Safeguard Properties

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HUD: FHA INFO #19-46: FHA Strengthens Permanent Disaster Loss Mitigation Options

The U.S. Department of Housing and Urban Development (HUD) issued single family housing and news updates in FHA INFO #19-46.

29 Aug 2019

VA: VALERI Servicer Newsflash

The U.S. Department of Veterans Affairs (VA) issued a release containing a number of updates relevant to servicers. Included is a reminder when reporting the Electronic Default Notice (EDN) Event on loans less than 61 days delinquent and State Foreclosure Process matrix typographical error corrections.

27 Aug 2019

OCC Bulletin 2016-20: Flood Disaster Protection Act

The Office of the Comptroller of the Currency (OCC) issued a bulletin outlining revised interagency Flood Disaster Protection Act (FDPA) examination procedures that reflect private flood insurance requirements that became effective on July 1, 2019.

27 Aug 2019

FEMA Declared Disaster Missouri

FEMA issued an update to a Presidential Major Disaster Declaration for areas in Missouri affected by severe storms, straight-line winds and flooding that took place March 11 to April 16, 2019.

16 Aug 2019

FEMA Declared Disaster Oklahoma

FEMA issued an update to a Presidential Major Disaster Declaration for areas in Oklahoma affected by severe storms, tornadoes, straight-line winds and flooding that took place April 30 to May 1, 2019.

16 Aug 2019

VA: VALERI Special Announcement

The U.S. Department of Veterans Affairs (VA) issued a VALERI Special Announcement announcing an additional extension for required servicer documentation relating to Adequacy of Servicing (AOS) processes.

16 Aug 2019

FEMA Declared Disaster New Hampshire

FEMA issued a Presidential Major Disaster Declaration for areas in New Hampshire affected by severe storms and flooding that took place July 11-12, 2019.

15 Aug 2019

FHFA: Fannie Mae and Freddie Mac Dodd-Frank Act Stress Test Results

The Federal Housing Finance Agency (FHFA) released a report providing results of the annual stress tests Fannie Mae and Freddie Mac are required to conduct under the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act).

15 Aug 2019

FEMA Declared Disaster Kansas

FEMA issued an update to a Presidential Major Disaster Declaration for areas in Kansas affected by severe storms, straight-line winds, tornadoes, flooding, landslides and mudslides that took place April 28 to July 12, 2019.

14 Aug 2019

Fannie Mae: Lender Letter LL-2019-07: Advance Notice of Principal and Interest Drafts for Scheduled/Scheduled and Scheduled/Actual Portfolio Mortgage Loans

Fannie Mae issued a release providing advance notification to servicers of changes that will simplify and streamline the cash remittance and reconciliation process.

14 Aug 2019

Freddie Mac: FHLMC Guide Bulletin 2019-18: Servicing Updates

Freddie Mac issued a release announcing servicing updates that will provide greater flexibility and opportunities for operational efficiency.

14 Aug 2019

FEMA Declared Disaster Oklahoma

FEMA issued an update to a Presidential Major Disaster Declaration for areas in Oklahoma affected by severe storms, straight-line winds, tornadoes and flooding that took place May 7 to June 9, 2019.

13 Aug 2019

HUD: FHA INFO #19-40: Training Opportunities

The U.S. Department of Housing and Urban Development (HUD) issued single family housing and news updates in FHA INFO #19-40.

9 Aug 2019

VA: Circular 26-19-22: Clarification and Updates to Policy Guidance for VA Interest Rate Reduction Refinance Loans (IRRRLs)

The U.S. Department of Veterans Affairs (VA) issued a release that aims to consolidate and clarify guidance regarding how section 309 of Public Law 115-174, the Economic Growth, Regulatory Relief and Consumer Protection Act, affects IRRRLs.

8 Aug 2019

Fannie Mae: MI Termination in SMDU Starting Soon

Fannie Mae reminded servicers that borrower-initiated mortgage insurance (MI) termination must be processed in the Servicer Management Default Underwriter (SMDU) for both Original Value and Current Value beginning on September 1, 2019.

7 Aug 2019

FEMA Declared Disaster Muscogee (Creek) Nation Oklahoma

FEMA issued a Presidential Major Disaster Declaration for the Muscogee (Creek) Nation (Oklahoma) as a result of severe storms, straight-line winds, tornadoes and flooding that took place May 7 to June 9, 2019.

7 Aug 2019

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CEO

Alan Jaffa

Alan Jaffa is the Chief Executive Officer for Safeguard Properties, steering the company as the mortgage field services industry leader. He also serves on the board of advisors for SCG Partners, a middle-market private equity fund focused on diversifying and expanding Safeguard Properties’ business model into complimentary markets.

Alan joined Safeguard in 1995, learning the business from the ground up. He was promoted to Chief Operating Officer in 2002, and was named CEO in May 2010. His hands-on experience has given him unique insights as a leader to innovate, improve and strengthen Safeguard’s processes to assure that the company adheres to the highest standards of quality and customer service.

Under Alan’s leadership, Safeguard has grown significantly with strategies that have included new and expanded services, technology investments that deliver higher quality and greater efficiency to clients, and strategic acquisitions. He takes a team approach to process improvement, involving staff at all levels of the organization to address issues, brainstorm solutions, and identify new and better ways to serve clients.

In 2008, Alan was recognized by Crain’s Cleveland Business in its annual “40-Under-40” profile of young leaders. He also was named a NEO Ernst & Young Entrepreneur Of The Year® Award finalist in 2013.

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Esq., General Counsel and EVP

Linda Erkkila

Linda Erkkila is the General Counsel and Executive Vice President for Safeguard Properties, with oversight of legal, human resources, training, and compliance. Linda’s broad scope of oversight covers regulatory issues that impact Safeguard’s operations, risk mitigation, strategic planning, human resources and training initiatives, compliance, insurance, litigation and claims management, and counsel related to mergers, acquisition and joint ventures.

Linda assures that Safeguard’s strategic initiatives align with its resources, leverage opportunities across the company, and contemplate compliance mandates. She has practiced law for 25 years and her experience, both as outside and in-house counsel, covers a wide range of corporate matters, including regulatory disclosure, corporate governance compliance, risk assessment, compensation and benefits, litigation management, and mergers and acquisitions.

Linda earned her JD at Cleveland-Marshall College of Law. She holds a degree in economics from Miami University and an MBA. Linda was previously named as both a “Woman of Influence” by HousingWire and as a “Leading Lady” by MReport.

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COO

Michael Greenbaum

Michael Greenbaum is the Chief Operating Officer of Safeguard Properties, where he has played a pivotal role since joining the company in July 2010. Initially brought on as Vice President of REO, Mike’s exceptional leadership and strategic vision quickly propelled him to Vice President of Operations in 2013, and ultimately to COO in 2015. Over his 14-year tenure at Safeguard, Mike has been instrumental in driving change and fostering innovation within the Property Preservation sector, consistently delivering excellence and becoming a trusted partner to clients and investors.

A distinguished graduate of the United States Military Academy at West Point, Mike earned a degree in Quantitative Economics. Following his graduation, he served in the U.S. Army’s Ordnance Branch, where he specialized in supply chain management. Before his tenure at Safeguard, Mike honed his expertise by managing global supply chains for 13 years, leveraging his military and civilian experience to lead with precision and efficacy.

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CFO

Joe Iafigliola

Joe Iafigliola is the Chief Financial Officer for Safeguard Properties. Joe is responsible for the Control, Quality Assurance, Business Development, Marketing, Accounting, and Information Security departments. At the core of his responsibilities is the drive to ensure that Safeguard’s focus remains rooted in Customer Service = Resolution. Through his executive leadership role, he actively supports SGPNOW.com, an on-demand service geared towards real estate and property management professionals as well as individual home owners in need of inspection and property preservation services. Joe is also an integral force behind Compliance Connections, a branch of Safeguard Properties that allows code enforcement professionals to report violations at properties that can then be addressed by the Safeguard vendor network. Compliance Connections also researches and shares vacant property ordinance information with Safeguard clients.

Joe has an MBA from The Weatherhead School of Management at Case Western Reserve University, is a Certified Management Accountant (CMA), and holds a bachelor’s degree from The Ohio State University’s Honors Accounting program.

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Business Development

Carrie Tackett

Business Development Safeguard Properties