to innovate, improve and strengthen Safeguard’s processes to assure that the company adheres to the highest standards of quality and customer service.

Under Alan’s leadership, Safeguard has grown significantly with strategies that have included new and expanded services, technology investments that deliver higher quality and greater efficiency to clients, and strategic acquisitions. He takes a team approach to process improvement, involving staff at all levels of the organization to address issues, brainstorm solutions, and identify new and better ways to serve clients.

In 2008, Alan was recognized by Crain’s Cleveland Business in its annual “40-Under-40” profile of young leaders. He also was named a NEO Ernst & Young Entrepreneur Of The Year® Award finalist in 2013.

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Esq., General Counsel and EVP

Linda Erkkila

Linda Erkkila is the General Counsel and Executive Vice President for Safeguard Properties, with oversight of legal, human resources, training, and compliance. Linda’s broad scope of oversight covers regulatory issues that impact Safeguard’s operations, risk mitigation, strategic planning, human resources and training initiatives, compliance, insurance, litigation and claims management, and counsel related to mergers, acquisition and joint ventures.

Linda assures that Safeguard’s strategic initiatives align with its resources, leverage opportunities across the company, and contemplate compliance mandates. She has practiced law for 25 years and her experience, both as outside and in-house counsel, covers a wide range of corporate matters, including regulatory disclosure, corporate governance compliance, risk assessment, compensation and benefits, litigation management, and mergers and acquisitions.

Linda earned her JD at Cleveland-Marshall College of Law. She holds a degree in economics from Miami University and an MBA. Linda was previously named as both a “Woman of Influence” by HousingWire and as a “Leading Lady” by MReport.

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COO

Michael Greenbaum

Michael Greenbaum is the Chief Operating Officer of Safeguard Properties, where he has played a pivotal role since joining the company in July 2010. Initially brought on as Vice President of REO, Mike’s exceptional leadership and strategic vision quickly propelled him to Vice President of Operations in 2013, and ultimately to COO in 2015. Over his 14-year tenure at Safeguard, Mike has been instrumental in driving change and fostering innovation within the Property Preservation sector, consistently delivering excellence and becoming a trusted partner to clients and investors.

A distinguished graduate of the United States Military Academy at West Point, Mike earned a degree in Quantitative Economics. Following his graduation, he served in the U.S. Army’s Ordnance Branch, where he specialized in supply chain management. Before his tenure at Safeguard, Mike honed his expertise by managing global supply chains for 13 years, leveraging his military and civilian experience to lead with precision and efficacy.

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CFO

Joe Iafigliola

Joe Iafigliola is the Chief Financial Officer for Safeguard Properties. Joe is responsible for the Control, Quality Assurance, Business Development, Marketing, Accounting, and Information Security departments. At the core of his responsibilities is the drive to ensure that Safeguard’s focus remains rooted in Customer Service = Resolution. Through his executive leadership role, he actively supports SGPNOW.com, an on-demand service geared towards real estate and property management professionals as well as individual home owners in need of inspection and property preservation services. Joe is also an integral force behind Compliance Connections, a branch of Safeguard Properties that allows code enforcement professionals to report violations at properties that can then be addressed by the Safeguard vendor network. Compliance Connections also researches and shares vacant property ordinance information with Safeguard clients.

Joe has an MBA from The Weatherhead School of Management at Case Western Reserve University, is a Certified Management Accountant (CMA), and holds a bachelor’s degree from The Ohio State University’s Honors Accounting program.

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Business Development

Carrie Tackett

Business Development Safeguard Properties