Exhibit 57: 1- to 4- Unit Property Approved Expense Amounts (06/17/09)

EXPENSE 

CODE 

ITEM 

NOTES 

EXPENSE LIMITS 

MAINTENANCE
AND
PRESERVATION 

090001 

Securing/re-keying 

One door only.
Contact us1 if the property has more than one unit. 

$75 

090002 

Boarding 

Where needed, as required by local ordinances. All missing windows and doors should be boarded, not repaired. 

$900 

090003 

Extermination 

Fumigation by a professional extermination company 

$350 

090008 

Police/Fire report 

 

$150 

091001 

Initial property cleaning 

Cleaning of interior to include kitchen and bathroom 

$400 

091002 

Trash removal/Dumping fees 

Interior/exterior debris removal 

$600 

093000 

Initial yard maintenance 

Full yard and/or perimeter cut and trimming/per summer season* 

$300 

093003 

Pest removal 

Removal of dead vermin from property 

$75 

094000 

Yard maintenance 

(Bi-weekly) grass cutting during summer season* 

$125 

095001 

Winterization 

One time charge during winter season** 

$250 

090009 

Pool and spa securing 

One time charge 

$1,110 

 

Utilities: 

*** 

*** 

100000 

Electric 

 

 

101000 

Gas 

 

 

102000 

Oil 

 

 

103000 

Water 

 

 

105000 

Other Utilities 

 

 

191003 

Snow removal 

As needed during winter season** 

$75 

200000 

Roof repair/replacement 

One time charge to tarp or repair roof 

$1,000 

MISCELLANEOUS 

020000 

Foreclosure advertising fees—posting 

California only 

$60 

021000 

Foreclosure advertising fees—publication 

California only 

$210 

203000 

Sump pump/HVAC Repair/Replacement 

Servicing and restart 

$50 

404005 

Property Inspection 

Maximum aggregate amount per property for all inspections provided by outside service 

$16+ 

 

1

Servicers must preserve and maintain properties in accordance with the requirements set forth in Chapters 66, 67 and 70. Prior approval from Freddie Mac (overallowables@freddiemac.com) is required before incurring any expense in excess of any of the above amounts. You must not incur property preservation expenses on low balance Mortgages (see Section B65.50) without our prior approval.

* Summer season dates — 04/01-09/30

In the following States, grass cutting is permitted year round:

AL, AR, AZ, CA, FL, GA, GU, HI, KS, LA, MS, NM, NV, OK, SC, TX, VI, PR

** Winter season dates — 10/01-3/31

In the following States, winterization is permitted year round regardless of month the property is secured: AK, CT, IA, IL, IN, MA, ME, MI, MN, MT, ND, NE, NH, NY, OH, PA, RI, SD, VT, WI

*** Actual paid amount, does not include interest and penalties. Prior approval is not required for the reimbursement of necessary utility expenses incurred from the Due Date of the Last Paid Installment (DDLPI) through to the date you receive the Property Condition Certificate (PCC) pursuant to Sections 66.36 and 67.28 of the Guide.

+ If a Mortgage has mortgage insurance, we will reimburse you for the inspection fees paid by the mortgage insurer via expense code 404006, Inspection Fees Payable by MI