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MEMO #1017: Defining Exterior Versus Interior Debris - 10/27/02

We understand that inspectors and contractors may find that they have some difficulty determining whether debris items at a property should be reported as interior or exterior debris. In an effort to eliminate some of the confusion on this topic, we offer the following clarification regarding definitions of exterior and interior debris. Please review these definitions and ensure that your updates and removal of debris are consistent with them.

Interior Debris - Any debris item that is in the main building on the property or in a secure outbuilding (even if the outbuilding is secured with existing locks) is considered interior debris.

Exterior Debris - Any debris item that is outside (in the yard, on a porch or deck that is not enclosed, etc.) or in an unsecure outbuilding (missing doors/windows, missing locks preventing doors from being secured) that does not provide direct access to the main building, that can be seen from the street, or that creates the possibility of a citation is considered exterior debris.

Categorizing debris according to these definitions will reduce the number of disputed reports, mortgagor complaints, and return trips.

If you have any questions about these definitions, please contact your Regional Coordinator.


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