Safeguard Properties

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CFPB: Report Explores Differences Between Large and Small Mortgage Servicers

The Consumer Financial Protection Bureau (CFPB) issued a report examining the differences between large and small mortgage servicers. The report explores the role servicers of different sizes play in the mortgage market where size is defined by the number of loans serviced.

21 Nov 2019

FHFA: Key Hires Announced

The Federal Housing Finance Agency (FHFA) announced the recent additions of Thaya Knight as senior counsel for policy and regulation and Lydia Mashburn as deputy chief of staff.

20 Nov 2019

Freddie Mac: FHLMC Guide Bulletin 2019-24: Updates to Mortgage Insurance Master Policies

Freddie Mac announced changes to its approved mortgage insurers'(MI) master policies, endorsements and other forms that were last updated in 2014.

20 Nov 2019

FHFA: Performance and Accountability Report

The Federal Housing Finance Agency (FHFA) released its 2019 Performance and Accountability Report.

19 Nov 2019

Federal Reserve Bank of Atlanta: Foreclosure Externalities and Vacant Property Registration Ordinances

The Federal Reserve Bank of Atlanta published a white paper that tests the effectiveness of vacant property registration ordinances (VPROs) in reducing negative externalities from foreclosures.

19 Nov 2019

HUD: FHA INFO #19-57: Annual Report To Congress

The U.S. Department of Housing and Urban Development (HUD) issued single family housing and news updates in FHA INFO #19-57.

14 Nov 2019

Fannie Mae: SVC-2019-07: Servicing Guide Updates

Fannie Mae issued a release announcing several updates to its Servicing Guide. Included are changes that streamline requirements related to canceling property insurance and flood insurance when Fannie Mae acquires a property.

13 Nov 2019

Freddie Mac: FHLMC Guide Bulletin 2019-23: Updates on Servicing Gateway

Freddie Mac issued a release announcing updates related to flood insurance, resale restrictions and right of first refusal, reimbursment of legal fees and costs, and the Freddie Mac Servicing Gateway.

13 Nov 2019

REO Auctions Attracting Competing Bids

Auction.com issued a report highlighting bank-owned property auction data from the third quarter of 2019.

11 Nov 2019

Tropical Depression Imelda Drenching Texas Coast

The U.S. Department of Veterans Affairs (VA) issued a circular that expresses concern about VA home loan borrowers affected by Tropical Storm Imelda and describes measures mortgagees may employ to provide relief.

8 Nov 2019

HUD: FHA INFO #19-56: Training Opportunities

The U.S. Department of Housing and Urban Development (HUD) issued single family housing and news updates in FHA INFO #19-56.

8 Nov 2019

VA: Circular 26-19-29: Special Relief Following Tropical Storm Imelda

The U.S. Department of Veterans Affairs (VA) issued a circular that expresses concern about VA home loan borrowers affected by Tropical Storm Imelda and describes measures mortgagees may employ to provide relief.

8 Nov 2019

OCC: Deputy Comptroller for Operational Risk Named

The Office of the Comptroller of the Currency (OCC) announced that Kevin Greenfield would become the agency’s Deputy Comptroller for Operational Risk.

7 Nov 2019

Fannie Mae: Modification Interest Rate Adjustment Update

Fannie Mae issued an exhibit providing the current Modification Interest Rate used to evaluate borrowers for conventional mortgage loan modifications.

6 Nov 2019

Freddie Mac: Get Ready for Servicing Gateway

Freddie Mac issued a release highlighting the launch of its new Servicing Gateway platform on December 9, 2019.

6 Nov 2019

FHFA: Prepared Remarks of Dr. Mark A. Calabria

The Federal Housing Finance Agency (FHFA) issued the prepared remarks of Director Mark A. Calabria at the SFA Residential Mortgage Symposium.

5 Nov 2019

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CEO

Alan Jaffa

Alan Jaffa is the Chief Executive Officer for Safeguard Properties, steering the company as the mortgage field services industry leader. He also serves on the board of advisors for SCG Partners, a middle-market private equity fund focused on diversifying and expanding Safeguard Properties’ business model into complimentary markets.

Alan joined Safeguard in 1995, learning the business from the ground up. He was promoted to Chief Operating Officer in 2002, and was named CEO in May 2010. His hands-on experience has given him unique insights as a leader to innovate, improve and strengthen Safeguard’s processes to assure that the company adheres to the highest standards of quality and customer service.

Under Alan’s leadership, Safeguard has grown significantly with strategies that have included new and expanded services, technology investments that deliver higher quality and greater efficiency to clients, and strategic acquisitions. He takes a team approach to process improvement, involving staff at all levels of the organization to address issues, brainstorm solutions, and identify new and better ways to serve clients.

In 2008, Alan was recognized by Crain’s Cleveland Business in its annual “40-Under-40” profile of young leaders. He also was named a NEO Ernst & Young Entrepreneur Of The Year® Award finalist in 2013.

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Esq., General Counsel and EVP

Linda Erkkila

Linda Erkkila is the General Counsel and Executive Vice President for Safeguard Properties, with oversight of legal, human resources, training, and compliance. Linda’s broad scope of oversight covers regulatory issues that impact Safeguard’s operations, risk mitigation, strategic planning, human resources and training initiatives, compliance, insurance, litigation and claims management, and counsel related to mergers, acquisition and joint ventures.

Linda assures that Safeguard’s strategic initiatives align with its resources, leverage opportunities across the company, and contemplate compliance mandates. She has practiced law for 25 years and her experience, both as outside and in-house counsel, covers a wide range of corporate matters, including regulatory disclosure, corporate governance compliance, risk assessment, compensation and benefits, litigation management, and mergers and acquisitions.

Linda earned her JD at Cleveland-Marshall College of Law. She holds a degree in economics from Miami University and an MBA. Linda was previously named as both a “Woman of Influence” by HousingWire and as a “Leading Lady” by MReport.

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COO

Michael Greenbaum

Michael Greenbaum is the Chief Operating Officer of Safeguard Properties, where he has played a pivotal role since joining the company in July 2010. Initially brought on as Vice President of REO, Mike’s exceptional leadership and strategic vision quickly propelled him to Vice President of Operations in 2013, and ultimately to COO in 2015. Over his 14-year tenure at Safeguard, Mike has been instrumental in driving change and fostering innovation within the Property Preservation sector, consistently delivering excellence and becoming a trusted partner to clients and investors.

A distinguished graduate of the United States Military Academy at West Point, Mike earned a degree in Quantitative Economics. Following his graduation, he served in the U.S. Army’s Ordnance Branch, where he specialized in supply chain management. Before his tenure at Safeguard, Mike honed his expertise by managing global supply chains for 13 years, leveraging his military and civilian experience to lead with precision and efficacy.

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CFO

Joe Iafigliola

Joe Iafigliola is the Chief Financial Officer for Safeguard Properties. Joe is responsible for the Control, Quality Assurance, Business Development, Marketing, Accounting, and Information Security departments. At the core of his responsibilities is the drive to ensure that Safeguard’s focus remains rooted in Customer Service = Resolution. Through his executive leadership role, he actively supports SGPNOW.com, an on-demand service geared towards real estate and property management professionals as well as individual home owners in need of inspection and property preservation services. Joe is also an integral force behind Compliance Connections, a branch of Safeguard Properties that allows code enforcement professionals to report violations at properties that can then be addressed by the Safeguard vendor network. Compliance Connections also researches and shares vacant property ordinance information with Safeguard clients.

Joe has an MBA from The Weatherhead School of Management at Case Western Reserve University, is a Certified Management Accountant (CMA), and holds a bachelor’s degree from The Ohio State University’s Honors Accounting program.

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Business Development

Carrie Tackett

Business Development Safeguard Properties