HUD Mortgagee Letter 2012-6

On March 16, the U.S. Department of Housing and Urban Development released Mortgagee Letter 2012-6  entitled Changes to FHA's Occupied Conveyance Procedures.

Changes to FHA’s Occupied Conveyance Procedures


The purpose of this Mortgagee Letter is to provide guidance regarding compliance with FHA’s occupied conveyance procedures in light of the Protecting Tenants at Foreclosure Act of 2009 (PTFA) and state and local laws relating to tenant protections. As advised in a companion Federal Register Notice published on March 15, 2012, this Mortgagee Letter contains modified policies regarding PTFA.

Effective Date:

Mortgagees must begin using the revised Notice to Occupant of Pending Acquisition and its attachments, with additional changes as required by PTFA and state and local law, no later than July 1, 2012. The provisions of this Mortgagee Letter pertaining to the PTFA are temporary and will expire upon the sunset of the PTFA on December 31, 2014.

Affected Policy:

The policies set forth in this Mortgagee Letter modify or supersede, where there is conflict, the Federal Register Notice published October 28, 2010, Protecting Tenants at Foreclosure Act: Guidance on Notification Responsibilities Under the Act With Respect to Occupied Conveyance (FR 75- 66385).


To view the Mortgagee Letter in it's entirety, please click here.


About Safeguard
Safeguard Properties is the largest privately held field services company in the country. Located in Cleveland, Ohio and founded in 1990 by Robert Klein, Safeguard has grown from a regional preservation company with a few employees  and a handful of contractors performing services in the Midwest, to a national company with nearly 1,000 employees. Safeguard is supported by a nationwide network of subcontractors able to perform any requested superintendence, preservation, and maintenance functions, as well as numerous ancillary services in the U.S., the Virgin Islands, and Puerto Rico.



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